Senior Compliance Officer (Luxembourg)

B2C2

About us: Founded in 2015, B2C2 is a global leader for institutional liquidity within digital assets. We bring 24/7 365 days a year deep, reliable pricing for spot, futures, options, CFDs, and NDFs across all market conditions. Our growing team has deep expertise across pricing, structuring, risk, systems, and regulation. B2C2 bridges the gap between traditional financial and digital assets, and is relied upon by brokerages, exchanges, banks, fund managers, and other institutions to provide 24/7 liquidity. Headquartered in London, with global offices in Paris, Jersey City, Tokyo, Singapore, and Luxembourg, our fast-growing team has expertise in traditional financial and crypto markets. We pride ourselves on our company culture and ability to attract not only the top talent but the right people. If you are looking for a role in an exciting new industry, at a dynamic company please keep reading.   About the role:   As B2C2 continues its rapid growth across global markets, we are seeking an execution-focused senior compliance leader to strengthen regulatory engagement discipline, drive operational rigor across core compliance programs, and ensure structured delivery in a fast-evolving supervisory environment. This individual will serve as a key leader in the U.S. Compliance function – driving team performance, strengthening regulatory relationships, engaging with key external relationships, and enhancing our ability to operate at a pace in a fast-evolving regulatory landscape. You will become a main point of contact for new regulations and existing ones, as well as helping the team to design and implement the best in practice controls, policies, procedures, and thought leadership in the industry.  This role offers the opportunity to operate with significant responsibility and visibility across the Legal & Compliance Division, with scope to take on broader leadership responsibilities as the firm continues to scale its regulatory footprint. Core Duties and Responsibilities: * Point of contact, develop and implement the global compliance programs, including Know Your Customer (KYC), Anti-Money Laundering (AML), trade surveillance, sanctions for our growing US business. * Advise and implement enhancements to B2C2’s Compliance Program, including oversight of policies and procedures  * Strengthen and maintain the compliance framework and governance through the development and implementation of B2C2’s policies and procedures. * Own coordination, drafting, internal review workflow, and delivery of regulatory responses, examinations, audits, and supervisory engagements, ensuring clarity of scope, executive alignment, and disciplined communication. * Provide day-to-day leadership across the Americas compliance team, and on assigned global committees as needed, setting clear performance standards, accountability expectations, and delivery milestones. * Implement structured tracking of regulatory initiatives, remediation efforts, and supervisory commitments. * Manage and address any conflicts of interest that may arise. Regulatory Program Leadership * Serve as a senior point of contact for U.S. regulatory bodies, including NYDFS, FinCEN, SEC, CFTC, and state regulators, and be capable of stepping in on global matters if needed. * Ability to lead day-to-day execution and enhancement of core compliance programs, including: * Know Your Customer (KYC) / Customer Due Diligence (CDD) * Anti-Money Laundering (AML) * Sanctions compliance * Transaction monitoring and trade surveillance * Develop and maintain scalable compliance frameworks, ensuring readiness for new regulatory regimes (e.g., stablecoin oversight, digital asset licensing requirements). Team Development & Leadership * Lead day-to-day execution of key compliance initiatives across the Americas compliance team and support performance management and development of team members. * Own coordination, drafting, and internal approval workflow for regulatory responses, ensuring clarity of scope, accountability, and executive alignment prior to submission. * Drive execution discipline across regulatory initiatives, audits, and licensing efforts. * Drive a culture of accountability, performance, and empowerment. * Set and track team goals aligned to business priorities and regulatory milestones. This role will serve as a key execution partner to the CCO Americas and the Global Chief Legal Officer in strengthening the firm’s U.S. regulatory governance framework.  Cross-Functional Execution * Collaborate effectively with/in the Legal and Compliance Division, Risk, Operations, Trading, Sales, and Technology to ensure compliance is embedded into product and operational design. * Establish clear escalation pathways for regulatory risk matters to senior management and the Global Chief Legal Officer, ensuring transparency and timely decision-making. * Serve as a key stakeholder in regulatory change initiatives and licensing efforts. * Contribute to the global compliance strategy and help align the Americas function with broader LCD and business goals.  External & Internal Communications * Represent the firm in supervisory interactions with confidence, clarity, and preparation; lead structured regulator meetings with defined agendas, objectives, and documented follow-up. * Lead responses to regulatory inquiries, exams, and audits. Draft and present policies, memos, and regulatory position papers to internal and external stakeholders. Required Skills and experience: * 5+ years compliance and/or legal experience in the financial services industry.  * Must possess a robust understanding and experience within a digital assets or trading firm. * Ability to manage teams and deliver results in dynamic, high-pressure environments * Experience operating in highly regulated financial institutions where regulator engagement discipline and governance frameworks are critical. * Demonstrated experience leading regulatory examinations or supervisory inquiries in a primary coordination role. * In-depth knowledge of the local regulatory landscape as this person will be leading interactions with regulators. * Demonstrated ability to structure ambiguous regulatory inquiries into clear action plans with defined ownership and timelines. * A strong ability to work and thrive in a fast-paced, start-up environment operating in an uncharted regulatory environment. * A record of success influencing key decision makers through a combination of knowledge, reasoning, and relationships. * Comfortable operating with senior executive visibility and accountability. * Exceptional communication skills, as you will be working collaboratively across various teams, including ExCo, Legal, Operations, Risk and Audit. * An ability to quickly synthesize information, make decisions and respond to shifts in priorities. WHAT WE’RE LOOKING FOR * Execution-oriented mindset: You get things done and bring others along with you. * Strong leadership presence: You know how to manage a team, provide direction, and hold others accountable with clarity and professionalism. * Operational discipline: Ability to translate regulatory obligations into structured execution plans with clear ownership and deadlines. * Collaborative operator: You work fluidly across teams, communicate clearly, and can both support and challenge stakeholders constructively. * Adaptability: You’re comfortable navigating ambiguity and shaping structure in a fast-evolving regulatory and business environment. * Integrity and sound judgment: You act as a trusted steward of risk and reputation. A strong culture is a common denominator among the most successful companies and B2C2 is proud to be a values-based company.   * Ambitious - Striving to make history through world class achievements * Innovative - Forward looking in our solutions for clients and employees * Meritocratic - Rewarding positive contribution across the organisation * Collegiate - Achieving through teamwork through a healthy environment * Risk Aware – Informed decision making and considered in our practices   Equal Employment Opportunities Policy:   B2C2 is committed to a policy of equal employment opportunity for applicants and employees and we welcome applicants from all backgrounds. It is the policy of B2C2 to apply recruiting, hiring, training, promotion, compensation and professional development practices without regard to actual or perceived race, colour, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, age, disability or certain classifications based on genetic information, or because someone is married or in a civil partnership or any other characteristic protected by federal, state or local laws, regulations or ordinances. As such, B2C2 will not tolerate discrimination against any of our employees on the basis of membership in a protected category. We are also committed to creating an inclusive environment to ensure we attract, engage, promote and retain the best talent. We will consider flexible working arrangements for any of our roles.

