Senior Credit Analyst, New Verticals

Wayflyer

About Wayflyer Today's small businesses need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. To date, we've deployed over $6bn to thousands of businesses worldwide, backed by Tier 1 banks like J.P. Morgan. You'll be collaborating with ambitious colleagues from around the world. We have offices in Dublin, London, New York, Charlotte, Berlin and Sydney. The challenge We move fast. We've deployed over $6bn to small businesses since 2020, and the pace isn't slowing down. As our portfolio grows, so does the complexity - more customers, more data, more decisions to get right. We need someone who can look at a business, understand what's actually going on underneath the numbers, and help us fund the right ones. What you'll actually do * You'll dig into the financial and operational data of new and existing customers, figuring out what makes their business tick, where the risks are, and whether Wayflyer is the right partner for them right now. * You'll join calls with customers, ask the questions that matter, and feed your findings back to the team. * You'll work closely with sales and operations to understand how deals are won and managed, and you'll have a hand in building the processes and products that shape how we underwrite. * This isn't a back-office role. You'll be making real decisions, at pace. What this role could turn into Analysts here don't stay analysts for long if they don't want to. The natural paths are into senior risk roles, portfolio management, or broader data analytics, depending on where your interests take you. We'll actively help you figure that out. Who thrives here You're comfortable sitting with ambiguity and still making a call. You can read a set of management accounts and know which number to pull on. You ask questions in client meetings that other people didn't think to ask. You care about getting it right, not just getting it done, and you're commercially sharp enough to know the difference between a risk worth taking and one that isn't. We hire for range 1-2 years of relevant experience helps, as does a strong academic record in Business, Finance, Economics, Engineering, Law, or Computer Science. You'll need to be comfortable with financial reporting and confident presenting to senior stakeholders. Excel or SQL experience is a plus.A professional qualification (ACA, ACCA, CFA, CIMA) or working towards one is nice to have, but not a dealbreaker. What we care about most is how you think. Location and Working Policy 📍Dublin or London, hybrid (3-4 days per week in the office) The good stuff 25 days off, plus public holidays. Private healthcare, life insurance, and critical illness cover. Equity - because you should own a piece of what you're building. Generous parental and adoptive leave for primary and secondary caregivers. And 60 days a year to work abroad from wherever you want. By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at privacy@wayflyer.com or review our privacy notice at https://wayflyer.com/privacy-notice. #LI-CH1 #LI-Hybrid

Securitas

ACCOUNTS PAYABLE SECURITAS TECHNOLOGY IRELAND  Location: Ballymount / Hybrid About Securitas Technology Securitas Technology, part of Securitas, is a world-leading provider of integrated security solutions that protect, connect and optimise organisations of all types and sizes. We're proud to serve as a trusted adviser and integrator, helping organisations across the globe implement smarter, innovative and seamless security solutions. Our 13,000+ colleagues in 40 countries are focused daily on our purpose to help make your world a safer place and our commitment to deliver an unparalleled client experience. At Securitas Technology, we believe in celebrating our differences and creating a supportive environment where all voices are welcomed, appreciated and represented. Here, our colleagues are empowered to think big, fail fast, and push the boundaries of innovation. As a purpose-led organisation, we aspire to make a difference every day, and we’re looking for the best and brightest to join our team.  PURPOSE The Accounts Payable role will report jointly to the Senior Credit Controller and the Invoicing Team Lead, Securitas Technology Ireland Ltd.  They will also liaise with other Finance colleagues and other departments and any other relevant persons to achieve their duties on a day-to-day basis. What you'll be doing * Processing supplier invoices accurately and efficiently within the finance system * Coding invoices to the correct cost centres * Allocating payments and maintaining supplier accounts * Reconciling supplier statements and resolving discrepancies * Issuing supplier remittances * Completing subcontractor reporting via ROS * Supporting internal finance reporting requirements * Getting involved in ad hoc finance projects as the business grows What you’ll bring * Experience in an Accounts Payable or Finance environment (advantageous) * Confidence working with finance or ERP systems * Strong Excel skills and attention to detail * The ability to manage deadlines in a fast-paced team environment * A proactive, solutions-focused approach to your work Skills That Will Help You Succeed * Accounts Payable processing and reconciliation * Financial data entry and reporting * Organisation and time management * Clear communication with internal and external stakeholders * Teamwork and collaboration About You * You enjoy working with numbers and take pride in accuracy * You’re organised, dependable, and self-motivated * You communicate clearly and build positive working relationships * You like being part of a team where everyone supports each other What We Offer * Be part of a global organisation at the forefront of security technology, supporting some of the most recognised brands across Ireland and beyond * Competitive salary, performance-based incentives, and opportunities for career progression within a growing global business * A dynamic, supportive, and collaborative culture that recognises achievement and rewards innovation * Access to professional development pathways, sales and technical training programs, and continuous upskilling opportunities * The ability to influence commercial strategy, shape customer solutions, and make a meaningful impact on Securitas Technology’s growth in the Irish market * Join a team that values ambition, collaboration, and excellence—your work will directly contribute to securing people, assets, and operations across diverse sectors Why Join Us? * Competitive Salary: A competitive salary aligned with the responsibilities of the role * Growth Environment: Work within a global brand committed to continuous improvement, innovation, and long-term career development * Team Environment: Be part of a growing Finance team, committed to delivery best in class support to the business Our People Promise – Securitas Technology EVP Join a values-driven, diverse, and inclusive workplace. We offer clear career pathways, growth opportunities, recognition for achievements, and a global, collaborative team. You’ll do purposeful work that makes the world safer, with support for innovation and sustainability. As part of our EVP, we offer: * Career pathways and growth opportunities * A global, values-driven team * Recognition for achievements * Inclusive, collaborative culture * Purposeful work that makes the world safer * Support for innovation and sustainability Securitas Technology is committed to diversity and is an equal opportunity employer; all qualified applicants are welcome. Security Vetting As part of our commitment to compliance and customer trust, all employees undergo security vetting. By applying, you confirm that you are willing and able to meet these requirements. Be part of something bigger. Build your future with Securitas Technology.

