MLRO of German Branch (Geldwäschebeauftragter) (m/f/d)

Bitpanda

WHO WE ARE  We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we’re here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 7 million customers, making us one of Europe’s safest and most secure platforms that powers modern investing.   Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, “roll-up-your-sleeves-and-make-it-happen” kind of people. It’s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let’s go!     YOUR MISSION As Senior Specialist Anti Money Laundering, you will be responsible for ensuring a robust, effective and scalable AML/CFT and sanctions compliance framework for Bitpanda’s activities in Germany. You will act as the key senior AML specialist in Germany, ensuring compliance with the German Money Laundering Act, BaFin expectations, FIU requirements, applicable EU AML/CFT rules, the Transfer of Funds Regulation / Travel Rule, and Bitpanda Group standards. WHAT YOU’LL DO * Support the AMLO: Deputise for the appointed AMLO/Geldwäschebeauftragter and manage regulatory reporting, correspondence, and interactions with BaFin, FIU, and auditors. * Ensure Regulatory Alignment: Maintain compliance with the German GwG, BaFin guidance, FIU expectations, MiCAR, MiFID, EU Transfer of Funds Regulation, and sanctions. * Execute AML Control Framework: Design, execute, and test second-level AML controls, while tracking and remediating any audit or internal findings. * Oversee High-Risk Compliance: Manage PEPs, high-risk customer reviews, Source of Funds/Wealth assessments, transaction monitoring, sanctions escalations, and onboarding decisions. * Drive Automation & Audits: Support internal/external audits, ensure robust documentation trails, and collaborate with cross-functional teams to automate workflows and data-led processes. WHO YOU ARE * Experienced AML Professional: Bring 3–6 years of hands-on AML/CFT experience in financial services, fintech, payments, or crypto (ideally as a deputy MLRO or senior analyst). * Regulatory Expert: Hold a solid working knowledge of German GwG, BaFin expectations, FIU reporting, MiCAR, MiFID, EU Travel Rule, and crypto-asset services. * Crypto Risk Savvy: Understand crypto-native financial crime risks, including self-hosted wallets, blockchain analytics, mixers, bridges, and sanctions evasion. * Process & Stakeholder Oriented: Able to translate regulations into scalable, automated processes and confidently interact with senior management, regulators, and cross-functional teams. * Language: Fluency in both English and German.   WHAT’S IN IT FOR YOU * Flexibility to work where you thrive – Enjoy the freedom of our Hybrid working model, combining onsite collaboration and remote work, with an additional 25 days per year to work from a city or country of your choice. * Reward for your impact – Receive a competitive total compensation package aligned with Bitpanda’s pay-for-impact policy, including participation in our stock option plan. * Support for your mental wellbeing – Access confidential coaching, counselling, and mental health resources whenever you need them through OpenUP. * Time to recharge – On top of your standard annual leave, Prioritise your wellbeing with 3 additional days of paid time off to rest, reset, and recharge, available once you’ve been with us for 6 months. * Continuous learning and growth – Grow your skills and stay ahead in your career with unlimited access to Udemy’s library of online courses at your own pace. * Exclusive perks and rewards – Enjoy discounts, rewards, and perks from partners worldwide across lifestyle, wellness, tech, and travel. * Support during life milestones – Take advantage of our additional 8 weeks of gender-neutral new parent leave to welcome and bond with your new addition to the family. * Fuel and focus on-site – Pandas in Vienna, Bucharest, Barcelona, and Berlin can enjoy free onsite dining, with freshly prepared lunches and snacks to keep you fueled and focused all day long. * Recognition for your contributions – Celebrate milestones and achievements with recognition and rewards for your Tenure at Bitpanda. * Show your Bitpanda pride – Access exclusive Bitpanda-branded merchandise and gear to represent. * Connect and celebrate with your team – Join unforgettable company events, from our Winter Party in Vienna to gatherings worldwide, fostering fun, connection, and celebration        .…and even more location-specific benefits designed to make life at Bitpanda even more rewarding wherever you are.   Above all, you will have the opportunity to learn and grow as part of Bitpanda’s incredible journey towards being Europe’s future #1 investment platform. BITPANDA IS COMMITTED TO FOSTERING A FAIR AND EQUAL ENVIRONMENT BASED ON TRUST AND MUTUAL RESPECT. WE BELIEVE THAT A DIVERSE AND INCLUSIVE WORKPLACE IS PARAMOUNT TO OUR SUCCESS AND WE ARE COMMITTED TO BUILDING A TEAM THAT REPRESENTS A WIDE VARIETY OF BACKGROUNDS, PERSPECTIVES, AND SKILLS. * THESE BENEFITS MAY BE ADJUSTED AT BITPANDA’S DISCRETION AND DO NOT APPLY TO OUR INTERNSHIPS AND EXCEPTIONS TO OUR HYBRID WORKING POLICY APPLY TO TEAMS WITH SHIFT SCHEDULES OR FOR FOLKS WHOSE ROLES REQUIRE THEM TO BE IN-OFFICE (THINK: WORKPLACES TEAM OR IT).

