Money Laundering Officer (MLRO)

Fieldfisher

WHAT YOU WILL GAIN * You can look forward to a varied range of tasks and flat hierarchies * You’ll work independently in an innovative and open-minded environment * You’ll become part of a team where mutual support and a friendly atmosphere are the norm  Personal development through feedback sessions, workshops and a personal development budget * As well as an attractive salary package and the Deutschlandticket, you can look forward to further benefits in our modern office environment * Flexible working hours and the option of fixed days working from home are standard practice for us * After your probationary period, we’ll provide you with a budget to set up an ergonomic workspace at home * To help you relax, we offer 30 days’ holiday for full-time employees * You’ll also benefit from our corporate benefits programme, giving you access to numerous discounts and vouchers * Regular get-togethers with colleagues, e.g. after-work drinks and the summer and Christmas parties YOUR ROLE We are currently seeking a Client Onboarding Officer (m/f/d) in Berlin or Hamburg to join our team Risk & Compliance on a full-time, on a fixed-term contract, effective immediately.    We are looking for a candidate who is already competent in both Conflicts of Interest and AML/CDD. The ideal candidate will demonstrate the ability to analyse complex corporate structures, identify regulatory risks, and apply judgment to maintain an excellent onboarding function. Key Responsibilities Conflicts Clearance * Analyse complex conflict check results generated by the firm’s systems (Intapp), differentiating between administrative "false positives" and genuine legal or commercial conflicts. * Investigate corporate relationships to determine if a conflict exists, utilizing internal databases and external corporate intelligence tools. * Identify potential conflicts and escalate where necessary, liaising directly with stakeholders to resolve issues efficiently. * Maintain clear and auditable records of all conflict clearance activity. Client Due Diligence (CDD) * Experience of detailed Due Diligence on high-risk clients, including unravelling complex ownership structures (Trusts, SPVs, Funds) to identify Ultimate Beneficial Owners (UBOs). * Advise on CDD requirements across multiple jurisdictions, tailoring guidance to local regulatory expectations. * Perform risk assessments at client inception and during updates, identifying high-risk clients through screening and analysis. * Investigate and assess adverse media, politically exposed persons (PEPs), and source of wealth/funds, preparing clear and concise reports for senior review. * Collate all research and approvals in a structured and comprehensible manner for internal use. Ad Hoc Support * Respond to onboarding, billing, and file-opening queries from fee-earners, PAs, and business services teams. * Assist the Money Laundering Reporting Officer (MLRO) with research for suspicious activity reports. ABOUT YOU * Experience in both conflicts checking and anti-money laundering (AML) processes. * Familiarity with a multi-jurisdictional legal environment * Strong research and analytical skills, with the ability to interpret and communicate findings clearly. * Manage a high-volume workload independently, prioritizing urgent matter openings without compromising on regulatory accuracy. * Confident communicator, comfortable engaging with stakeholders at all levels. * Self-motivated and collaborative, with a willingness to take on both complex and routine tasks as needed. * Experience using Intapp and screening platforms. Not a perfect match? No problem. We value initiative, curiosity and people who bring energy and new perspectives to our mission. You may still be the ideal fit for this role – or another one.

