Senior Compliance Advisory Officer

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Compliance Officer Our Compliance Advisory & Oversight Team is looking for a Compliance Officer with experience in the payments-, financial services or FinTech industry. In this role, you will help Adyen to scale and work on complex opportunities. To do that, you must have a strong analytical mindset and communication skills to provide pragmatic and strategic advice to both internal and external stakeholders on compliance matters.  What you’ll do * Represent Compliance towards the commercial and operational teams, facilitating communication with deeply specialized Compliance, Regulatory, Legal and Risk functions, inclusive of conducting trainings; * Provide ad-hoc Compliance advice to Adyen’s internal stakeholders and customers, deconstructing complex challenges and supporting the team in providing solutions that align with Adyen’s strategic objectives and overall risk appetite;  * Perform and coordinate Enhanced Due Diligence (EDD) risk assessments, assembling risk expertises from internal specialists across different functions for the provision of customer acceptance advice towards relevant stakeholders, including Senior Management; * Strengthen and scale Adyen’s Compliance framework, in line with Adyen’s risk appetite and strategic objectives; * Challenge the status-quo, identifying how we can further leverage data and technology towards efficient and effective Compliance processes; * Deliver training, uplifting commercial team knowledge on AML topics, inclusive of risks and controls; * Execute second-line quality assurance testing procedures across various risks, including customer onboarding, anti-money laundering alert handling, ongoing monitoring and terminations, in line with the compliance monitoring program;  * Oversee and evaluate investigations of event or thematic reviews, ensuring risk-based terminations are completed accurately, when appropriate.  * Proactively create efficient and data-driven approaches to monitoring solutions;  * Collaborate with the compliance team on the further development of the compliance program;  * Contribute in the planning and execution of the annual compliance monitoring program; * Drive the development of monitoring methodology relating to first line business processes; and * Advise the business on enhancement of compliance procedures as required.  Who you are  * You have 4+ years of experience in a 2LoD Compliance function at a Payment Service Provider, FinTech or Financial Institution; * You have robust knowledge of regulatory and licensing regimes of payment/ e-money institutions, a thorough understanding of AML/CFT risks; * You are an analytical thinker:  * who excels in deconstructing complex Compliance challenges into manageable components  * with an attention to detail who can both draft and monitor on the implementation of relevant business processes, procedures, and policies; * You have a keen eye and passion for identifying risks while thoughtfully crafting remediation plans to promptly mitigate them; * You are a strong communicator who is able to adjust your style and tone of communication, both verbally and in writing, to tailor it to your audience; * You are a self-starter and able to project manage multiple initiatives concurrently that uplift the compliance program without sacrificing quality; * You excel in maintaining oversight and driving multiple complex topics simultaneously through your structured approach to work; * You possess strong written and verbal communication skills, enabling you to articulate advice with clarity and synthesize complex issues, and tailor it to your audience;  * You have solid interpersonal skills, and you are able to work with peers and customers from various disciplines and cultures.  * You are excited about working with an international team who will provide different perspectives and sharpen your ideas. * You are a native Mandarin speaker and business fluent in English.   Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Shanghai office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.    ABOUT THE TEAM Stripe is seeking a highly experienced and strategic Chief Compliance Officer (CCO) to lead our regulatory compliance, financial crimes and enterprise risk officers and program across Asia-Pacific. This role reports to the Global Head of Compliance Officers & MLROs and sits within the Financial Crime, Compliance & Risk Oversight (FinCRO) organization. You will also serve as the formal CCO for Stripe's Singapore-regulated entity. You will be the principal decision-maker and strategic lead on regulatory compliance, financial crime and enterprise risk management for APAC, serving a critical role in ensuring Stripe's continued safe growth in the region. You will be the public face of the compliance team across APAC and a primary point of contact with regulators, financial partners, and internal stakeholders. The ideal candidate will have deep subject matter expertise in regulatory compliance, financial crimes and ERM across APAC markets, and a proven track record building and evolving tech-forward compliance programs in a regulated financial services or payments environment.   