
OpenPayd · Birkirkara - Malta
Who are we? At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empower...
Who are we?
At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.
The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.
A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.
HEAD OF PROCUREMENT (FINTECH), 12-MONTH FIXED TERM CONTRACT GoHenry is a UK-based fintech company created by parents to pioneer financial education. More recently, GoHenry moved into Europe and the US by joining forces with French fintech company PixPay and US investing app, Acorns. Together, Acorns, PixPay, and GoHenry have over 6 million members across 5 countries. We are focused on empowering families with engaging money management tools, educational content, and a seamless product experience that creates financial well-being from birth to adulthood. Join us on our mission to make every kid smart with money! We are looking for a sharp, agile, and forward-thinking strategic Head of Procurement to own and enhance our procurement related processes. As the Gohenry Head of Procurement, you won’t just help with managing costs; you will be a strategic business partner responsible for managing commercial contract negotiations and oversight of governance relative to our existing vendor base. You will oversee the end-to-end procurement and vendor governance lifecycle for material categories, including cloud infrastructure, SaaS, third-party APIs, and professional services. You will bridge the gap between our internal support functions to ensure we partner with top-tier vendors that match our speed, culture, and regulatory standards, while iterating the third-party risk management framework the business requires. WHAT YOU WILL DO AT GOHENRY: * Category Management & Sourcing: Lead end-to-end strategic sourcing initiatives for IT, Software-as-a-Service (SaaS), AWS/GCP cloud infrastructure, data feeds, and specialised FinTech tooling. * Material Vendor Negotiation: Working with the GoHenry Legal Team and vendor account owners to commercialise and negotiate complex, multi-year vendor contracts to maximise value, ensure scalability, and protect the company bottom line. * Risk & Compliance Collaboration: Partner closely with Information Security (InfoSec), Operational Risk, and Legal teams to ensure all vendors comply with applicable regulatory requirements, including FCA rules and guidance, e-money regulations, operational resilience requirements, and supporting standards such as PCI-DSS and SOC2. * Stakeholder Alignment: Act as a trusted advisor to Engineering, Product, and Executive teams, transforming their requirements into commercial agreements. * Supplier Relationship Management (SRM): Develop and track vendor KPIs and SLAs, ensuring critical partners deliver on their promises and continuously innovate alongside our Product, Tech and Ops teams. * Process Optimisation: Help iterate and automate our procurement infrastructure, implementing modern tooling to move away from legacy approval chains. * Third-Party Risk Management (TPRM): Formalise and own GoHenry's TPRM framework, including vendor risk tiering, onboarding due diligence, ongoing monitoring, and board-level reporting on vendor risk. * Vendor Resilience & Continuity: Identify single-point-of-failure vendor dependencies, develop contingency and exit strategies for critical suppliers, and maintain an up-to-date vendor contingency risk map. * Vendor Governance Lifecycle: Own the full vendor governance lifecycle end-to-end, including contract renewals and regulatory-driven vendor assessments. WHAT YOU WILL BRING TO GOHENRY: (REQUIREMENTS) * Experience: 6+ years of experience in strategic procurement, strategic sourcing, or vendor management—ideally within a regulated Tech, SaaS, or FinTech or or financial services environment. * The FinTech Mindset: You understand that "speed to market" is just as important as "cost savings." You see your role as a partnership with other teams and you use those relationships with both internal teams and vendors to unblock bottlenecks without cutting corners on compliance. * Master Negotiator: A proven track record of dismantling complex pricing models and successfully negotiating with tech vendors. * Analytical Rigor: Strong financial acumen; ability to build TCO (Total Cost of Ownership) models and ROI analyses. * Communication: Strong interpersonal skills. You can speak "developer" to the engineering team and "ROI" to the CFO. * TPRM Expertise: Direct experience iterating or operating a third-party risk management framework (ideally in a regulated financial services environment), including vendor risk tiering, due diligence, and ongoing monitoring. NICE-TO-HAVES * Experience navigating financial and regulatory audits. * Familiarity with modern procurement and spend-management software. * Professional certifications (e.g., CIPS, CPSM). * Working knowledge of FCA regulatory expectations for outsourcing and third-party risk management, including the FCA's operational resilience framework. What’s in it for you? All the essentials you would expect, including a workplace pension plan, 33 days of holiday (including public holidays), & great company events local & abroad! Other Offers: * GoFlex - Work from Home, Office, or a mix of both * Your Birthday Day off * 25 days annual leave, in addition to 8 UK bank holidays * An excellent Induction & onboarding program with ongoing learning & development throughout your career * A choice between Bupa Health Cash Plan or Bupa Private Medical * Death in service – 4x your annual salary from month 1 * Physical and Mental Wellbeing support and platforms for you and your family * Family-friendly leave policies * Enhanced maternity leave – 20 weeks full basic pay after 2 years’ service and 26 weeks full basic pay after 3 years’ service * Paternity leave – 4 weeks full pay after probation * Salary Sacrifice options About GoHenry We’re on a mission to help every kid be smart with money. Our goal? Create generations of independent, confident young adults, armed with money skills that will set them up for life. How we do it: We place the power in the hands of young people, giving them the tools they need to master the financial ropes for themselves. They can spend, save, earn, and give with GoHenry’s prepaid debit card and app – because learning through doing really works (and it’s more fun!). All while our unique built-in controls give parents total peace of mind. We’re proud to say... * We ranked #38 in Newsweek's Top 100 Most Loved Workplaces in the UK in 2023 * We’re one of Tech Track’s top 50 fastest-growing UK companies. * We won Finders Kid’s Cards Customer Satisfaction Awards in 2022 and 2023. * We won the Tech for Good award at the Better Society Awards 2023 * Our kids and parents have donated over £500,000 of their own money to NSPCC via their GoHenry accounts But we’re still growing, and that’s why we need you. GoHenry is an equal-opportunity employer, and we’re on a mission to foster a diverse & inclusive workplace. Individuals seeking employment at GoHenry are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.
Skopje, Zagreb, Split, hybrid DEPT® is a Growth Invention company built to help the world’s most ambitious brands grow faster. Operating at the intersection of technology and marketing, our 4,000+ specialists deliver growth invention services across Brand & Media, Experience, Commerce, CRM, and Technology & Data. We’re 50|50 tech and marketing, partner-led, and first to move. Clients include Google, Lufthansa, Meta, eBay, and OpenAI. We have been certified B Corp and Climate Neutral since 2021. JOB PURPOSE We are looking for a motivated Associate Information Security Specialist to join our growing security team in Croatia or North Macedonia. This role is a career-accelerating entry point for an ambitious professional looking to shape themselves under top-tier mentorship. You will work alongside our Information Security Officer to support audits, ISMS related operational tasks, and map our company-wide AI inventory. In the long term, you will transition into a direct-report role under our returning Global Information Security Officer, stepping up to take continuous support of our dual ISO 27001 and ISO 42001 compliance lifecycles. WHAT YOU'LL DO * You will coordinate and document routine security control monitoring activities, including access reviews, security checklists, and asset onboarding verification. * You will act as the central operational coordinator for building and maintaining our AI use-case inventory register in ISMS.Online, gathering system metrics from departments across the global organization. * You will facilitate and support system impact assessments, data collection for risk registers, and tracking remediation metrics. * You will perform standard information security due diligence reviews of new vendors, tools, and SaaS solutions. * You will help update, deliver, and track completion records for company-wide annual security and AI acceptable-use training. Day-to-Day Expectations & Execution * ISMS Adherence & Maintenance: you will live our security practices by rigorously following and helping to maintain the records, documentation, and operational workflows of our ISMS. * Proactive Organization-Wide Communication: you will act as an approachable champion for security, answering routine team questions and proactively pushing clear updates and awareness reminders out to the organization regarding best practices. * Work hands-on alongside internal systems, product, and IT teams: you will help bridge the gap between our high-level security experts and internal engineers, assisting them in executing and tracking technical security measures. * Incident Response Mobilization: you will provide immediate operational support during security incidents by gathering data, documenting timelines, and assisting the broader response team in quick resolution. * Business & Client Support: you will assist the commercial team in answering client RFIs and security questionnaires accurately, playing a proactive role in keeping data security top-of-mind for our clients. * Practical Fieldwork with Business Teams: you will actively step into our business units to learn how they function day-to-day. Using ISO frameworks as a clear starting point, you will help identify how the security team can better support their unique operational workflows. * Vendor & Audit Coordination: you will maintain close communication with our software vendors during procurement to verify their security stance. You will organize and prepare evidence packages to support internal audits, external audits, and client due diligence reviews. * Executive Team Insights Support: you will help aggregate security performance metrics, identify vulnerabilities, and prepare reporting materials that give the executive