Capital on Tap · Cardiff
QA Analyst - FinCrime
We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and sm...
We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose,
and small business owners often couldn't access what they needed. We set out to fix that.
Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused
spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and
financial products that make running a small business easier.
1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're
profitable. We’ve done a pretty good job so far, but we’re just getting started!
📍 Cardiff | 🏢 3 days per week in the office
Quality Assurance/Customer Operations 🚀
Our QA team is responsible for assessing the quality of the work that’s happening across Customer Operations. You’ll look at
deep-dive technical audits of complex investigative cases and operational tasks. You’ll also deliver feedback to people across the
business and give them development points to help ensure our customer experience remains fantastic!
What You’ll Be Doing 🗃️
We are looking for analytical specialists who can bring deep subject matter expertise to our control environment. In particular,
we are looking for someone with expertise in Financial Crime & AML: You have experience auditing or investigating AML alerts,
KYC/EDD files, and Sanctions screening, with a firm grasp of the Proceeds of Crime Act (POCA) and suspicious activity reporting
(SAR).
Your mission is to ensure that every alert and SAR (Suspicious Activity Report) is handled with the highest level of integrity and
technical accuracy. You will ensure our outcomes align strictly with FCA regulatory standards and the Proceeds of Crime Act
(POCA).
- Holistic Case & Task Auditing: Conducting technical audits of end-to-end financial crime cases, alongside customer interactions
to ensure full compliance with regulatory standards and internal risk appetite.
- SLA & Quality Oversight: Monitoring and assessing adherence to Service Level Agreements (SLAs) to ensure timely risk mitigation
without compromising the depth or accuracy of investigations.
- Advanced Risk Identification: Proactively identifying emerging risks, procedural gaps, or "near-misses" within case handlings
and escalating significant findings to senior stakeholders.
- Monthly MI & Reporting: Developing comprehensive Monthly Management Information (MI) reports that translate audit data into
actionable business insights.
- Trend Analysis & Feedback: Identifying systemic trends and root causes across the department to provide strategic feedback that
shapes training, policy updates, and operational processes.
Our Values & Culture 🌞
- Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.
- Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
- Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.
- Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.
- Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.
We’re Looking For 🔎
We want someone who’s passionate about doing right by customers and helping others be their best. You will be:
- Experienced Investigator: You bring a solid background in Financial Crime, AML and KYC.
- Regulatory Mindset: You understand that a "great outcome" in FinCrime means an investigation that is technically accurate,
fully documented, and compliant with FCA expectations, Consumer Duty and the Proceeds of Crime Act (POCA).
- Confident Communicator: You are skilled at delivering constructive, evidence-based feedback. You can explain complex regulatory
requirements to analysts and stakeholders in a way that drives performance and technical growth.
- Analytical & Detail-Oriented: You are familiar with Quality Assurance frameworks or able to transition naturally from deep-dive
investigative work to QA responsibilities. You don't just "check" a task; you audit the decision-making process behind it.
- Objective: You possess the "investigative curiosity" needed to spot what isn't there. You can remain objective when reviewing
high-pressure tasks and SLAs, ensuring quality is never sacrificed for speed.
Interview Process 🤝
- Stage 1: 30 minute intro and values call with a Talent Partner
- Stage 2: 45 minute interview with a QA Team Lead and Outcome Testing Manager
- Stage 3: 30 minute interview with the Head of Customer Insights
Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space
where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade
machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🚘 Octopus EV Salary Sacrifice Scheme
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices
Check out more of our benefits, values and mission here.
Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to
you within 3 working days (during busy periods this could take up to 5 working days.)
Roll
QA Analyst - FinCrime
Kategori
Administration
Plats
Publicerad
9 juli
Sista ansökningsdag
16 augusti