KEY RESPONSIBILITIES: Strategic Leadership: Develop and implement a robust and scalable compliance strategy for APAC, aligning with global FinCRO objectives and business goals. Drive a culture of compliance and sound regulatory risk management across the region as Stripe expands its product offerings in existing markets and enters new ones. AML/Financial Crimes Program Oversight: Own and enhance the regional AML, counter-terrorist financing, sanctions, and anti-bribery and corruption (ABC) programs for APAC, working closely with AML Officers in the region. While this role does not carry a BSAO designation, you will provide strategic direction and oversight to the BSAOs and AML Officers operating across APAC jurisdictions, ensuring programs are designed to efficiently and effectively prevent, detect, and report financial crime. Regulatory Management: Serve as the primary point of contact for financial regulators across APAC and an ambassador to the industry in the region. Lead regulatory engagement including license applications, new regulatory consultations, and ongoing supervisory relationships. Engage with regulatory bodies on Stripe's behalf and serve as a thought leader for technology-focused compliance solutions. Partner and Relationship Management: Build and maintain strong, collaborative relationships with key financial partners, including banks, payment networks, and other third-party providers. Serve as the senior compliance point of contact for partner inquiries, audits, and ongoing operational alignment across the region. Advisory and Consultation: Ensure Stripe's global regulatory compliance, financial crimes and ERM frameworks, policies, and controls (e.g., KYC, transaction monitoring, regulatory reporting, risk assessment, training, testing) are fit for purpose for local requirements across APAC. Monitor product launches and business model changes to ensure regional compliance programs reflect new developments, including timely regulatory notifications. Provide expert guidance to business stakeholders on market expansion, product development, and operational changes to ensure compliance by design. Governance and Reporting: Oversee drafting and implementation of local policies, procedures, and internal controls to ensure licensing commitments and legal conditions are met. Manage production of regulatory compliance performance reports for APAC management and Boards. Oversee timely preparation and submission of regulatory filings and reports. Audit and Issue Management: Lead responses to audits and regulatory assessments. Own remediation of findings and develop corrective action plans in partnership with relevant business owners. Team Management: Lead, mentor, and inspire a high-performing team of compliance and financial crimes professionals across APAC. Hire and develop compliance talent in APAC markets. Foster a culture of compliance, collaboration, and continuous improvement across a geographically distributed team.   QUALIFICATIONS: Experience: 12+ years of experience in compliance and financial crime, with significant focus on financial services, fintech, or payments, including direct experience in a senior compliance role in APAC. Leadership: Extensive people management experience, including leading geographically dispersed teams through organizational and regulatory change. Regulatory Knowledge: Deep and current knowledge of regulatory compliance and AML/financial crime requirements across key APAC markets, with particular expertise in Singapore (MAS) and Australia.  Regulatory Engagement: Demonstrated experience interacting directly with financial regulators in APAC, including managing supervisory relationships, license applications, and regulatory change processes. Communication: Exceptional communication skills, with the ability to articulate complex regulatory concepts to both technical and non-technical audiences, and to represent Stripe externally with credibility and authority. Strategic Mindset: Ability to think strategically and translate complex regulatory requirements into practical, scalable business solutions in a fast-moving environment. Problem-Solving: Strong analytical and problem-solving skills, with a data-driven approach to decision-making and a comfort operating in ambiguity.   NICE TO HAVES: Certifications: CAMS (Certified Anti-Money Laundering Specialist) or other relevant professional certifications are a plus. Experience working in a global, matrixed organization spanning multiple regulatory regimes. Proficiency in an APAC regional language to support local regulatory and stakeholder engagement.   Note: This role has been identified as a Senior Manager of Stripe SG  under the Guidelines on Individual Accountability and Conduct, issued by the Monetary Authority of Singapore. SPSPL must therefore be satisfied on reasonable grounds that the role holder complies with the fitness and probity standards.  Applicants agree to permit SPSPL (or its agents) to conduct due diligence as necessary to satisfy itself on reasonable grounds that you comply with the fitness and probity standards.

