
GoCardless · Lisbon
About us GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments t...
About us
GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect
and send payments through direct debit, real-time payments and open banking.
GoCardless processes US$130bn+ of payments annually, across 30+ countries; helping customers collect and send both recurring and
one-off payments, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce
fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions.
We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia,
Portugal and the United States.
At GoCardless, we're all about supporting you! We’re committed to making our hiring process inclusive and accessible. If you need
extra support or adjustments, reach out to your Talent Partner — we’re here to help!
And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, we encourage you to apply!
Data sits at the core of our mission. We leverage bank account data to deliver high-value, intelligent payment solutions for our
customers, from enhancing payment success rates to driving payer fraud prevention.
As a Data Science Manager within our Payment Intelligence team, you’ll partner with Software Engineers, Product Managers, and
Designers to turn big ideas into reality. You’ll own the full lifecycle of our algorithms, shaping everything from the initial
concept to production-ready code that powers our global payment network.
At GoCardless, our stack is centered around Google Cloud Platform and Vertex AI, providing a high-performance environment for
innovation. Our Data Scientists operate at the intersection of Python, SQL, and BigQuery to build and deploy high-performance
models at scale.
long-term career development.
high-impact goals.
production.
to senior stakeholders.
lifecycle of a model, from initial prototype to robust production deployment.
stakeholders and leadership.
Prevention, or Payments is a big plus).
Base salary range: €55,200 - €82,800
Please note this range is indicative. The budget for this role is flexible and will be shaped by the hiring process - we're open
to discussing what's right based on the individual.
Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer
competitive compensation, our approach is to pay between the minimum and the mid-point of the pay range until performance can be
assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and
fellow employees at GoCardless doing similar work.
We're an organisation defined by our values; We start with why before we begin any project, to ensure it’s aligned with our
mission. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do
it. Working this way creates the GC magic- the reason we all love showing up to work.
As of April 2025, we had 806 employees (GeeCees) globally, with 524 based in the UK, 163 based in Latvia and 119 across our other
offices.
To ensure that we're representative of the world around us - and to be able to review relevant benchmarks - we ask GeeCees to
voluntarily disclose diversity data. This year, the proportion of GeeCees providing data increased to 88% (up from 79% in 2024).
With regards to diversity within GoCardless, we can see GeeCees identifying as:
Asian, Black, Mixed or Other — 25%
Neurodiverse — 9%
Disabled — 1%
Average age — 33
Female — 45%
Male — 55%
We’re rooting for you during your application and GoCardless aims to provide reasonable adjustments to make our recruitment
process as remarkable and accessible as we can. Please speak to your Talent Partner if you need extra support.
If you want to learn more, you can read about our Employee Resource Groups and objectives here
Sustainability
We’re committed to reducing our impact on the environment, leaving a more sustainable world for future generations. Check out our
sustainability action plan here.
Find out more about Life at GoCardless via Twitter, Instagram and LinkedIn.
About us GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. GoCardless processes US$130bn+ of payments annually, across 30+ countries; helping customers collect and send both recurring and one-off payments, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions. We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States. At GoCardless, we're all about supporting you! We’re committed to making our hiring process inclusive and accessible. If you need extra support or adjustments, reach out to your Talent Partner — we’re here to help! And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, we encourage you to apply! THE ROLE Fraud prevention is an ever-evolving puzzle, making it one of the most rewarding and impactful areas in fintech. At GoCardless, our Fraud Prevention team develops the intelligent systems that protect our platform, our merchants, and their customers. As a Senior Data Scientist, you will guide the design and delivery of models that operate in real time across our global payment network. You’ll work at the intersection of machine learning, graph-based detection, and behavioural