Treasury - Manager

Lendable

ABOUT LENDABLE Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: * One of the UK’s newest unicorns with a team of just over 700 people * Among the fastest-growing tech companies in the UK * Profitable since 2017 * Backed by top investors including Balderton Capital and Goldman Sachs * Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. JOIN US IF YOU WANT TO 1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting What you'll do Strategic Financial Planning: Collaborating with senior management to develop and execute treasury strategies aligned with our business objectives. You will provide expert guidance on liquidity management, capital allocation, and risk mitigation to optimize our financial performance. Treasury Operations: Overseeing the operational aspects of treasury, including cash management, foreign exchange, and hedging activities. You will work closely with cross-functional teams to streamline processes, enhance efficiency, and leverage technology to automate treasury operations. Cash Flow Management: Overseeing the day-to-day cash flow operations, including forecasting, monitoring, and reporting. You will ensure that our liquidity needs are met efficiently, minimizing idle cash and maximizing investment opportunities. Treasury Portfolio Management: Work with Capital Markets to establish optimum investment strategy for Treasury assets. Source, evaluate and manage portfolio investments. Risk Management: Implementing robust risk management practices to safeguard our financial position. You will assess and mitigate financial risks, such as interest rate, liquidity, and credit risks, while ensuring compliance with regulatory requirements in both the UK and US markets. Stakeholder Management: Building and maintaining strong relationships with internal and external stakeholders, including regulators, auditors, and investors. You will effectively communicate our treasury strategies, financial performance, and risk management practices to ensure transparency and trust. Team Leadership: Leading and developing a lean high-performing treasury team, fostering a culture of collaboration, innovation, and continuous improvement. You will provide guidance, mentorship, and support to empower your team members to excel in their roles. What we’re looking for * Proven experience in treasury management, within the consumer lending space or a asset-backed treasury business. * Strong knowledge of UK and US financial markets, regulations, and best practices. * Proven track record in strategic financial planning, cash flow management, and risk mitigation. * Excellent analytical and problem-solving skills, with the ability to make data-driven decisions. * Expertise in treasury operations and systems implementation and management. * Exceptional communication and interpersonal skills, with the ability to influence and build relationships at all levels. * Strong leadership capabilities, with a passion for developing and motivating teams. * Excited about the opportunity to work in an entrepreneurial environment and have a real impact on the business * Professional qualifications such as ACT, CFA, or ACCA are desirable. LIFE AT LENDABLE * Winning team: the opportunity to scale up one of the world’s most successful fintech companies * Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites * Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls * Health coverage: support for your physical and mental wellbeing, including private health cover * Retirement & savings: long-term financial wellbeing through retirement savings plans * Employee referral programme: earn a competitive bonus when you refer successful new team members * Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations * Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our blog!

