Head of US Healthcare Data Science

Moniepoint

Who we are  Moniepoint Inc. is Africa's all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. As Nigeria's largest merchant acquirer, we power most of the country's point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually.   About the role   More than 6 million businesses run their financial lives through Moniepoint — and the primary way they interact with us every single day is through a POS device. For most of our merchants, that device is their business. It is how they accept payments, how they access credit, and how they track their finances. Everything those devices are capable of, in terms of speed, reliability, and developer quality, flows from the engineering platform this role leads. We are building a dedicated POS Application Platform function: the foundational engineering layer that sits beneath every POS product at Moniepoint. Think of it as the operating system for our POS engineering organisation — the standards, frameworks, tooling, and architectural backbone that every POS engineer across the business builds on top of. This is not a feature team. It is a platform team in the truest sense, and the Head of Engineering for POS Application Platform is the technical owner of that layer. We currently operate across approximately five POS device types from multiple OEM manufacturers, all running on Android. The engineering challenges here span device governance, developer experience, platform reliability, foundational frameworks, and adoption across a distributed set of POS engineers working in separate product squads. And the scope is only growing. We have a UK entity live, a cross-border payments product in market, and a microfinance bank acquisition finalizing in Kenya. The platform you build will become the foundation for tens of millions of businesses across multiple markets to accept payments, access financial services, and grow. If you have spent your career going deep on POS systems and you want to build the platform that underpins one of Africa's most consequential fintech businesses during its global expansion, this is the role. What you'll get to do * Own the technical strategy and architecture for the POS Application Platform, acting as the domain CTO for everything that runs on our POS devices. * Build and govern the four core platform pillars across the organisation: developer experience (tools, libraries, SDKs), platform reliability (observability, uptime, quality standards), foundational frameworks (architecture, coding standards, testing and release pipelines), and squad adoption (driving uptake of platform tooling across all embedded POS engineers). * Define and enforce engineering standards across all POS device types and OEM manufacturers, ensuring architectural consistency and quality across a heterogeneous device fleet. * Functionally lead POS engineers embedded across Payments, Onboarding, VAS, Savings, and Loans squads — setting the bar for engineering quality and providing the platform layer above all of them. * Own POS observability end-to-end: monitoring, alerting, and incident response frameworks that ensure platform health across all devices and squads. * Drive the architecture for how Moniepoint supports multiple POS device types, including defining how new devices are onboarded, governed, and integrated with the platform. * Collaborate with OEM partners and the POS hardware team when new device types are introduced, ensuring the application layer is ready to support them from day one. * Write and review code directly — this role expects 40 to 60 percent hands-on engineering time. You will set the technical standard, not just the technical direction. * Build and scale the POS platform team, including hiring, mentoring, and structuring for growth as the platform expands internationally. * Translate platform decisions into business impact, working closely with Product, Payments, and Business leadership across markets. * Establish and continuously improve engineering processes, tooling standards, CI/CD pipelines, and developer productivity metrics across the POS engineering community. To succeed in this role, we think you should have * A minimum of 10 years of hands-on software engineering experience, with at least 6 years leading engineering teams through meaningful growth phases, ideally in multi-national or large VC-backed companies. * Direct, hands-on experience building software that runs on Point-of-Sale terminal devices. This means engineering on the device itself — the application layer — not server-side integrations with POS systems. This is a non-negotiable requirement and candidates without it will not be considered. * Strong working knowledge of EMV standards (Europay, Mastercard, Visa) and experience navigating payment certification processes such as PCI DSS and P2PE. Candidates without this will not be considered. * Deep Android engineering expertise in Kotlin and Java. The POS application layer at Moniepoint is Android-based and there are no exceptions to this requirement. * Proven experience building internal engineering platforms, shared libraries, developer tooling, or foundational frameworks used by other engineering teams — not just consumer-facing feature products. * Experience governing or architecting across multiple POS device types from different hardware manufacturers, with an understanding of how OEM integrations and device management work at scale. * A track record of hands-on technical leadership at a meaningful frequency — a 40 to 60 percent coding ratio in your current or most recent role is what we expect. If you have moved into a fully managerial role with no direct contribution to code, this role is likely not the right