Junior Operational Risk Officer

CUBE

CUBE are a global RegTech business defining and implementing the gold standard of regulatory intelligence for the financial services industry. We deliver our services through intuitive SaaS solutions, powered by AI, to simplify the complex and everchanging world of compliance for our clients.    Why us? 🌍 CUBE is a globally recognized brand at the forefront of Regulatory Technology. Our industry-leading SaaS solutions are trusted by the world’s top financial institutions globally. 🚀 In 2024, we achieved over 50% growth, both organically and through two strategic acquisitions. We’re a fast-paced, high-performing team that thrives on pushing boundaries—continuously evolving our products, services, and operations. At CUBE, we don’t just keep up we stay ahead. 🌱 We believe our future is built by bold, ambitious individuals who are driven to make a real difference. Our “make it happen” culture empowers you to take ownership of your career and accelerate your personal and professional development from day one. 🌐 With over 700 CUBERs across 19 countries spanning EMEA, the Americas, and APAC, we operate as one team with a shared mission to transform regulatory compliance. Diversity, collaboration, and purpose are the heartbeat of our success. 💡 We were among the first to harness the power of AI in regulatory intelligence, and we continue to lead with our cutting-edge technology. At CUBE, You will work alongside some of the brightest minds in AI research and engineering in developing impactful solutions that are reshaping the world of regulatory compliance. Role Mission This role provides senior expertise in Operational Risk and Risk Controls, applying it through customer data processing and analysis, ensuring data quality, governance, and strategic utilisation. It develops data standards, advises on complex data challenges, utilises and implements AI solutions and supports major customer initiatives within CUBE. The role mentors junior team members and shapes customer data practices. Key Responsibilities * Actively contribute to CUBE’s success by supporting the delivery of the Data & Analytics team’s goals. * Play a leading role in the execution of all aspects of Customer Data Operations on a prioritised basis. Specifically: * Matching of risks and controls * Index build * Index management * Other data expansion * Contribute to the consistent application of CUBE’s Data Technical Standards to core risk and control content and beyond. * Contribute to the ongoing development of CUBE’s business rules which form the basis for CUBE’s index assets. * As someone with subject matter expertise, contribute to data processing exercises on a prioritised basis as required (particularly matching and index building). * Actively seek opportunities to engage with the rest of D&A (and wider CUBE as appropriate) to improve data and processes * Collaborate closely with other members of the D&A team to support cross-team working and understanding. * Actively support the CUBE-wide objective to automate. Collaborating with CUBE’s Product, Engineering, and Data Science teams to facilitate faster and better data processing. * Leadership and mentorship of more junior members of the team, supporting their development in line with business needs.   Skills & Competencies * Data Management & Quality: Oversees enterprise-wide data architecture and governance practices. Ensure consistency, reliability, and traceability in data assets. * Risk & Governance: Acts as subject matter expert on governance, risk, and compliance. Embeds control standards across operational processes. * Tools, Automation & AI: Leads automation and integration initiatives, embedding AI/ML where relevant. Establishes tool standards and governance. * Problem-Solving & Innovation: Champions innovation in automation and process optimization. Promotes continuous improvement and data-driven decision-making. * Communication & Collaboration: Leads cross-functional discussions, influencing key stakeholders through data-driven recommendations. * Operational Execution: Aligns data operations execution with strategic business goals, driving governance and consistency. * Mentoring & Leadership: Mentors team members across teams, developing strong technical and professional capability.   Required Experience & Qualifications * Able to demonstrate a strong knowledge of risks and controls having gained extensive experience in a financial services risk and control front line role (e.g. Business Risk & Control Officer, Supervisor). * Highly knowledgeable on the key risks faced by our clients, e.g. market manipulation, unauthorised trading, resilience. * Deep understanding of NFRM core processes, e.g. RCSA, incident management, read across / lessons learned. * Experienced with internal audit, external audit and ideally regulators – and understanding of areas of regulatory scrutiny targeting governance and controls (e.g. SMCR). * Able to clearly and succinctly articulate and promote CUBE’s risk and control product offering. * Ability to work in a fast-paced Regtech environment producing work to a high standard under time pressure. * A pragmatic self-starter with the ability to work independently and as part of a team. * Strong organisational skills, with impeccable attention to detail and proven ability to manage multiple projects with varying and time-pressured deliverables. * Flexible, supportive, collaborative, contributing positively to our strong team dynamic and culture. * Ability to clearly communicate technical concepts to non-technical stakeholders. * Concise written and verbal communication skills. * Extensive MS Office skills, particularly Excel. * Proficiency in at least one of the following data analysis tools and languages, such as Python, SQL, MS/Azure Foundry and data visualisation tools (e.g., Tableau, Power BI). * Experience mentoring to achieve excellence. Interested? If you are passionate about leveraging technology to transform regulatory compliance and meet the qualifications outlined above, we invite you to apply. Please submit your resume detailing your relevant experience and interest in CUBE. CUBE is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Beam

