
Plaid · New York City
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by...
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to
empowering this transformation by building the tools and experiences that thousands of developers use to create their own
products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of
companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their
financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US,
Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C.,
London and Amsterdam.
Our Fraud team's mission is to help companies detect and prevent fraud using financial network data. We believe that transaction
patterns, device signals, and behavioral data are an underleveraged tool in fraud prevention.
The Fraud Consulting Lead is responsible for building and maturing our retro-as-a-service and POC program and driving adoption of
our fraud products. The role sits between our data team and the customer (i.e., the role will not build the models, but will need
to understand the output well enough to clearly and compellingly present the business case and work with technical stakeholders
and customers.)
products
software/tech)
audience
fintech, or consulting on risk engagements
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of
driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications
can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience
doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race,
color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical
conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military
or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with
criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable
accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or
interviews due to a disability, please let us know at accommodations@plaid.com.
Please review our Candidate Privacy Notice here.
Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a
comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to)
scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject
to change at any time, consistent with the terms of any applicable compensation or benefit plans.
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam. Our Sales team combines deep product and industry knowledge and is focused on bringing Plaid to an ever-broadening set of businesses. Our thesis is that every company in financial services, and most specifically the Banks themselves, can benefit from better technology and access to data. We’re building a team to work exclusively with the financial institutions throughout North America to help enable their transformation to deliver incredible digital and consumer experiences to their customers, at the scale and quality needed by the largest banks. Your focus will be on selling into a territory of banks and credit unions, running the full sales cycle and building strong, long-lasting relationships to help them execute on their vision. You'll bring Plaid to banks and credit unions, with a focus on banking and wealth workflows like online account opening, consumer lending, asset and income verification, and fraud prevention. Responsibilities: * Identify potential customers and run the end-to-end sales process within our Banking and Wealth segment * Build and maintain relationships with Financial Institutions, from executives to product teams and developers; be viewed as a subject matter expert * Partner with our sales and marketing teams to define and execute our Banking and Wealth segment sales strategy * Work with our Product team, SEs and Account Managers to identify gaps in our solutions for Financial Institutions * Manage pipeline and accurately reflect the probability of close Qualifications: * Experience (3-5 years of quota-carrying experience) in a new-revenue role and a strong track record of closing deals * Strong prospecting, qualifying, and negotiating skills; consultative sales approach with a product-centric mindset * Experience working with sales development and deploying a vertical focused revenue strategy; strong preference towards those with prior experience in Banking and Wealth vertical * Proven ability to interact and articulate complex solutions to all levels of a banking organization * Interest in financial services products and a desire to create strategic relationships that help our customers succeed * Excitement to work in a high-growth environment and to help build processes and tools as needed * Desire to get (more) technical and the ability to learn the ins and outs of Plaid's APIs Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid! Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com. Please review our Candidate Privacy Notice here. Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
