AML Process Owner

Trading 212

Purpose of Role To strengthen T212's financial crime control framework by providing independent second-line oversight of AML and CTF controls, investigations, and reporting - while acting as the Czech Branch's designated Contact Person for the FAU and primary owner of the Branch's System of Internal Principles (SVZ). What you'll do * Provide independent second-line oversight of AML controls, alerts, and investigations conducted by the First Line of Defence * Conduct QA reviews of KYC, CDD, and EDD files to ensure adherence to internal policies and regulatory standards * Review suspicious activity escalations and support the drafting of Suspicious Activity Reports (SARs/STRs) * Act as the Czech Branch's designated Contact Person for the Financial Analytical Office (FAU) * Own and maintain the Branch's System of Internal Principles (SVZ) and ML/TF risk assessment * Develop and deliver AML/CTF training to Branch staff * Serve as the primary liaison for CNB and FAU on supervisory matters and on-site inspections * Drive continuous improvement of AML policies, procedures, and control frameworks What you need to have * Educational background in Finance, Economics, Law, or a related field * Proven experience in AML, financial crime compliance, or a related function * Strong knowledge of the Czech AML Act, CNB requirements, and financial crime typologies * Native or fluent Czech and professional English - both are essential for SVZ authorship, FAU communications, and HQ alignment * Excellent written communication skills, particularly for regulatory documentation and reporting * Strong analytical thinking, attention to detail, and the ability to manage multiple priorities * Ability to work both independently and collaboratively, with confidence to escalate where needed * A drive for excellence and a continuous improvement mindset Nice to have * Experience in an investment firm or capital markets environment (MiFID II / Czech ZPKT) What We Offer * A unique opportunity to be part of the team building our presence in the Czech Republic from the ground up * Challenging work with high impact on our international growth * Collaboration with a team of smart, driven, and supportive high-performers * A flexible, idea-friendly culture that values ownership and initiative * Competitive remuneration package Are you ready to accelerate your career with us? We'd love to hear from you! We process applicant data confidentially and in accordance with applicable data protection laws. We may use AI-powered tools to help review applications, but all hiring decisions are made by our human recruitment team. Where required by law, we rely on your consent to use these tools. You may withdraw this consent or exercise your data protection rights at any time by contacting us.

Trading 212

Our mission is to enable everyone to build wealth We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Over the past few years, our client base has grown to over 4.5 million and client assets to over €30 billion. We're now expanding our presence in Germany, and strengthening our AML team. As an AML Oversight Associate, you will help build and maintain a rigorous Oversight, Quality Control and Assurance programme, in fulfilment of our regulatory compliance, internal/external oversight, critical outsourcing, and audit requirements.   What you'll do * Oversight of the Transaction Monitoring and the screening programme, and completion of alert checking; * Undertaking ECDD, OCDD, PEPs, Sanctions and adverse media reviews when directed by MLRO/DMLRO; * Creating and maintaining MI data in relation to the oversight programme; * Stay informed on any changes to AML/CTF laws, regulations, and best practices; * Assist with FIU SAR reporting, as and when required; * Assist in updating Trading 212’s AML Program and relevant procedures; * Assist drafting periodic compliance reporting for Senior Management, the Risk & Compliance Committee and the Board as required.   What you need to have * You are currently pursuing a bachelor’s or master’s degree. * Interest in Oversight, QC/QA, AFC, AML, Fraud, or related areas within fintech; prior experience is a plus. * Analytical Skills: Comfortable with data-driven decision-making and problem-solving, delivering comparable and useful MI to internal and external stakeholders. * Stakeholder management: Ability to work with multiple stakeholders, with competing priorities, to ensure alignment of the German oversight programme with the Group. * Mindset: Proactive, curious, and structured, with a strong sense of integrity and ownership. * Communication: Fluent in English and German; Other European languages are a plus. * Tools: Experience with quantitative analysis, familiarity with office software such as Excel/Google Sheets. Knowledge of SQL and experience with self-service BI software are a plus. * Availability: Available 20 hours per week, with at least two semesters remaining in your studies WHAT WE OFFER * A unique opportunity to be part of the team that builds our presence in Germany from the ground up. * Challenging projects with high impact on our international growth. * Collaboration with a team of smart, driven, and supportive high-performers. * A flexible, idea-friendly culture that values ownership and initiative. * Competitive Remuneration package. Are you ready to accelerate your career with us? We'd love to hear from you! We thank all applicants, but only candidates selected for an interview will be contacted. All personal data of applicants is protected by the law and will be treated with strict confidentiality. Are you ready to accelerate your career with us? We'd love to hear from you! We process applicant data confidentially and in accordance with applicable data protection laws. We may use AI-powered tools to help review applications, but all hiring decisions are made by our human recruitment team. Where required by law, we rely on your consent to use these tools. You may withdraw this consent or exercise your data protection rights at any time by contacting us.

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Senior AI Engineer We are looking for a Senior AI Engineer to join our AML (Anti-Money Laundering) Tech team in Amsterdam. You will help build our next-generation financial crime investigation system, leveraging AI to manage and mitigate risk at scale. With our global footprint, you will have access to a uniquely rich dataset to fuel these solutions. You will bridge the gap between applied research and engineering excellence, taking ownership of the end-to-end lifecycle of these AI systems – from initial ideation to production. We are building a Human-in-the-Loop system. By evolving our capabilities from isolated workflows to a highly performant, trustworthy agentic system, you will shape how humans and AI collaborate in a complex, regulated domain. This is a unique opportunity to be part of the foundational group driving AI product development at Adyen. You will be building zero-to-one products, setting the architectural standards for our team, and defining how AI is practically deployed across the company. In this role, you will: * Build Agentic Systems: You will lead the design and deployment of robust, multi-step AI agents tailored for complex investigation workflows (orchestration, tool dispatching, state and memory management, error recovery, human-in-the-loop design). * Develop Platform Infrastructure: You will build a scalable modular agent platform that seamlessly integrates with enterprise data to support Adyen’s massive operational scale and diverse use cases. * Architect Evaluation Frameworks: You will design custom, domain-specific benchmarks and reusable infrastructure to rigorously test LLM reliability, edge cases, failure modes, and overall production readiness. * Provide Strategic Leadership: You will act as the leading engineer for the team, driving the AI product roadmap in close collaboration with a high-performing product team and leadership, guide company-wide MLOps decisions, evaluate third-party tools, and lead cross-functional integration. Who You Are: * Experienced Builder: 5+ years in Software or Machine Learning Engineering, including 2+ years successfully designing and productionizing AI systems. * Agentic Architecture Expert: Proven experience in applied AI, with a focus on building systems around pre-trained models (e.g., context engineering, fine-tuning, RAG, inference optimization, orchestrating model interactions with external tools to deliver solutions, multi-step tasks). You know exactly what separates a research prototype from a production agent. * Engineering & MLOps Pragmatist: Highly proficient in Python with a strong grasp of engineering best practices and tracking "LLM-native" metrics (e.g., granular tracing, tokens/sec, cost-per-request). * Proactive Leader: A self-starter who thrives in ambiguity, continuously raises the technical bar, influences system architecture, and mentors the team to build for scale. * Educated: Master’s degree in a STEM field (Science, Technology, Engineering, Mathematics) or equivalent technical background. * Bonus (Nice to Have): A strong foundation in traditional Machine Learning. You understand that this product sits within a broader ML ecosystem and pragmatically choose the right tool for the problem. Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Amsterdam office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.