Customer Funds Reconciliation and Safeguarding Specialist, Luxembourg

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Bridge Building S.A. (BBSA) is the Luxembourg regulated entity of Bridge, a Stripe company. We operate as an EMI and future CASP in one of Europe's most demanding regulatory environments (CSSF, DORA, MiCA). BBSA is building a local regulated platform powered by a global-first technology model. WHAT YOU'LL DO In this context, we're looking for an IT GRC Analyst to act as the bridge between strict European regulations and high-velocity global engineering. This role is the control and risk right hand of the Bridge Global CISO. While our global teams build the tech, you ensure it is compliant, resilient, and audit-ready. You'll translate requirements like DORA and MiCA into tangible IT controls, oversee third-party risks, and maintain the integrity of our governance framework. This is not a tick-the-box compliance role. It is an operational position for a professional who understands technology well enough to govern it effectively. You'll have high visibility, owning the frameworks that allow us to scale securely. RESPONSIBILITIES IT governance and risk management • Maintain and evolve the IT Risk Register, ensuring risks are identified, assessed, and treated in line with the company's risk appetite. • Drive the local implementation of the DORA (Digital Operational Resilience Act) framework, including ICT risk management and incident classification. • Bridge the gap between technical reality and policy by drafting, reviewing, and updating IT policies and procedures. • Perform periodic control testing to ensure global engineering practices align with local regulatory requirements. • Act as the primary support to the local Head of IT. Third-party risk management (TPRM) • Support ICT due diligence and risk assessments of critical vendors and service providers, while assisting with Developer and Customer Oversight. • Monitor service level agreements and performance metrics of critical vendors, challenging performance where necessary. • Act as the primary support to the outsourcing manager regarding technical vendor oversight. Access governance and control (IAG) • Oversee the identity and access governance strategy, including adherence to Segregation of Duties, principle of least privilege, and others. • Conduct periodic user access reviews for critical systems. Regulatory compliance and audit readiness • Act as the primary liaison for internal audit regarding IT topics. • Prepare technical inputs and evidence for CSSF notifications and regulatory reporting. • Monitor compliance with GDPR and data privacy controls (e.g., DLP oversight, data residency). • Coordinate business continuity (BCP) and disaster recovery (DR) testing documentation and reporting. Incident governance • Oversee the IT incident management process to ensure proper classification, reporting, and root cause analysis (RCA). • Ensure major incidents are reported to regulators within mandated timeframes, in collaboration with Compliance. WHO YOU ARE MINIMUM REQUIREMENTS * Bachelor's or Master's degree in Information Systems, Cybersecurity, or Business Administration, with a strong IT focus. * 3–6 years of experience in IT audit, IT risk, GRC, or information security. • High professional fluency in English. PREFERRED QUALIFICATIONS * Experience in a regulated sector (Banking, Fintech, or Insurance). * Experience at a large-scale public accounting firm in IT risk advisory. * Experience with CSSF circulars, EBA guidelines, or DORA. * Strong understanding of ISO 27001, NIST, or COBIT. * Understanding of cloud fundamentals (AWS).

Stripe

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies — from the world's largest enterprises to the most ambitious startups — use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team To advance Stripe's mission, we are building a world-class Internal Audit (IA) team. Our purpose is to strengthen the organisation's ability to create, protect, and sustain value by providing the board and management with independent, risk-based, and objective assurance, advice, insight, and foresight. We move as fast as the business, are powered by technology, and are focused on increasing the maturity of Stripe's controls where it matters most. Our IA team provides objective assurance on the design and operational effectiveness of Stripe's internal controls and business processes, compliance with laws and regulations, risk management frameworks, and other governance processes. We're looking for a candidate with deep experience in treasury, finance, safeguarding, operations, and regulatory compliance audit who will help us build and scale a global audit program. ---------------------------------------------------------------------------------------------------------------------------------- What you'll do As a member of the EMEA IA team, you will help drive the execution of a comprehensive, risk-based internal audit strategy that anticipates emerging risks and aligns with management's priorities and our regulatory landscape. You will apply your expertise in governance, risk management, and internal controls to produce assessments that enable our Board, Audit Committee, and senior leadership to make informed decisions. This position is office-based in Dublin, Ireland or London, UK. Responsibilities * Develop and contribute to a risk-based internal audit strategy that ensures comprehensive, end-to-end audit coverage, reflecting emerging risks, management priorities, and regulatory obligations * Evaluate and test governance, risk management, internal controls, compliance, financial reporting, and operational processes to assess their effectiveness, accuracy, and regulatory compliance * Produce objective and timely assessments and reports for the Board, Audit Committee, and senior leadership on risk management, controls, and governance * Engage with internal partners and regulators; prepare and present audit evidence and findings to support confidence in our internal oversight processes * Communicate complex risks and their impacts clearly to senior stakeholders, including the Board, Audit Committee, and regulators (e.g. FCA, CBI) * Collaborate with stakeholder teams to translate audit findings into durable, structural remediation plans, while building and sustaining business relationships to support ongoing audit planning and execution * Invest in understanding the business to better identify areas of need and opportunities to advise * Research and stay current on applicable regulatory requirements (e.g. GAAP, IFRS, PSD2, EMD2, EBA), emerging trends, and best practices Who you are We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements * 8+ years of experience in internal auditing, risk management, or compliance within a financial services environment * Experience auditing treasury operations, liquidity risk frameworks, stress testing, protection of customer funds including segregation, reconciliations, and custody controls * Bachelor's degree in Accounting, Finance, Business Administration, or a related field * Strong experience in risk-based audit planning, execution, and reporting across governance, compliance, financial reporting, and operational controls * Professional certification (CIA, CPA, CAMS, CRCM, or equivalent) — candidates in active pursuit of certification will also be considered * Strong analytical skills, with experience using data analytics and continuous monitoring tools to support audit activities * Excellent written and verbal communication skills; ability to present complex issues clearly to non-technical senior stakeholders * Proven ability to lead cross-functional remediation efforts and track closure of corrective actions * High degree of integrity, independence, and professional scepticism * Expertise in auditing financial controls and operations, with working knowledge of regulatory compliance Preferred qualifications * Master's degree in Accounting, Finance, MBA, or a related advanced degree * Prior experience in a regulated financial institution or network, with complex relationships among network partners * Experience in the banking or financial services sector * Experience with audit management software, automation platforms, and advanced data analytics * Demonstrated track record of building continuous audit and monitoring programmes

