Graduate Product Analyst - 1 Year Work Experience

Abound

About Abound We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation. And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us. Your grad Scheme( Data Science Route) * Our Data Science team works across our entire business, from new products, to core credit decisioning, to user acquisition * You'll get exposure to a wide range of projects, such as: * AI & Machine Learning Development: work directly on our proprietary loan decision platform, Render, contributing to the transformer models that allow us to outperform the market in loan performance * Open Banking Integrations and Classification: enhancing how we transform noisy, real-time transaction data into automated lending decisions * Product Development: participate in rapid feature development cycles, with direct impact on customer experience and business outcomes * Credit Risk Analytics: analyse how our loan book performs over time and how we fund it at scale, working across portfolio monitoring, impairment measurement, and the risk analytics behind our funding. * Bi-annual technical reviews and career progression planning * Cross-functional exposure to risk, compliance, underwriting and product teams Who you are * You believe that learning is the most important thing to optimise for as you start your career, and want to learn by doing at the fastest growing fintech in London * You like getting your hands dirty and using tech to solving complex problems * You also want to learn about the commercial impact of any technical changes you make * A recent (or soon-to-be) graduate with a degree in a technical or quantitative field (e.g. Data Science, Statistics, Mathematics, Engineering, Economics) * Programming: Proficiency in Python or similar languages * Genuine interest in financial technology and how AI can solve real-world problems * Strong communication skills and ability to work in cross-functional teams Why join us * Meaningful, high-impact work from day one * Learn from experienced data scientists, engineers, and product leaders in a flat, fast-paced team * A chance to shape the future of credit using the latest tools in data and machine learning * A collaborative, diverse, flexible culture that values growth, ownership, and doing the right thing for our customers * Position yourself at the forefront of the financial services revolution * Exceptional promotion opportunities from rapid company growth What we offer * Hybrid with 3 days a week in the office * 25 days’ holiday a year, plus 8 bank holidays * 2 paid volunteering days per year * One month paid sabbatical after 4 years * Free gym membership * Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering The Interview Process: * Take Home Test( 20 mins) * Remote (video call) Technical Interview(1 hour) * In-person interview day where you'll meet 3-4 people across Data Science and Senior Leadership(1.5 hours) Scheme details: * Our graduate scheme runs for one year, with the opportunity to convert to a permanent role based on performance. * Start date: Late September – Early October 2026 (TBC) Please note: we are unable to offer visa sponsorship for this role.

Lendable

ABOUT LENDABLE Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: * One of the UK’s newest unicorns with a team of just over 700 people * Among the fastest-growing tech companies in the UK * Profitable since 2017 * Backed by top investors including Balderton Capital and Goldman Sachs * Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. JOIN US IF YOU WANT TO 1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting ABOUT THE ROLE We’re looking for a super-smart and ambitious graduate who is not only highly numerate and analytical, but also enthusiastic about building strong relationships and driving meaningful change. Join us to apply your analytical expertise and people skills to help shape the future of our operations and prepare for a path towards Operational Leadership.   WHAT YOU'LL BE DOING This two-year, full-time programme offers hands-on experience across our core customer-facing Operations teams. It’s an exciting opportunity to immerse yourself in the workings of a fast-growing fintech business, contributing to real projects with measurable impact. With mentorship and leadership support, you’ll develop valuable skills in AI, digital transformation, and process improvement—building a strong foundation for your future as an Operational leader. * Operational Automation & Efficiency: Work on initiatives to improve customer experience, optimise processes, and contribute to operational efficiency. * Rapid Exposure: Quickly take on significant responsibility and gain exposure to multiple functions across operations - whether through team rotations or high-impact assignments. * Data-Driven Decision Making: Analyse problems, propose solutions, and drive execution with support from our teams. * Communication & Delivery: Present findings, ideas, and results to stakeholders, developing your communication and influencing skills. * Problem-solving: Address complex operational challenges and deliver actionable solutions to our teams. * Customer-Centricity: Develop a keen understanding of customer needs and be empowered to identify pain points and design seamless, customer-focused processes, ensuring that our operational strategies consistently deliver great customer outcomes. * Collaboration: Collaborate with our cross-functional Operations teams to deliver tangible, customer-focused projects. WHAT WE'RE LOOKING FOR * A graduate with a STEM degree, with evidence of strong analytical thinking, creative problem solving, and quantitative skills. * Strong interpersonal and communication skills - you enjoy collaborating and building relationships. * Can demonstrate examples of critical thinking, adaptability, and initiative, ideally through academic, internship, or extracurricular experiences. * Results-driven and resourceful, with a willingness to learn quickly and embrace new challenges. * Comfortable with technology, data analysis and curious about fintech, AI, and automation. * Startup mindset. We’re a fast-growth tech startup so you’ll be super excited to work in an entrepreneurial environment and have a real impact on the business * You’ll have a natural curiosity and love to dig into things to understand how they work and are eager to drive positive change from day one.   INTERVIEW PROCESS * 15-minute online numerical test * Cognitive Assessment * In-person case study (30 min) * In person final stage interview   COMPENSATION £40,000 - £45,000 annual salary LIFE AT LENDABLE * Winning team: the opportunity to scale up one of the world’s most successful fintech companies * Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites * Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls * Health coverage: support for your physical and mental wellbeing, including private health cover * Retirement & savings: long-term financial wellbeing through retirement savings plans * Employee referral programme: earn a competitive bonus when you refer successful new team members * Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations * Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our blog!

Wintermute

About Wintermute   Wintermute is one of the largest crypto-native algorithmic trading companies in digital assets. We provide liquidity algorithmically across most cryptocurrency exchanges and trading platforms, a broad range of OTC trading solutions as well as support high profile blockchain projects and traditional financial institutions moving into crypto. Wintermute also has a Wintermute Ventures arm that invests in early stage DeFi projects.    Wintermute was founded in 2017 by industry leaders and has successfully navigated crypto industry cycles. Culturally, we combine the best of the two worlds: the technology standards of high-frequency trading firms in traditional markets and the innovative and entrepreneurial culture of technology startups. To Wintermute digital assets is not just another asset class, we believe in the innovative potential of blockchain, the fundamental innovations, we have a long-term view on the digital asset market and are taking a leadership position in building an innovative and compliant market. Read more here.   Nature of the role      We are looking for a Settlements Analyst, either at graduate level or with 1-2 years of experience, who has a passion and interest in working in the middle office function for one of the leading crypto liquidity providers. The individual must easily adapt to the entrepreneurial, varied and highly dynamic nature of a start-up business.   In this role you will work closely with the Middle Office, Trading, Business Development and Product teams.