
ottonova · München
DEIN TEAM ottonova - wir sind eine digitale private Krankenversicherung - innovativ, zeitgemäß und anders. An unseren Standorten München und Köln agieren wi...
ottonova - wir sind eine digitale private Krankenversicherung - innovativ, zeitgemäß und anders.
An unseren Standorten München und Köln agieren wir zukunftsweisend für die Digitalisierung der Versicherungsbranche. Unser Ziel
ist klar: Eine Versicherung sein, bei der es Spaß macht, versichert, aber auch Teammitglied zu sein.
Als Underwriting-Team legen wir mit unserer medizinischen Risikoprüfung den Grundstein unserer Versichertengemeinschaft und
pflegen diese gewissenhaft. Gemeinsam mit unseren Vertriebsteams, gestalten wir so die Zukunft von ottonova: Im Maklerbereich
kümmern wir uns um die eingereichten Anträge und stehen den Maklerinnen und Maklern telefonisch zur Seite. Darüber hinaus sprechen
wir persönlich mit den potenziellen Versicherten, die unseren Signup durchlaufen.
Lust die alten Pfade zu verlassen und Versicherung NEU zu erleben?
Dann bist du bei uns genau richtig! Wir suchen dich für eine neue Art der Risikoprüfung in einem internationalen Arbeits- und
Kundenumfeld. Werde als Senior Underwriting Manager (m/w/d) Teil des Teams der medizinischen Risikoprüfung in München oder Köln.
Als Senior Underwriting Manager (m/w/d) in der medizinischen Risikoprüfung bei ottonova bist du Dreh- und Angelpunkt unserer
Einklang mit unseren Entscheidungsrichtlinien fundierte Entscheidungen hinsichtlich Annahme, Risikozuschlägen, Ausschlüssen
oder Ablehnungen
Hinweisen auf vorvertragliche Anzeigenpflichtverletzung
ganzheitliche Lösungen für ottonova und unsere Versicherten zu finden
Partnerabteilungen und unseren Versicherten als sachkundige Ansprechperson zur Seite, um so den Wissenstransfer optimal zu
unterstützen
stellst damit sicher, dass interne Vorgaben zu den aktuellen gesetzlichen und medizinischen Entwicklungen passen.
kundenorientierte Entscheidungsfindung sicher
Um sowohl für unsere Versicherten als auch für unsere Kolleginnen und Kollegen als Ansprechpersonen erreichbar zu sein und uns
gleichzeitig Flexibilität in der Planung unseres Alltags zu geben, organisieren wir unsere Arbeitstage in Schichten. Diese legen
wir als Team variierend fest.
Grundlage deines Profils bildet eine abgeschlossene Ausbildung im Versicherungswesen, z.B. als zur Kauffrau / zum Kaufmann für
Versicherungen und Finanzen oder eine medizinische Ausbildung.
Lebensversicherung
Zusammenhänge
hohe Entscheidungssicherheit und Kommunikationsfähigkeit
unsere Versicherten und das Unternehmen im Blick
Bei ottonova hast du die Möglichkeit, eines der spannendsten neuen Unternehmen am Markt mitzugestalten. Hier erwarten Dich ein
erfahrenes, hochmotiviertes und buntes Team und Freiräume, um eigene Ideen einzubringen und voranzutreiben.
Als Krankenversicherung sind wir der Gesundheit verpflichtet – auch bei unseren Mitarbeitenden. Da Obst, Kaffee uns Müsli bei uns
zu Ausstattung gehören, bieten wir Dir eine Vielzahl anderer Benefits an:
ottonova fördert einen gegenseitig verantwortungs-, respekt- und humorvollen Umgang mit klarem Wertesystem. Unsere Vielfalt ist
eine Stärke, denn sie macht das ottonova-Team kreativer und produktiver. Wir schätzen jedes Individuum und unterstützen die
persönliche und berufliche Entwicklung mit vollem Einsatz.