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. WHAT YOU'LL DO RESPONSIBILITIES • Strategic Leadership—Develop and implement a robust AML/CFT compliance strategy across our UAE regulated retail payment services and stored value facility entities, aligned with global FinCRO objectives. Leverage AI, data science, and automation to scale the program. Provide regular reporting to UAE Boards and Senior Management on program health and effectiveness. • AML/CFT Program Oversight—Own and continuously enhance our AML/CFT program, ensuring it effectively prevents, detects, and reports money laundering, terrorist financing, proliferation financing, and other financial crimes in line with Federal Decree-Law No. 20 of 2018, Cabinet Decision No. 10 of 2019, and CBUAE's AML/CFT Standards, Retail Payment Services and Card Scheme Regulations, and Stored Value Facilities Regulations Framework. • Regulatory Compliance—Ensure ongoing compliance with all applicable CBUAE licensing conditions, payment services regulations, and broader UAE financial services laws across both entities. Monitor the regulatory environment for changes, assess business impact, and drive timely implementation of compliance obligations. Maintain a regulatory obligations register and own the internal compliance assurance framework. • Regulatory Management and Reporting—Serve as the primary point of contact for the CBUAE and UAE Financial Intelligence Unit (UAEFIU) for all inspections, inquiries, and examinations. Own the end-to-end STR/SAR process via the goAML platform and all other mandatory regulatory submissions. • Sanctions Compliance—Oversee UAE sanctions compliance across both entities, including screening against the UAE Local Terrorist List, UN Security Council Consolidated List, and applicable international regimes (OFAC, EU, and UK). • SVF and PSP Risk Management—Design and maintain AML/CFT risk frameworks tailored to the distinct risk profiles of both license types—including high-volume payment flows (PSP) and e-wallet abuse, prepaid instrument layering, and anonymous loading risks (SVF). Ensure transaction monitoring typologies are appropriately calibrated across both product sets. • Advisory and External Influence—Provide expert AML/CFT and regulatory compliance guidance to product, engineering, and business teams on new products and market expansion. Represent Stripe in external forums, regulatory consultations, and industry groups across the UAE and GCC. • Training and Culture—Champion a strong compliance culture across UAE teams. Oversee delivery of UAE-regulatory-compliant training programs covering PSP and SVF-specific risks. WHO YOU ARE MINIMUM REQUIREMENTS • Experience—10+ years in financial crime or regulatory compliance, with significant focus on fintech, payments, e-money, or stored value products. Prior experience as a designated Chief Risk Officer or Compliance Officer or MLRO or Deputy MLRO under a CBUAE-regulated or comparable GCC-regulated entity preferred. • Regulatory Knowledge—Deep knowledge of UAE AML/CFT laws (Federal Decree-Law No. 20 of 2018, Cabinet Decision No. 10 of 2019), CBUAE AML/CFT Standards, PSP and SVF regulatory frameworks, and relevant FATF Recommendations. Familiarity with broader UAE financial services regulation and licensing requirements. • Fit and Proper—Must satisfy CBUAE fit and proper requirements and be willing to undergo formal regulatory approval prior to commencement. • Communication and Mindset—Strong ability to articulate complex regulatory concepts to technical and non-technical audiences. Able to translate regulatory requirements into practical, scalable compliance solutions in a high-growth environment. • Data Proficiency—High data literacy, with the ability to work closely with data and engineering teams to identify emerging financial crime patterns and validate detection model effectiveness. • Certifications—CAMS, ICA International Diploma in AML, or equivalent preferred. • Languages—High professional fluency in English is required. Arabic fluency is an advantage. • Location—Hybrid-office based, Dubai. PREFERRED QUALIFICATIONS • Experience in a global, matrixed fintech organization across multiple jurisdictions • Existing relationships with CBUAE and UAEFIU officials • Familiarity with the UAE's Financial Infrastructure Transformation programme and its AML/CFT implications • Experience designing AML/CFT and regulatory compliance controls for high-volume payment and stored value products at scale