Auto Trader

ABOUT US You've probably heard of Autotrader, but do you know what we're all about? We're the most trusted, most visited automotive marketplace in the UK. A heritage brand and a tech innovator. We bring together vehicle buyers and sellers to give them real choices. Cars may be what we're best known for but we’re also the place for pretty much everything else on wheels, from e-bikes to caravans.  In the automotive world, change is a constant, that’s why we take our job of untangling the complex car-buying journey very seriously.    At our core, we’re all about people. We go our own way while embracing diversity and celebrating our differences. We dedicate ourselves to the idea that we work better together.  Autotrader is a beautiful, surprising and vibrant place to work. We might not be for everyone, but we could be perfect for you.  ABOUT THE JOB We’re looking for a Tax & Treasury Manager to join the Group Finance function within our finance team. We’re happy to welcome applications from people who would be looking for a full or part time role.   Reporting into the Group Financial Controller, the role is responsible for managing the corporation tax and VAT compliance for the Group and supporting the business in providing clear, timely, relevant and business focused advice.  The role split is roughly 70/30 between Tax and Treasury responsibilities. You don’t need to have prior Treasury experience to be considered for this role but have an appreciation and appetite to learn it as part of the job. Responsibilities will involve maintaining the relationship with HMRC, including ensuring compliance with filing obligations primarily across corporation tax and VAT, managing the Group’s business risk review and tax payments.  You will also need to provide tax note disclosures for annual accounts under IFRS. The Group is not complex from a VAT or employee tax perspective but the role requires awareness of these taxes and potential risks and opportunities. It is essential that candidates have excellent organisational skills as the role will require a constant level of output throughout the year to ensure that deadlines are achieved. The role also requires management of the Group’s treasury function, involving maintaining the Group’s short term cash flow forecasting model and providing funding recommendations. WHAT WE'RE LOOKING FOR Essential: * Recent demonstrable experience of working in a Corporate Tax Management position or a Manager position within a FTSE250 / Big4 / Top 10. * ACA/ATT and CTA qualified * Up to date knowledge of relevant corporate tax laws and working knowledge of other taxes * Recent experience of tax accounting for consolidated groups at a Manager level * Tax accounting experience under IFRS * Corporate Tax Advisory skills * Strong time management skills * Excellent data management skills to ensure a clear audit trail of all calculations * Ability to forge strong professional relations * Confidence to liaise with stakeholders at every level across the business and communicate complex & technical matters in plain English Preferable: * VAT experience/knowledge desirable. * Strong Excel skills * Experience with OneSource During our application process, you will be asked two questions to help us learn more about you and how you align with our values. These will be used as part of our selection criteria, to determine if we progress your application further. BENEFITS We’re offering a salary of £50,000 – £60,000, plus an additional 10% of your salary awarded to you in shares each year. These awarded shares will become yours in yearly instalments over the next three years, and you can choose to either sell them or keep them as shares.  You'll have 28 days holiday per year, and that's in addition to bank holidays and half day closures on Christmas and New Year's Eve. That’s not all. You'll be enrolled in our pension scheme, where our standard contributions are 7% and employee contributions are 5%. We also have comprehensive private medical cover, enhanced family leave provisions, a car salary sacrifice scheme, share-save options, and much more.  We always want to give you the support you need and help prioritise your wellbeing, that’s why we provide access to 24/7 online GP and dentist, as well as specialist support for assisted fertility, gender dysphoria, menopause, period care plans and lots more.   On top of all that, our hybrid model, Connected Working, combines the best of both worlds – office and home working. You'll spend a minimum of 3 days a week in the office with your team, focused on collaboration and connection.  Additionally, we have our remote-first periods at set times during summer and winter. During these periods, you can work remotely anywhere in the UK and from certain locations abroad. #LI-MJ1 #LI-Hybrid