Trading 212

Our mission is to enable everyone to build wealth We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Over the past few years, our client base has grown to over 4.5 million and client assets to over €30 billion. We're now expanding our presence in Germany, and strengthening our AML team. As an AML Oversight Associate, you will help build and maintain a rigorous Oversight, Quality Control and Assurance programme, in fulfilment of our regulatory compliance, internal/external oversight, critical outsourcing, and audit requirements.   What you'll do * Oversight of the Transaction Monitoring and the screening programme, and completion of alert checking; * Undertaking ECDD, OCDD, PEPs, Sanctions and adverse media reviews when directed by MLRO/DMLRO; * Creating and maintaining MI data in relation to the oversight programme; * Stay informed on any changes to AML/CTF laws, regulations, and best practices; * Assist with FIU SAR reporting, as and when required; * Assist in updating Trading 212’s AML Program and relevant procedures; * Assist drafting periodic compliance reporting for Senior Management, the Risk & Compliance Committee and the Board as required.   What you need to have * You are currently pursuing a bachelor’s or master’s degree. * Interest in Oversight, QC/QA, AFC, AML, Fraud, or related areas within fintech; prior experience is a plus. * Analytical Skills: Comfortable with data-driven decision-making and problem-solving, delivering comparable and useful MI to internal and external stakeholders. * Stakeholder management: Ability to work with multiple stakeholders, with competing priorities, to ensure alignment of the German oversight programme with the Group. * Mindset: Proactive, curious, and structured, with a strong sense of integrity and ownership. * Communication: Fluent in English and German; Other European languages are a plus. * Tools: Experience with quantitative analysis, familiarity with office software such as Excel/Google Sheets. Knowledge of SQL and experience with self-service BI software are a plus. * Availability: Available 20 hours per week, with at least two semesters remaining in your studies WHAT WE OFFER * A unique opportunity to be part of the team that builds our presence in Germany from the ground up. * Challenging projects with high impact on our international growth. * Collaboration with a team of smart, driven, and supportive high-performers. * A flexible, idea-friendly culture that values ownership and initiative. * Competitive Remuneration package. Are you ready to accelerate your career with us? We'd love to hear from you! We thank all applicants, but only candidates selected for an interview will be contacted. All personal data of applicants is protected by the law and will be treated with strict confidentiality. Are you ready to accelerate your career with us? We'd love to hear from you! We process applicant data confidentially and in accordance with applicable data protection laws. We may use AI-powered tools to help review applications, but all hiring decisions are made by our human recruitment team. Where required by law, we rely on your consent to use these tools. You may withdraw this consent or exercise your data protection rights at any time by contacting us.

360T

YOUR ROLE As a Working Student Compliance & Regulatory, you will be part of Compliance Team and directly report to Anti-Money Laundering Reporting Officer (MLRO). From day one, you would  contribute closely to the overall success of 360T by gaining valuable experience and effectively  managing and assisting the Compliance and Regulatory matters within the FinTech and FX Markets. Based on your skills, you will have the opportunity to take ownership of projects, grow in your role, and build a network of professional contacts. You will also have the chance to complete your Bachelor/Master thesis in consultation with our team and may be offered permanent employment upon successful graduation. YOUR RESPONSIBILITIES * Assist the responsible Anti Financial Crime Manager * Online Database research for the processing of customer profiles (updating documents) * Interaction (phone and email) with relevant Sales employees * Scanning of documents and uploading into the CRM database * Updating the CRM database and customer review * Support of the PEP* Monitoring process (*politically exposed persons) * Processing of Level 1 Transaction Monitoring Alerts YOUR PROFILE * Currently enrolled in a degree program in Law, Legal Studies, or a related field (e.g., Political Science, Public Administration, or International Relations) * Hands-on attitude and entrepreneurial spirit  * Team player  * Good communication and organization skills * Feeling comfortable with dealing with people from all around the world * Good knowledge of MS-Office * Excellent command of both English and German (written and spoken) is a mandatory requirement OUR OFFER * Central and modern workplace close to Goethe University * Dynamic work environment * Flexible working hours (minimum 2 working days per week) * Bachelor / Master Thesis in consultation with the team * Possibility for a permanent employment after successful graduation * Performance appraisals on a regular base * 360T Academy * Social gatherings We offer an outstanding opportunity for a highly motivated individual to participate in the growth of a successful technology company in the financial sector. HOW TO APPLY The position is based in Frankfurt am Main and is available immediately. If your background and qualifications meet these specifications, please forward your application including your salary expectation and the earliest starting date by clicking the “Apply” button. CONTACT Irune Del Buey People & Culture Manager Send email Grüneburgweg 16-18 60322 Frankfurt am Main