Data Scientist - Partner Flow Team

iwoca

HEAD OF DATA SCIENCE & AI Hybrid in London, United Kingdom We’re looking for a Head of Data Science & AI You'll lead iwoca's data science function – a group building probabilistic and statistical models that make real-time lending decisions. You'll also be a key part of how iwoca embeds AI across the wider business: setting the pace yourself, and raising capability beyond your direct team. The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive. The team iwoca's data scientists build probabilistic and statistical models that make lending decisions in real time, support forecasting, and shape commercial strategy. Their work is deployed in production code and has direct commercial consequences – it's more than exploratory analysis. The function is now embedding AI into how that work gets done. Successfully leading it will require close collaboration with engineering, product, and commercial teams. The role As Head of Data Science & AI, you'll shape how a technically sophisticated team works – and influence how the wider business adopts AI. Doing that well requires a deep understanding of the modelling work: where AI genuinely changes the work, where it speeds things up, and where a different approach is better. You'll judge what's actually possible with these tools – and challenge the assumptions when the rationale isn't clear. iwoca's data scientists build probabilistic ML models on credit and commercial data, deployed in production, making real-time lending decisions across lending, product, operations, and strategy. The group has approximately 25 data scientists, split across a central team and smaller groups aligned to specific products or domains. You'll report to one of iwoca's co-founders, who is also a data scientist. * AI enablement and adoption You'll set the standard for how AI is used across the group – establishing practices that make adoption safe and repeatable, and creating the conditions for a technically sophisticated group to advance together. * Strategic direction You'll influence where the group invests its resources – deciding what to model, where AI accelerates the work, and where a lighter approach is more effective. You'll shape commercial and product decisions by making analytical trade-offs legible to senior stakeholders, and work with team leads to plan and prioritise across multiple streams. * People and team You'll develop the people around you – raising capability across the group through clear standards, direct coaching, and a genuine investment in how data scientists grow. You'll spot where the gaps are and help close them. You'll also own hiring, shaping how the group assesses and develops talent as it grows. * Commercial opportunity and coordination You'll spot commercial opportunities across the business – where modelling or AI can change outcomes – and work with Engineering, Product, and Operations teams to act on them. You'll represent the group in discussions that shape lending, risk, and product decisions, explaining assumptions, highlighting risks, and helping senior stakeholders act on analytical insight. The requirements Essential * High AI agency: You actively experiment with AI in your analytical and technical workflows. You use tools like Claude Code, Codex, or similar to build, automate, and accelerate substantive work. You have a clear view on how AI changes what a data science team does and a track record of raising capability across the people around you, not just your own output. * Transformation track record: You have led a meaningful shift in how an analytical or data science team works. You are comfortable navigating resistance, building adoption across different types of people, and making change persist beyond your direct involvement. * Technical background: You have a background in probability, statistics, or a related quantitative field, with hands-on experience building and overseeing probabilistic ML models on structured commercial or financial data. * Production experience: You have managed the full lifecycle of models in production – deploying, monitoring, and retiring them. You are comfortable coordinating chains of model dependencies across different teams. * Commercial acumen: You understand how modelling supports business decisions and know when to make trade-offs between depth, delivery time, and value. * Strategic leadership: You have experience setting data science strategy, aligning work with commercial goals, and translating technical modelling for senior stakeholders so they can act on it. * People and team: You have experience managing a data science team, setting clear standards, and developing people – including having direct conversations about where the gap is and how to close it. Bonus: * Domain experience: You have worked in credit risk, lending, or customer lifetime value modelling. * Function scale: You have led a data science team of 20 or more people across multiple teams. * R&D and forecasting: You have experience shaping a modelling agenda, including probabilistic or long-term forecasting work. * Industry profile: You have represented a data science team externally – industry events, publications, or advisory roles. The salary We expect to pay from £140,000 to £200,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance reviews. The culture At iwoca, the best idea wins. We model our culture on independent thinking, challenging untested logic, and evidence-based decisions. We prioritise learning and growth, and give people the autonomy to develop in the direction that makes them most effective. We're a tech company and believe in the power of AI to help us work faster and better. We provide the infrastructure where every iwocan always has access to the best models and where those models have access to all of our data. We will help our people to learn how to use and grow with the new tools available to them. The offices We put a lot of effort into making iwoca a great place to work: * Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. * Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions. The benefits * Flexible working hours. * Medical insurance from Vitality, including discounted gym membership. * A private GP service (separate from Vitality) for you, your partner, and your dependents. * 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. * A one-month, fully paid sabbatical after four years. * Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. * 3% Pension contributions on total earnings. * An employee equity incentive scheme. * Generous parental leave and a nursery tax benefit scheme to help you save money. * Electric car scheme and cycle to work scheme. * Two company retreats a year: we’ve been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: * A learning and development budget for everyone. * Company-wide talks with internal and external speakers. * Access to learning platforms like Treehouse. Useful links: * iwoca benefits & policies * Interview welcome pack

