Onboarding Analyst/Associate

IMC

We are looking for an AML/KYC Analyst to support AML/KYC activities across IMC's crypto counterparties and digital asset business. In this role, you'll help assess and manage AML/KYC risks associated with crypto markets, including high-risk counterparties, complex ownership structures, sanctions exposure and enhanced due diligence requirements. You'll contribute to risk-based counterparty assessments in a rapidly evolving regulatory landscape, combining strong analytical work with direct interaction with counterparties, trading teams and other internal stakeholders. This is an opportunity to play an important role in enabling IMC's digital asset business while helping to maintain a robust and effective AML/KYC framework. YOUR CORE RESPONSIBILITIES:  AML/KYC Counterparty Reviews * Perform customer due diligence (CDD) and periodic reviews for crypto counterparties * Conduct risk-based counterparty reviews with exposure to enhanced due diligence (EDD) requirements * Analyze complex ownership and control structures, including offshore and layered structures where relevant * Assess AML/CTF and sanctions risks associated with counterparties, products and jurisdictions * Manage escalations relating to high-risk counterparties and onboarding matters * Conduct independent AML/KYC risk assessments and determine appropriate risk classifications * Prepare high-risk cases and escalation memos for senior stakeholder approval Screening & Risk Analysis * Conduct adverse media and sanctions screening using relevant screening tools * Identify and assess AML/CTF and sanctions-related red flags associated with crypto counterparties and digital asset activities Stakeholder & Counterparty Engagement * Engage directly with counterparties regarding AML/KYC requirements and documentation requests * Work closely with Trading, Legal, Compliance and operational teams on onboarding and risk matters * Provide practical AML guidance to internal stakeholders on crypto-related risks and controls Governance & Regulatory Support * Support AML/KYC enhancement initiatives and control improvements * Assistance with AML/CTF policies, procedures and guidance materials * Assist with internal audits, regulatory reviews and remediation actions * Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets Key deliverables * Timely and accurate completion of CDD analyses and periodic counterparty reviews * Effective handling of counterparty KYC requests and communications * Risk-based analysis of adverse media and sanctions screening alerts * Reliable and well-documented AML transaction monitoring YOUR SKILLS AND EXPERIENCE:  * 4+ years of AML/KYC/CDD experience within crypto, trading, banking, payment institutions or other regulated financial institutions * Strong understanding of enhanced due diligence (EDD) requirements and risk-based AML/KYC assessments * Prior familiarity with AML/CTF risks and typologies relevant to digital assets and crypto markets is preferred (but not mandatory) * Experience conducting independent risk assessments and exercising sound judgement * Familiarity with crypto transaction tracing and wallet screening tools is preferred * Knowledge of relevant AML/CTF legislation, including sanctions frameworks * Experience dealing with complex legal entity structures and institutional counterparties * CAMS certification preferred; crypto-related AML certifications are a plus * Strong analytical and investigative mindset * Ability to independently manage complex AML/KYC matters from onboarding through ongoing monitoring * Confident communicator, capable of interacting directly with counterparties and senior stakeholders * Pragmatic and risk-based approach to problem solving * Comfortable operating in a fast-paced and evolving regulatory environment * High level of ownership, accountability and attention to detail WHAT WE OFFER * A high-impact role in a small, expert team holding significant regulatory responsibility * A collaborative, high-performance culture that rewards ownership and initiative * Exposure to AML operations across multiple jurisdictions * Support to obtain CAMS certification if not already held About Us IMC is a global trading firm powered by a cutting-edge research environment and a world-class technology backbone. Since 1989, we’ve been a stabilizing force in financial markets, providing essential liquidity upon which market participants depend. Across our offices in the US, Europe, Asia Pacific, and India, our talented quant researchers, engineers, traders, and business operations professionals are united by our uniquely collaborative, high-performance culture, and our commitment to giving back. From entering dynamic new markets to embracing disruptive technologies, and from developing an innovative research environment to diversifying our trading strategies, we dare to continuously innovate and collaborate to succeed.

