FP&A Analyst

Liberis

At Liberis, our mission is to empower small and medium-sized businesses by removing finance as a friction to growth, delivering contextual, embedded financial solutions to support merchants at every stage of their business lifecycle.   The Team   The Finance team is at the heart of Liberis operations. Our mission is to support the future growth of the company by:  * Providing insightful financial information to management and investors  * Developing a scalable finance platform capable of ensuring proper oversight and compliance  We are currently a team of sixteen based in London and Mumbai with responsibility for partnering with our Global operational teams. You’ll join a dynamic, fast paced innovative team, made up of enthusiastic and experienced finance professionals.   The Role   Commercial Finance owns the unit economics, the commercial model, and the planning and forecasting that sets the company's direction. It's the analysis that the leadership team, the Board and our lenders rely on to understand performance. As FP&A Analyst, you'll run the analysis and reporting at the centre of that. You're joining a small, growing team, so there's real ownership early - including planning and forecasting work from the outset - with a clear path to broaden into business partnering over your first year.   What You’ll Be Doing * Produce and maintain monthly reporting and explain the key drivers in performance. * Build and improve financial models that support planning and decision-making. * Partner with teams across the business to understand their costs and performance. * Support the budgeting and forecasting cycle and help maintain the financial model — the company's 3–5 year outlook. * Analyse the unit economics — understanding what drives profitability across the business.   What We Think You’ll Need   * Part-qualified or qualified accountant - ACA study support offered if part-qualified. * ~2 years’ experience in practice or an industry FP&A / finance role. * Strong Excel and modelling - comfortable in large, structured files and reconciling outputs. * Commercial curiosity - you want to understand what drives the numbers, not just produce them. * Accuracy and ownership - reconciliations tie out and deadlines hold.   Nice to have * Exposure to financial services, fintech, lending or specialty finance * Looker, SQL or BigQuery alongside Excel * Experience with FP&A tooling (e.g. Datarails)     What happens next? Think this sounds like the right next move for you? Or if you’re not completely confident that you fit our exact criteria, apply anyway and we can arrange a call to see if the role is fit for you. Humility is a wonderful thing, and we are interested in hearing about what you can add to Liberis!   Our hybrid approach   Working together in person helps us move faster, collaborate better, and build a great Liberis culture. Our hybrid working policy requires team members to be in the office at least 3 days a week, but ideally 4 days. At Liberis, we embrace flexibility as a core part of our culture, while also valuing the importance of the time our teams spend together in the office.    #LI-CG1

