Investment Compliance

lemon.markets

ABOUT LEMON.MARKETS 🍋 We enable anyone to be an investor. Our mission is to grow investing opportunities for all European customers and businesses. By empowering FinTechs, banks, and wealth managers to offer investment products, we help create financial well-being for their customers. lemon.markets is a Brokerage-as-a-Service platform: simple digital access to capital markets through a single API. Our API-first infrastructure abstracts brokerage complexity with a well-documented API, a self-service customer operations portal, and a clear regulatory framework, so partners can launch customer-centric, compliant products in weeks, not months. As part of the dwpbank Group, we share a clear goal: we enable anyone to be an investor by making investing in capital markets more accessible. By combining dwpbank’s long-standing expertise and stability with lemon.markets’ technology-first mindset and speed, we are building a modern, modular securities services ecosystem. Together, we offer faster time-to-market, modular services, and a modern customer experience that helps financial service providers stay competitive and respond more flexibly in a changing market. YOUR MISSION As our Investment Compliance Manager, you will own and strengthen our Investment Compliance Function across the securities business, ensuring that our products, processes, and partner activities remain fully aligned with WPHG requirements. The role sits close to our Investing Domain and Customer Lifecycle Domain and is designed as an embedded compliance role with strong exposure to Product, Engineering, Operations, Partner Management, and other first-line functions. Your work will directly support compliant product growth by ensuring that new features, instruments, customer journeys, and partner setups are reviewed early and implemented in line with regulatory expectations. In the first months, your focus will be on understanding the existing framework, taking end-to-end ownership of day-to-day WPHG compliance topics, and further detailing and improving an already solid control setup. You will have the opportunity to combine oversight with forward-looking advisory work, helping the business move quickly while maintaining high regulatory standards in a product-driven and highly collaborative environment. IN THIS ROLE YOU WILL: * Review key WPHG topics such as best execution, inducements, appropriateness, product governance, customer classification, conflicts of interest, market abuse, safeguarding of customer assets, and complaint-related processes, ensuring that the existing framework is applied correctly and further developed where needed. * Monitor first-line implementation and controls across customer order handling, partner activities, tied-agent setups, and customer-facing journeys, including marketing materials, app flows, and disclosures, to ensure customers are informed clearly and not steered inappropriately. * Advise Product, Engineering, Operations in the Investing and Customer Lifecycle Domains on new features, financial instruments, customer types, and process changes, so regulatory requirements are considered early and product development can move forward in a compliant way. * Collaborate closely with Partner Management and relevant internal teams to assess whether partner-operated materials and processes under our license meet our standards and regulatory obligations. * Prepare and further develop WPHG compliance reporting for management, including regular assessments of business development, customer and transaction volumes, incidents, and potential deviations from internal or regulatory requirements. YOU’LL BE SUCCESSFUL IN THIS ROLE IF YOU: * You bring at least 5 years of professional experience, including a minimum of 3 years of hands-on WPHG compliance experience in a licensed fintech or bank, with a clear focus on securities services or securities distribution. * You have strong expertise in German regulatory requirements relevant to investment compliance, including topics such as best execution, inducements, appropriateness, product governance, customer classification, conflicts of interest, and related control frameworks. * You are a strong communicator and collaborative stakeholder manager who can work effectively with Product, Engineering, Operations, Partner Management, and other first-line functions in an embedded setup. * You are fluent and comfortable operating in both German and English in a professional environment. * You have a genuine interest in product development and enjoy translating regulation into practical guidance that supports innovation without compromising compliance. * You work in a hands-on, pragmatic, and ownership-driven way, thrive in dynamic environments, and are motivated to improve structures rather than just maintain them. HOW WE TAKE CARE OF YOU: * 🚀 Compensation package: We offer you a competitive salary, based on your experience and the value-add you bring to lemon.markets. * 🕑 Flexible working hours: We trust people to choose when they work best and avoid a rigid 9 to 5 mindset. You decide on the rhythm that helps you do your best work, with only shared core hours from 12:00 to 16:00 to support collaboration. * 🏢 Hybrid work setup: You can work from anywhere in Germany within a hybrid model. At the same time, in-person collaboration is a key part of our culture. That being said, individual contributer lemoneers work 4 days or more in our Berlin office, spending quality time together with the team at events, onsites/offsites or over team dinners. * 📈 Grow with us: We take your personal development seriously! You’ll get regular mentorship and stretch opportunities, a clear career development framework with frequent feedback conversations as well as an annual learning budget. * 🌱 People & culture: You’ll feel our culture in the small things, like Polaroids from our lemoneers’ first day and our monthly new-joiner breakfasts. But also in the bigger things, like celebrating the onboarding of new partners or our annual offsites, where the whole company comes together to connect, reflect, and celebrate. * 💛 Perks & benefits: We choose benefits that add actual value. We sponsor a Deutschlandticket for employees on unlimited contracts, plus 50% off on Beatvest - our partner for financial education and investing. * 🏝 Workation: Get out of here! At lemon.markets you can work remotely from anywhere in the EU for up to 10 consecutive days at a time, and up to 60 days per year in total. As an equal opportunity employer, lemon.markets is committed to building an inclusive workplace. The company welcomes people from all different backgrounds, including age, citizenship, ethnic and racial origins, gender identities, individuals with disabilities, marital status, religions and ideologies, and sexual orientations to apply. If you feel this role could be a great match for you even if you don’t tick every box, we’d still love to hear from you, please apply. You have any questions? Feel free to contact us via talent@lemon.markets.com

