Treasury & Investment Operations Manager

Treasury Operations Manager

Tide

ABOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love. Tide facts: * Tide is available for UK, Indian, German and French SMEs * Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly * Over $300 million raised in funding * Over 2,800 Tideans globally * Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026 * We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg ABOUT THE TEAM:  The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth. ABOUT THE ROLE:  As a Treasury Operations Manager, you will play a crucial role in the team to maintain our financial health, ensure efficient treasury operations, and drive our growth. As the first hire in our Bulgaria Treasury Operations team, you will play a pivotal role in our EU expansion. Your responsibilities will include: * Cash & Liquidity  management: * Manage and monitor wholesale credit limits to ensure adequate liquidity for operations minimising counterparty risk. * Carry out short term cash flow forecasting and actuals variance analysis across Group accounts  * Collaborate with counterparts on implementation of a Treasury Management System including documenting requirements, design and testing * Evaluate capital requirements, manage FX and optimize returns for short term investments. * Managing relationships with partner banks: * Partner with internal and external stakeholders on the Know Your Customer (KYC) and account management processes. * Ensure all banking relationships comply with regulatory requirements and internal policies. * Payments/transfers execution and collateral management: * Manage payment and transfer activities. * Ensure accuracy, timeliness, and compliance with relevant policies. * Manage collateral requirements, including monitoring collateral positions. * Setup and maintain policies, processes, and procedures: * Identify and implement improvements to ensure efficient processes for Treasury Operations. * Update procedural documentation where required in line with changing regulations and business needs  WHAT WE ARE LOOKING FOR:  Tide is seeking an experienced and motivated Senior Treasury Operations Analyst. The ideal candidate will have: * Minimum of  6 years of experience with Treasury Operations and Cash Management * Prior experience in financial services – preferably in payments, technology-driven & scale-up environments  * Knowledge of cash-flow forecasting, flow of funds and payment systems * Proven ability to manage both BAU and complex projects/initiatives  * Self-starter, strong attention to detail and extreme ownership mentality * Extremely comfortable working with ambiguity * Experience mitigating operational risk * Experience with Cash Management systems * Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable * Experience working within a dynamic and strong paced environment * Excellent communication and stakeholder management skills WHAT YOU’LL GET IN RETURN: OUR LOCATION-SPECIFIC EMPLOYEE BENEFITS ARE DESIGNED TO CATER TO THE UNIQUE NEEDS OF TIDEANS:  * Salary €35200 to €44000 * Time Off – Generous annual leave on top of bank holidays. * Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey. * Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide. * Health Insurance – Private health insurance with Bulgaria Zdrave, including extra dental care. * Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops. * Volunteering & Development Days – Paid days annually for volunteering or personal growth. * Learning & Development – Annual budget for books, courses, coaching, and more. * WOO (Work Outside the Office) – Work from abroad for up to 90 days annually. * Home Office Setup – Contribution towards setting up your home office * Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement. * Fully Covered Multi Sports Card – Granting access to hundreds of gyms and pools across Bulgaria * Monthly Food Vouchers - Monthly food vouchers to enjoy your favorite meals with Edenred + * Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices TIDEAN WAYS OF WORKING:  AT TIDE, WE CHAMPION A FLEXIBLE WORKPLACE MODEL THAT SUPPORTS BOTH IN-PERSON AND REMOTE WORK TO CATER TO THE SPECIFIC NEEDS OF OUR DIFFERENT TEAMS.  While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.    TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.  We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.   At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.   Disclaimer   It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: * Tide does not charge any fees at any stage of the recruitment process. * All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. * Communication from Tide will only come from an official @tide.co email address. * Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.   Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy. Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.

Cash Manager / Treasury Manager

Cube Green Energy

YOUR MISSION About the Role We are looking for a hands-on Cash Manager / Treasury Manager to take ownership of group-wide cash management, liquidity planning and treasury operations. The Cash Manager / Treasury Manager will report to the Managing Director Finance. In this role, you will ensure reliable cash visibility, disciplined payment execution and robust short- and mid-term liquidity forecasting across the group. You will work closely with Finance, especially Controlling and Accounting, as well as Investment, Operations and banking partners to support effective financial steering and scalable growth. This is a hands-on role in a dynamic growth environment, focused on building structure, improving liquidity transparency and embedding treasury discipline across the group. * Manage group-wide cash visibility and daily cash positioning * Operate and further develop COBASE as the central banking and cash management platform * Prepare and maintain rolling cash forecasts, including short-term and 12-month liquidity views * Coordinate cash forecast inputs with relevant stakeholders in Finance and Operations * Execute and monitor payment runs in line with approval processes and internal controls * Maintain bank account structures, signatories, access rights and bank documentation * Act as key operational contact for banks and banking service providers * Monitor FX exposures and support basic FX management activities * Support working capital and project cash flow transparency * Establish and improve treasury processes, reporting routines and governance standards * Provide regular cash and liquidity reporting to Finance leadership YOUR PROFILE * Relevant experience in Treasury, Cash Management, Corporate Finance, Finance Operations or a comparable finance role * Strong understanding of liquidity planning, payment processes and bank account management * Experience with banking platforms, ERP systems or treasury tools; COBASE and NetSuite experience is a plus * Good understanding of internal controls, approval workflows and payment governance * Analytical, process-driven and structured working style * Hands-on mindset with a strong execution focus * Strong communication skills and ability to work across functions * Fluent English and German required * Ownership mindset and a proactive approach to problem-solving * Ability to create structure and improve processes in a growing organization * Confidence in working with banks, finance stakeholders and operational teams * Pragmatic, detail-oriented working style * Interest in contributing to a scalable treasury and finance setup You will play a key role in strengthening liquidity transparency, cash discipline and treasury governance across the group. Your work will support better decision-making, effective financial steering and future growth. WHY US? * An exciting position with plenty of creative freedom * A work environment where you’ll feel right at home, surrounded by motivated teammates from all over the world * We provide free fruit, vegetables, and drinks—some from our own organic farm—to give you your daily dose of vitamins * Good public transportation connections, so you can reach us stress-free * Here, you can get creative and have the freedom to actively shape initiatives * And best of all: You’ll be actively supporting the energy transition

