(Senior) Group Controller / Finance Manager (m/w/d) für die Grouplink Gruppe

Raisin

Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market. Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns. Team The Risk Controlling department is responsible for establishing and maintaining a robust, group-wide risk management framework aligned with Basel principles and guidelines. This involves implementing policies and controls to identify, measure, monitor, and manage the bank's risks, including credit, market, operational, and liquidity risk. The team's primary functions are ongoing risk profile monitoring, preparing accurate risk reports for stakeholders and regulators, and assessing capital and liquidity adequacy according to regulatory frameworks like CRR. Your Responsibilities As a Quantitative Risk Controller, you will play a central role in the development, implementation, and continuous enhancement of the bank’s economic ICAAP framework, market price risk measurement, and liquidity risk analysis. You will ensure the internal risk-bearing capacity adequately reflects the bank’s risk profile, supporting strategic steering through robust risk analytics and reporting, which contributes directly to risk transparency, regulatory compliance, and financial resilience. Key Responsibilities: * Develop and maintain models and methodologies for the economic perspective of ICAAP, including internal capital calculations and risk aggregation. * Perform quantification and monitoring of market price risks (especially interest rate risk) using both standard and internal models. * Analyze and report on liquidity risk metrics, including survival horizons, funding concentration, and liquidity stress testing. * Conduct scenario analyses and stress tests for economic capital and liquidity risks, ensuring alignment with MaRisk and EBA/ECB guidelines. * Maintain the risk inventory and contribute to the assessment of material risks in coordination with other risk types. * Support ICAAP reporting to management, regulators, and internal committees, ensuring clarity, accuracy, and compliance. * Collaborate closely with Treasury, Finance, and the business lines to align capital, liquidity, and risk strategies. * Monitor regulatory developments and adapt internal methodologies accordingly. * Contribute to the ongoing refinement of risk measurement tools and data quality improvements. Your Profile To succeed in this role, you will need a combination of quantitative expertise, regulatory understanding, and communication skills to support sound risk-based steering and regulatory compliance. Key Requirements: * A degree in a quantitative discipline or Business Administration with a quantitative focus. * 2–5 years of experience in risk controlling, quantitative analysis, or related roles in banking or financial services. * Proven knowledge of economic capital models, ICAAP methodology (economic perspective), and capital aggregation techniques. * Strong understanding of market risk measurement (e.g., VaR, sensitivities, stress testing) and liquidity risk metrics. * Familiarity with MaRisk, Basel III/IV, and ECB ICAAP guidelines. * Solid experience with Excel/VBA and analytical tools (e.g., Python, R, MATLAB, or SQL). * Ability to analyze complex data sets and translate results into meaningful risk insights. * Strong documentation and reporting skills to support transparency and auditability. * High level of independence, analytical thinking, and precision. * Effective communicator with the ability to collaborate across departments and present risk topics to senior stakeholders. * Professional certifications such as FRM, CFA, or similar are an advantage. Join our mission, join our team – and grow with us! At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities. As part of our team, you will benefit from: * Employee Development Budget of €2,000 and four full training days per year. * Flexible working hours, home office and 30 vacation days. * A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%. * Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.  * Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month. * Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. * Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office. * You are moving from another country or city to join us? We may support your relocation. Raisin Applicant Privacy Policy We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply. We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.

Raisin

Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market. Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from more than one million investors which have accrued over 5 billion euros in returns. Team The Risk Controlling department is responsible for establishing and maintaining a robust, group-wide risk management framework aligned with Basel principles and guidelines. This involves implementing policies and controls to identify, measure, monitor, and manage the bank's risks, including credit, market, operational, and liquidity risk. The team's primary functions are ongoing risk profile monitoring, preparing accurate risk reports for stakeholders and regulators, and assessing capital and liquidity adequacy according to regulatory frameworks like CRR. Your Responsibilities In this role, your core responsibilities includes the following: * Lead Normative ICAAP Management: Oversee the normative perspective of the Internal Capital Adequacy Assessment Process (ICAAP), ensuring continuous regulatory capital compliance for the bank and the group across a multi-year planning horizon, including adverse and stress scenarios. * Develop and Maintain the Recovery Plan: Own the bank's Recovery Plan, including the monitoring and monthly reporting of recovery indicators to the Management Board for early detection of financial or operational crises. * Manage New Product & Process Oversight (NPP / AT 8.2): Drive Risk Controlling's involvement in New Product Processes (NPP) and significant process/IT changes (MaRisk AT 8.2), providing independent risk assessments and sign-offs for new business models, products, or organizational restructuring. * Prepare Risk Reporting & Governance: Contribute to and prepare risk reports for senior management, governance bodies, and regulatory authorities (BaFin/Bundesbank), providing deep-dive analyses into risk concentrations and capital adequacy. * Coordinate the Annual Risk Inventory: Support the annual risk inventory process to identify all material risks including credit, market, operational, and ESG factors and establish a comprehensive, uniform risk profile. * Execute and Oversee the Biennial LSI Stress Test: Manage the end-to-end execution of the LSI Stress Test, coordinating data collection across departments, performing sensitive results analysis, and ensuring the timely submission of high-quality results to supervisory authorities (BaFin/Bundesbank). Your Profile To succeed in this role, you will need the following skills and professional experiences: * Degree in Business Administration, Finance, Risk Management, Economics, or a related field. * Minimum of 7 years of professional experience in risk management or risk consulting within the banking or financial services sector. * Hands-on experience with core regulatory processes, specifically ICAAP, Recovery Planning, and New Product/Process Oversight (NPP/AT 8.2). * Solid knowledge of regulatory requirements, including MaRisk and Basel III. * Experience with risk management systems and tools. * Professional certifications are a plus. * Strong analytical capability, sound judgment, and a structured approach to risk management in a regulated banking environment. * Strong communication skills to effectively work across functions and present complex risk topics to senior management. * A proactive, independent working style demonstrating strong ownership and meticulous attention to detail. * Ability to balance operational execution with a comprehensive, enterprise-wide risk perspective. Join our mission, join our team – and grow with us! At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities. As part of our team, you will benefit from: * Employee Development Budget of €2,000 and four full training days per year. * Flexible working hours, home office and 30 vacation days. * A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%. * Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.  * Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month. * Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. * Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office. * You are moving from another country or city to join us? We may support your relocation. Raisin Applicant Privacy Policy We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply. We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.