Triple Point

Since 2004, we’ve been bringing investment ideas to life and connecting capital with the right people and opportunities. Today, we manage more than £2.5 billion for a broad range of investors across five key investment strategies: Private Credit, Social Housing, Clean Heat, Energy and Venture. These strategies underpin the innovative range of investments we offer to both private (retail) and institutional clients.  There are 230+ employees at Triple Point, all committed to leaving the world demonstrably better than we found it. That’s why we’re a certified B Corp, signed up to the Principles for Responsible Investment, and were named a Sunday Times 'Best Place to Work  2025 & 2026'. If this sounds like an environment where you would flourish, then read on… The Function & Team Reporting to the Head of Funds Finance - Equity & Listed Vehicles, the Senior Equity Finance Manager owns day-to-day finance across these portfolios: accurate financial reporting, cash and liquidity management, financial control, statutory compliance and Board reporting, working closely with administrators, auditors, tax advisers and internal stakeholders across the investment lifecycle. The Roles Key Responsibilities Key Accountabilities * Own the day-to-day finance activities across the VCT, Energy and Housing portfolios. * Ensure timely, accurate financial reporting and statutory compliance. * Maintain effective financial controls and support governance requirements. * Develop strong relationships with fund administrators, auditors, tax advisers and investment teams. * Identify opportunities to improve finance processes and reporting. Venture Capital Trust (VCT) * Review quarterly management accounts from fund administrators. * Prepare quarterly Board Packs. * Cashflow forecasting. * Process subscriptions and redemptions. * Review investment valuations. * Monitor compliance with VCT rules. * Manage interim and annual reporting, including audit. Energy * Preparation of quarterly management accounts. * Cash and liquidity management. * Invoice processing. * Coordinate statutory accounts and tax return filings. * Manage funds flows on financial close and drawdowns. * Track expenditure against Board-approved budgets. * Review project company monthly accounts. * Assist with tax and deal structuring on acquisitions. Housing * Review monthly management accounts of fund administrators. * Manage quarterly interest payments. * Manage intercompany dividends, cash sweeps and corporation tax payments on account. * Review statutory accounts and tax returns for 14 entities. * Issue annual rent demands. Key Relationships * Head of Equity Finance. * Investment teams. * Fund administrators and other service providers. * External auditors and tax advisers. * Board members. Experience * Extensive years PQE (ACA, ACCA or CIMA). * Experience in investment trusts, funds or financial services desirable. * Strong technical accounting and reporting skills. * Advanced Excel and financial systems capability. * Excellent organisation, communication and stakeholder management. Personal Qualities: * Highly organised, with strong attention to detail and accuracy against tight reporting deadlines. * Confident, clear communicator, able to build trust with senior stakeholders, auditors and Board members. * Proactive and solutions-focused, comfortable taking ownership of complex financial processes. * Collaborative team player, working effectively with third-party administrators and cross-functional colleagues. * Resilient and adaptable, able to manage multiple portfolios and competing priorities. Why Join us? * You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued. * Be part of a growing and innovative team * We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression. * Opportunities for professional development and career progression. At Triple Point, high performance means living our values every day: * Stay Curious. * Be Generous. * Take Thoughtful Action. * Pull Together. * Own It. In line with our values Stay Curious and Take Thoughtful Action every employee has access to ChatGPT Enterprise and is encouraged to explore how AI and automation can enhance their work. We see technology as a co-pilot, helping us improve efficiency and insight while keeping decisions grounded in thoughtful human judgment.   Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities. Check out our comprehensive list of benefits HERE.  Apply today for further information! Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company. Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team.  STRICTLY NO AGENCIES

