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Are you analytically minded with a genuine passion for AI? This is your chance to be part of a team at the heart of NOBA's AI transformation - where your work directly shapes how we work smarter and deliver better experiences for both employees and customers. We are the AI Business Development & Analysis team within Customer Operations at NOBA - the banking group behind Nordax, Bank Norwegian, DBT Capital and Svensk Hypotekspension. Our mission is to drive AI transformation end-to-end: identifying opportunities, building business cases, implementing solutions, measuring impact, and growing AI capability across the organization. When challenges or opportunities arise in Customer Operations, we analyze data and patterns, identify where AI can make a real difference, and build business cases for prioritization. We then work with departments and stakeholders to ensure the right solutions get developed, implemented, and followed up. Our work follows an AI Innovation Funnel - from discovery and assessment, through proof of concept and MVP, to follow-up and scaling. You will contribute across these stages. About the role This is a hands-on junior role where analytical thinking meets AI business development. You will contribute to real initiatives, uncover insights from data, and help ensure our AI solutions actually deliver value - from early discovery all the way to scaling. You will: * Support the development and implementation of AI initiatives across Customer Operations * Analyze data, processes, and trends to evaluate the performance and impact of our AI developments * Build business cases for AI opportunities and work with stakeholders across the whole organization * Track and report on live AI solutions, ensuring they deliver expected results * Contribute to AI knowledge sharing and support our network of AI Champions * Bridge the gap between the team and operational departments, translating challenges into AI opportunities Who we're looking for: You communicate complex things clearly, enjoy working analytically, and have a genuine curiosity about - ideally some hands-on experience with - generative AI. You are comfortable with ambiguity and take ownership of what you start. We welcome recent graduates and those with a year or two of relevant experience. Beyond this, we're looking for someone who: * Is fluent in Swedish/Norwegian and English, written and spoken * Has solid working knowledge of Excel and/or analytics tools such as Databricks or Power BI * Has a strong understanding of generative AI, ideally with practical experience using it independently * Holds a relevant degree with exposure to statistics or analysis - e.g. economics, data science, or business administration Meriting: * Experience from financial services (consumer lending, mortgages, or collections) * Familiarity with SQL, Python, Tableau or hands-on experience building workflows with AI tools (e.g. Microsoft Copilot, Claude, or similar) * Experience with project work or operational development Have you heard of NOBAVERSE? In our NOBAVERSE, we value openness, trust, and diversity. Here, you can influence your own development and have fun along the way to achieving our goals – all in a workplace that’s a little extra bubbly! ✨ Read more about our employee value proposition on our careers page. Read more about how our recruitment process works in the FAQ.  We care for your privacy and, with reference to the GDPR, would like to ask you not to include any sensitive personal data in your application, for examples information about ethnic origin, political opinions, religious beliefs or information about your health. Read more about how we handle your personal data here. If you have any questions or concerns about the position, please contact the responsible recruiter. We look forward to receiving your application! 🙏✨

NOBA Bank Group is the largest specialist banking group in the Nordics consisting of four brands: Svensk Hypotekspension, Nordax Bank, and DBT Capital in Sweden and Bank Norwegian in Norway. We have around 750 employees, including about 250 in Oslo, and were listed on the stock exchange last year. With strong ambitions for growth, we offer a dynamic workplace where things move quickly, and you have real opportunities to influence and develop how we work. Right now, we’re expanding our business by launching mortgages in Finland. This is an exciting opportunity to be part of creating something new within a well-established organization. If you have a start-up mentality and enjoy creating efficient structures from the ground up, this is the perfect time to join us. At NOBA Bank Group, you will have the opportunity to take real ownership, make an impact, and help shape the future of lending and operations. Here, you’ll join a collaborative culture where your expertise and ideas matter. About the role As Head of Credit and Operations, you will be responsible for overseeing and developing our credit origination, underwriting, and credit risk management processes. You will lead operational improvements, ensure compliance with relevant laws and regulations, and drive business growth through data-driven decision making. Key responsibilities: * Lead and develop a high-performing credit and operations team, fostering a collaborative culture * Oversee credit origination, underwriting, independent credit decisions, and credit risk management * Ensure compliance with Finnish financial regulations while driving operational excellence and continuous improvement * Support business growth through strong KPI focus and contribute to the launch and development of Finnish mortgage products Who we’re looking for: * Extensive experience in loan origination and underwriting, preferably within Finnish mortgages * Strong knowledge of Finnish mortgage products, credit risk management, data analysis, and relevant regulations * Proven track record of independent credit decisions and leadership experience * Entrepreneurial mindset with experience building businesses or teams from the ground up * Fluency in Finnish and English To thrive in this role, we believe that you need to be results driven, adaptable, and comfortable navigating change. You confidently apply your expertise and make independent decisions, while bringing a collaborative mindset and a strong sense of ownership. Have you heard of NOBAVERSE? In our NOBAVERSE, we value openness, trust, and diversity. Here, you can influence your own development and have fun along the way to achieving our goals – all in a workplace that’s a little extra bubbly! ✨ Read more about our employee value proposition on our careers page. Practical information: Start: By agreement Location: Helsinki Form of employment: Permanent Extent: Full time Working hours: 7-16 We will start reviewing applications week 34. Read more about how our recruitment process works in the FAQ.  We care for your privacy and, with reference to the GDPR, would like to ask you not to include any sensitive personal data in your application, for examples information about ethnic origin, political opinions, religious beliefs or information about your health. Read more about how we handle your personal data here. If you have any questions or concerns about the position, please contact the responsible recruiter. We look forward to receiving your application! 🙏✨