Coinbase

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase. As a Senior Compliance Associate for Coinbase Luxembourg S.A., you'll serve as a strategic advisor and key second-line defender within the Luxembourg Compliance team. This team owns the compliance framework that keeps Coinbase aligned with regulatory obligations  across one of our most critical European entities. You'll lead framework development, regulatory advisory, and CCO support, ensuring our compliance posture scales with the business and meets the expectations of Luxembourg regulators. What you'll do: * Lead the drafting, maintenance, and updating of local compliance policies and frameworks, ensuring alignment with EU/Luxembourg regulatory requirements and group-level standards. * Own the Compliance Monitoring Plan and execute thematic reviews across key regulatory obligations, partnering with the Central Compliance Testing & Assurance team to ensure second-line coverage and consistent methodology. * Drive regulatory engagement support by preparing materials for inspections, regulatory queries, and governance bodies, and coordinating annual regulatory reports (e.g., AML Risk Assessment, RC Report, Annual Compliance Summary Report). * Execute consumer protection monitoring across conflict of interest, transparency, and disclosure requirements, and support Compliance by Design reviews for new products and services. * Support the coordination and handling of regulatory reporting obligations and liaise with data teams, and relevant stakeholders for timely reporting. Support the Chief Compliance Officer in overseeing effective AML/CFT implementation, regulatory horizon scanning, and impact assessments for emerging laws and regulations. Required Skills and Experience: * 5-7+ years of compliance experience within an EU-regulated financial institution (e-money institution, payment institution, bank, or MiFID II-regulated entity), with progressive responsibility across multiple compliance disciplines. * Demonstrated working knowledge of EU financial regulations including MiCA, PSD2, AMLD, MiFID II, DORA, and GDPR, with experience applying them to policy drafting, monitoring plans, and regulatory reporting. * Proven track record of preparing materials for and supporting direct engagement with regulators, auditors, and internal governance bodies. * Experience leading compliance monitoring/testing programs and conducting thematic reviews with documented findings and remediation tracking. * Fluency in English required; proficiency in French is a strong advantage for engaging with Luxembourg regulators and local stakeholders. * Familiarity with crypto assets and crypto-related regulatory frameworks (e.g., MiCA implementation) is preferred. * Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality. Position ID: P76022 Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision). Annual base salary range (excluding equity and bonus): €109.400—€109.400 EUR * Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period. * Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws. * US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation. * Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial. * Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