LHV Bank

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023. The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment. Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards.  Customers can conveniently access these services through the LHV App, enabling secure account opening and management. Overview Reporting to the Director of Financial Crime Risk, the successful candidate will be part of the Banking Services AML Business Risk Management function. You will be responsible for undertaking all aspects of new client onboarding and the ongoing periodic review process as well as handling ad-hoc escalations, undertaking on-site visits to clients and handling transaction monitoring alerts to proactively manage the financial crime risks posed by the firm’s clients. Duties and Responsibilities: This role exists to manage the financial crime risks associated with LHV UK’s customer base, comprising predominantly UK and EEA regulated non-bank financial institutions. This includes: * Liaising with relevant Relationship Managers, prospects and clients when onboarding new entities, undertaking periodic reviews of existing clients, and at other points of the client lifecycle. * Analyzing onboarding and periodic review questionnaires and the sufficiency of the financial crime programs of prospective and existing clients. * Undertaking assessments of the risks posed to LHV UK by prospective and existing clients, both using the Customer Risk Assessment model at onboarding and periodic refresh as well as through qualitative assessment as part of targeted reviews, onsite visits, transaction monitoring results and escalations. * Managing and maintaining the process for all aspects of CDD and EDD at onboarding and at periodic review, including driving the process to completion. * Undertaking all necessary standalone economic sanctions, PEP and adverse media screening on clients and the applicable associated parties. * Conducting on-site visits to clients to assess their financial crimes programme in order to form a view as to the risks posed to the firm. * Identifying areas of high or unacceptable risk, and assessing the suitability of clients subject to the Special Interest Client and Excessive Fraud programmes. * Producing management information in relation to onboarding, periodic review, transaction monitoring, onsite visits and the client portfolio. * Presenting case summaries, client escalations and management information to a senior audience, including the AML Committee, as and when required. * Fostering a positive on-going engagement with internal and external stakeholders and clients. * Undertaking assigned Business Risk Management project work or relevant tasks as given by the Director of AML Business Risk. Experience and attributes: * Experience in a CDD or EDD function within a financial services firm. * Strong experience of correspondent banking or payment intermediaries, including e-money institutions. * The ability to analyse client documentation including organisational charts and complex ownership structures to identify beneficial ownership and to assess the sufficiency of policies and procedures. * Experience liaising with the business regarding key AML matters. * Able to articulate understanding of relevant regulations and guidelines particularly the Money Laundering Regulations 2017, Proceeds of Crime Act 2002, Terrorism Act 2000 and the SAR reporting regime. * Excellent written and oral communication skills. * Superb attention to detail. * Ability to develop, implement and enhance processes. * Passionate about the benefits of a positive compliance culture. * Ability to work to deadlines and under pressure managing multiple priorities. Limited travel may be required. Some of our benefits (only applicable to UK based roles not Internship programmes)  * Competitive salary &lots of opportunities to learn, grow and progress professionally. * Open and inclusive culture.   * Hybrid working. * Fantastic offices and great working environment. * Vitality Health Plan (includes private health insurance, travel insurance, gym discounts)  * Health cash Plan (Medicash health plan Level 3) * 6% employer pension contribution. * Life assurance – 4 x salary. * Income protection insurance – 75%   * 28 days holiday plus 3 additional days, & further days for various key life events as well as the opportunity to sell up to 5 days per calendar year. * Swap public/bank holidays each year for alternative days that align with your personal, cultural, or religious observances.  * Enhanced family friendly and family forming policies. * Access to a wide range of retail discounts.  * Team Socials.