fit. * Experience building or maturing platform engineering functions, including establishing engineering processes, tooling strategies, and cross-squad governance structures. * Demonstrated ability to scale engineering teams and build the organisational layer beneath you — leaders who can grow into and around the role you are hiring into. * Experience at a company processing high volumes of financial transactions in a regulated environment. Fintech background is strongly preferred. * Familiarity with terminal management systems and device observability tooling is a strong advantage. * Backend engineering experience in Java or Spring Boot is a strong plus given the breadth of the platform and the integration surface it sits on. * Experience working directly with OEM vendors on hardware specification and integration is a bonus. * Exposure to C or C++ is a plus — one of our device variants uses C. * Experience at Series A or B stage startups alone is unlikely to reflect the scale and complexity required for this role. Cultural Alignment We assess every candidate across eight dimensions that define how great leaders operate at Moniepoint. We look for evidence of all eight throughout the process, not just in a single conversation. * Customer Obsession: Deep empathy for the people depending on the platform — whether that is a merchant in Lagos trying to accept a payment, or a POS engineer blocked by missing tooling. You solve problems quickly and intuitively. You close loops by fixing root causes, not just tickets. * Craft: You have mastered your domain at the fundamentals level. You make trade-offs explicit, reason from first principles, and consistently produce solutions that are better than typical. * Systemisation: You convert recurring decisions into repeatable mechanisms. You reduce cognitive load for others. You strengthen institutional memory and improve engineering quality at scale. * Urgency: You move with disciplined speed. You act without waiting for permission when you are within scope. You escalate early when risk exceeds your authority. You remove friction and close loops. * Ownership: You treat the platform as yours to solve regardless of job description boundaries. You take responsibility without being asked. You follow through on commitments without being reminded. * No Ego: You put the mission ahead of personal status. You credit others genuinely, welcome challenge, and never protect your position at the expense of collective outcomes. * Candour: You surface reality early, clearly, and completely — especially when it is uncomfortable. You name risks before they become crises. Intelligent failure is acceptable; concealment is not. * Integrity: Truthfulness and ethical consistency in everything. You adhere to rules and obligations. You never perform under intimidation or corrosive behaviour. Performance without integrity is unacceptable. Some of the technologies you'll work with * Android (Kotlin, Java) — primary platform for all POS application development * EMV payment standards and PCI/P2PE certification frameworks * Multiple POS device types and OEM manufacturers, including Topwise and Telpo * Terminal management systems and device observability tooling * Java, Spring Boot — backend services and integration layer * Docker and Kubernetes * PostgreSQL, DynamoDB, Elasticsearch * Microservices architecture on AWS What we can offer you * Culture - We put our people first and prioritise the well-being of every team member. We have built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. * Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. * Compensation - You will receive an attractive salary, pension, health insurance, annual bonus, plus other benefits. What to expect in the hiring process * Stage 1: A preliminary phone call with one of our recruiters. * Stage 2: System Design - You will be asked to solve complex system design problems to assess your technical and architectural skills, with a particular focus on POS platform architecture and payment systems. * Stage 3: Technical and Architectural Leadership - A panel interview with two of our Heads of Engineering, assessing your depth in POS platform architecture, EMV systems, developer platform design, and engineering leadership at scale. * Stage 4: PM/Cultural Fit and Leadership - Explore your leadership qualities, cultural fit, and your approach to building high-performing, inclusive engineering organisations. * Stage 5: CTO Interview - A conversation with our CTO assessing first-principles thinking, problem-solving under ambiguity, clarity of thought, and cultural alignment. How to apply: Please send us your CV or LinkedIn profile via our career website. Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates! #LI-Remote

Moniepoint

Who we are Moniepoint Inc. is Africa's all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. As Nigeria's largest merchant acquirer, we power most of the country's point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually. About the role   More than 6 million businesses run their financial lives through Moniepoint — and the primary way they interact with us every single day is through a POS device. For most of our merchants, that device is their business. It is how they accept payments, how they access credit, and how they track their finances. Everything those devices are capable of, in terms of speed, reliability, and developer quality, flows from the engineering platform this role leads. We are building a dedicated POS Application Platform function: the foundational engineering layer that sits beneath every POS product at Moniepoint. Think of it as the operating system for our POS engineering organisation - the standards, frameworks, tooling, and