Tide

ABOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: * Tide is available for UK, Indian, German and French SMEs * Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly * Over $300 million raised in funding * Over 2,800 Tideans globally * Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 * We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE TEAM As a Lead Product Manager for our global payment services, you will drive the strategy and execution for core banking payments across India, the UK, and Europe. You’re an experienced Product Manager with a broad, highly technical skill set—driven, analytical, and strategic, with a passion for using technology to deliver world-class payment products, rails, and ledger experiences for our businesses. You are deeply committed to your customers and understand the critical nature of moving money safely, quickly, and transparently. In this role, you will be responsible for building and scaling the core banking platform that enables SMEs to seamlessly send, receive, clear, and reconcile money globally. Your mission is to create a frictionless, resilient financial experience, ensuring robust funds flow, ledger precision, and cutting-edge payment capabilities (including real-time rails and Open Banking) that empower small businesses to grow with confidence. You’ll work hand-in-hand with senior leaders, backend engineers, data scientists, compliance officers, and risk experts to architect, build, and optimize our payment core. ABOUT THE ROLE As a Lead Product Manager, you’ll: * Drive Payment Strategy: Develop, drive, and execute the end-to-end product vision for banking payments (covering local/international rails, multi-currency accounts, and local IBANs) aligned with global business objectives. * Execute Technical Delivery: Lead cross-functional, agile teams through the entire product development lifecycle-mapping transaction lifecycles, writing technical specifications, and managing database isolation levels, event-driven architecture, and API design. * Own the Core Infrastructure: Lead discovery and solution design for money-movement controls, clearing, settlement, financial ledgers, and safeguarding/reconciliation mechanics. * Leverage the Ecosystem: Engage deeply with the wider banking and fintech ecosystem (including Central Banks, clearing houses, BaaS partners, and Open Banking infrastructure like VRP) to identify next-generation payment opportunities. * Ensure Regulatory & Risk Compliance: Collaborate with Risk, Compliance, and Legal teams to ensure all payment features adhere strictly to FCA/PRA, EMI, and local central bank regulatory guidelines, proactively mitigating fraud and transaction risks. * Commercialize Payment Features: Optimize revenue drivers across the payment flywheel (interchange, FX markups, premium payment features, and data enrichment) while collaborating with Finance on quarterly forecasting. * Prioritize via Data: Define and track product KPIs and OKRs (activation, transaction velocity, liquidity/deposits, exception rates, and processing costs) to drive continuous optimization. WHAT WE ARE LOOKING FOR * Fintech/Banking Expertise: 8+ years of experience in Product Management specifically focused on core banking systems, payment rails, clearing/settlement infrastructure, or electronic money institutions (EMIs). * Deep Payment Rail Knowledge: Strong technical understanding of global and local payment mechanics, including SEPA, Faster Payments, UPI, SWIFT, and Open Banking / PSD2 frameworks. * Technical Fluency: Comfort speaking "Finance" with compliance officers and "Engineering" with backend architects. You understand API design, transaction logging, race conditions, and edge cases in high-throughput core systems. * Precision & Ledger Fluency: Solid understanding of funds flow, ledger management, double-entry bookkeeping, and automated safeguarding/reconciliation processes. * Regulatory Acumen: Well-versed in UK/EU/Global financial regulations (FCA, PRA, EBA guidelines, AML/KYB compliance, and transaction reporting requirements). * B2B / SME Focus: A strong understanding of small business financial friction points (cash-flow management, payment acceptance, FX, and account reconciliation). * Leadership & Influence: Proven experience mentoring junior PMs, managing external third-party banking providers/vendors, and aligning senior executive stakeholders. * Hands-on execution: A proactive individual contributor who balances big-picture financial strategy with a meticulous, hands-on approach to technical data flows. WHAT YOU’LL GET IN RETURN:    * The gross monthly salary for this position ranges ranges from €6,266 - €7,833, but we are also open to discussing the salary further, taking into account your expertise and contributions. * MELP - flexible benefit app (50 EUR per month accruing) (does not include Health Insurance) * 25 days paid annual leave * 3 paid days off for volunteering or L&D activities * Parental Leave days (according to statutory) * Family-Friendly Leave (according to statutory + extended from Tide) * Personal L&D budget in the amount of 500 EUR per year * Mental wellbeing platform Plumm * WFH equipment allowance * Sabbatical Leave * Share options * Team Events TIDEAN WAYS OF WORKING At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams.  While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.   #MP-1 #LI-Remote TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.  We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.   At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.   Disclaimer   It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: * Tide does not charge any fees at any stage of the recruitment process. * All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. * Communication from Tide will only come from an official @tide.co email address. * Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.   Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy. Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.