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM Specialist Solutions Architects (SSA) are domain experts aligned to specific Stripe solutions and customer buying centers. We have in-depth knowledge of specific solution offerings and a deep understanding of customer challenges. We align with specialist product sellers on deals, advise the broader pre-sales team on complex opportunities, support pipeline development and revenue attainment, serve as an advisor on go-to-market sales plays, and provide critical insights to our product and engineering teams. WHAT YOU'LL DO You will collaborate closely with sales and pre-sales teams to drive pipeline and revenue targets, while also educating the product and engineering teams on market trends and strongly influencing the product roadmap. You will develop deep relationships with senior customer business leaders and grow Stripe's solution offerings with new and existing customers. As a subject matter expert, you will scale the broader organization by creating reusable assets and coaching others on complex, high-value opportunities. As a Specialist Solutions Architect for Money Management, you will lead in-depth product discussions with Stripe's top users and prospects and execute against our go-to-market strategy for Stripe Capital, Issuing, Financial Accounts, and our global Payouts suite. You will help users understand how these products combine to create a compounding embedded finance platform—enabling them to build card programs, hold and move funds globally, and offer financing options that increase user stickiness and unlock new revenue streams. RESPONSIBILITIES * Act as a subject matter expert on Stripe's Money Management products—Capital, Issuing, Financial Accounts, and global Payouts—to accelerate opportunities * Demonstrate a deep understanding of embedded finance applications and articulate how Stripe's Money Management products combine to create a platform for building financial services * Consult with users on a broad range of embedded finance use cases: charge card programs, global payouts, revenue-based financing, loans, and lines of credit * Understand the compliance requirements of solutions built with Stripe products, including KYC/KYB, BSA/AML, card network rules, and how they apply across geographies and use cases * Define, share, and learn best practices and reusable assets with the broader GTM organization to enhance the quality and efficiency of the team * Create reference architectures to uplevel the team and refine reference solutions based on product enhancements and customer feedback * Partner closely with the Money Management product sales team on Stripe's largest opportunities, leading solution strategy and owning key customer relationships * Serve as a "Voice of the Customer" internally, providing actionable insights to product stakeholders to influence the Money Management product roadmap and feature prioritization * Provide critical insights on emerging opportunities—including stablecoin-based money movement and global financial access—to influence the product roadmap * Stay current on competitive analysis and market differentiation * Support marketing events including executive briefings, conferences, user groups, and trade shows WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 7+ years of technical sales experience, ideally within a fintech company * 3+ years of product experience with embedded finance solutions—card issuing, treasury management, lending, or global payouts * Experience with integrating RESTful APIs into web applications * Exceptional communication, presentation, and interpersonal skills, comfortable explaining complex concepts to both technical and non-technical audiences * A passion for learning and researching current and emerging products to develop innovative solutions * A proven ability to build strong collaborative working relationships with business partners * Ability to deal effectively with ambiguity and thrive in an unstructured, fast-moving environment PREFERRED QUALIFICATIONS * Strong knowledge of software engineering and architecture patterns, with the ability to understand how a wide variety of technologies and systems interact * Familiarity with compliance frameworks governing embedded finance: KYC/KYB, BSA/AML, card network rules, and money transmission licensing * Experience enabling and scaling a GTM team * Experience in systems design, with a background building and deploying complex financial applications