Senior Operations Manager for Altersvorsorgedepot (f/m/d)

Upvest

At Upvest, we are on a mission to make investing as easy as spending money. Upvest empowers businesses to offer a wide range of investment products and the best experience in the field of capital market investment and retirement planning. Upvest’s Investment API is easy to integrate so that fintechs and financial institutions can save resources and fully focus on their core business. We are proud to partner with Europe’s leading Fintechs and financial institutions such as DKB, Revolut, N26 and Raisin. Founded in 2017 by Martin Kassing, Upvest now brings together over 270 talented professionals from more than 70 nationalities. Upvest is backed by €280M in total funding from world-class investors, including BlackRock, Tencent, Sapphire Ventures, and Bessemer Venture Partners, Earlybird, Notion Capital, and Motive. Our latest €105M funding round in March 2026 - led by Sapphire and Tencent - serves as a massive catalyst for our growth, allowing us to offer premier investment experience. ABOUT THE ROLE: As Upvest enters the next stage of growth, we are looking for an exceptional Pensions Operations Manager. Bridge the wealth gap in Europe You will empower millions to own their future by dismantling barriers to long term investments, reducing complexity and increasing access via familiar leading fintechs and financial institutions. Revolutionise a new generation of pensions in Germany Deep-dive into the AVD (Altersvorsorgedepot) framework. You’ll own the operational end-to-end process of this core business priority. WHAT YOU’LL DO: * Build and manage Upvest’s pensions processes in regards to transfers, contribution management, bonus applications and edgecase-handling * Scale and lead the pensions operations team by building, mentoring, and managing team members as business growth and volume requirements evolve * Act as a subject matter expert, responsible for setting up Upvest’s german pension products, train staff and contribute in the daily tasks * Build relationships with the operational teams of our clients and assist them in supporting their end-users with pension related queries * Contribute to building a best-in-class product * Optimise workflows and contribute to the implementation of automation and AI to define our pension experience * Design operational improvements whilst ensuring compliance with regulations and internal policies, addressing potential risks to support reliable and secure operations * Collaborate with Product, Engineering, Compliance, Treasury and other teams to support efficient processes and address challenges as they arise * Participate in projects aimed at scaling our pension offers * Monitor key metrics providing insights to support business decisions and improve performance WHAT YOU BRING: * Deep understanding of market rules and existing pension products in the German market * Understanding of relevant regulatory frameworks and data exchange with ZFA * Strong investigative and analytical skills; ability to identify and solve errors * Exceptional ability to communicate and foster positive business relationships with both internal and external stakeholders * Ability to work under pressure and meet deadlines * Native or fluent German (both written and verbal); English is just a nice-to-have * Ability to work independently as well as a part of a team IT’S GREAT IF YOU HAVE: * Experience in data analysis and process automation using data visualization tools, SQL, Python, or similar * Several years of relevant work experience with Riesterrente (former german pension product) HOW WE UPVEST IN YOU: * Best-in-class AI tools: Every Upvenger has €20,000 per year to spend on the best AI tools available — so you're always working with the most powerful models and tooling on the market. * Impact-driven work: We’re building the infrastructure that will power the future of investing in Europe. It’s complex, ambitious, and meaningful. You’ll work with modern technologies and create something entirely new. No legacy systems, no limits. * Wellbeing: Recharge with 30 days of annual leave and maintain a healthy lifestyle with sports benefits. Access confidential professional coaching and enjoy the flexibility to work remotely abroad for up to 183 days a year. Recharge with UpRest, a one-month fully paid sabbatical after every 4 years of working at Upvest. * Development: Growth is in our DNA. Each Upvenger has access to a personal development budget and the freedom to decide how to use it. * Flexible work environment: Work from any of our hubs in Berlin, London or Tallinn hybrid or remotely across Europe, depending on the role. We give you the choice and budget to work where you’re most comfortable and productive, either at home or in the office. You choose. * Compensation and equity: We believe that all Upvengers contribute to our success and deserve a competitive, above-market salary and a participation in our employee equity program. * Team celebrations: Participate in company-wide events, such as UpFest, dinners, offsites and our Holiday party, to connect with colleagues and celebrate our achievements. * Inclusion: We’re committed to a culture where everyone belongs and thrives. Our Employee Resources Groups foster inclusion and connection, like Upfem for our female Upvengers, or UpVergent supporting neurodivergent Upvengers and allies. OUR VALUES: * Make it easy for others. We simplify the complex and act with the best intentions. * Own the outcome. We are proactive, fast and confident to get the job done, valuing progress over perfection. * Rise to the challenge. We aim high and push the boundaries. We stay curious, learn and celebrate our wins together. * Tell the story. We start with the Why to align on purpose. We are transparent and share knowledge to empower and inspire others. Upvest is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.