Innatera

About Us: Innatera is a rapidly growing Dutch semiconductor company that develops ultra-efficient neuromorphic processors for AI at the edge. These microprocessors mimic the brain’s mechanisms for processing fast data streams from sensors, enabling complex turn-key sensor analytics functionalities, with 10,000x higher performance per watt than competing solutions. Innatera's technology serves as a critical enabler for next-generation use cases in the IoT, wearable, embedded, and automotive domains. With over €55m in funding raised, we're scaling fast towards bringing our neuromorphic technology to billions of sensors by 2030. Our mission? To make the world smarter, safer, and greener. We're not just about pushing boundaries, we're about making a difference. At Innatera we are committed to driving innovation and delivering exceptional results while creating an environment where our teams can thrive. We are a group of passionate, creative thinkers who thrive in a fast-paced environment on challenges and are always ready to take on the next big thing. As a valued member of our team focused on making a positive impact, your unique contributions play a significant role in creating meaningful change. Working alongside a talented group of colleagues, you will experience a supportive environment that recognizes and values your life beyond the confines of work. We are looking for a Senior Business Controller to become the financial business partner to our teams. This role combines strategic finance, business controlling, innovation funding and growth initiatives. You will play a critical role in securing and managing non-dilutive funding while helping leadership make informed investment decisions in a fast-growing deeptech environment. You will work closely with engineers, project leaders, founders and external funding bodies to ensure that innovation programs are financially sound, compliant and scalable. WE WILL TRUST YOU WITH: * Act as a finance business partner to the Engineering and R&D teams * Identify, evaluate and secure non-dilutive funding opportunities, including WBSO, EIC Accelerator, Horizon Europe and other regional or national schemes. Manage grant applications from initial assessment through submission, compliant reporting and audit close-out * Develop budgets, forecasts and business cases for the businesses you are supporting and innovational projects * Perform budget versus actual analysis and provide actionable insights * Support annual budgeting, long-range planning and strategic decision-making * Support selected financial accounting activities, including balance sheet reconciliations and intellectual property-related reporting * Contribute to investment proposals, business development initiatives and M&A assessments * Act as liaison for external financial auditors during year-end closings, as well as specialized grant auditors reviewing subsidized projects WHAT YOU’LL NEED TO SUCCEED: * Bachelor’s degree in Finance, Accounting, Business Economics, Engineering or related discipline * 5+ years of experience in finance, controlling, grants management or strategic finance * Strong financial modelling and forecasting skills * Ability to translate technical concepts into financial insights * Experience partnering with engineering, product or R&D teams * Strong attention to detail and compliance requirements * Excellent stakeholder management and communication skills * Drive for automation. Standardization and optimization NICE-TO-HAVES: * Semiconductor, hardware, deeptech or high-tech industry experience * Experience with WBSO, RVO schemes, EIC or similar funding programs and working with public funding organisations * Experience with NetSuite, Google Workspace and Clockwise. * Dutch language capability WHY JOIN INNATERA? At Innatera, you’ll be part of a pioneering team building the next generation of brain-inspired processors for edge AI. Your work will help bring groundbreaking technology to life, powering intelligent devices with real-world impact, from healthcare to consumer electronics. * Competitive salary * Pension plan * A flexible working environment (work-from-home policy, flexible working hours, advantageous holidays scheme) Note: We work from our Rijswijk (Netherlands) office at least 3 days per week. * A generous holiday scheme * A collaborative, ambitious team with the freedom to innovate * An inclusive culture that values openness, curiosity, and personal growth * Office perks like fresh fruit, snacks, and an on-site gym * Statutory commuting/home allowance From engineering and machine learning to sales and non-engineering teams - whatever your expertise, your contributions will shape our growth.     Whether you’re passionate about microarchitecture, excited by verification or physical design, driven by supporting operations, building strong teams, or mastering the details of accounting, we’d love to hear from you! If you're ready to shape the future of technology with us, click Apply and share your story. Innatera is proud to be an equal opportunity employer. We welcome applicants of all backgrounds and experiences and are committed to building a diverse, inclusive, and respectful workplace. All qualified applicants will receive consideration for employment without regard to race, ethnicity, religion, gender, gender identity or expression, sexual orientation, disability, age, or other protected characteristics. If you require accommodations during the recruitment process, please let us know – we’re happy to support you.