modelling to stay ahead of changing patterns turning research into production systems that make a tangible difference in the fight against financial crime. You’ll collaborate closely with Engineers, Fraud Analysts, and Product Managers to help shape the technical roadmap as we expand into new markets. Our stack is centred around Google Cloud Platform and Vertex AI, using Python, SQL, and BigQuery to build and support high-performance models at scale. WHAT YOU'LL DO * Contribute to the full model lifecycle, from initial discovery and feature engineering through to production, experimentation, and continuous monitoring. * Design and refine real-time ML systems that reduce false positives and ensure a smooth, secure experience for legitimate customers. * Foster a responsive feedback loop, adapting models as patterns evolve to ensure our defences remain robust and effective. * Help shape the technical direction of fraud prevention ML at GoCardless, exploring new approaches as we grow globally. * Support the team’s growth through technical mentorship, knowledge sharing, and a commitment to high-quality code. WHAT EXCITES YOU * Solving complex, dynamic problems: Developing systems that can adapt and respond to changing environments. * End-to-end ownership: Seeing a project through from a conceptual business need to a live, impactful solution. * Strategic influence: Contributing to the ML roadmap and helping determine what we build next, rather than just how we build it. * Holistic Data Science: Engaging in deep-dive analysis, prototyping, and live experimentation. * Modern Infrastructure: Building production-grade models on GCP and Vertex AI, with the flexibility to explore advanced architectures. WHAT EXCITES US * You hold a degree (or PhD) in a STEM discipline, or bring equivalent depth through commercial experience. * You have hands-on experience with modelling approaches such as deep learning, graph-based methods, or sequence models. While fintech experience is great, we value transferable skills from fields like cybersecurity or risk modelling. * You have a track record of deploying models in production that create measurable value. * You can translate complex ML concepts into clear, practical solutions for stakeholders across the business. * You enjoy writing clean code and helping the team thrive through thoughtful reviews and shared learning. Base salary range: €55,200 - €82,800 Please note this range is indicative. The budget for this role is flexible and will be shaped by the hiring process - we're open to discussing what's right based on the individual. Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer competitive compensation, our approach is to pay between the minimum and the mid-point of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fellow employees at GoCardless doing similar work. (SOME OF) THE GOOD STUFF * Wellbeing - stay healthy with dedicated support and medical cover * Work away scheme - gives you the option to work away from your country of residence for up to 90 days in any 12 month period * Adaptive Working - allows you to work flexibly, around your lifestyle * Equity - all permanently employed GCs get equity to help you make a valuable contribution * Parental leave - to suit everyone embarking on life's great adventure * Learning Budget - lead your own development with an annual learning budget * Time off - generous holiday allowance, + 3 annual volunteer days, + 4 annual business-wide wellness days (‘GC Fridays’) LIFE AT GOCARDLESS We're an organisation defined by our values; We start with why before we begin any project, to ensure it’s aligned with our mission. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do it. Working this way creates the GC magic- the reason we all love showing up to work. DIVERSITY & INCLUSION As of April 2025, we had 806 employees (GeeCees) globally, with 524 based in the UK, 163 based in Latvia and 119 across our other offices. To ensure that we're representative of the world around us - and to be able to review relevant benchmarks - we ask GeeCees to voluntarily disclose diversity data. This year, the proportion of GeeCees providing data increased to 88% (up from 79% in 2024). With regards to diversity within GoCardless, we can see GeeCees identifying as: Asian, Black, Mixed or Other — 25% Neurodiverse — 9% LGBTQIA+ — 9% Disabled — 1% Average age — 33 Female — 45% Male — 55% We’re rooting for you during your application and GoCardless aims to provide reasonable adjustments to make our recruitment process as remarkable and accessible as we can. Please speak to your Talent Partner if you need extra support. If you want to learn more, you can read about our Employee Resource Groups and objectives here Sustainability We’re committed to reducing our impact on the environment, leaving a more sustainable world for future generations. Check out our sustainability action plan here. Find out more about Life at GoCardless via Twitter, Instagram and LinkedIn.