iwoca

The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive. The team The Acquisition Strategy and Tech team is the integrated growth engine for iwoca in Germany. We bridge the gap between high-level commercial strategy and the technical systems that power our customer journey. By combining growth analytics, performance modeling, and full-stack engineering, we own the end-to-end acquisition funnel – from the very first touchpoint to a completed loan application. Our Core Focus: Strategic Growth & Analytics: We serve as the central hub for our Direct Marketing and Sales channels. We translate complex data into actionable strategies, ensuring our outreach is both scalable and profitably managed. Technical Infrastructure: We build and maintain the proprietary systems and models that drive our German operations. This includes optimizing the "User Experience" (UX) to ensure a frictionless onboarding process for small businesses. Operational Excellence: We connect the dots between data-driven decision-making and real-world commercial impact. Our mission is to ensure every potential customer receives a clear, relevant, and rapid understanding of how iwoca can fund their business. We are a fast-moving, cross-functional unit designed to turn strategic hypotheses into measurable results. Whether it’s refining a marketing model or shipping a new feature in the application journey, we ensure that iwoca’s expansion in the German market is backed by robust tech and a clear commercial North Star. The role This role sits at the intersection of commercial strategy, data, and technology. Reporting into the Head of Direct Acquisition, you will lead a high-performing, interdisciplinary team of three and own acquisition and activation outcomes for the German market. Your primary objective is to co-define the growth strategy and partner closely with engineering and data teams to build the systems, onboarding journeys, and experiments that bring that strategy to life. The scope of this role is broad and we're not looking for someone with deep expertise in every domain the team covers – spanning strategy, analytics, product development, and data science – but rather someone intellectually curious, and skilled at asking the right questions. You'll define hypotheses, lead cross-functional initiatives, and own the roadmap for how iwoca engages with German businesses. You will be accountable for measurable impact on acquisition and conversion, bringing ideas to life through rigorous commercial insight, strong customer empathy, and practical delivery. As a Lead, you will also be responsible for coaching your team and establishing the operating rhythm for this new unit. Market and problem understanding * Deeply understand the German SME lending landscape, customer needs, and competitive context to sharpen our go-to-market strategy. * Translate market and customer insight into clearly defined product problems and prioritised commercial opportunities. * Inform targeting and segmentation strategies to help Marketing and Sales reach the right customers. Product build and optimisation * Own the roadmap for acquisition and onboarding, working with engineers and data scientists to develop tools such as lead scoring systems, eligibility checkers, and onboarding journeys. * Work with marketing and sales to evolve website content, sign-up flows, and decisioning logic to increase conversion. * Influence future team capability by helping define priorities, roles, and processes as we scale. Experimentation and insight * Design, run, and interpret A/B tests across messaging, targeting, onboarding tools, and product flows. * Identify opportunities using first-principle reasoning supported by data, customer research, and funnel analysis. Cross-functional collaboration * Manage, coach, and develop a team of at the beginning two commercial strategy analysts and a data scientist focused on acquisition strategy and operational excellence. * Lead cross-functional initiatives, aligning engineering, data, marketing, and commercial stakeholders around clear goals, hypotheses, and success metrics. * Translate high-level business goals into testable hypotheses and actionable briefs for our technical teams. * Help establish the operating rhythm, rituals, and roadmap processes for this new team. The requirements Essential: * Strong commercial mindset with proven experience driving go-to-market strategy and measurable acquisition growth. * Experience in growth strategy, revenue operations, or a highly analytical commercial role with a track record of driving tech-enabled or product-led growth. * Proven people management or team leadership experience, with the ability to build culture and establish operating rhythms in a newly formed team. * Fluency in German and strong written communication skills tailored to customer-facing environments. * Strong analytical capability and experience with experimentation frameworks and A/B testing tools. * Experience working with (or a strong desire to learn about) technical models such as lead scoring, predictive targeting, or qualification logic. * Ability to work from first principles and thrive in ambiguity with curiosity and autonomy. Bonus: * Experience in fintech, lending, B2B SaaS, or regulated products. * Experience working closely with engineering, product, or data science teams to ship features or models. * Knowledge of the German SME ecosystem or B2B financial products. The culture At iwoca, the best idea wins. We model our culture on independent thinking, challenging untested logic, and evidence-based decisions. We prioritise learning and growth, and give people the autonomy to develop in the direction that makes them most effective. We're a tech company and believe in the power of AI to help us work faster and better. We provide the infrastructure where every iwocan always has access to the best models and where those models have access to all of our data. We will help our people to learn how to use and grow with the new tools available to them. The offices We put a lot of effort into making iwoca a great place to work: * Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. * Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions. The benefits * Flexible working hours. * Medical insurance from Vitality, including discounted gym membership. * A private GP service (separate from Vitality) for you, your partner, and your dependents. * 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. * A one-month, fully paid sabbatical after four years. * Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. * 3% Pension contributions on total earnings. * An employee equity incentive scheme. * Generous parental leave and a nursery tax benefit scheme to help you save money. * Electric car scheme and cycle to work scheme. * Two company retreats a year: we’ve been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: * A learning and development budget for everyone. * Company-wide talks with internal and external speakers. * Access to learning platforms like Treehouse. Useful links: * iwoca benefits & policies