iwoca

The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive. The team The FP&A team is responsible for driving strategic decision making through forecasting, analysis and reporting performance. You’ll work closely with the FP&A Manager and will also work with the wider finance team as well as other functions across iwoca. The role You’ll translate complex financial data into useful management information and produce annual budgets aiding long-term planning and growth. Operational FP&A * Preparation of the monthly operating model, including reconciliations to accounting software and posting of journals required to complete the model; * Contribute to and improve forecasting methodology; * Assisting in the development and maintenance of data pipelines; * Assisting in preparation of monthly Board documentation and interim and year-end Budget documents; * Identifying and rectifying issues/areas for improvement in the monthly operating model; * Identifying and building datasets to compliment the enhancement of the monthly operating model; * Liaising with departments across the business to: * Understand business developments and how they impact inputs to the operating model. * Identify areas of inconsistencies between operating model forecasts and those used by the wider business to improve the accuracy of reporting. * Understand reporting requirements for each department to increase quality of communication across the business.; * Reporting to external stakeholders * Uses AI tools to explore data, generate insights, and improve workflows, driving faster and more accurate analysis Data engineering and product development * Contribute to the build out of iwoca’s forecasting platform * Design features, using AI tools to test and build * Integrate with other third-party tools e.g. Looker, Snowflake and NetSuite The requirements * Good analytical skills, high level of accuracy and attention to detail * A growth mindset and be able to improve and develop our processes as we grow * Be able to work to deadlines and manage stakeholder expectations * Be able to learn quickly and embrace change - we are an innovative, fast growing company and always coming up with new ideas * Proficient user of excel * Experience with Looker, Snowflake or equivalent would be desirable * Willingness and curiosity to leverage AI to maximise quality, speed and rigour * Our approach to working from home is a ‘hybrid’ one, we will expect you to attend the London office twice a week. The culture At iwoca, the best idea wins. We model our culture on independent thinking, challenging untested logic, and evidence-based decisions. We prioritise learning and growth, and give people the autonomy to develop in the direction that makes them most effective. We're a tech company and believe in the power of AI to help us work faster and better. We provide the infrastructure where every iwocan always has access to the best models and where those models have access to all of our data. We will help our people to learn how to use and grow with the new tools available to them. The offices We put a lot of effort into making iwoca a great place to work: * Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. * Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions. The benefits * Flexible working hours. * Medical insurance from Vitality, including discounted gym membership. * A private GP service (separate from Vitality) for you, your partner, and your dependents. * 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. * A one-month, fully paid sabbatical after four years. * Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. * 3% Pension contributions on total earnings. * An employee equity incentive scheme. * Generous parental leave and a nursery tax benefit scheme to help you save money. * Electric car scheme and cycle to work scheme. * Two company retreats a year: we’ve been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: * A learning and development budget for everyone. * Company-wide talks with internal and external speakers. * Access to learning platforms like Treehouse. Useful links: * iwoca benefits & policies

Teya

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you FP&A ANALYST YOUR MISSION At Teya, we are building the future of financial services for small businesses across Europe. As we continue to scale rapidly, having access to accurate, timely, and insightful data is critical to how we make decisions across the business. As a FP&A Analyst, you will play a key supporting role within the Finance team, helping to drive analysis, modelling, and problem-solving across a wide range of business questions. This is a highly analytical position, suited to someone who enjoys working with data, building models, and digging into problems to uncover meaningful insights. You will work closely with FP&A, data, and commercial teams to support decision-making, investigate performance trends, and help translate complex data into clear, actionable outputs. This role offers strong exposure across the business and is an excellent opportunity to develop both financial and analytical skillsets in a fast-paced, high-growth environment. RESPONSIBILITIES * Build and maintain financial models to support forecasting, planning, and ad hoc analysis * Analyse large datasets to identify trends, drivers, and performance insights across the business * Support ad hoc analysis on key business questions, such as revenue performance, cost drivers, or operational efficiency * Investigate variances and performance issues, providing clear explanations and recommendations * Work closely with FP&A and data teams to ensure consistency and accuracy in reporting and modelling * Translate complex data into clear, structured outputs that support decision-making * Support the wider Finance team with modelling, analysis, and day-to-day problem solving * Continuously look for opportunities to improve analytical processes and data usage REQUIREMENTS * 1–3 years’ experience in a finance, analytics, or data-focused role * Strong analytical and problem-solving skills, with the ability to work with large datasets * Solid grounding in finance fundamentals, including understanding of accruals, P&L, and general ledger concepts * Experience building financial models or working with structured data * Comfortable using analytical tools (e.g. Excel, SQL, or similar) * Ability to clearly communicate insights and structure analysis effectively * Proactive, curious, and eager to learn in a fast-paced environment * Strong attention to detail and ownership of outputs NICE TO HAVE * Experience in a high-growth, technology, or fintech environment * Exposure to BI tools (e.g. Looker, Tableau, Power BI) * Experience working with data teams or data infrastructure * Background in analytics-heavy finance roles or data analysis THE PERKS * Physical and mental health support through our partnership with Wellhub * Enhanced maternity and paternity leave * Cycle-to-Work Scheme * Private Health and Life Insurance * Pension Scheme * 25 days Annual Leave (+ Bank Holidays) * Daily office snacks * Friendly, collaborative, and informal working environment in Central London Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.