Product Manager Payments - EMEA

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Senior Product Manager, Split Payments  Adyen is a truly global company that processes billions in payments annually. Adyen’s value goes beyond Ecommerce and In-Person payments with a broad offering of embedded payments and financial services like issuing, bank accounts and capital; facilitated by Adyen’s global Banking licenses. Behind every platform transaction is a critical need to dynamically automate fund distribution, enabling platforms to scale their monetization models, protect their margins, and manage commissions smoothly. We are looking for a Senior Product Manager to lead and scale our Split Payments capabilities.   You will join the team responsible for Split Payments. This role sits at the intersection of core payment processing, financial data routing, and platform scalability. Split Payments allows our Platform customers to monetize payment processing towards their sub-merchants. You will lead the product lifecycle for split logic across authorization, capture, refunds, and chargebacks, building reliable systems that support Adyen's expanding platform ecosystem. You will work closely with Payments, Accounting, Compliance, Legal, Commercial and Operational teams, and customers to understand their needs and translate them into product enhancements together with the development team. What you'll do Set Vision & Strategy * Define Long-Term Strategy: Define and own the long-term vision and strategy for Adyen’s split payment product, grounded in customer value and measurable business impact. * Translate Strategy into Roadmaps: Translate market opportunities and platform requirements into clear priorities, actionable roadmaps, and success metrics. * Simplify Ambiguity: Simplify an ambiguous, highly complex space by defining clear, actionable split payment and monetization use cases alongside your engineering and commercial teams. * Own Product Lifecycle: Lead the end-to-end product lifecycle for automated split configurations.  Lead Through Influence * Act as Product Authority: Operate as the primary product authority for split payments across Adyen. * Subject Matter Expertise: Serve as a subject matter expert on payment lifecycle variations, clearing/settlement flows, and Adyen's overarching Adyen for platform's product. * Cross-Functional Collaboration: Partner closely with Engineering, Support, Sales, and Implementation teams to align our core capabilities with evolving platform business models.  Build for Scale & Customer-Centric * Enhance Automated Engine: Design and scale rule-driven logic to handle automated commission calculations and fee distributions across various payment lifecycle stages. * Optimize System Performance: Collaborate with engineering to maximize the performance, reliability, and scalability of our out-of-flow split generation infrastructure. * Evolve Self-Service Tooling: Contribute to customer-facing automated splits tooling in the Customer Area to help platforms easily configure, version, and manage their monetization strategies. * Engage with Platforms: Interact directly with platforms to understand their pain points in split payments, gather feedback on dashboards, and translate their needs into core product requirements. * Monitor & Iterate Performance: Monitor product metrics and identify continuous optimization opportunities to guarantee absolute data accuracy, operational efficiency, and customer satisfaction. * End-to-End Ownership: Take full ownership of specific initiatives from initial scoping through final delivery, seamlessly managing timelines and stakeholder expectations. Who you are * Experienced Product Leader: You have a minimum of 8 years of experience in a product management or client-facing product role, ideally in B2B dealing with complex enterprise software, payments, fintech, marketplaces, or SaaS platforms. You are customer centric and build for the benefit of all customers. * Strategic Thinker with a Hands-on Mentality: A self-starter with proven organizational and commercial strength. You possess excellent project management skills and the ability to lead time-sensitive, cross-functional initiatives (commercial, operational, and technical) in a fast-paced environment with little supervision. You are able to challenge status quo. * Analytical Problem Solver: You are naturally curious, data-driven, and comfortable navigating ambiguity. You excel at taking complex challenges and converting them into structured, actionable solutions for both internal and external stakeholders. * Humble, Curious, and a Quick Learner: You possess a strong sense of initiative and self-motivation. You are eager to dive deep into complex payment flows, financial data, and technical constraints to proactively identify problems and propose long-term solutions. * Natural Communicator & Team Player: You have high energy and solid interpersonal skills, making you comfortable driving both deep technical discussions with engineers and strategic commercial/operational alignments with enterprise merchants across varying cultures. * Platform & Merchant Enabler: You can easily look at short- and long-term planning to make smart decisions on prioritization and delegation. At the same time, you maintain a hands-on mentality, capable of setting a clear path for platform merchants setups Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Amsterdam office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Senior Product Manager, Banking Networks Adyen is a truly global company that processes billions in payments annually. Adyen's value goes beyond Ecommerce and In-Person payments with a broad offering of embedded payments and financial services like issuing, bank accounts, and capital; facilitated by Adyen's global banking licenses. Behind every one of these products sits a critical dependency: reliable, direct connectivity to the world's banking infrastructure. We are looking for a Senior Product Manager to lead and scale our global Banking Networks capabilities. You will lead the Banking Networks team responsible for integrating with banking partners worldwide, including banks, clearing houses, payment rails and providers (excluding North America, which is owned by a dedicated regional team). This role sits at the core of Adyen's financial products, owning the end-to-end processing of banking transactions across a wide variety of market infrastructures and use cases. You will build and maintain best-in-class banking connectivity that our financial products depend on, from local scheme integrations to real-time payment rails. You will work closely with Banking Products, Payouts, Payments, Merchant Finance, Accounting, Compliance, Legal, Risk, Commercial, and Operational teams, as well as customers, to understand their needs and translate them into product enhancements together with the development team. What you'll do Set Vision & Strategy * Define Long-Term Strategy: Define and own the long-term vision and strategy for Adyen's global banking network, grounded in customer value and measurable business impact. * Translate Strategy into Roadmap: Translate market infrastructure opportunities and regulatory requirements into clear priorities, actionable roadmaps, and success metrics. * Simplify Ambiguity: Simplify a complex, fragmented space of local schemes, clearing houses, and payment rails by defining clear, actionable integration and capability use cases alongside