
Sofi · United States
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we’re changing the way people think about...
Employee Applicant Privacy Notice
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our
millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding
us every step of the way. Join us to invest in yourself, your career, and the financial world.
Our team is seeking an Accounting Analyst to join our growing SoFi Bank accounting team. This is an exciting opportunity for
professionals looking for a team-oriented environment where you feel you are making a difference and seek to develop your
accounting and operational skills within our organization. The role will support the accounting lifecycle for crypto-related
activity, including month-end close, subledger review, journal entry preparation, variance analysis, control execution, audit
support, and documentation of key accounting processes. By joining the team, you will become part of a forward-thinking technology
company that is transforming financial services through innovative products, investment tools, and digital asset capabilities.
accounting treatment
teams to resolve variances
handling, and settlement or custody-related impacts on accounting
company accounting standards
subsidiary, statutory, and bank reporting, as necessary
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the
candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SOFI PROVIDES EQUAL EMPLOYMENT OPPORTUNITIES (EEO) TO ALL EMPLOYEES AND APPLICANTS FOR EMPLOYMENT WITHOUT REGARD TO RACE, COLOR,
RELIGION (INCLUDING RELIGIOUS DRESS AND GROOMING PRACTICES), SEX (INCLUDING PREGNANCY, CHILDBIRTH AND RELATED MEDICAL CONDITIONS,
BREASTFEEDING, AND CONDITIONS RELATED TO BREASTFEEDING), GENDER, GENDER IDENTITY, GENDER EXPRESSION, NATIONAL ORIGIN, ANCESTRY,
AGE (40 OR OVER), PHYSICAL OR MEDICAL DISABILITY, MEDICAL CONDITION, MARITAL STATUS, REGISTERED DOMESTIC PARTNER STATUS, SEXUAL
ORIENTATION, GENETIC INFORMATION, MILITARY AND/OR VETERAN STATUS, OR ANY OTHER BASIS PROHIBITED BY APPLICABLE STATE OR FEDERAL
THE COMPANY HIRES THE BEST QUALIFIED CANDIDATE FOR THE JOB, WITHOUT REGARD TO PROTECTED CHARACTERISTICS.
PURSUANT TO THE SAN FRANCISCO FAIR CHANCE ORDINANCE, WE WILL CONSIDER FOR EMPLOYMENT QUALIFIED APPLICANTS WITH ARREST AND
SOFI IS COMMITTED TO AN INCLUSIVE CULTURE. AS PART OF THIS COMMITMENT, SOFI OFFERS REASONABLE ACCOMMODATIONS TO CANDIDATES WITH
PHYSICAL OR MENTAL DISABILITIES. IF YOU NEED ACCOMMODATIONS TO PARTICIPATE IN THE JOB APPLICATION OR INTERVIEW PROCESS, PLEASE LET
DUE TO INSURANCE COVERAGE ISSUES, WE ARE UNABLE TO ACCOMMODATE REMOTE WORK FROM HAWAII OR ALASKA AT THIS TIME.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open
roles.
Are you passionate about solving complex challenges in the fintech space? We’re looking for talented individuals to join our dynamic startup, backed by Sequoia Capital. We’re building the universal payment layer to unify all currencies—fiat and crypto—so businesses and consumers can transact seamlessly. If you're passionate about creating innovative solutions in a dynamic, fast-paced environment, we want to talk to you. WE ARE HIRING A FINOPS & ACCOUNTING ANALYST! This is a high-ownership, high-breadth role sitting at the heart of Breeze’s Finance & Operations function. You’ll work directly alongside the Finance Lead, touching everything from accounting and treasury to merchant operations and compliance support. This is a hands-on opportunity to learn how a real payments business runs from the inside — and to have meaningful impact from day one at a fast-moving, Sequoia-backed startup. WHAT YOU’LL DO * Review the bookkeeper’s work for accuracy; prepare and post ad-hoc journal entries and coding corrections * Run weekly BigQuery queries to generate revenue data and import results to QuickBooks Online (QBO) * Handle chargeback close entries, prepaid amortization schedules, and month-end close support * Run weekly cash reconciliations across all accounts and entities; maintain cash position reports and monitor liquidity * Process vendor invoices through Bill.com on a twice-weekly cycle; review and categorize expenses in Ramp * Issue merchant invoices, chase late payments, and field vendor payment queries from internal teams * Calculate and process referral fee payments * Respond to merchant queries on charges, balance reconciliations, top-up amounts, and tax collected * Support merchant onboarding by verifying bank details and settlement information * Investigate settlement discrepancies and coordinate with payment partners on resolution * Pull documentation and data for KYB, compliance, and due diligence requests * Review Numeral sales tax filings for accuracy; manage state-specific follow-ups * Support MTL (Money Transmission License) applications — pulling documentation, responding to state regulator requests, and tracking status * Perform monthly and quarterly filing checks; send merchant settlement completion notifications WHAT WE’RE LOOKING FOR * 2+ years of relevant experience in accounting, finance, or operations — ideally in fintech, payments, or a fast-paced startup * Strong attention to detail — you catch things others miss and take ownership of getting them right * Comfortable working with spreadsheets and data; SQL or BigQuery experience is a plus (or a genuine drive to learn) * Familiarity with QBO, Bill.com, or Ramp is a bonus, not a requirement * You don’t need hand-holding to figure things out — you ask when stuck, but you try first * Excellent communication skills for handling merchant queries and cross-functional coordination * Interest in payments, fintech, or financial infrastructure * Bachelor’s degree in Accounting, Finance, Business, or a related field OUR CULTURE * Fast-paced and dynamic – We’re a growing startup that moves quickly and values people who can keep up * Ownership and communication – We value people who take full ownership and communicate well across teams * Hands-on learning – You’ll work directly with the Finance Lead and gain exposure across every part of the business * Tech-driven – We use modern tools and automate wherever possible; comfort with data and systems matters here WHY JOIN US * Competitive salary + equity plan * 21 days PTO * Benefits: annual medical allowance, productivity budget, gym membership & wellness subsidy * Annual team retreat trip * Be part of a team backed by Sequoia Capital with a healthy runway REQUIREMENTS * 2+ years of relevant experience in accounting, finance, or fintech operations * Bachelor’s degree in Accounting, Finance, Business, or equivalent practical experience * Based in or able to work from New York City, NY (hybrid) * Visa sponsorship is not available at the moment Apply now and help us build the future of payments at a global scale!
ABOUT THE ROLE We are seeking a highly detail-oriented and compliance-driven Suspicious Activity Report (SAR) Submission Expert to join our team. This role is essential in ensuring that all SARs are accurately reviewed, finalized, and submitted in alignment with applicable regulatory and internal standards. The ideal candidate will bring strong experience in anti-money laundering (AML) compliance and a solid understanding of SAR preparation and reporting processes within the financial services or fintech space. YOUR MISSION * Analyse transactional and customer activity to identify AML, fraud, and sanctions risks * Review, improve, and validate SARs to ensure clarity, structure, and regulatory alignment * Identify potential gaps or areas of concern within SAR content and escalate appropriately. * Ensure SAR narratives clearly explain why activity is suspicious * Challenge unnecessary SAR submissions or customer blocking using a risk-based approach * Maintain clear and audit-ready documentation * Stay informed on evolving AML/CTF regulations and typologies * Collaborate with internal stakeholders to ensure consistency in reporting practices. YOUR PROFILE * 3+ years of experience across transaction monitoring, AML investigations, and end-to-end suspicious activity analysis, including SAR/STR drafting, within a financial institution, fintech, or similar environment. * Strong understanding of AML/CTF regulatory frameworks and reporting obligations. * Exceptional attention to detail and ability to manage sensitive information with discretion. * Strong written communication skills and ability to work effectively in a remote setting. * Self-motivated and able to work independently with minimal supervision. * Background in fintech, crypto, or digital financial services. * Familiarity with reporting to agencies such as FinCEN or equivalent international bodies. * AML certifications such as CAMS are a plus but not required. WHY JOIN VIVID? * A fully remote work environment with a flexible and collaborative culture. * Opportunity to play a key role in a compliance-driven fintech operation. * Supportive team environment with opportunities for professional growth. COMPENSATION RANGE Compensation from €20.000 gross annually. Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria. ABOUT VIVID At Vivid, we're on a mission to change how businesses and individuals manage their money across Europe. For businesses, we build tools that actually make a difference: multi-IBAN accounts, high-yield savings, business cashback, team cards, and accounting integrations that save real time — all in one place. And for individuals, we offer a simple way to manage and grow your wealth: access to global stocks, ETFs and 150+ cryptocurrencies, cashback, and personalised financial insights. Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality. Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started. We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.