At Beam, you get to do work that matters for the world. We’re solving the world's toughest social problems with an incredible team, tech and AI. And we’re growing fast 🚀 It’s not easy. Nothing worth doing ever is. Join a company at the forefront of social impact, driving first-of-its-kind positive change. You’ll be part of a high-performance culture where you'll make a huge impact, rapidly progress your career, and truly enjoy your work. From top-tier coaching and personal development budgets to competitive salaries, we take care of everyone who works at Beam. We’ve already seen incredible growth from our Beam Notes product, helping frontline workers save over 8 hours of admin per week. From social workers and NHS clinicians to mental health practitioners and safeguarding specialists, nearly 100,000 frontline workers across the UK, US and Australia are now using Beam Notes regularly to deliver faster, more human-centred support. Our customers buy on trust - and this role owns it. As Head of Compliance, you'll run the operational heart of Beam's compliance function: a multi-certification portfolio, the privacy practice alongside Legal, and the customer-assurance front line with enterprise and public-sector buyers. This is a hands-on operator's role - on the audits, the processes, and the buyer conversations. You'll join Trust & Safety, reporting to our Chief Information Risk Officer (CIRO) on a deliberately flat team: a Junior Compliance Analyst and three incoming senior hires (Information Security Operations, Management Systems & Risk, and US Compliance Leads). You'll start as a senior individual contributor with a clear path to building and leading a team as we grow, and you'll act as the CIRO's deputy on compliance matters. What you'll do * Own Beam's certification portfolio end-to-end including ISO 27001, SOC 2 Type II, HIPAA, NHS DSPT, Cyber Essentials, GDPR and more, from planning and evidence to audit liaison and renewals. Three further ISO standards land March 2027; GovRAMP Core is underway in the US. * Run privacy operations: DSARs to deadline, DPIAs, the ROPA, Article 28 sub-processor governance, and breach assessment. * Lead customer assurance with enterprise and public-sector buyers (including the NHS), owning security questionnaires, due diligence, and defending Beam's positions in sales conversations. * Keep evidence continuously audit-ready in Drata, so audits are controlled, not a scramble. * Build the runbooks and cross-training that make the practice resilient. * Deputise for the CIRO on compliance decisions and escalations, setting the standard across Trust & Safety. What you'll need * Personal ownership of a multi-framework certification portfolio in B2B SaaS - ISO 27001 or SOC 2 minimum, ideally with Cyber Essentials and a health or public-sector framework (NHS DSPT, HIPAA). You've run audits, evidence, and renewals yourself, not in support. * Deep working UK GDPR knowledge you can apply without reaching for references - and the judgement to take a defensible customer-facing position fast and explain its legal basis. * A track record as a calm, credible assurance operator with enterprise and public-sector buyers, holding a proportionate line on out-of-scope demands without damaging the relationship. Nice to have * You lead without authority, coordinating work across peer specialists. * US public-sector exposure (GovRAMP/StateRAMP or US state privacy) to support handover to our incoming US Compliance Lead. * A health, social-care, or govtech background, with hands-on Drata (or similar) and customer trust portal experience. ABOUT BEAM Our team of 200+ embraces a hybrid working approach, enjoying 2-3 days of vibrant collaboration in our beautiful Shoreditch co-working space, fully equipped with rooftop views, an onsite barista and kitted out gym. We’ve picked up an armful of awards for our work, including one from our former Queen. We've also been named by WIRED as one of London's 10 hottest startups and by LinkedIn as a Top 15 UK Startup. Meanwhile, we've been covered in the media literally thousands of times, including the likes of The FT, BBC, TechCrunch, Forbes and The Guardian. We’re also proud to be backed by some of the world's leading tech investors and entrepreneurs, including the founders of Booking.com, Calm, Shazam and Dropbox. Start your journey to a more impactful career today. We're excited to hear from you. Reasonable adjustments: Beam is committed to fostering an inclusive, diverse, and supportive work environment for all employees. This policy extends to our hiring practices. We recognise that some candidates may need additional support during their hiring process to give them the best chance of being a success. To ensure that all candidates have an equitable opportunity during their process, we are committed to providing reasonable adjustments where required. If you require a reasonable adjustment to be made during your process, please let your Talent Partner know. We encourage you to share this information, but there is no obligation to do so. Please be reassured that any reasonable adjustment requests will not be taken into account when making a decision about your candidacy.