Soho House

The Role.. The Senior Treasury Manager sits within the Group Finance Shared Service Centre in Milton Keynes and reports to the Group Financial Controller. The role is responsible for the compliance, control and day-to-day management of treasury activities across a complex multinational hospitality group, including group cash operations, bank account governance, banking mandates, treasury administration and consolidated treasury reporting. This role will ensure the Group maintains sufficient liquidity across UK and international entities, operates efficient banking structures, manages financial risk in line with approved treasury, tax and accounting policies, and maintains strong internal controls over banking access, payments and cash movements. The role provides excellent exposure across the business to local finance teams, tax, legal, FP&A, IT, internal audit, external auditors and banking partners. It will also lead and develop a small treasury team of 1-3 people while supporting process improvement, automation and standardisation across treasury activities. Key Responsibilities.. * Own the operational management of Group treasury activities, ensuring processes are controlled, documented, timely and compliant with Group policy.  * Lead global cash positioning, short term cash flow forecasting (rolling 13 weeks) and working capital visibility across all local and international entities. Support the Commercial Finance team on medium- and long-term cash flow forecasting and liquidity planning.  * Manage the bank account lifecycle, including account openings and closures, banking mandates, authorised signatory updates, KYC packs, bank documentation, online banking platforms and periodic user access reviews. * Maintain robust controls over payments, intercompany funding, cash pooling, sweeping, bank reconciliations and treasury-related master data.  * Act as a key relationship partner for all banking partners, supporting negotiation and renewal of banking services, facilities, fees and account structures.  * Identify, assess and manage foreign exchange, interest rate, counterparty and liquidity risks, supporting hedging strategies in line with approved tax, accounting and treasury policies.  * Manage external debt and facility administration, covenant compliance, interest schedules, guarantees, letters of credit, bank fees and other treasury instruments as required.  * Prepare consolidated treasury reporting for the Group Financial Controller, CFO and senior leadership, including cash, debt, short term (rolling 13 weeks) liquidity and forecast accuracy, FX exposures, bank accounts and key control metrics.  * Ensure compliance with treasury policies, delegated authority limits, regulatory requirements, internal control standards and audit requirements, including support for internal and external audit workstreams.  * Support transformation projects such as bank rationalisation, payment process improvement, payment factory/shared service activities, ERP/TMS implementations and treasury control enhancements.  * Own and update treasury policies, standard operating procedures, control matrices and bank-account governance documentation.  * Oversee treasury management systems and banking portals, including Kyriba or equivalent TMS, driving automation, standardisation, data quality and system optimisation.  * Partner with tax, legal, accounting and local finance teams on intercompany loans, dividends, funding flows and other corporate transactions.  * Manage, coach and develop a small treasury team of 1-3 people, setting clear objectives, reviewing performance and building treasury capability within the shared service centre.  * Other activities and projects as assigned by the Group Financial Controller or CFO. * Merchant acquiring and card payment acceptance: ownership of acquiring relationships, settlement and chargeback/fee management.  * Investment of surplus cash and interest income optimisation within policy  * Sanctions and AML screening over payments and counterparties, given the multinational payments base  * Treasury accounting under US GAAP and hedge accounting  * Board and Audit Committee treasury reporting Experience required.. * You will likely hold a relevant professional qualification such as ACT/MCT or ACA, or have equivalent corporate treasury experience gained in a multinational environment.  * Significant experience in corporate treasury, cash management or treasury operations within a fast-paced multi-site or multinational business; hospitality, retail, consumer services or shared service centre experience would be beneficial.  * Strong knowledge of liquidity management, cash pooling, banking products, bank account administration, banking mandates, FX hedging, interest rate risk, debt facilities, guarantees and treasury controls.  * Proven experience managing a complex portfolio of bank accounts, online banking platforms, KYC requirements, authorised signatories, user access controls and treasury compliance activities across multiple entities and currencies.  * Experience preparing treasury reporting for senior finance leadership, with the ability to explain cash, debt, risk and liquidity matters clearly to non-treasury stakeholders.  * Hands-on experience with treasury management systems, with Kyriba desirable, alongside advanced Microsoft Excel and ERP exposure such as Oracle, SAP or similar platforms.  * Demonstrable control and compliance mindset, with experience designing, operating and improving treasury processes, governance documentation and audit-ready controls.  * You will need to be confident in dealing with senior stakeholders, banks, auditors and cross-functional teams, with strong written and verbal communication skills.  * Previous experience managing or supervising a small team is desirable, with the ability to coach others, prioritise effectively and deliver to demanding deadlines.  * The successful candidate will be pragmatic, hands-on and resilient, with strong attention to detail, sound judgement and the ability to improve processes in a complex and evolving organisation.   Benefits… Soho House offers competitive compensation packages that feature global benefits and perks. Whether you’re seeking entry-level employment or a new opportunity to expand your profession, we offer training to develop the technical and managerial skills necessary to grow your career. * Annual Every House Membership * 50% off Food & Drink, 7 days a week * Staff Room Rates * Private Health and Dental Care * Weekly Pay * Life Assurance * Up to 50% Staff Discount on Cowshed & Soho Home * In Office Dog Policy on Fridays * Season Ticket Loan * Christmas Office Closure * In conjunction with Soho Impact, take 2 days paid a year to support a charity of your choice. * Free Counselling Sessions * Cookhouse & House Tonic: Our Cookhouse & House Tonic programmes offer unique food and drink trainings, events and opportunities to inspire and educate. * Continuous training to develop yourself personally and professionally * Exclusive access to our benefits platform with hundreds of discounts on shopping, gym memberships, holidays, insurance and much more * Team Events: From fitness sessions to cinema screenings and art classes, each month we hold a series of fun events which you can sign up to.