URL
underwriting
ABOUT LIBERIS Liberis is on a mission to supercharge the power of small businesses around the world by delivering the financial products they need to grow, through our global network of partners. Before all else, Liberis is a technology company, connecting finance with small businesses. We use data to help partners understand their customers’ real-time needs and build technology that enables partners to offer tailored funding and financial products. To date, we’ve funded almost 50,000 small businesses with over $2bn - but we believe this is just the beginning. The Role We’re looking for an experienced Underwriter based in Mumbai who thrives on challenges, values autonomy, and is passionate about finance that supports small businesses not just turning a profit. You’ll be responsible for underwriting new finance proposals that protect and deliver value to Liberis, while enhancing our processes through your expertise. Reporting to the Senior Underwriting Manager, you’ll combine technical and analytical skills to ensure data-driven decisions while staying within the organization's risk appetite. What you’ll be doing * Underwriting new and repeat business requests, evaluating multiple sources of data to make sound, rational decisions. * Engaging directly with prospective customers to gather additional information and communicate approve/decline decisions clearly. * Acting as a referral point for internal stakeholders, ensuring correct policies and procedures are consistently applied. * Driving improvements in underwriting processes to maintain the right balance between customer experience and risk protection. * Leveraging SQL, Python, GCP, and DBT to analyze financial data, automate workflows, and produce actionable insights. * Using advanced Excel skills to model scenarios, interpret management accounts, cash flow statements, and assess credit risk. What we think you’ll need * 2+ years of experience in underwriting, preferably within small business finance. * Strong analytical and problem-solving skills, with meticulous attention to detail. * Deep understanding of financial statements, cash flow, and management accounts to assess affordability, sustainability, and credit risk. * Proficiency in SQL, Python, Excel, GCP, and DBT for financial and operational analysis. * Ability to make confident decisions and clearly articulate reasoning to colleagues and clients. * Excellent verbal and written communication skills, capable of conveying complex findings logically and concisely. * Ability to adapt and refocus in a fast-paced, growing environment. Qualifications * Bachelor’s degree in Finance, Economics, or a quantitative field; Master’s degree is a plus. * Demonstrable experience in data analytics and process improvement within underwriting. Liberis is an equal opportunities employer. We welcome applications from all candidates, including individuals with disabilities and provide reasonable adjustments as required.
ABOUT BLENHEIM CHALCOT Blenheim Chalcot India is part of Blenheim Chalcot, a global venture builder headquartered in London. With over 26 years of innovation, we've been at the forefront of creating some of the most groundbreaking GenAI-enabled companies. Our ventures lead the charge in digital disruption across a spectrum of industries, from FinTech to EdTech, GovTech to Media, and beyond. Our global presence spans the US, Europe, and Southeast Asia, with a portfolio that employs over 3,000 individuals, manages assets exceeding £1.8 billion, and boasts total portfolio sales of over £500 million. ABOUT LIBERIS Liberis is on a mission to supercharge the power of small businesses around the world by delivering the financial products they need to grow, through our global network of partners. Before all else, Liberis is a technology company, connecting finance with small businesses. We use data to help partners understand their customers’ real-time needs and build technology that enables partners to offer tailored funding and financial products. To date, we’ve funded almost 50,000 small businesses with over $2bn - but we believe this is just the beginning. The Role We’re looking for an experienced Underwriter based in Mumbai who thrives on challenges, values autonomy, and is passionate about finance that supports small businesses not just turning a profit. You’ll be responsible for underwriting new finance proposals that protect and deliver value to Liberis, while enhancing our processes through your expertise. Reporting to the Senior Underwriting Manager, you’ll combine technical and analytical skills to ensure data-driven decisions while staying within the organization's risk appetite. What you’ll be doing * Underwriting new and repeat business requests, evaluating multiple sources of data to make sound, rational decisions. * Engaging directly with prospective customers to gather additional information and communicate approve/decline decisions clearly. * Acting as a referral point for internal stakeholders, ensuring correct policies and procedures are consistently applied. * Driving improvements in underwriting processes to maintain the right balance between customer experience and risk protection. * Leveraging SQL, Python, GCP, and DBT to analyze financial data, automate workflows, and produce actionable insights. * Using advanced Excel skills to model scenarios, interpret management accounts, cash flow statements, and assess credit risk. What we think you’ll need * 2+ years of experience in underwriting, preferably within small business finance. * Strong analytical and problem-solving skills, with meticulous attention to detail. * Deep understanding of financial statements, cash flow, and management accounts to assess affordability, sustainability, and credit risk. * Proficiency in SQL, Python, Excel, GCP, and DBT for financial and operational analysis. * Ability to make confident decisions and clearly articulate reasoning to colleagues and clients. * Excellent verbal and written communication skills, capable of conveying complex findings logically and concisely. * Ability to adapt and refocus in a fast-paced, growing environment. Qualifications * Bachelor’s degree in Finance, Economics, or a quantitative field; Master’s degree is a plus. * Demonstrable experience in data analytics and process improvement within underwriting. Liberis is an equal opportunities employer. We welcome applications from all candidates, including individuals with disabilities and provide reasonable adjustments as required.
