Tech Lead & Platform Architect

Tech Lead - Credit & Fraud

Qliro

WHAT WE DO AT QLIRO At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. WHAT YOUR TEAM DOES We’re looking for a Senior Tech Lead to own the technical direction of our Credit & Fraud team, the team at the center of Qliro’s Pay Later platform. What we do here shapes whether customers can pay in a way that actually works for them, and whether we protect them from taking on debt they can’t handle. It’s a dual responsibility, and we take both sides seriously. We’re rebuilding the next generation of this system from the ground up, designed to handle a significant increase in transaction volumes as we scale. Part of what you’ll lead is making this platform ready to operate beyond the Nordics, so the architectural decisions you make now will need to hold up across multiple markets. We’re in the early stages of exploring how AI can help us make better credit and fraud decisions, and we’re honest that this is genuinely complex territory. Credit is one of the most regulated areas when it comes to AI: explainability, fairness, and auditability aren’t optional. We want someone who finds that complexity interesting, not someone who pretends it isn’t there. WHAT YOU WILL DO You’ll own the technical direction of the team and write production-grade .NET yourself, not occasionally, but regularly. You’ll make architectural decisions you can defend, drive performance and scale from the start, and treat observability and decision traceability as first-class concerns, not afterthoughts. Credit and fraud touch nearly everything at Qliro, which means you’ll work across a wide range of stakeholders: product, risk, compliance, other engineering teams. You’ll be the person who can hold a technical position in a room full of people with competing priorities, make a call under ambiguity, and bring clarity when there’s none. You’ll understand the regulatory and compliance landscape well enough to know what constraints you’re building within. You’ll set others up to succeed. Not in a formal, structured way, but in the way that actually matters: sharing hard-won knowledge, asking the right questions, and making the engineers around you better at their craft. WHAT YOU'LL BRING TO THE TEAM * You’ve led technical work on systems where getting it wrong had real consequences, ideally in credit, fraud, risk, or payments, or in a high-transaction financial environment where you’ve developed that instinct. * You’re comfortable operating in a heavily regulated environment and understand that compliance constraints aren’t obstacles to good engineering, they’re part of it. * You understand that in this domain, correctness matters as much as speed, and you build accordingly. * You’ve driven platform transformations before, not just worked on greenfield projects. You know what it means to move away from one system while keeping it running, and you bring the mindset to finish that job rather than work around it. * You have opinions about what good looks like, production-grade code, observable systems, sensible tradeoffs and you’re not precious about being challenged on them. * You’re comfortable being the one who decides when there’s no perfect answer, and you’re open to being wrong. * You don’t wait for a perfect spec to start thinking. HOW WE WORK Engineering ownership here is real. Engineers make calls that matter and are trusted to defend them. How your team works day to day — how often you’re in the office, how you structure your time — is something teams decide for themselves. We’re based in Stockholm, but we’ve found that trusting teams to figure out their own rhythm works better than a company-wide policy. DOES THIS SOUND LIKE YOUR NEXT ROLE? WHAT ARE YOU WAITING FOR - APPLY NOW!  ---------------------------------------------------------------------------------------------------------------------------------- Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.