architectural backbone that every POS engineer across the business builds on top of. This is not a feature team. It is a platform team in the truest sense, and the Head of Engineering for POS Application Platform is the technical owner of that layer. We currently operate across approximately five POS device types from multiple OEM manufacturers, all running on Android. The engineering challenges here span device governance, developer experience, platform reliability, foundational frameworks, and adoption across a distributed set of POS engineers working in separate product squads. And the scope is only growing. We have a UK entity live, a cross-border payments product in market, and a microfinance bank acquisition finalizing in Kenya. The platform you build will become the foundation for tens of millions of businesses across multiple markets to accept payments, access financial services, and grow. If you have spent your career going deep on POS systems and you want to build the platform that underpins one of Africa's most consequential fintech businesses during its global expansion, this is the role. What you'll get to do * Own the technical strategy and architecture for the POS Application Platform, acting as the domain CTO for everything that runs on our POS devices. * Build and govern the four core platform pillars across the organisation: developer experience (tools, libraries, SDKs), platform reliability (observability, uptime, quality standards), foundational frameworks (architecture, coding standards, testing and release pipelines), and squad adoption (driving uptake of platform tooling across all embedded POS engineers). * Define and enforce engineering standards across all POS device types and OEM manufacturers, ensuring architectural consistency and quality across a heterogeneous device fleet. * Functionally lead POS engineers embedded across Payments, Onboarding, VAS, Savings, and Loans squads — setting the bar for engineering quality and providing the platform layer above all of them. * Own POS observability end-to-end: monitoring, alerting, and incident response frameworks that ensure platform health across all devices and squads. * Drive the architecture for how Moniepoint supports multiple POS device types, including defining how new devices are onboarded, governed, and integrated with the platform. * Collaborate with OEM partners and the POS hardware team when new device types are introduced, ensuring the application layer is ready to support them from day one. * Write and review code directly — this role expects 40 to 60 percent hands-on engineering time. You will set the technical standard, not just the technical direction. * Build and scale the POS platform team, including hiring, mentoring, and structuring for growth as the platform expands internationally. * Translate platform decisions into business impact, working closely with Product, Payments, and Business leadership across markets. * Establish and continuously improve engineering processes, tooling standards, CI/CD pipelines, and developer productivity metrics across the POS engineering community. To succeed in this role, we think you should have * A minimum of 10 years of hands-on software engineering experience, with at least 6 years leading engineering teams through meaningful growth phases, ideally in multi-national or large VC-backed companies. * Direct, hands-on experience building software that runs on Point-of-Sale terminal devices. This means engineering on the device itself — the application layer — not server-side integrations with POS systems. This is a non-negotiable requirement and candidates without it will not be considered. * Strong working knowledge of EMV standards (Europay, Mastercard, Visa) and experience navigating payment certification processes such as PCI DSS and P2PE. Candidates without this will not be considered. * Deep Android engineering expertise in Kotlin and Java. The POS application layer at Moniepoint is Android-based and there are no exceptions to this requirement. * Proven experience building internal engineering platforms, shared libraries, developer tooling, or foundational frameworks used by other engineering teams — not just consumer-facing feature products. * Experience governing or architecting across multiple POS device types from different hardware manufacturers, with an understanding of how OEM integrations and device management work at scale. * A track record of hands-on technical leadership at a meaningful frequency — a 40 to 60 percent coding ratio in your current or most recent role is what we expect. If you have moved into a fully managerial role with no direct contribution to code, this role is likely not the right fit. * Experience building or maturing platform engineering functions, including establishing engineering processes, tooling strategies, and cross-squad governance structures. * Demonstrated ability to scale engineering teams and build the organisational layer beneath you — leaders who can grow into and around the role you are hiring into. * Experience at a company processing high volumes of financial transactions in a regulated environment. Fintech background is strongly preferred. * Familiarity with terminal management systems and device observability tooling is a strong advantage. * Backend engineering experience in Java or Spring Boot is a strong plus given the breadth of the platform and the integration surface it sits on. * Experience working directly with OEM vendors on hardware specification and integration is a bonus. * Exposure to C or C++ is a plus — one of our device variants uses C. * Experience at Series A or B stage startups alone is unlikely to reflect the scale and complexity required for this