team clear visibility into our security posture and improvement areas. * AI-Powered Efficiency: you will actively explore, suggest, and experiment with internally sourced AI compliance tools to automate tedious compliance logging and documentation tasks, helping our lean security team work much more efficiently. WHAT YOU'll BRING * 1–3 years of foundational experience in IT, sys administration, system auditing, or a junior security / compliance role. * Framework Knowledge: Basic theoretical or working knowledge of Information Security principles (ISO 27001, SOC 2, or CIS controls). * Core Skills: Excellent organizational, documentation, and stakeholder communication. You must be comfortable reaching out to engineering and product teams to gather asset information. * Growth Mindset: High coachability and excitement for deep diving into the cutting-edge requirements of AI security compliance (ISO 42001). WE OFFER * Transparent career development and pay. * A flexible, hybrid working policy. * A rewarding, supportive and healthy company culture. * Supplemental and additional health insurance. * Referral bonus program. * Stay happy and healthy with a contribution to your health through the OpenUp platform, and a multisport programme. * A reputation for doing good. DEPT® has been a Certified B Corp® since 2021. * Awesome clients. Whether big, small, local or global — at DEPT® you’ll get the opportunity to work with all of them. And we celebrate all of our successes together! * The opportunity for possibility. We want to enable you to do what you do best and help you develop your skills further with training, development and certifications. * Global annual DEPT® Cares Month in which employees come together and donate their skills to support local charities. WHY DEPT®? We are a Growth Invention company built to help the world’s most ambitious brands grow faster. Operating at the intersection of technology and marketing, we create what is next by pioneering ideas, acting fast, and moving further because standing still just is not in our DNA. We are drawn to people who stay curious, move with intent, and never stop inventing. Our culture runs on three values: better together, relentlessly curious, and get sh*t done. It is how we work, how we grow, and how we make things that matter. At DEPT®, you will find the freedom to explore, the space to collaborate, and the trust to make a real impact for our clients, for each other, and for the world we are helping to build. DIVERSITY, EQUITY & INCLUSION At DEPT®, we take pride in creating an inclusive workplace where everyone has an equal opportunity to thrive. We actively seek to recruit, develop, nurture, and retain talented individuals from diverse backgrounds, with varying skills and perspectives. Not sure you meet all qualifications? Apply, and let us decide! Research shows that women and members of underrepresented groups tend not to apply for jobs when they think they may not meet every requirement, when in fact they do. We believe in giving everyone a fair chance to shine. We also encourage you to reach out to us and discuss any reasonable adjustments we can make to support you throughout the recruitment process and your time with us. Want to know more about our dedication to diversity, equity, and inclusion? Check out our efforts here.
| What we are looking for The Senior Analyst, Fraud Insights will be part of the Fraud Services group within the Fraud Insights Team. This role is responsible for ensuring the safety and soundness of payments by monitoring and analyzing fraud trends, managing threshold alerts, and coordinating fraud escalations. The incumbent will focus on the creation and analysis of fraud reports, and conducting risk reviews supporting member onboarding to ensure alignment with Payments Canada’s fraud risk appetite. This role collaborates closely with internal cross-functional teams and external members to provide insights into market conditions and fraud exposure. | A day in the life Responsibilities of the Senior Analyst, Fraud Insights include, but are not limited to: Central Fraud Services Strategy Support * Manage the creation and analysis of periodic and ad-hoc fraud reports for the Fraud Insights Team. * Monitor fraud threshold alerts and coordinate timely investigations and escalations. * Support member onboarding by providing fraud risk management guidance, due diligence and service documentation. * Conduct comprehensive fraud risk reviews for payment systems and member participants. * Analyze quantitative and qualitative data to identify emerging fraud trends and pain points. * Develop journey flows and business requirements for fraud monitoring system enhancements. * Manage stakeholder relationships across Industry Relations, Operations, and Risk groups. * Provide regular status updates on ongoing files, action points, etc. * Support ad-hoc tasks and projects as required. Fraud Risk Management * Advise Compliance teams on prioritizing actions and opportunities to help members align with Payments Canada’s fraud risk appetite * Optimize user experience and journey flows by developing fraud-risk sensitive journey flows and advising engineering teams on design adjustments * Monitor severe fraud trends and support the Incident response team in addressing emerging risks. Analysis & Research * Analyze quantitative and qualitative data to identify pain points, develop journey flows, and