Deputy MLRO

PPRO

At PPRO, our mission is to simplify access to local payment methods and our vision is to enable the sale of goods and services to anyone in the world using their preferred way to pay. We empower partners such as Ant Group, PayPal and Stripe to access new markets, connect with more customers, and accelerate their growth. Our strength lies in our diverse global team with 50+ nationalities and 10+ international locations- all united around one goal – to deliver the best possible products and services to our partners and customers. While our company mission is to keep innovating global commerce, our internal mission is to #chooseaction, #beopen, #thinkcustomer, #gofurther and #wintogether The Purpose:

360T

YOUR ROLE As Senior Anti-Financial Crime Manager & Deputy MLRO you are responsible for the effective operation, coordination and continuous enhancement of 360T's Anti‑Financial Crime framework. You act as a senior subject‑matter expert across AML/CTF, sanctions, fraud prevention, and related financial crime risks, supporting the MLRO and senior Compliance management in safeguarding 360T’s regulatory integrity. In this role, you combine strategic oversight with hands‑on operational involvement. You serve as a senior escalation point for complex AFC matters, advise business and management on financial crime risks, and contribute to governance, risk assessment and control effectiveness across the organization. YOUR RESPONSIBILITIES * Supporting the MLRO and Compliance leadership in the implementation and ongoing operation of the firm’s AFC framework * Managing and overseeing AFC activities across AML/CTF, sanctions compliance, fraud prevention and related controls * Acting as senior escalation point for complex or high‑risk AFC cases, including AML investigations, sanctions hits and fraud scenarios * Reviewing and approving AFC assessments, case analyses and recommendations prepared by operational teams * Coordinating AFC risk assessments, including business‑wide, product‑, customer‑ and geography‑based risk analyses * Advising business units and senior management on AFC‑related risks, onboarding decisions and mitigation measures * Supporting regulatory interactions, audits and inspections, including preparation of documentation, walkthroughs and responses * Contributing to AFC policies, procedures and control frameworks, ensuring consistency, proportionality and regulatory alignment * Monitoring regulatory developments and contributing to the assessment of their impact on the AFC framework * Supporting training and awareness initiatives, including the development of AFC‑related training content * Driving continuous improvement initiatives, including process optimization, quality assurance and control enhancements * Mentoring and guiding junior AFC colleagues and acting as a role model for professional standards YOUR PROFILE * Ideally, State Examination or equivalent degree in Law, or a comparable academic background (e.g. Business Law, Economics, Finance, Compliance) * Ideally, 5+ years of relevant professional experience in AML/AFC, preferably within a regulated financial institution * Strong practical knowledge of AFC topics, including AML/CTF, sanctions regimes, fraud risks and escalation processes * Proven analytical, investigative and conceptual skills, with high standards for documentation and decision‑making * Strong advisory and communication skills, including interaction with senior stakeholders and control functions * Structured, risk‑based and solution‑oriented working style * High level of integrity, independence and professional judgment * Ability to operate autonomously while contributing effectively to cross‑functional teams * Experience in coordinating teams, projects or workstreams is an advantage OUR OFFER * Regular Performance Appraisals: Continuous feedback to help you grow and excel * Learning and Development: Access to growth opportunities, including our internal "360T Academy" * Prime Location: A modern Frankfurt office in the heart of the city * Diverse Culture: Work in a multinational, multicultural environment that values collaboration and inclusion * Team Bonding: Enjoy social gatherings and a supportive team atmosphere We offer an outstanding opportunity for a highly motivated individual to participate in the growth of a successful technology company in the financial sector. The position is based in Frankfurt am Main and is available immediately. HOW TO APPLY If your background and qualifications meet these specifications, please forward your application, including your salary expectation and earliest starting date, by clicking the “Apply” button. CONTACT Irune Del Buey People & Culture Manager Send email Grüneburgweg 16-18 60322 Frankfurt am Main