role. Cultural Alignment We assess every candidate across eight dimensions that define how great leaders operate at Moniepoint. We look for evidence of all eight throughout the process, not just in a single conversation. * Customer Obsession: Deep empathy for the people depending on the platform — whether that is a merchant in Lagos trying to accept a payment, or a POS engineer blocked by missing tooling. You solve problems quickly and intuitively. You close loops by fixing root causes, not just tickets. * Craft: You have mastered your domain at the fundamentals level. You make trade-offs explicit, reason from first principles, and consistently produce solutions that are better than typical. * Systemisation: You convert recurring decisions into repeatable mechanisms. You reduce cognitive load for others. You strengthen institutional memory and improve engineering quality at scale. * Urgency: You move with disciplined speed. You act without waiting for permission when you are within scope. You escalate early when risk exceeds your authority. You remove friction and close loops. * Ownership: You treat the platform as yours to solve regardless of job description boundaries. You take responsibility without being asked. You follow through on commitments without being reminded. * No Ego: You put the mission ahead of personal status. You credit others genuinely, welcome challenge, and never protect your position at the expense of collective outcomes. * Candour: You surface reality early, clearly, and completely — especially when it is uncomfortable. You name risks before they become crises. Intelligent failure is acceptable; concealment is not. * Integrity: Truthfulness and ethical consistency in everything. You adhere to rules and obligations. You never perform under intimidation or corrosive behaviour. Performance without integrity is unacceptable. Some of the technologies you'll work with * Android (Kotlin, Java) — primary platform for all POS application development * EMV payment standards and PCI/P2PE certification frameworks * Multiple POS device types and OEM manufacturers, including Topwise and Telpo * Terminal management systems and device observability tooling * Java, Spring Boot — backend services and integration layer * Docker and Kubernetes * PostgreSQL, DynamoDB, Elasticsearch * Microservices architecture on AWS What we can offer you * Culture - We put our people first and prioritise the well-being of every team member. We have built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. * Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. * Compensation - You will receive an attractive salary, pension, health insurance, annual bonus, plus other benefits. What to expect in the hiring process * Stage 1: A preliminary phone call with one of our recruiters. * Stage 2: System Design - You will be asked to solve complex system design problems to assess your technical and architectural skills, with a particular focus on POS platform architecture and payment systems. * Stage 3: Technical and Architectural Leadership - A panel interview with two of our Heads of Engineering, assessing your depth in POS platform architecture, EMV systems, developer platform design, and engineering leadership at scale. * Stage 4: PM/Cultural Fit and Leadership - Explore your leadership qualities, cultural fit, and your approach to building high-performing, inclusive engineering organisations. * Stage 5: CTO Interview - A conversation with our CTO assessing first-principles thinking, problem-solving under ambiguity, clarity of thought, and cultural alignment. How to apply: Please send us your CV or LinkedIn profile via our career website. Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates! #LI-Remote

Moniepoint

Who we are Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month.  As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually. About the role As a Head of Engineering, you will play a pivotal role in overseeing the entire technical landscape of our engineering organization. You will guide and lead engineering managers and their teams while ensuring we are building scalable, secure, and innovative architectures. Working closely with business leaders and engineering managers (EMs), you will help align our technical vision with business goals and ensure a smooth pipeline from coding to deployment. The role is hands-on, requiring a mix of leadership, technical expertise, and operational excellence. We are looking for someone who has a strong engineering background, leadership skills, and a passion for fostering collaboration and trust within teams. You will be accountable for setting technical standards, addressing technical debt, mentoring teams, and ensuring the scalability and security of the product's architecture. In addition, you will oversee team development, recruitment, and performance management to build high-performing teams capable of delivering results on time. What you’ll get to do * Contribute to and drive the company-wide technology strategy, ensuring the platform and broader business systems are prepared to scale reliably across markets, products, and growing transaction volumes. * Own the technical strategy across the ecosystem, aligning architecture, infrastructure, and delivery with company goals for reliability, scalability, security, and regulatory compliance. * Guide architectural and solution design decisions across teams, removing technical roadblocks for Engineers, and ensuring robust, future-proof system and software architecture. * Build, lead, and scale multiple high-performing engineering teams, including managers and senior individual contributors. * Strengthen team capacity and capability through proactive mentorship, structured