Are you passionate about solving complex challenges in the fintech space? We’re looking for talented individuals to join our dynamic startup, backed by Sequoia Capital. We’re building the universal payment layer to unify all currencies—fiat and crypto—so businesses and consumers can transact seamlessly. If you're passionate about creating innovative solutions in a dynamic, fast-paced environment, we want to talk to you. SENIOR FRAUD & RISK ENGINEER Are you passionate about solving complex challenges in the fintech space? We’re looking for talented individuals to join our dynamic startup, backed by Sequoia Capital. We’re building the universal payment layer to unify all currencies—fiat and crypto—so businesses and consumers can transact seamlessly. If you're excited about creating innovative solutions in a fast-paced environment, we want to talk to you. We are hiring a Senior Fraud & Risk Engineer! As a Senior Fraud & Risk Engineer at Breeze, you will own and build the risk infrastructure that powers our payments platform. This is a highly strategic and hands-on role where you will design, implement, and scale our fraud detection systems across a diverse and growing portfolio of merchants. You’ll work across best-in-class tools like Sift and Sardine to create a multi-merchant risk engine that balances approval rates with fraud prevention. From rules architecture to model tuning and chargeback analysis, you’ll be responsible for driving measurable improvements in fraud performance. This role is ideal for someone who has built or operated fraud systems in payments or marketplaces, thrives in high-ownership environments, and wants to shape risk as a core product function at a fast-growing fintech company. Preference on a colleague who can work hybrid in our NYC office. WHAT YOU’LL DO * Own and evolve Breeze’s fraud risk engine, integrating Sift ML scoring and Sardine rules across all merchant categories * Design and maintain a scalable rules architecture, including category-level defaults, merchant-specific overrides, velocity checks, and blocklists * Continuously tune thresholds and features across merchant segments to optimize approval rates and minimize fraud * Build feedback loops between manual review decisions, chargeback data, and model retraining to improve detection accuracy * Partner closely with risk operations to translate real-world fraud patterns into automated rules and systems * Lead onboarding of new merchants into the risk stack, solving cold-start challenges and calibrating risk for new verticals * Monitor and improve key fraud KPIs, including approval rate, chargeback rate, and false positive rate * Collaborate cross-functionally with product, engineering, and operations to ensure risk systems are scalable and deeply integrated into the platform WHAT WE’RE LOOKING FOR * Proven experience in fraud and risk engineering within payments, marketplaces, or acquiring processors (e.g., Stripe, Adyen, Square, Checkout.com, Worldpay) * Hands-on experience integrating third-party fraud tools such as Sift, Forter, Featurespace, Feedzai, or Kount * Experience operating multi-merchant or marketplace fraud systems, including segmentation, shared models, and per-merchant customization * Strong understanding of rules engine design, including layered rules, velocity checks, and scalable rule management * Deep operational fraud knowledge, including manual review workflows, chargeback handling, and false positive analysis * Comfortable working cross-functionally and translating operational insights into technical systems * Highly analytical with a strong bias toward measurable outcomes and continuous improvement * Adaptable, resourceful, and thrives in fast-paced, ambiguous environments REQUIREMENTS * 6+ years of experience in fraud/risk engineering in fintech, payments, or related technology environments * Proven experience working with or integrating fraud detection platforms (e.g., Sift, Sardine, Forter, Feedzai, Kount) * Experience supporting multi-merchant or marketplace environments with complex risk needs * Strong understanding of payments infrastructure, transaction flows, and fraud vectors * Familiarity with PCI compliance, 3DS, and PSP-level risk tooling is a plus * Experience in high-risk verticals such as gaming, crypto, or digital goods is a plus * Ability to own systems end-to-end, from design through production and iteration * Bachelor’s degree or equivalent experience OUR CULTURE * Fast-paced and dynamic – We move quickly and adapt to capture opportunities * Builder’s mindset – We value ownership, initiative, and creativity * Collaborative – Risk, product, and engineering operate as one unified team * Continuous learning – We challenge each other and constantly improve WHY JOIN US * Competitive salary + equity * 21 days PTO * Flexible benefits: annual medical allowance, productivity allowance, gym/well-being subsidy * Annual team retreat * Opportunity to build core risk infrastructure at a Sequoia-backed company with strong momentum and runway Apply now and help us build the future of payments at a global scale!