Luno

ABOUT US: Luno is the crypto investment app you can rely on, enabling you to buy, store and explore crypto securely. We’re committed to putting the power of cryptocurrency in everyone's hands sensibly and responsibly. Since 2013, we’ve helped millions of people around the world invest safely in crypto. We do this by cutting through the hype and supporting customers at every step of the way. All products and cryptocurrencies on our platform must first meet stringent legal, risk and technical security standards.  Transparency is key for us. Luno stores all crypto on a 1:1 basis and we have rigorous processes in place so you can be confident your investment is secure. We’re available in more than 40 countries around the world and we work closely with respective regulators in all of these markets to be fully compliant, as we believe this is the best way to help everyone, everywhere, invest safely.   ABOUT THE TEAM: At Luno, our main objective is to provide our users with a secure and streamlined cryptocurrency experience. To achieve this, our Internal Audit team plays a critical role in enforcing compliance, identifying potential risks and hazards, and prompting enhancements throughout our organization. We are currently seeking an experienced Audit Manager to lead our team and deliver exceptional insights and solutions that align with our strategic objectives.   THE ROLE IN A NUTSHELL: We're looking for a Senior Compliance Auditor to help us deliver our risk-based Internal Audit plan as we continue to support the organisation’s assurance and advisory needs. The role reports to the Internal Audit Lead who reports administratively to the CFO and functionally to the Board and Risk Committee.   YOUR MISSION WILL BE: * Contribute to the development of a risk-based Internal Audit plan with a focus on Compliance. * Maintain and update the audit universe, identifying emerging risks and regulatory requirements. * Understand the business's risk profile in the broader context of the group and industry. * Perform allocated audits in line with the approved Internal Auditing Methodology, in line with International Standards of Auditing and maintain quality and performance standards consistently. * Execute and deliver the audit plan and management requests promptly.  * Deliver impactful audit reports with well-considered management actions and due dates promptly. * Drive the Combined Assurance efforts of the organisation. * Execute the issues assurance plan promptly and by quality standards. * Cultivate and maintain effective relationships with auditees. * Contribute effectively to administrative needs of the Internal Audit function.   A LITTLE ABOUT YOU:  - Minimum Experience Level and Preferred Qualifications: * A tertiary honours degree (or equivalent) in Internal Audit/Risk Management/Law. * A minimum of 5 years experience with at least 3 years in a compliance related position and 2 years in an Internal Audit role.. * Ability to perform all stages of an audit project in line with applicable standards. * A minimum of 2 years experience in key regulations in the Financial Industry ( especially AML/CFT regulations).   - Additional skills that will be beneficial to your application: * Experience in Blockchain and Cryptocurrency. * Relevant Compliance Certifications. * Experience in auditing AML across various countries. * Experience in auditing the ISO standards. * Experience in auditing SOC compliance.   LIFE AT LUNO: * Remote but reachable work policy gives you the freedom to choose between working from home or the office. * Plus the option to buy and sell up to 5 days leave * Improve body and mind, with excellent private medical insurance * Access to Learnably and our additional learning platforms for your personal and professional development * 6 months primary care-giver leave * Paw-ternity leave for your furry friend * Annual Inspiration Day in addition to your annual leave which increases based on your length of service!  * A collaborative, friendly work community, with regular social events and virtual cooking, dancing, drawing and house planting classes hosted by our Lunauts * Free lunch and snacks * 0 fees up to a certain amount with Luno from the day you start.* *Offer only available on Luno Instant Buy, not Luno Exchange We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.