Legal & Compliance Manager – West Africa

M-KOPA

WE ARE LOOKING FOR A LEGAL & COMPLIANCE MANAGER – WEST AFRICA TO JOIN OUR LEGAL GROUP; AS WE SCALE UP AND DRIVE DIGITAL AND FINANCIAL INCLUSION ACROSS OUR MARKETS. THE FULL LEGAL AND COMPLIANCE BRIEF FOR TWO OF AFRICA'S MOST SIGNIFICANT MARKETS Nigeria and Ghana. Two regulatory bodies for banking supervision. Two corporate governance frameworks — CAMA 2020 and the Companies Act 2019. Two sets of statutory filing obligations. One role that carries accountability for all of it, plus commercial contracting, data privacy, compliance programme management, and investor reporting. For a lawyer who wants genuine breadth — not a narrow lane in a large legal team — this is a rare brief. M-KOPA has extended more than $2 billion in credit to over 7 million customers across seven markets, with 55% accessing formal financial products for the first time. In West Africa, the legal and compliance infrastructure that supports that mission sits with this role. WHAT THE WORK COVERS The role is the primary legal and compliance resource for M-KOPA's Nigeria and Ghana operations, reporting to the Head of Department. The scope spans regulatory licensing and engagement with the Bank of Ghana and Central Bank of Nigeria; corporate governance and secretarial matters for both entities; drafting, reviewing, and negotiating commercial agreements including vendor contracts, service agreements, and technology licences; and management of the external counsel panel across both markets. The role also carries designation as Data Privacy Officer for West Africa, with responsibility for compliance with applicable data privacy legislation across the region, supported by the global privacy team. On the compliance side, it includes maintaining the full suite of compliance tools — obligations register, training calendar, incident register, and risk register — coordinating training programmes, and supporting ESMS implementation and ESG investor reporting.   WHAT THIS ROLE REQUIRES A proven track record in a legal or compliance function, with post-call-to-bar experience in a regulated or commercially active environment; banking, finance, or fintech exposure is an advantage. Demonstrable experience in contract negotiation, regulatory engagement, and corporate governance, with working knowledge of compliance standards and risk management frameworks. An undergraduate LLB degree; prior exposure to structured finance, capital markets, or data privacy is an added advantage. WHY THIS, AND WHY NOW In private practice, you serve the client's brief. In a specialist in-house role, you own one function. Here, you are the legal and compliance lead for a growing fintech across two consequential West African markets — with the range, the relationships, and the commercial exposure that comes with it. WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.  M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.

M-KOPA

WE ARE LOOKING FOR A SALES EXECUTIVE TO JOIN OUR SALES TEAM, AS WE SCALE UP AND DRIVE DIGITAL AND FINANCIAL INCLUSION ACROSS OUR MARKETS. This isn't a territory management job dressed up in mission language. As a Sales Executive at M-KOPA Ghana, you'll be the engine behind a field team of Direct Sales Representatives - recruiting them, training them, coaching them, and driving them toward targets that actually mean something. The customers your team reaches aren't switching providers for a better deal. For many of them, this is the first time anyone has offered them credit at all. We're in active expansion mode, moving from 7 million toward 10 million customers. The infrastructure being built right now, the teams, the networks, the local market strategies will define how fast we get there. You'd be joining at exactly the moment when what you build has the most to shape. ABOUT US M-KOPA is a fintech company built on a simple but radical idea that financial inclusion shouldn't be a privilege. Today, we've unlocked over $2 billion in credit for more than 7 million customers across Africa, with 86% reporting an improved quality of life and 55% accessing financial products for the very first time. With 2,300+ employees and 35,000 agents operating across multiple markets, we're not a startup finding its feet — we're a scaled business in the middle of its most ambitious growth phase yet. Ghana is a critical part of that story. This is a hybrid role, you would be working from our offices in Ghana, partnering with a diverse group of employees from our different markets and locations across the UK, Europe and Africa. You will be reporting to the Regional Manager. What You'll Do * Recruit, train, coach and supervise a field-based team of Direct Sales Representatives, monitoring their performance consistently against M-KOPA's standards while managing DSR inventory and resolving audit recommendations in line with company guidelines. * Design and execute the sales and marketing strategy for your territory, setting the direction for weekly, monthly, and quarterly target achievement while monitoring and analyzing the performance of marketing campaigns. * Deliver and exceed sales targets across your designated territory by developing strong local networks that uphold M-KOPA's brand values and retail point standards. What you'll bring * Demonstrable experience in sales within microfinance, insurance, telecommunications, mobile money, FMCG, or related sectors in Ghana, with a proven track record of hitting and exceeding targets. * Established expertise in recruiting, coaching, and leading field-based sales teams; you know how to get performance from people, not just compliance. * Proven ability to design and execute territory-level sales and marketing strategies that translate into consistent weekly, monthly, and quarterly results. The honest part This role operates in the field, across communities that aren't always easy to reach. The targets are real, the accountability is direct, and the pace reflects a business that's scaling fast. If you're energized by that rather than exhausted by reading it, that's probably worth paying attention to. WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.  M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.

M-KOPA

WE ARE LOOKING FOR A SALES EXECUTIVE TO JOIN OUR SALES TEAM, AS WE SCALE UP AND DRIVE DIGITAL AND FINANCIAL INCLUSION ACROSS OUR MARKETS. This isn't a territory management job dressed up in mission language. As a Sales Executive at M-KOPA Ghana, you'll be the engine behind a field team of Direct Sales Representatives - recruiting them, training them, coaching them, and driving them toward targets that actually mean something. The customers your team reaches aren't switching providers for a better deal. For many of them, this is the first time anyone has offered them credit at all. We're in active expansion mode, moving from 7 million toward 10 million customers. The infrastructure being built right now, the teams, the networks, the local market strategies will define how fast we get there. You'd be joining at exactly the moment when what you build has the most to shape. ABOUT US M-KOPA is a fintech company built on a simple but radical idea that financial inclusion shouldn't be a privilege. Today, we've unlocked over $2 billion in credit for more than 7 million customers across Africa, with 86% reporting an improved quality of life and 55% accessing financial products for the very first time. With 2,300+ employees and 35,000 agents operating across multiple markets, we're not a startup finding its feet — we're a scaled business in the middle of its most ambitious growth phase yet. Ghana is a critical part of that story. This is a hybrid role, you would be working from our offices in Ghana, partnering with a diverse group of employees from our different markets and locations across the UK, Europe and Africa. You will be reporting to the Regional Manager. What You'll Do * Recruit, train, coach and supervise a field-based team of Direct Sales Representatives, monitoring their performance consistently against M-KOPA's standards while managing DSR inventory and resolving audit recommendations in line with company guidelines. * Design and execute the sales and marketing strategy for your territory, setting the direction for weekly, monthly, and quarterly target achievement while monitoring and analyzing the performance of marketing campaigns. * Deliver and exceed sales targets across your designated territory by developing strong local networks that uphold M-KOPA's brand values and retail point standards. What you'll bring * Demonstrable experience in sales within microfinance, insurance, telecommunications, mobile money, FMCG, or related sectors in Ghana, with a proven track record of hitting and exceeding targets. * Established expertise in recruiting, coaching, and leading field-based sales teams; you know how to get performance from people, not just compliance. * Proven ability to design and execute territory-level sales and marketing strategies that translate into consistent weekly, monthly, and quarterly results. The honest part This role operates in the field, across communities that aren't always easy to reach. The targets are real, the accountability is direct, and the pace reflects a business that's scaling fast. If you're energized by that rather than exhausted by reading it, that's probably worth paying attention to. WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.  M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.