Tech Lead / Lead Systems Architect

As a Software Engineer at Nordiska, you’ll help shape system architecture, deliver complex features, and write high-quality code - building embedded finance where banking meets tech. As part of our AI-first strategy, we aim for 80% of all code to be written by agentic AI systems by the end of 2026, empowering engineers to focus on architecture, quality, and innovation. Bank at core, innovation at heart Nordiska is a bank offering a wide range of financial services, allowing us to tailor solutions to each customer while simultaneously enabling them to gain access to advanced financial technology. Part of our offering is our Embedded platform, enabling enterprise partners across Europe to seamlessly integrate financial services into their product offerings. We also provide corporate and real estate financing, as well as sustainable savings with a government-backed deposit guarantee. To meet future demands, we continuously scale our modern technology platform, expand partner integrations, and accelerate product innovation to help shape the future of financial services. Working at Nordiska Since our founding, we have been dedicated to making a difference and driving innovation. We work towards an ambitious vision and goals, backed up by our history of successfully delivering high-quality results and sustainable growth. Historically and going forward, the people working at Nordiska are what enables our success. We balance our professional environment with an entrepreneurial mindset, always acting with honesty and responsibility, to build long-term trust among customers, partners and employees. About the Role As a Software Engineer, you will primarily work with Nordiska Embedded. We combine the best of two worlds - at our core, we’re a stable, regulated bank paired with a product-tech mentality that thrives on agility, curiosity, and innovation. As Nordiska expands into new markets, onboards new customers, builds new products and features - you work closely with the Tech Lead and Lead Engineer to set technical standards and ensure that the team’s output is robust, scalable, and secure. You’ll be an important part of modernizing systems, reducing technical debt, and are a key contributor to system architecture, complex feature development, and code quality. In addition to your technical work, you'll be a part of fostering a culture of continuous improvement, and being a part of a high-performing team, as we grow. In the role, you will: Drive engineering excellence by defining technical standards, system architecture, design principles, and long-term technology strategy for engineering excellence. Deliver high-impact features - implementing complex functionality that meets stringent performance, reliability, and security requirements. Drive initiatives that improve performance, enhance scalability, and reduce technical debt. Anticipate and resolve architectural bottlenecks, proactively preventing issues. Ensure best practices, clean code, testing/observability, and a culture of continuous learning. Ensure technical excellence through structured code reviews, consistent application of coding standards, and alignment with established best practices. Collaborate cross-functionally and work closely with Product and Engineering leadership to ensure technical execution supports strategic objectives. Your Professional Profile As a true self-leader, you take ownership and operate effectively in a fast-paced, high-accountability environment. You communicate clearly, collaborate seamlessly across functions, and navigate confidently in a regulated context. You’ll contribute to a high-performing and humble team, bringing strong analytical skills and a proactive, solution-driven approach. We believe that you have: Mid- or senior-level depth in programming, frameworks, and system design in C#/.NET. Expertise in event-driven architecture (EDA) and Azure, with a strong interest in AI technologies considered an advantage. Hands-on expertise with architectural patterns, scaling strategies, performance optimization, security, scalability and resilience. Demonstrated capability to mentor others and lead by example. Proven track record of delivering high-quality, large-scale software systems. Fluency in Swedish and English, both spoken and written. Please note that we are also recruiting Software Engineers within our Scala stack follow the link! Application If you’re looking to join a growth-driven environment that pairs innovation with profitability and reliability, welcome to Nordiska. We look forward to receiving your application. We review and interview continuously, with background checks as part of the final stage of our process. For questions about the role and or more information, you are warmly welcome to contact Ida Garamvölgyi at ida.garamvolgyi@nordiska.com or +46704-385 325.

WHAT WE DO AT QLIRO At Qliro we deliver safe and simple payments. We are a dedicated partner to our merchants who serve their customers every day. We believe that if our merchants grow, we grow. We are a company of dedicated, friendly and highly competent people that together have redefined what Qliro and payments can be. We are now on a journey of scaling our business both here in Sweden and the Nordics. WHAT YOUR TEAM DOES We’re looking for a Senior Tech Lead to own the technical direction of our Credit & Fraud team, the team at the center of Qliro’s Pay Later platform. What we do here shapes whether customers can pay in a way that actually works for them, and whether we protect them from taking on debt they can’t handle. It’s a dual responsibility, and we take both sides seriously. We’re rebuilding the next generation of this system from the ground up, designed to handle a significant increase in transaction volumes as we scale. Part of what you’ll lead is making this platform ready to operate beyond the Nordics, so the architectural decisions you make now will need to hold up across multiple markets. We’re in the early stages of exploring how AI can help us make better credit and fraud decisions, and we’re honest that this is genuinely complex territory. Credit is one of the most regulated areas when it comes to AI: explainability, fairness, and auditability aren’t optional. We want someone who finds that complexity interesting, not someone who pretends it isn’t there. WHAT YOU WILL DO You’ll own the technical direction of the team and write production-grade .NET yourself, not occasionally, but regularly. You’ll make architectural decisions you can defend, drive performance and scale from the start, and treat observability and decision traceability as first-class concerns, not afterthoughts. Credit and fraud touch nearly everything at Qliro, which means you’ll work across a wide range of stakeholders: product, risk, compliance, other engineering teams. You’ll be the person who can hold a technical position in a room full of people with competing priorities, make a call under ambiguity, and bring clarity when there’s none. You’ll understand the regulatory and compliance landscape well enough to know what constraints you’re building within. You’ll set others up to succeed. Not in a formal, structured way, but in the way that actually matters: sharing hard-won knowledge, asking the right questions, and making the engineers around you better at their craft. WHAT YOU'LL BRING TO THE TEAM * You’ve led technical work on systems where getting it wrong had real consequences, ideally in credit, fraud, risk, or payments, or in a high-transaction financial environment where you’ve developed that instinct. * You’re comfortable operating in a heavily regulated environment and understand that compliance constraints aren’t obstacles to good engineering, they’re part of it. * You understand that in this domain, correctness matters as much as speed, and you build accordingly. * You’ve driven platform transformations before, not just worked on greenfield projects. You know what it means to move away from one system while keeping it running, and you bring the mindset to finish that job rather than work around it. * You have opinions about what good looks like, production-grade code, observable systems, sensible tradeoffs and you’re not precious about being challenged on them. * You’re comfortable being the one who decides when there’s no perfect answer, and you’re open to being wrong. * You don’t wait for a perfect spec to start thinking. HOW WE WORK Engineering ownership here is real. Engineers make calls that matter and are trusted to defend them. How your team works day to day — how often you’re in the office, how you structure your time — is something teams decide for themselves. We’re based in Stockholm, but we’ve found that trusting teams to figure out their own rhythm works better than a company-wide policy. DOES THIS SOUND LIKE YOUR NEXT ROLE? WHAT ARE YOU WAITING FOR - APPLY NOW!  ---------------------------------------------------------------------------------------------------------------------------------- Qliro is an equal opportunity employer. All qualified applicants will be considered for employment without regard to gender, gender identity or expression, national origin, religion or other beliefs, disability, sexual orientation or age.