THE ROLE As the Financial Analyst, you will take full ownership of the month-end processes and financial reporting for allocated entities. Reporting directly to the Financial Controller, you will drive general ledger accuracy by preparing detailed income statement variance analyses and balance sheet reconciliations. The ideal candidate will be a driven, analytical finance professional with a robust technical foundation, exceptional communication skills, and a proactive approach to continuous process improvement. Key Responsibilities and Duties * Owning month-end processes for allocated entities, ensuring accurate, timely, and complete reporting. * Preparing monthly income statements and providing detailed variance analysis. * Preparing monthly balance sheet reconciliations, ensuring any reconciling items are resolved promptly. * Performing regular bank postings and maintaining general ledger accuracy. * Supporting the preparation and submission of monthly and quarterly VAT returns. * Assisting with intercompany billing and reconciliations. * Acting as a key point of contact for external audits, including preparing schedules and responding to queries. * Partnering with operational teams to ensure accurate data capture and financial reporting. * Collaborating with in-country advisors and accountants to ensure strict compliance with local laws and regulations. * Delivering ad hoc reporting, analysis, and responding to information requests. * Identifying and implementing improvements to processes, systems, and reporting. * Contributing to finance projects and change initiatives. What are we looking for? If you can demonstrate some of the following experience/skills below, we would love to hear from you. * We’re looking for someone with 3–5 years of experience in a financial or management accounting role, ideally within the financial services sector. * Part-qualified and actively studying towards a professional qualification (ACA, ACCA, CIMA, or equivalent). * Strong experience handling month-end close, transactional accounting, and supporting external audits. * A curious, proactive mindset with a strong willingness to take initiative and ownership of tasks. * Proven ability to thrive in a fast-paced environment, managing multiple priorities and meeting tight deadlines. * Experience of working with a high-performing team, fostering a culture of collaboration, innovation, and excellence. * Strong working knowledge of Microsoft Excel, notably data manipulation and analysis; familiarity with Google sheets an advantage. * Experience working with ERP systems. So, what’s in it for you? Our people are constantly striving to be the best through operational excellence. The professional development and learning opportunities create an agile, hardworking, conscientious, and knowledgeable team. The opportunities for personal growth are exponential. You grow as the business grows. The roles and responsibilities are broad and ever-changing, and the dynamism of BCB keeps you engaged and highly motivated. At BCB, we believe in empowering individuals to create a culture of personal growth, together, and driving empowerment from the bottom up, up-skilling every individual at every level. This means our team has a sense of commonality and belonging, driven by a shared belief in our mission. We’re passionate about our business, our people, and providing 360-degree support for success. * The chance to operate at the forefront of our industry * You can talk to anyone in the business as there are no barriers and everyone is accessible * You will be collaborating with teams on a hybrid working arrangement * We value team success where every individual can grow and prosper * 30 days annual leave each year * 4 wellbeing days per year to prioritise your mental health * 1 company volunteering day per year * Strong benefits package including; Private Healthcare, Pension, Income Protection (long-term absence), Life Insurance, Menopause Policy, and an enhanced Parental Leave policy * Study support ABOUT BCB GROUP BCB Group is a leading provider of regulated payment and trading services in crypto and fiat for the digital asset economy. We provide accounts, cryptocurrency and foreign exchange market liquidity for some of the world’s largest, crypto-engaged businesses, including crypto exchanges, liquidity providers, market makers, investment firms, custodians, payment processors and wallet providers. Our end-to-end suite of products are accessible through our Client Console UI and API. We offer more than 40 fiat and cryptocurrencies, deep trading liquidity, 24/7 instant payments through our instant settlements network, BLINC, and secure crypto services. Our strong focus on compliance matches our technical and business expertise, and we are regulated by some of the world’s most respected regulators. Authorised in the UK, France and Switzerland, we place the utmost importance on our regulatory-first institutional principles. Our leadership team boasts years of relevant, high-level experience at globally-renowned institutions. They combine finance, law, regulatory and technology skills in traditional and crypto financial services with a deep understanding of the new digital asset economy. Our mission is to create the trusted platform to pay, store, trade and earn fiat and digital assets, globally 24/7 www.bcbgroup.com