JOIN US IN BUILDING THE FUTURE OF FINANCE. Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading. ABOUT THE TEAM + ROLE We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards. Robinhood is building out its firm-commitment underwriting capability to manage and co-manage IPOs and follow-on equity offerings, while continuing to operate an established distribution channel that brings new issues to Robinhood's retail customers. This role is the firm's registered representative across both functions — overseeing firm-commitment underwriting activity and the distribution of new issues to retail customers — responsible for daily processing, compliance controls, and regulatory engagement across the end-to-end lifecycle of a deal. You will guide deal execution from due diligence through pricing, allocation, and settlement on the underwriting side. You'll ensure all activity meets regulatory and internal standards across both sides of the deal. This role partners closely with Compliance, Finance, and Trading Operations to support successful execution while maintaining strong supervisory practices. This role is based in our Chicago, IL, Denver, CO, Lake Mary, FL, or New York, NY office(s), with in-person attendance expected at least 5 days per week. At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams. WHAT YOU’LL DO * Serve as a delegate principal under FINRA Rule 3110, maintaining Written Supervisory Procedures and approving key stages of each offering * Assist with supervising the firm's participation as a distribution participant on new-issue offerings, including allocation methodology, communications standards, and fair-dealing practices under FINRA Rules 5130 and 5131 * Serve as subject-matter expert for the selection, build, or buy decision on the firm's underwriting operations stack * Oversee operational execution of firm-commitment underwriting from due diligence through settlement, including syndicate activity and co-manager arrangements * Partner with Compliance, Finance, and Operations to ensure accurate reporting, regulatory filings, and readiness for review WHAT YOU BRING * You hold FINRA Series 79 licenses (Series 24 strong preferred as well) * You have 4–7 years of experience in equity underwriting operations, investment banking compliance, or capital markets * You demonstrate knowledge of FINRA Rules 5110, 5130, 5131, and 3110 in practical application * You have experience supervising retail distribution of new issues or selling-group activity — or equivalent exposure to allocation governance and communications supervision * You bring strong experience in compliance operations, reporting, and supervisory program management WHAT WE OFFER * Challenging, high-impact work to grow your career. * Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching. * Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents. * Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more. * Employer-paid life & disability insurance, fertility benefits, and mental health benefits. * Time off to recharge including company holidays, paid time off, sick time, parental leave, and more! * Exceptional office experience with catered meals, events, and comfortable workspaces. In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits. Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process. Base Pay Range: Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC) $149,000—$175,000 USD Zone 2 (Denver, CO; Westlake, TX; Chicago, IL) $131,000—$154,000 USD Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL) $116,000—$137,000 USD Click here to learn more about our Total Rewards, which vary by region and entity. If our mission energizes you and you’re ready to build the future of finance, we look forward to seeing your application. Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work—welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.