ABOUT OUTTAKE Outtake exists to empower and facilitate trust for a digital-first world. Today, impersonation, fraud, AI-driven scams, and identity abuse spread faster than any security team can respond to. So we built something different: an agentic AI platform that proactively detects, monitors, and takes down impersonators, automating protection in hours, not weeks. Built by ex-Palantir, ex-CTO/founders, and ex-Notion engineers, Outtake is designed for clarity, autonomy, and velocity. Our goal is ambitious: become the trust layer of the modern internet. And we intend to do it with a lean, dense, exceptionally talented team. Outtake is backed by top-tier investors and operators who believe in our mission and our model. With strong financial footing and a long runway, we prioritize creating an environment where people can do the best work of their careers. THE ROLE This is a platform engineering role. You shape how other engineers build. You will own the foundations that product engineers rely on every day. You’ll design and maintain the systems, tools, and primitives that determine how fast, safely, and confidently the team can ship. Your work directly influences developer workflows, reliability, and day-to-day engineering velocity. You optimize for leverage. You will prioritize work that multiplies impact across the engineering org. Instead of solving the same problem repeatedly, you’ll turn patterns into platforms and one-off fixes into systems. The goal is to make it easier for engineers to move quickly and do the right thing by default. You envision and build durable foundations. You will develop and evolve a point of view on how engineers should work, then translate that vision into code and systems. You’ll operate comfortably in messy, fast-moving environments and steadily turn them into something more solid without slowing the team down. This role expects you to balance long-term thinking with practical execution. THE TEAM "The team you build is the company you build." — Vinod Khosla Outtake is built by former founders and engineers from Palantir, Notion, Meta, Slack, and Datadog - people who’ve shipped real systems, made hard calls, and learned the cost of getting things wrong. We care deeply about craft, slope, and truth-seeking. Work here is collaborative and demanding: people pair on hard problems, challenge each other in review, and give direct, thoughtful feedback. Ownership is real - individuals own problems end-to-end, from framing and decisions to execution and outcomes. Mentorship is intentional, not accidental; people take your growth seriously and expect the same from you. The drive is high: people here care a lot, push hard, and move fast, not because they’re told to, but because they want to. We’re building Outtake as a long-term network of builders. The goal is simple - time spent here should compound. You should leave meaningfully better than when you arrived. YOU This role tends to excite people who like building the foundations of messy systems and get energy from enabling other engineers to do their best work. You might be a fit if: * You’ve built and owned foundational systems that other engineers depended on, and you’ve lived with the consequences of those decisions * You ramp quickly, thrive in ambiguity, and don’t need problems fully specified before you start making progress * You understand the tension between ideal solutions and velocity, and know when to pursue one over the other * You instinctively look for leverage and prefer systemic fixes over one-off solutions * You have a point of view on how engineers should work, and you’re opinionated about turning that into code, tooling, and defaults * You’ve worked closely with other engineers or teams as an enabler, not just as an implementer If you need a tightly defined scope and a fixed roadmap, this won’t be a fit. If you want to help define and build the platform’s direction you’ll feel at home. Bonus if you’ve: * Built or owned internal platforms, developer tooling, or shared infrastructure * Worked on agentic systems, LLM platforms, or large-scale data ingestion pipelines * Been the person people go to when systems get weird or unclear WHAT SUCCESS LOOKS LIKE What will engineers be relying on in 6 months that didn’t exist before? The platform engineers who thrive here tend to spot leverage early, often in the form of friction in the developer experience, a brittle system, or a pattern repeating across teams. Within a few months, you’ve made that problem yours and turned it into something real: a platform capability engineers default to, an abstraction that removes an entire class of errors, or infrastructure that quietly unlocks faster product work. By this point, other engineers are moving faster because of decisions you made, without even thinking about it. Eventually, you’re a clear owner of core parts of the platform, with a point of view on how engineers should work and why. Product teams trust the foundations you’ve built, and leadership relies on your judgment when deciding how the platform should evolve next. WHY OUTTAKE If you're choosing between us and another AI startup: * We’re taking on the dark side of AI advancement - we protect people from threats that are amplified by rapid advances in AI. * The problem space is evolving, and you won’t stop learning - scammers continuously adapt. The problems we’re solving are always changing and demand constant innovation. * The impact is immediate and real - attacks stopped, fraud prevented, lives protected, and threats caught that humans alone would miss. * The company is thriving - serious customers, real revenue, partnerships with frontier AI labs, and momentum that comes from shipping things people depend on. * The people are exceptional - sharp thinkers, strong operators, and teammates you’ll want in your corner for the rest of your career. * The upside is meaningful - we’re still early in our journey, and we're tackling a massive problem that's only getting bigger. LIFE AT OUTTAKE * Office: For those in NY, we are an in-person team (5 days a week, with flexibility as needed) working out of a stunning waterfront office in Brooklyn. Collaboration, speed, and clarity matter. * Health: 100% company-paid medical, dental, and vision for employees. * Time Away: Flexible PTO. We trust adults to manage energy, not clock time. * Culture & Team: Annual company retreats and regular in-person events. Outtake is an equal opportunity employer. We are committed to building a diverse, inclusive team.