WGSN

The role We are looking to hire a Cyber Security Analyst to join our IT team in London. This is a full-time office-based role out of our London office. Minimum expectation 3 days per week in office. Working at WGSN Together, we create tomorrowA career with WGSN is fast-paced, exciting and full of opportunities to grow and develop. We're a team of consumer and design trend forecasters, content creators, designers, data analysts, advisory consultants and much more, united by a common goal: to create tomorrow.   WGSN's trusted consumer and design forecasts power outstanding product design, enabling our customers to create a better future. Our services cover consumer insights, beauty, consumer tech, fashion, interiors, lifestyle, food and drink forecasting, data analytics and expert advisory. If you are an expert in your field, we want to hear from you. Role overview  As a Cyber Security Analyst at WGSN, you will play a vital role in supporting the Cyber Security Manager to maintain and enhance our overall security posture and tooling. Working closely with our global teams, you will monitor threats, identify vulnerabilities, execute investigations, and partner with the IT team to resolve day-to-day user requests. This role is an excellent opportunity for an experienced IT professional aiming to launch a successful career in Cyber Security. Key accountabilities Security Monitoring: Monitor various security tools across the business tool stack, respond to alerts, investigate, triage and resolve security issues Administer and Tune Security Tools: Take ownership of our SIEM, EDR and SEG solutions. Become proficient in fine tuning, managing and enhancing their efficacy Identity and Access Management: Support management of user access to systems. Ensure adherence to onboarding/offboarding procedures, manage MFA through Okta and Google Workspace Hardware Compliance: Familiarity with MDM solutions, particularly Intune and Jamf desirable. Cloud Security: Run automated security audits of cloud environments including AWS and GCP. Communicate findings with DevOps team, and collaborate on continual security improvements Email Security and Phishing: Detect and respond to phishing emails, design and orchestrate periodical Phishing simulations and provide general phishing awareness Reporting and Audits: Assist in gathering data and generating reports on important security metrics. Identify areas of improvement and formulate action plans Client Questionnaires and Due Diligence: Completing client information security questionnaires and assisting with general security due diligence Policy Support: Assist in the annual review and update of our suite of security policies, including the Acceptable Use Policy and Data Security Policy Training: Help to write, design and deliver company-wide Cyber Security Awareness training and tests IT Support: Work onsite and assist the IT team with day-to-day user requests This list is not exhaustive and there may be other activities you are required to deliver. Skills, experience & qualifications required 1-2 Years Experience: In any information technology, support or security roles Certifications: Such as ISC2 CC, Security+, CySA+,  CCNA, etc. are desirable Passion for Cyber Security: You will be a security champion and inhabit the secure mindset Knowledge of Key Security Principles: Either through your certifications or proclivity are desirable Cloud Awareness: General awareness of Cloud principles and associated security threats Desire to Learn: Cyber requires continuous self improvement and motivation to keep on top of constant changes and advancements in the industry.  Pragmatic and Personable: Offering a strong, analytical mind, while also being an approachable and friendly face is key to fostering a strong security culture Writing and Communication: Be a confident and effective communicator, in order to convey vital technical information to non-technical stakeholders Hands On: In WGSN IT we all take a ‘hands on’ approach to onsite IT support in our London office from the CIO down to the Service Desk. Must be comfortable in a busy office environment.   What we offer  Our benefits and wellbeing package offers flexible benefits you can tailor to your own personal needs, including:  25 days of holiday per year - with an option to buy/ sell up to 5 days Pension, Life Assurance and Income Protection Flexible benefits platform with options including Private Medical, Dental Insurance & Critical Illness Employee assistance programme and cycle to work scheme Volunteering opportunities  Great learning and development opportunities More about WGSN WGSN is the global authority on consumer trend forecasting. We help brands around the world create the right products at the right time for tomorrow’s consumer. Our values  We Are Everywhere The future is everything, it happens everywhere. WGSN is the world-leading forecaster because we track and analyse consumer behaviours, product innovation, design and creativity, everywhere. We Are Future Focused We utilise our global resources and intelligence to research, source and analyse quantitative and qualitative data to produce our forecasts. Everything we do is focused on working with our customers to create a successful and positive tomorrow. We Are Rigorous We source, review and assess quantitative and qualitative data to produce robust, actionable forecasts. To provide credible insights and design solutions for our clients, it is essential that rigour runs through everything we do. Our culture  An inclusive culture is one of our key priorities. We want our people to truly be themselves and thrive. We love having a diverse team of people who bring new ideas, different strengths and perspectives & reflect the global audience we work with. Inclusive workforce We are committed to supporting the environment and sustainability, including ensuring our pension plan defaults to sustainable options and striving to be net zero by 2030.     Recognising great performance is a key part of our culture. Our Awards schemes recognise and reward the brilliant achievements of our people.    We offer a flexible working environment with a wide range of flexible, hybrid and agile working arrangements. Conversations about flexible working have always been—and will continue to be—actively encouraged here, but we do not offer full remote working.    We want to ensure everyone has the opportunity to perform their best when interviewing, so if you require any reasonable adjustments that would make you more comfortable during the process, please let us know so that we can do our best to support you.   A Note for Applicants   We use AI to help our team screen applications and identify candidates whose skills and experience match the role. This technology removes personal information to promote a fair and unbiased process. We believe this tool helps us find the best talent while maintaining transparency and fairness.   A Note for Recruiters   Thank you so much for your interest in working with us at  WGSN!   Our internal Talent Acquisition team takes care of all our recruitment efforts. When we need some extra help, we partner with agencies on our Preferred Supplier List (PSL) that truly understand our business, culture and ways of working together.  Since we focus on these established partnerships, we’re unable to respond to unsolicited contacts or CVs from outside our PSL. But don’t worry! If we decide to explore new partnerships, we’ll be sure to reach out.