Relation Therapeutics

ABOUT RELATION Relation is a sector defining TechBio company developing transformational medicines, with technology at our core. Our ambition is to understand human biology in unprecedented ways, discovering therapies to treat some of life’s most devastating diseases. We leverage single-cell multi-omics from patient tissue, functional assays, and machine learning to drive disease understanding, from cause to cure. We are scaling rapidly and building a team of exceptional individuals to push the boundaries of drug discovery. You will work in highly interdisciplinary teams where biology, computation, and engineering come together to solve complex problems that have not been solved before. Our state-of-the-art wet and dry labs in the heart of London are designed to accelerate this integration and translate insight into impact. We are committed to building diverse and inclusive teams. Relation is an equal opportunities employer and does not discriminate on the basis of gender, sexual orientation, marital or civil partnership status, gender reassignment, race, colour, nationality, ethnic or national origin, religion or belief, disability, or age. By joining Relation, you will help define how medicines are discovered and deliver meaningful impact for patients.   THE OPPORTUNITY Relation is offering an outstanding opportunity for an experienced Scientist in Cell Biology to help drive our growing drug discovery portfolio. We are looking for a drug discovery scientist with hands-on experience in experimental design and assay development, data collection, analysis, and interpretation. In this role, you will be at the forefront of scientific discovery and make a meaningful impact in the field of biology, working at the intersection of science and technology within a rapidly growing TechBio company. You will partner closely with colleagues across Discovery and have the opportunity to develop your skills, work independently, and advance your knowledge base in assay development and optimisation.   DAY TO DAY, YOU WILL * Design and execute cellular and biochemical assays to support drug discovery, including compound screening and profiling using molecular biology, cell culture, microscopy, and biochemical techniques. * Maintain primary and immortalised mammalian cell lines, taking responsibility for sample tracking and quality control (QC). * Monitor laboratory operations, including managing reagent stock levels, equipment maintenance, and adherence to good laboratory practice. * Carry out data analysis and relevant quality assurance protocols. * Communicate the outcomes of your work to team members and external parties through written and verbal reports. * Proactively identify potential project issues and communicate proposed solutions to the team. * Contribute to the development and implementation of new technologies, workflows, and operational infrastructure. * Stay up to date with relevant scientific literature and incorporate new findings into research project planning and experimental design. * Collaborate closely with cross-functional colleagues across Biology, Machine Learning, Translational Sciences, Toxicology, DMPK, and related disciplines to help solve complex scientific challenges and accelerate programme delivery.   PROFESSIONALLY, YOU WILL HAVE * PhD in a Biological Science with relevant experience within a drug discovery function. Recently graduated PhD candidates are also welcome to apply. * Prior experience working within biotech, pharmaceutical, or CRO environments. * Strong practical experience in cell culture techniques, including cell line generation. * Ability to develop cellular, molecular biology, and immunological assays to characterise cell phenotypes, e.g. flow cytometry, RT-qPCR, ELISA, etc. * Hands-on experience with high-content imaging instrumentation and software. * Experience with ‘walk-up’ automated laboratory systems (e.g. liquid handling). * Competence in data handling, curve fitting, and statistical analysis. * Experience with industry-standard record keeping. * Excellent interpersonal and communication skills, with the ability to thrive in a collaborative, cross-functional, matrixed environment. * Highly motivated, scientifically rigorous, and comfortable operating in a fast-paced, evolving biotech setting. Bonus experience: * ‘Walk-up’ automated laboratory systems (e.g. liquid handling). * Working with ’omics experiments and datasets. * Generating knock-out/knock-in cell lines using siRNA and CRISPR. * Working in indications relevant to Relation (e.g. osteoporosis) and with a range of modalities in addition to small molecules, such as peptides, ADCs, oligonucleotides, or targeted delivery approaches.   PERSONALLY, YOU * Are comfortable working in a matrixed environment, balancing multiple stakeholders and contributing effectively across teams. * Take ownership of your work, proactively seek opportunities to contribute, and enable others to do their best work. * Communicate openly and directly, give and receive feedback constructively, and handle challenging conversations with respect. * Actively seek out diverse perspectives, build strong working relationships, and contribute to shared goals across teams. * Embrace challenges with openness and resilience, set high standards for yourself, and strive to deliver meaningful outcomes.   WORKING STYLE & CULTURE AT RELATION At Relation, we operate in a matrixed, interdisciplinary environment, where impact is driven through collaboration across scientific, technical, and operational domains. We collaborate, and you will partner with colleagues across multiple teams and projects, contributing your expertise while aligning to shared company priorities. We work together and win together! The patient is waiting!   RECRUITMENT AGENCIES Please note that Relation does not accept unsolicited resumes from agencies. Resumes should not be forwarded to our job aliases or employees. Relation will not be liable for any fees associated with unsolicited CVs. Relation is a committed equal opportunities employer.