Tech Lead - Credit & Fraud

Qliro AB

What we do at Qliro At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. What your team does We’re looking for a Senior Tech Lead to own the technical direction of our Credit & Fraud team, the team at the center of Qliro’s Pay Later platform. What we do here shapes whether customers can pay in a way that actually works for them, and whether we protect them from taking on debt they can’t handle. It’s a dual responsibility, and we take both sides seriously. We’re rebuilding the next generation of this system from the ground up, designed to handle a significant increase in transaction volumes as we scale. Part of what you’ll lead is making this platform ready to operate beyond the Nordics, so the architectural decisions you make now will need to hold up across multiple markets. We’re in the early stages of exploring how AI can help us make better credit and fraud decisions, and we’re honest that this is genuinely complex territory. Credit is one of the most regulated areas when it comes to AI: explainability, fairness, and auditability aren’t optional. We want someone who finds that complexity interesting, not someone who pretends it isn’t there. What you will do You’ll own the technical direction of the team and write production-grade .NET yourself, not occasionally, but regularly. You’ll make architectural decisions you can defend, drive performance and scale from the start, and treat observability and decision traceability as first-class concerns, not afterthoughts. Credit and fraud touch nearly everything at Qliro, which means you’ll work across a wide range of stakeholders: product, risk, compliance, other engineering teams. You’ll be the person who can hold a technical position in a room full of people with competing priorities, make a call under ambiguity, and bring clarity when there’s none. You’ll understand the regulatory and compliance landscape well enough to know what constraints you’re building within. You’ll set others up to succeed. Not in a formal, structured way, but in the way that actually matters: sharing hard-won knowledge, asking the right questions, and making the engineers around you better at their craft. What you'll bring to the team You’ve led technical work on systems where getting it wrong had real consequences, ideally in credit, fraud, risk, or payments, or in a high-transaction financial environment where you’ve developed that instinct. You’re comfortable operating in a heavily regulated environment and understand that compliance constraints aren’t obstacles to good engineering, they’re part of it. You understand that in this domain, correctness matters as much as speed, and you build accordingly. You’ve driven platform transformations before, not just worked on greenfield projects. You know what it means to move away from one system while keeping it running, and you bring the mindset to finish that job rather than work around it. You have opinions about what good looks like, production-grade code, observable systems, sensible tradeoffs and you’re not precious about being challenged on them. You’re comfortable being the one who decides when there’s no perfect answer, and you’re open to being wrong. You don’t wait for a perfect spec to start thinking. How we work Engineering ownership here is real. Engineers make calls that matter and are trusted to defend them. How your team works day to day — how often you’re in the office, how you structure your time — is something teams decide for themselves. We’re based in Stockholm, but we’ve found that trusting teams to figure out their own rhythm works better than a company-wide policy. Does this sound like your next role? What are you waiting for - apply now!  Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.

Tech Lead

Carla AB

About Carla At Carla, we believe that more people should be able to drive electric vehicles. Therefore, we have set out to build the safest, most convenient and transparent way to sell, buy, or lease an electric car. Carla was founded in 2020 in Stockholm, with strong VC backing. We are now in an exciting growth phase and are looking for like minded people. That means being driven, humble, and excited about creating outstanding and effective experiences and smart solutions. Recruitment need We’re hiring a Tech Lead to drive both technical discovery and delivery of projects within an agile team context, and make sure we make long-term enhancements to our technology stack and team performance. We’re looking for a person who likes to both be hands-on in code as well as coach other engineers and engage with stakeholders to define key projects for the company’s success. You will manage four other engineers to lead technical discovery and delivery in one of two cross-functional product teams, as well as take a leading role in the evolution of our platform as a whole. Responsibilities include: Technical Leadership and Strategy Lead and manage a small team of developers (backend and frontend) within our business critical Commercial area that handles sourcing, valuation, sales, logistics and support, ensuring projects align with company objectives and deliver substantial results. Develop and execute clear, effective technical strategies to enhance team efficiency and project output. Hands-On Technical Involvement Participate hands-on in coding, debugging, and integrating systems to ensure quality outcomes. Work closely with your product manager, designer, engineers, and other departments to deliver solutions that meet both technical and business needs. Use modern development tools, including AI-assisted workflows, to raise your own and the team's speed, quality and impact. Resource Management and System Optimization Oversee resource allocation to maximize team productivity and meet deadlines. Regularly evaluate and improve system performance and architecture to ensure scalability and reliability. System Development and Quality Assurance Guide the development and deployment of robust systems across the full tech team, using GoLang and TypeScript. Implement quality assurance processes to maintain high standards for system stability, performance, and security. Integration and Technical Debt Management Manage integrations with external systems and APIs to improve platform functionality. Proactively identify and address technical debt to enhance code maintainability and system scalability. Data Engineering Support initiatives to utilize company data through tools like BigQuery, Looker Studio, and AI. Qualifications Strong background in software development and leadership, with a record of implementing practical, effective technical solution. Proficient in Go and TypeScript, and deep understanding of software design principles. Experienced, hands-on user of AI-assisted development tools, with strong judgment about when and how to apply them for efficiency without sacrificing quality. Excellent communication skills and the ability to lead and collaborate effectively with diverse teams. Experienced in cloud-based architectures and familiar with various development methodologies and project management practices. Fluent in Swedish and located in Stockholm If you are looking to lead a capable team and directly impact both commercial business efficiency, product quality and team effectiveness, Carla might be the right place for you.