create actionable business requirements * Own medium to large risks, issues, actions and decisions from meetings. * Support research teams in gathering information on fraud risks and size of the opportunity / fraud risk exposure * Review product designs for user experience and provide feedback to development / engineering teams; * Collaborate with engineering, Enterprise data warehouse group and operational teams to improve reporting, user flows by adjusting control events, layouts or adding/removing information to meet business needs; * Lead development of user tips, tools and guides to facilitate positive user experience; and * Analyze and resolve issues and recommend improvements. Fraud Services Strategy & Business Execution * Take a lead role in driving forward pre-discovery / discovery phase data & reporting initiatives, develop initiative business cases, and submission of corporate planning * Liaise with EPMO and resource managers to determine resourcing needs, prepare materials to seek leadership approvals to proceed. * Drive the end-to-end procurement requisition order, act as the primary point of contact for procurement of services with vendors, and internal legal, procurement and security groups, draft and develop scope of services with the vendor. * Own the end-to-end process of resolving medium size, moderate complexity business issues, and some large complex issues. Support senior members of the team with resolving medium to large complex business issues. * Take responsibility for the fraud due diligence onboarding, data & reporting, making strategic recommendations and confidently overseeing the development of the product throughout its lifecycle (i.e., idea generation to market research and post-launch analysis) Operational Coordination * Under the direction of senior members of the team coordinate stakeholder meetings including senior management and executive sessions: schedule management, agenda planning, meeting materials preparation, and minute taking & distribution. * Prepare high quality content for internal executive, members, regulators, solution providers (i.e., vendors) engagement, and participate, as appropriate. * Assure structured and traceable document management and tag all documents shared externally, provide file structure, manage and store all documents on the shared Google Drive, and with external parties Relationship Management * Manage stakeholder (member, vendor, regulator, internal cross functional team) interactions; proactively by providing prompt responses to email inquiries, requests for meetings, management of in a timely manner. * Establish and maintain ongoing relationships with internal departments, members, regulators, vendors. * Engage independently with working level internal and external stakeholders. * Engage independently, and at times with senior representatives, with internal stakeholders (working level and executives), members, regulators, solution providers (i.e., vendors). Team Enablement * Assist with establishing product management discipline by drafting appropriate processes, procedures, and workflows. * Provide mentorship and coaching to new and junior team members. Technical Competencies * Advanced data manipulation & visualization skills * Excellent presentation development skills; * Experience in using various product management and delivery tooling an asset * Ability to develop user journey flows and write comprehensive descriptions of requirements; * Business acumen related to the Financial Services and payments industry Personal Competencies * Critical reasoning and analytical thinking – embrace complexity, tolerate ambiguity, think creatively, and understand multiple aspects and impacts of policy; * High degree of self-direction and familiarity with management and committee processes, the organization’s strategic focus and with the mandates of the various business partners/departments; * Excellent verbal and written communication skills and experience in presenting across all levels of organizations * Build effective & productive working relationships across internal and external stakeholders * Committed to continuous learning and skills development. | What you need to be successful * Undergraduate degree in Business, Economics or related discipline. * Five (5) to Seven (7) years of progressive work experience in fraud analysis, reporting, data analytics, or risk management in the financial sector. * Advanced data skills preparing, organizing, and summarizing large amounts of information without focusing on statistical modeling and ability to manipulate data * Proficiency in data manipulation and data visualization techniques to support fraud insights. * Experience in liaising with internal and external stakeholders at all levels. * Ability to successfully complete background checks that will be carried out by Payments Canada, including criminal, credit, identity, employment, and education checks. * Eligibility to successfully complete background checks that will be carried out by Payments Canada, including criminal, credit, identity, employment, and education checks. | You will really stand out with * Payments fraud knowledge is a strong asset. | Salary range Our target starting rate for this role is $100,300 with flexibility based on your experience and qualifications. The full salary range and benefits package are detailed below. Please submit your application by July 30, 2026.