Internal Audit Lead, Stablecoins & Digital Assets

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM The Issuing team owns the Stripe card issuing product end to end from the APIs and backend services that power spend cards, debit cards, and charge cards, to the dashboard and embedded components that businesses use to manage their card programs. We build the infrastructure and interfaces that let platforms and businesses instantly create, distribute, and control payment cards at scale, and we're responsible for the full cardholder lifecycle across commercial and consumer issuing. We're at an inflection point. Issuing is expanding into new geographies, new card categories (stablecoin, healthcare, consumer credit), and deeper partnerships with major platforms. This is a high-impact, high-visibility role at the intersection of financial infrastructure, developer-facing APIs, and end-user product experience, and it requires someone who can lead technically across a complex, fast-moving domain. WHAT YOU'LL DO * Define and drive the technical strategy for Issuing, including multi-year architecture decisions across backend services, APIs, and user-facing surfaces.  * Own end-to-end technical solutions for critical systems, authorization flows, spending controls, cardholder management, and card program configuration, ensuring they are reliable, scalable, and operationally sound.  * Identify and lead infrastructure investments that unlock new issuing models, including geographic expansion, new card program types, and platform-level extensibility.  * Collaborate closely with product managers, design, and cross-functional partners across Issuing, Authorization, Clearing and Settlement, and Balances to drive cross-cutting initiatives from design through launch.  * Make principled build-vs-reuse decisions and produce clear technical roadmaps that balance near-term delivery with long-term platform health.  * Advise engineering and product leadership on technical trade-offs and their downstream implications for the business.  * Drive engineering standards, tooling improvements, and operational rigor across the team.  * Mentor and grow senior engineers, investing in their technical development and helping build the next generation of technical leaders on the team. RESPONSIBILITIES * Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests.  * Debug and solve critical production issues across services and multiple levels of the stack. Mentor engineers to help them grow.  * Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes.  * Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues. WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 10+ years of industry software engineering experience, with demonstrated impact at a staff or equivalent scope (leading initiatives across multiple teams or systems).  * Proven track record designing and shipping large-scale user-facing products with distributed backend systems that are both highly available and financially correct.  * Experience leading cross-functional engineering projects end-to-end — from requirements through architecture, delivery, and post-launch iteration.  * Strong API design instincts and the ability to build simple, developer-friendly interfaces over inherently complex financial and regulatory requirements.  * Ability to influence technical direction and align multiple teams without direct authority, with excellent written and verbal communication across engineers, product, and leadership.  * High ownership mindset—comfortable with ambiguity, able to define the problem and the plan, not just execute a predefined spec.  * Clear, precise communication on complex technical topics for both technical and non-technical audiences. PREFERRED QUALIFICATIONS * Experience building or operating real-time transaction processing systems with strict latency and correctness requirements (authorizations, payments, ledgering, settlement).  * Familiarity with card network protocols, BIN sponsorship models, or issuing bank integrations (Visa, Mastercard, or equivalent).  * Experience in regulated financial services—compliance-aware system design, audit trails, financial controls, or KYC or KYB flows.  * Background in embedded finance, card-as-a-service, or Banking-as-a-Service platforms. Experience with high-volume event-driven architectures and the reliability and consistency tradeoffs they introduce.  * Track record of mentoring senior engineers and contributing meaningfully to engineering hiring and culture.

Stripe

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies — from the world's largest enterprises to the most ambitious startups — use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team To advance Stripe's mission, we are building a world-class Internal Audit (IA) team. Our purpose is to strengthen the organisation's ability to create, protect, and sustain value by providing the board and management with independent, risk-based, and objective assurance, advice, insight, and foresight. We move as fast as the business, are powered by technology, and are focused on increasing the maturity of Stripe's controls where it matters most. Our IA team provides objective assurance on the design and operational effectiveness of Stripe's internal controls and business processes, compliance with laws and regulations, risk management frameworks, and other governance processes. We're looking for a candidate with deep experience in treasury, finance, safeguarding, operations, and regulatory compliance audit who will help us build and scale a global audit program. ---------------------------------------------------------------------------------------------------------------------------------- What you'll do As a member of the EMEA IA team, you will help drive the execution of a comprehensive, risk-based internal audit strategy that anticipates emerging risks and aligns with management's priorities and our regulatory landscape. You will apply your expertise in governance, risk management, and internal controls to produce assessments that enable our Board, Audit Committee, and senior leadership to make informed decisions. This position is office-based in Dublin, Ireland or London, UK. Responsibilities * Develop and contribute to a risk-based internal audit strategy that ensures comprehensive, end-to-end audit coverage, reflecting emerging risks, management priorities, and regulatory obligations * Evaluate and test governance, risk management, internal controls, compliance, financial reporting, and operational processes to assess their effectiveness, accuracy, and regulatory compliance * Produce objective and timely assessments and reports for the Board, Audit Committee, and senior leadership on risk management, controls, and governance * Engage with internal partners and regulators; prepare and present audit evidence and findings to support confidence in our internal oversight processes * Communicate complex risks and their impacts clearly to senior stakeholders, including the Board, Audit Committee, and regulators (e.g. FCA, CBI) * Collaborate with stakeholder teams to translate audit findings into durable, structural remediation plans, while building and sustaining business relationships to support ongoing audit planning and execution * Invest in understanding the business to better identify areas of need and opportunities to advise * Research and stay current on applicable regulatory requirements (e.g. GAAP, IFRS, PSD2, EMD2, EBA), emerging trends, and best practices Who you are We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements * 8+ years of experience in internal auditing, risk management, or compliance within a financial services environment * Experience auditing treasury operations, liquidity risk frameworks, stress testing, protection of customer funds including segregation, reconciliations, and custody controls * Bachelor's degree in Accounting, Finance, Business Administration, or a related field * Strong experience in risk-based audit planning, execution, and reporting across governance, compliance, financial reporting, and operational controls * Professional certification (CIA, CPA, CAMS, CRCM, or equivalent) — candidates in active pursuit of certification will also be considered * Strong analytical skills, with experience using data analytics and continuous monitoring tools to support audit activities * Excellent written and verbal communication skills; ability to present complex issues clearly to non-technical senior stakeholders * Proven ability to lead cross-functional remediation efforts and track closure of corrective actions * High degree of integrity, independence, and professional scepticism * Expertise in auditing financial controls and operations, with working knowledge of regulatory compliance Preferred qualifications * Master's degree in Accounting, Finance, MBA, or a related advanced degree * Prior experience in a regulated financial institution or network, with complex relationships among network partners * Experience in the banking or financial services sector * Experience with audit management software, automation platforms, and advanced data analytics * Demonstrated track record of building continuous audit and monitoring programmes