Luno

THE ROLE IN A NUTSHELL: You will form part of the Anti-Money Laundering (“AML”) Operations team, and you will report to the AML Operations - Transaction Monitoring Team Lead. Our AML Operations team looks after our global business and consists of a growing team of enthusiastic, energetic Lunauts. You will work in a fast paced environment, collaborating with other business units, including Engineering, Product and Legal teams, servicing the business on an international level together with the teams from Africa, Asia Pacific, Europe and the United States. ABOUT THE TEAM:  The AML Operations team takes care of the operational aspects of financial crime risk identification matters for Luno's global business. Our mission is to create a world class compliance experience for Luno as well as our customers. We make sure we have the processes and information available that enable us to truly understand our customer risk, we monitor for any external red flags customers may raise when they use Luno and we deal with any questions our business or customers may have on what good looks like. We operate in regional teams around the world with our central team in South Africa. REQUIREMENTS * Agile execution on key projects and operational delivery of work within the Transaction Monitoring Team, specifically the execution of transaction monitoring alerts, regulatory reporting activities and regulatory requests. * Knowledge you are required to have and apply * Working on problems that are varied and which require a review of different factors, applying learned techniques and contributing to analysis and investigation to solve problems for the team, within the AML Policy framework and overall Risk Management and Compliance Programme (“RMCP”). * Vetting your own work and delivery, communicating progress and escalating blockers to the team * Supporting internal compliance audits * Understanding AML regulations and developments in legislation, and pointing out when you suspect that Luno may be in breach of regulations  * Investigate, Analyse & Execute: * Creating initial reports/analysis for review  * Attending to all aspects relating to Travel Rule including customer communications, virtual asset service provider (VASP) due diligence and queue review  * Navigating and using Chainalysis Reactor effectively to review and assess customer transaction alerts  * Managing and drafting responses to standard and ad hoc regulatory requests, as well as to banking partners and other ad-hoc requests for information  * Assisting with in depth transactional investigations into customer profiles  * Managing customer exits as a result of transactional reviews  * Finalising and filing reports (subject to review) in respect of outbound regulatory reporting in conjunction with the relevant Money Laundering Reporting Officer (“MLRO”) * Technological Expertise: Using internal investigation/analytical tools e.g. Chainalysis KYT, Chainalysis Reactor and ComplyAdvantage, to a basic level to conduct in depth investigations or analysis  * Reporting Writing & Key Risk Indicator (KRI) Management: Compiling clear and accurate reports based on work performed and to contribute to key risk indicators applicable to the functional area. * Cross-functional / team collaboration & Written / Oral Communication: Developing stable working relationships, internally and externally  * Business & Anti-Financial Crime Strategic Goals: Providing insights that contribute to the team's strategic direction and ability to understand Luno's function/department strategy.  A LITTLE ABOUT YOU: * Tertiary Education, to the equivalent of graduate * A minimum of 3 years work experience in an Anti-Money Laundering and Countering Terrorist Financing related field * Strong analytical mindset  * Ability to adapt within a fast-paced environment * Strong attention to detail and experience in process writing and documenting outcomes of reviews and investigations  * High proficiency in English (please ensure that your application is in English) * If not an Indonesian citizen, an existing, valid permit to work in Indonesia * Entrepreneurial, strong sense of responsibility and very high level of integrity * Solid interpersonal, communication and negotiation skills * Friendly, transparent, articulate and driven to succeed * Familiarity with cryptocurrencies will be highly advantageous LIFE AT LUNO: * Remote but reachable work policy gives you the freedom to choose between working from home or the office. * Plus the option to buy and sell up to 5 days leave * Improve body and mind, with excellent private medical insurance * Access to Learnably and our additional learning platforms for your personal and professional development * 6 months primary care-giver leave * Paw-ternity leave for your furry friend * Annual Inspiration Day in addition to your annual leave which increases based on your length of service!  * A collaborative, friendly work community, with regular social events and virtual cooking, dancing, drawing and house planting classes hosted by our Lunauts * Free lunch and snacks * 0 fees up to a certain amount with Luno from the day you start.* *Offer only available on Luno Instant Buy, not Luno Exchange. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. #LI-Remote

360T

YOUR ROLE As a Working Student Compliance & Regulatory, you will be part of Compliance Team and directly report to Anti-Money Laundering Reporting Officer (MLRO). From day one, you would  contribute closely to the overall success of 360T by gaining valuable experience and effectively  managing and assisting the Compliance and Regulatory matters within the FinTech and FX Markets. Based on your skills, you will have the opportunity to take ownership of projects, grow in your role, and build a network of professional contacts. You will also have the chance to complete your Bachelor/Master thesis in consultation with our team and may be offered permanent employment upon successful graduation. YOUR RESPONSIBILITIES * Assist the responsible Anti Financial Crime Manager * Online Database research for the processing of customer profiles (updating documents) * Interaction (phone and email) with relevant Sales employees * Scanning of documents and uploading into the CRM database * Updating the CRM database and customer review * Support of the PEP* Monitoring process (*politically exposed persons) * Processing of Level 1 Transaction Monitoring Alerts YOUR PROFILE * Currently enrolled in a degree program in Law, Legal Studies, or a related field (e.g., Political Science, Public Administration, or International Relations) * Hands-on attitude and entrepreneurial spirit  * Team player  * Good communication and organization skills * Feeling comfortable with dealing with people from all around the world * Good knowledge of MS-Office * Excellent command of both English and German (written and spoken) is a mandatory requirement OUR OFFER * Central and modern workplace close to Goethe University * Dynamic work environment * Flexible working hours (minimum 2 working days per week) * Bachelor / Master Thesis in consultation with the team * Possibility for a permanent employment after successful graduation * Performance appraisals on a regular base * 360T Academy * Social gatherings We offer an outstanding opportunity for a highly motivated individual to participate in the growth of a successful technology company in the financial sector. HOW TO APPLY The position is based in Frankfurt am Main and is available immediately. If your background and qualifications meet these specifications, please forward your application including your salary expectation and the earliest starting date by clicking the “Apply” button. CONTACT Irune Del Buey People & Culture Manager Send email Grüneburgweg 16-18 60322 Frankfurt am Main