career development, succession planning, and rigorous performance management. * Drive hiring strategy and org design to support near-term and medium-term growth of the engineering organization. * Establish and continuously improve end-to-end observability, monitoring, alerting, and incident management frameworks to support high system availability (targeting 99.9999%+ uptime). * Improve software reliability across the platform by implementing strong operational excellence practices and incident response mechanisms. * Set and uphold high standards for engineering excellence, including code quality, testing, QA automation, documentation, and CI/CD pipeline maturity. * Proactively manage and reduce technical debt while leading company-wide initiatives to improve overall codebase health and maintainability. * Improve methodologies and systems for tracking engineering metrics, system health, team performance, and developer productivity. * Define, track, and optimize KPIs such as system performance, transaction success rates, infrastructure efficiency, cost optimization, and team velocity. * Optimize cloud infrastructure usage and costs while maintaining performance, reliability, and security standards. * Collaborate closely with Product, Compliance, Legal, Risk, Sales, Marketing, and Business stakeholders to ensure engineering delivery aligns with company priorities and regulatory requirements. * Ensure systems are secure-by-design, with strong ownership of data privacy, fraud prevention, and regulatory readiness. * Build and maintain long-term technical and architectural roadmaps to keep the platform ahead of industry and technology trends. * Foster a high-trust, high-performance engineering culture grounded in accountability, autonomy, continuous learning, and operational excellence. * Contribute to broader company-wide engineering initiatives across financial services and business tooling (e.g., Payment,  lending, savings, deposits, cards, and business management platforms) to elevate the overall engineering organization. To succeed in this role, we think you should have * Bachelor’s degree in Computer Science, Engineering, or a related technical field. * 12-15 years of hands-on software development experience, including 5+ years of successfully leading multiple engineering teams and driving large-scale technical initiatives * Significant prior experience as a Software Engineer, with a strong track record of designing scalable systems and operating in a software architecture capacity (approximately 60/40 technical and people leadership). * Strong backend engineering expertise, with practical experience deploying production systems (e.g., using Spring Boot or similar modern backend frameworks); frontend exposure is a plus. * Proven experience building and maintaining CI/CD pipelines, deployment systems, and managing technical debt at scale. * Demonstrated ability to lead managers and multiple cross-functional teams simultaneously in complex, fast-paced environments. * Prior experience managing distributed and remote teams across multiple geographies. * Strong experience with agile methodologies, sprint planning, and efficient technical resource management. * Proven track record of mentoring, performance management, and developing high-performing engineering teams. * Demonstrated ability to drive alignment across engineering and non-technical stakeholders. * Experience introducing engineering innovations that materially improve team productivity, delivery speed, and operational efficiency. * Experience in fintech or regulated technology environments is a strong plus, especially in high-scale platforms. * Exposure to emerging markets or a strong interest in solving problems related to financial inclusion and financial well-being is advantageous. Cultural Alignment (Must-Have Soft Skills) * High Agency & Ownership: A sense of urgency and 100% involvement; you seek out impactful problems and act without waiting for permission. * Grit: The perseverance to see complex problems through to resolution, especially when challenges are difficult. * Clarity of Thought: The ability to articulate complex concepts and technical decisions with precision and candour. * Empathy: Strong empathy for the business, customers, and engineering team to ensure effective prioritization and decision-making. * No Ego: Prioritizes team success and actively collaborates with others. Some of the technologies you’ll get to work with * Java (latest versions) * Spring and Spring Boot * Docker and Kubernetes * PostgreSQL, DynamoDB, Elastic Search * Microservices architecture on AWS What we can offer you * Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. * Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. * Compensation - You’ll receive an attractive salary, pension, health insurance,, Employee Stock Options, annual bonus, plus other benefits. What to expect in the hiring process * Stage 1: A preliminary phone call with one of our recruiters. * Stage 2: System Design - You’ll be asked to solve complex system design problems to assess your technical and architectural skills. * Stage 3: Technical Leadership & Architecture round - with two of our Heads of Engineering, dive deeper into technical challenges with advanced system design problems and assess your ability to lead others.  * Stage 4: PM/Cultural Fit & Leadership - Explore your leadership qualities, cultural fit, and ability to drive technical teams while fostering a positive, inclusive environment. * Stage 5: Founder Interview: 60 minute interview with our Co-founder/CTO   How to apply: Please send us your CV or LinkedIn profile via our career website. Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates. #LI-Remote