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM To advance Stripe's important mission, we are building a world-class Internal Audit (IA) team. Our purpose is to strengthen the organization's ability to create, protect, and sustain value by providing the board and management with independent, risk-based, and objective assurance, advice, insight, and foresight. We're consumed with the goal of moving as fast as the business, being powered by technology, and increasing the maturity of Stripe's controls where it matters the most. Our IA team is responsible for providing objective assurance on the design and operational effectiveness of Stripe's internal controls and business processes, its compliance with laws and regulations, its risk management framework, and other governance processes. We're looking for a leader with deep finance, operations, and regulatory compliance audit experience who will help us build and scale a global audit program. WHAT YOU'LL DO The MALPB IA Lead will be at the forefront of shaping our audit landscape in one of the most dynamic sectors of banking. In this pivotal role, you'll drive the execution of a comprehensive, risk-based internal audit strategy that not only anticipates emerging risks but also aligns seamlessly with our management's vision and regulatory landscape. As the MALPB IA Lead, you'll harness your expertise in governance, risk management, and internal controls to produce invaluable assessments that empower our Board, Audit Committee, and senior leadership to make informed, strategic decisions. This is more than just an auditing position. It's an opportunity to influence the very framework of our operations, protect our organization from unforeseen challenges, and bolster our commitment to excellence and compliance in the rapidly evolving world of merchant acquiring. If you're looking to make a significant impact and elevate your career in an innovative and supportive environment, this is your chance to step into a role where your insights will drive meaningful change and ensure our continued success. This position can be based in Atlanta, GA (preferred) or New York, NY. RESPONSIBILITIES * Lead and execute a risk-based internal audit strategy that ensures comprehensive, end-to-end audit coverage. This strategy should reflect emerging risks, management priorities, and regulatory obligations * Oversee evaluation and testing of governance, risk management, internal controls, compliance, financial reporting, and operational processes to ensure their effectiveness, accuracy, and regulatory compliance * Produce objective and timely assessments and reports for the Board, Audit Committee, and senior leadership on issues related to risk management, controls, and governance * Serve as the principal Internal Audit liaison to network partners and regulators, preparing and presenting audit evidence and findings to enhance confidence in our internal oversight processes * Clearly communicate complex risks and impacts to senior stakeholders, including the Board, Audit Committee, and regulators (e.g., OCC, state banking agencies) * Collaborate with stakeholder teams to translate audit findings into durable, structural remediation plans while building and sustaining business relationships to support ongoing audit planning and execution WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * Bachelor's degree in Accounting, Finance, Business Administration, or related field * 8+ years of experience in internal auditing, risk management, or compliance, preferably within the banking or financial services sector * Strong experience in risk-based audit planning, execution, and reporting across governance, compliance, financial reporting, and operational controls * Professional certification such as CIA, CPA, CAMS, CRCM, or similar is required (or active pursuit). * Strong analytical skills with experience using data analytics and continuous monitoring tools to support audit activities * Excellent written and verbal communication skills, including the ability to present complex issues clearly to non-technical senior stakeholders * Proven ability to lead cross-functional remediation efforts and track closure of corrective actions * High degree of integrity, independence, and professional skepticism PREFERRED QUALIFICATIONS * Master's degree in Accounting, Finance, MBA, or related advanced degree * Prior experience in a regulated financial institution or network with complex relationships among network partners * Familiarity with regulatory reporting and supervisory expectations for banks and financial services (including OCC and state banking agency landscape) * Experience with audit management software, automation platforms, and advanced data analytics * Demonstrated track record of building continuous audit and monitoring programs