Qonto

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here). Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started. Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit. AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it. ------------------------------------------------------------------------------------------------------ Join our Anti-Financial Crime team as an AFC Officer to investigate suspicious transactions and file Suspicious Activity Reports directly with Tracfin, France's financial intelligence unit. You will report to Garance, our Lead Anti-Financial Crime Unit (France). Every report you write reaches French authorities — your work directly shapes Qonto's regulatory standing and protects our users. ➡️ What you'll do Investigate & report: Draft high-quality Enhanced Investigations (EIs) and Suspicious Activity Reports (SARs) for Tracfin, covering AML, tax fraud, and private scams cases. Handle escalated alerts: Take ownership of cases escalated by our first line of defence teams, identifying money laundering patterns and fraud attempts with precision. Own your quality standards: Ensure every investigation meets our internal benchmarks and regulatory deadlines — quality and speed are both non-negotiable here. Improve detection tools: Contribute to team projects that sharpen our detection capabilities, from flagging new fraud typologies to refining operational processes. Share knowledge: Identify emerging fraud trends and feed insights back to the team, building a shared knowledge base that makes everyone sharper. ➡️ What we're looking for Fluent French writer: You write in French at C2 level — flawless spelling, grammar, and syntax are essential because your reports go directly to French authorities. You also operate in English at C1 level for internal communication. Legal or financial background: You hold a Master's in Law (Business Law, Criminal Law, Compliance) or Banking/Finance — the regulatory literacy this role requires. AFC or compliance experience: You have a first experience in Anti-Financial Crime, Compliance, or Fraud — or a strong, demonstrable interest backed by coursework or concrete exposure. Detail-oriented mindset: You synthesize complex transaction patterns into clear, concise written reports under time pressure, without sacrificing accuracy. Genuine interest in fraud: You're specifically curious about private scam mechanisms — you want to understand how they work, not just flag them. ➡️ What we can offer you Direct regulatory impact: Your SARs go to Tracfin. This isn't internal reporting — your work reaches France's financial intelligence unit and carries real compliance weight. Case variety across all AFC typologies: You'll work across AML, tax fraud, and scams cases, building a strong generalist AFC skillset while deepening your expertise in private scams — a fast-growing focus area for the team. A high-volume, high-quality environment: You'll handle a significant caseload using Qonto's proprietary back-office tools and Slack. Maintaining quality at pace is a genuine professional development constraint — not marketing copy. Close team with structured support: You'll join a tight AFC team with weekly group meetings and regular 1:1s with Garance. The team is hands-on and actively invested in each person's progression. A visible career path: Garance progressed from Junior to Senior to Lead within Qonto's AFC team. The trajectory exists and is actively encouraged. ➡️ Your future manager Your manager will be Garance, our Lead Anti-Financial Crime Unit (France). Her path? Garance holds a Master's in Criminal Law and Criminal Sciences, and joined Qonto in 2023. She progressed rapidly through Junior and Senior Officer roles before being promoted to Lead — a track record built on both technical depth and team results. What does she bring to the team? Garance is a hands-on manager who values transparency and gives her team genuine autonomy. She's committed to each person's development and looks for people who are as focused on quality as they are on speed. At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.