1st Formations

About 1st Formations At 1st Formations, we empower entrepreneurs to start, run, and grow their businesses with confidence. Running a business shouldn’t be slowed down by company formation, statutory compliance, accounting, or payroll. From day one, these essentials should be seamless, reliable, and intelligently handled — freeing founders to focus on building and scaling. We’re a leading UK provider of company formation and compliance services, building a modern, fully integrated technology platform that supports founders at every stage of their journey. Our platform brings together formation, compliance, accounting, payroll, and ongoing business support in one cohesive experience. No stitched-together services. No legacy workflows disguised as software. Just a single, scalable platform built for ambitious founders who want to move fast, stay compliant, and grow with confidence. Why Join Us Now? You’ll be joining a business with strong momentum, clear direction, and real opportunity for progression. * £18m annual revenue, including £9m ARR * Over 1 million companies formed * Certified B Corp and Carbon Neutral Business * Forecast to grow 5x–10x over the next three years The Role The MLRO will serve as the registered Money Laundering Reporting Officer, with full accountability for suspicious activity reporting, regulatory engagement, and the consistent application of the highest regulatory and governance standards across the business. This is a senior, operationally hands-on role that combines day-to-day MLRO responsibilities with strategic compliance direction - protecting the business through robust controls, proactive risk management, and continuous regulatory horizon scanning. The postholder will act as a business-enabling partner, working closely with the COO and CEO to translate regulatory requirements into practical action plans, ensuring commercial growth is pursued confidently within a defined risk appetite. We are ideally looking for candidates with experience in the company formations (Trust or Company Service Provider (TCSP)), or accounting sector. Key Responsibilities • Serve as the registered MLRO, with full responsibility for suspicious activity reporting reviews, external SAR submissions, and direct engagement with the NCA and FCA • Own and evolve the group risk framework, including our AML policies and procedures, risk registers and risk appetite statements • Lead AML and financial crime compliance across the group, ensuring ongoing adherence to the Proceeds of Crime Act, Money Laundering Regulations, and UK GDPR • Oversee KYC and CDD controls, sanctions screening, and SAR reporting - continuously optimising processes to handle high volumes of customer onboarding and transactional activity • Drive regulatory horizon scanning, proactively tracking changes to the regulatory landscape and briefing senior leadership with clear, actionable plans • Maintain and improve control effectiveness, overseeing first-line self-assessment and second-line assurance activity, ensuring audit findings are actioned within agreed SLAs • Partner with business leaders and commercial teams to enable growth by embedding compliance into operational and product development processes • Manage relationships with external regulators, auditors, and relevant third parties with professionalism and confidence • Oversee compliance tools and technologies, including AML monitoring systems and case management platforms • Monitor and report on risk posture and compliance KPIs, providing regular updates to the COO, CEO, and senior leadership What We Are Looking For * 10+ years of compliance and risk leadership in a regulated sector, ideally with direct experience in company formations (TCSP) or accountancy services * Proven experience as an MLRO or Deputy MLRO, with direct responsibility for SAR submissions and engagement with the NCA and FCA * Deep expertise in AML and financial crime, with strong working knowledge of the Proceeds of Crime Act, Money Laundering Regulations, GDPR, and FCA guidance * Experience building and managing risk frameworks using the three-lines-of-defence model at scale * A track record of regulatory horizon scanning and delivering compliance change programmes on time * Familiarity with AML monitoring systems and case management platforms * A pragmatic, business-enabling mindset - able to advise on risk-based decisions that support growth rather than obstruct it * Strong stakeholder management skills, with the ability to communicate complex regulatory matters clearly to senior leadership and external partners * Analytical, data-driven approach to assessing risk posture and prioritising remediation * Relevant professional qualification (ICA, CAMS, CISI, or equivalent) strongly advantageous; Bachelor's degree required What We Offer * £80- 120k and comprehensive benefits package * Hybrid working model- Mondays, Wednesdays and Fridays in the Office. * Real opportunities for progression as the business scales * The chance to influence both customer experience and product development * A culture that values ownership, impact, and continuous learning Equal Opportunities 1st Formations is an equal opportunity employer and is committed to creating a diverse and inclusive workplace. We consider all applicants for employment without regard to race, colour, religion, sex, national origin, sexual orientation, age, citizenship, marital status, criminal history, disability, or gender identity. We encourage individuals from all backgrounds to apply. If you have a disability or special need that requires accommodation, please let us know.