Monzo

🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.  With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ ----------------------------------------------------------------------------------------------------------------------------------   📍Dublin, Ireland | 💰 €92,000 - €112,000, Incentive Awards tied to your performance ➕benefits | Hear from the team ✨ ⭐Our Risk team This role sits within our 2nd line of defence risk management team. Acting as a senior technical specialist within the Financial Risk function, it will involve supporting the Director in delivering robust oversight across several financial risk disciplines. The role has a strong focus on IRRBB, capital adequacy and stress testing (ICAAP), and liquidity and balance sheet risk (ALM), ensuring that frameworks, models, and methodologies are fit-for-purpose, compliant, and aligned with regulatory expectations. The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant conduct standards are met. 🔑You’ll play a key role by… Driving delivery of the Financials Risk Functions objectives across the following areas of responsibility: Technical Leadership – Financial Risk Models & IRRBB * Leading independent 2LoD validation and review of financial risk models, with a focus on; Interest Rate Risk in the Banking Book (IRRBB), behavioural models (e.g. deposits, prepayments) and hedging strategies and valuation approaches * Assessing model design, assumptions, limitations, and performance, ensuring alignment with regulatory expectations (e.g. EBA IRRBB guidelines) * Providing independent technical challenge to first line model development and usage * Overseeing overarching model governance, including validation cycles, documentation standards, and model risk controls * Supporting development and enhancement of IRRBB measurement methodologies (e.g. EVE, NII metrics) Capital Adequacy, ICAAP & Stress Testing * Playing a leading role in ICAAP development, review, and ongoing enhancement * Providing independent oversight and challenge of; capital adequacy assessments, risk quantification methodologies, scenario design and stress testing frameworks and risk appetite calibration * Designing and reviewing stress testing scenarios (macroeconomic, idiosyncratic, reverse stress) * Assessing capital planning and forecasting, including base and stressed balance sheet projections * Ensuring ICAAP documentation meets regulatory standards and audit expectations * Supporting interactions with regulators on capital-related topics Liquidity Risk & Treasury Oversight (ALM) * Providing 2LoD oversight of liquidity risk and funding frameworks, including ILAAP and liquidity risk metrics (LCR, NSFR, survival horizon) * Reviewing and challenging Treasury activities, including; balance sheet management, funding strategies and wholesale credit exposures * Assessing assumptions underpinning liquidity stress testing and contingency funding plans * Providing oversight of ALM practices, including interest rate positioning and structural hedging * Supporting review of Recovery Plan and Solvent Wind Down (SWD) from a liquidity and funding perspective Risk Monitoring, Reporting & Regulatory Submissions * Leading production and independent review of financial risk MI (capital, liquidity, IRRBB), stress testing outputs and sensitivity analysis * Reviewing and challenging key regulatory submissions, including; ICAAP and ILAAP, pillar 3 disclosures, recovery plan and SWD * Ensuring data integrity, traceability, and auditability of risk outputs * Identifying emerging risks and escalate material issues appropriately Business Partnering & Expert Challenge * Acting as a technical advisor to Treasury, Finance, and Risk teams * Providing credible and constructive challenge on methodologies, assumptions, and decision-making * Supporting the embedding of robust financial risk practices across the organisation * Contributing technical expertise to strategic initiatives (e.g. product launches, balance sheet optimisation) Governance & Committees * Supporting preparation of materials for ALCO and Executive and Board Risk Committees * Presenting technical analysis and insights where required * Supporting escalation and documentation of key financial risk issues Regulatory & Control Environment * Ensuring alignment with CBI, EBA, and other applicable prudential regulations alongside internal financial risk frameworks and policies * Supporting adherence to fitness & Probity standards and individual Accountability Framework (IAF) Conduct Standards * Maintaining high standards of documentation, controls, and audit readiness 🤩 We’d love to hear from you if you have…… * Strong technical expertise in one or more of IRRBB modelling and measurement, capital adequacy and ICAAP, liquidity risk and ALM * Experience in model validation, quantitative analysis, or risk methodology development * Deep understanding of prudential regulation (CRR/CRD, EBA guidelines, ICAAP/ILAAP expectations) * Strong analytical and problem-solving skills with attention to detail * Ability to challenge effectively and communicate complex concepts clearly to senior stakeholders * Experience working with Treasury, Finance, or Risk teams in a banking environment 🙌What’s in it for you 💰A salary range of €92,000 - €112,000 ➕Incentive Awards tied to your performance. 📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week. ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.  🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays) 📚€1,200 learning budget each year to use on books, training courses and conferences. 🏥Private healthcare scheme 💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6% 💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling 🌈 The application journey has 4 key steps * An introductory call with a member of the Monzo Recruitment team * An initial call with the hiring manager * A series of role specific, behavioural & leadership principles interviews * Final stage interview This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!  We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.  #LI-ÉS1 ---------------------------------------------------------------------------------------------------------------------------------- Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