your engineering and commercial teams. * Own Product Lifecycle: Lead the end-to-end product lifecycle for banking network integrations and the underlying banking capabilities. Lead Through Influence * Act as Product Authority: Operate as the primary product authority for global banking networks across Adyen. * Subject Matter Expertise: Serve as a subject matter expert on Adyen's core banking system, clearing and settlement flows, and the market infrastructures Adyen connects to. * Cross-Functional Collaboration: Partner closely with Engineering, Compliance, Risk, Support, Sales, and Implementation teams to align our banking capabilities with evolving customer and regulatory needs. * Coordinate with the North America and Foundational teams: Align on shared standards, tooling, and roadmap dependencies to ensure a consistent global banking product. * Lead junior product managers in the team: Manage the focus and dedication (in functional matrix report) of the 2 PMs in the Banking Networks Global team. Build for Scale & Customer-Centric * Scale Banking Connectivity: Design and scale reliable integrations across diverse banking partners and payment rails, with a focus on markets outside North America. * Optimize System Performance: Collaborate with engineering to maximize the performance, reliability, and scalability of Adyen's core banking processing infrastructure. * Engage with Customers: Interact directly with customers, commercial teams, and partners to understand their pain points, gather feedback, and translate their needs into core product requirements. * Monitor & Iterate Performance: Monitor product metrics and identify continuous optimization opportunities to guarantee data accuracy, operational efficiency, and customer satisfaction. * End-to-End Ownership: Take full ownership of specific initiatives from initial scoping through final delivery, managing timelines and stakeholder expectations. Who you are * Experienced Product Leader: You have a minimum of 8 years of experience in product management or an adjacent function within a fintech or financial services environment focused on payments. You are customer centric and build for the benefit of all customers. * Proven Record in Banking Infrastructure: You have experience launching and scaling transactional banking products and have in-depth experience with at least one major market infrastructure (e.g., a clearing house, real-time payment rail, or banking scheme). * Strategic Thinker with a Hands-on Mentality: A self-starter with proven organizational and commercial strength. You have excellent project management skills and the ability to lead time-sensitive, cross-functional initiatives in a fast-paced environment with little supervision. You are able to challenge the status quo. * Analytical Problem Solver: You are naturally curious, data-driven, and comfortable navigating ambiguity. You excel at taking complex challenges and converting them into structured, actionable solutions for both internal and external stakeholders. * Humble, Curious, and a Quick Learner: You possess a strong sense of initiative and self-motivation. You are eager to dive deep into complex banking flows, financial data, and technical and regulatory constraints to proactively identify problems and propose long-term solutions. * Natural Communicator & Team Player: You have high energy and solid interpersonal skills, comfortable driving deep technical discussions with engineers and strategic commercial and operational alignments with stakeholders across varying disciplines and cultures. Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Amsterdam office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. THE ROLE Every time someone pays online, there's a moment that determines whether the transaction succeeds or fails, not because the card was declined, but because the experience got in the way. That moment is authentication. And getting it right is one of the highest-leverage problems in payments. As a Senior Product Manager for Uplift & Shopper Authentication, you'll own how Adyen makes that moment as seamless and secure as possible for hundreds of millions of transactions across some of the world's largest merchants. You'll work at the intersection of conversion, trust, and user experience, helping Adyen move from rule-based friction toward intelligent, invisible authentication. You don't need to arrive with deep authentication knowledge. We are looking for sharp product instincts, the ability to hold complexity without losing sight of the user, and a track record of turning hard tradeoffs into better outcomes. WHAT YOU'LL DO * Own the authentication checkout experience: Identify where authentication introduces unnecessary friction, and build products that remove it without compromising security. You'll define what "seamless and secure" means in practice, and lead the roadmap to get there. * Make authentication seamless: Work with ML and engineering teams to develop smarter decisioning so authentication happens when it truly needs to, and doesn't when it doesn't. Success looks like merchants converting more, users noticing less. * Bring new methods to scale: From passkeys to device-based verification, the authentication landscape is evolving fast. You'll take emerging approaches from pilot to global rollout, sequencing thoughtfully across markets and merchant types. * Navigate a genuinely complex problem space: Authentication sits at the intersection of schemes, issuers, merchants, and end users, each with different incentives and constraints. You'll need to cut through that complexity and make clear product calls. * Partner across the organisation: You'll work closely with ML, engineering, design, commercial, and data teams, and occasionally with schemes and external partners. Strong alignment across those surfaces is part of the job. WHO YOU ARE * A strong product craftsperson: You have 5+ years in a product role where you owned meaningful outcomes, not just features. You know what it means to define the right problem, make a call under uncertainty, and drive it to delivery. * Conversion and UX minded: You think about the user first. You care about the moment of friction, the drop-off, the confusion, and you translate that into clear product decisions. Experience with checkout flows, onboarding, or consumer-facing experiences is a plus, not a requirement. * Comfortable with complexity: Authentication is technically layered and commercially nuanced. You don't need to know the protocols on day one. You do need to be intellectually curious, able to ramp quickly on new domains, and confident making decisions in ambiguous environments. * Data-fluent: You define success upfront, track it rigorously, and use metrics to make calls. * Direct and collaborative: You write clearly, frame trade-offs cleanly, and earn alignment rather than requiring it. You're comfortable pushing back on stakeholders and comfortable being pushed back on. WHY THIS ROLE Authentication is a problem that looks solved from the outside and is deeply unsolved on the inside. There's real technical depth here, a strong team, and a canvas that touches virtually every online payment Adyen processes. If you care about user experience at scale and want to work on infrastructure that most people never see but everyone depends on, this is a rare opportunity. Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Amsterdam office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.