WPP is the trusted growth partner for the world’s leading brands. We unite cutting-edge media intelligence and data solutions, world-class creativity, next-generation production, transformative enterprise solutions and expert strategic counsel in a single company – powered by exceptional talent and our agentic marketing platform, WPP Open, to help our clients navigate change, capture opportunity and deliver transformational growth. We work with the world's most valuable brands and have global reach across 100+ markets, with deep local expertise. Our people are the key to our success. We're committed to fostering a culture of creativity, belonging and continuous learning, attracting and developing the brightest talent, and providing exciting career opportunities that help our people grow. For more information, visit WPP.com. Why we're hiring: We are seeking an experienced Technical Lead to join our development team in a hands-on engineering and solutions role. This position requires a unique blend of technical expertise and leadership skills, combining individual contribution with team management, mentorship, and cross-functional collaboration. The ideal candidate will drive technical excellence while fostering a collaborative environment that enables the team to deliver high-quality solutions. What you'll be doing: * Drive technical strategy and roadmap planning in collaboration with product and stakeholders * Establish and maintain coding standards, best practices, and development processes * ConducTechnical Leadership * Lead by example through hands-on coding and architectural decisions * Design and implement scalable solutions for complex technical challenges * t thorough code reviews and provide constructive feedback * Stay current with emerging technologies and evaluate their potential impact on our platform Team Management & Mentorship * Lead and mentor a cross-functional engineering team of varying experience levels * Provide technical guidance and career development support to team members * Foster a collaborative and inclusive team culture focused on continuous learning * Conduct regular one-on-ones and performance reviews * Identify skill gaps and create development plans to address them * Facilitate knowledge sharing sessions and technical discussions Cross-Functional Collaboration * Partner with product management, design, and other engineering teams to deliver integrated solutions * Collaborate with global teams across different time zones and cultural contexts * Work closely with leadership teams to align technical initiatives with business objectives * Participate in cross-team architectural discussions and technical decision-making * Act as a technical liaison between engineering and non-technical stakeholders Solution Architecture & Problem Solving * Analyze complex business requirements and translate them into technical solutions * Design robust, scalable, and maintainable system architectures * Troubleshoot and resolve complex technical issues across the platform * Optimize system performance and reliability * Ensure security best practices are implemented throughout the development What you'll need: Core Technologies * Python: Expert-level proficiency with modern Python frameworks (e.g., Fast API) and libraries, building Microservices * React.js: Strong experience building complex, interactive user interfaces, Microfrontend architecture familiarity, creating reusable component libraries and use existing ones * TypeScript: Solid understanding of type systems and modern JavaScript/TypeScript patterns * API Development: Extensive experience designing and implementing RESTful APIs and GraphQL * Database Management: Proficiency with PostgreSQL, including query optimization and database design Cloud & Infrastructure * Google Cloud Platform: Experience with GCP services (Compute Engine, Cloud Storage, Cloud SQL, etc.) * Amazon Web Services: Familiarity with AWS services and cloud architecture patterns * DevOps Practices: Understanding of CI/CD pipelines, containerization, and infrastructure as code * Monitoring & Observability: Experience with logging, metrics, and distributed tracing Development Practices * Version control systems (GitHub) and collaborative development workflows * Testing frameworks and test-driven development practices * Agile/Scrum methodologies * Performance optimization and scalability considerations * Security best practices and vulnerability assessment Required Leadership & Communication Skills Leadership Capabilities * Proven track record of leading technical teams (5+ years of leadership experience) * Experience mentoring engineers at different career stages * Ability to make difficult technical decisions and stand behind them * Strong project management skills with ability to deliver on time and within scope * Experience with hiring and building high-performing engineering teams Communication Excellence * Exceptional written and verbal communication skills * Experience working with global, distributed teams across multiple time zones * Ability to communicate complex technical concepts to non-technical stakeholders * Strong presentation skills for leadership and cross-functional audiences * Cultural sensitivity and adaptability for international collaboration * Fluency in English (additional languages are a plus) Preferred Qualifications Experience * 15+ years of software development experience * 5+ years in a technical leadership role * Experience with microservices architecture and distributed systems * Background in scaling engineering teams and processes * Previous experience in a similar tech stack environment Education & Certifications * Bachelor's degree in Computer Science, Engineering, or related field (or equivalent experience) * Cloud certifications (GCP Professional Cloud Architect, AWS Solutions Architect, etc.) is preferred * Relevant technical certifications or continued education Who you are: You're open: We are inclusive and collaborative; we encourage the free exchange of ideas; we respect and celebrate diverse views. We are open-minded: to new ideas, new partnerships, new ways of working. You're optimistic: We believe in the power of creativity, technology and talent to create brighter futures or our people, our clients and our communities. We approach all that we do with conviction: to try the new and to seek the unexpected. You're extraordinary: we are stronger together: through collaboration we achieve the amazing. We are creative leaders and pioneers of our industry; we provide extraordinary every day. What we'll give you: Passionate, inspired people – We aim to create a culture in which people can do extraordinary work. Scale and opportunity – We offer the opportunity to create, influence and complete projects at a scale that is unparalleled in the industry. Challenging and stimulating work – Unique work and the opportunity to join a group of creative problem solvers. Are you up for the challenge? #LI-Hybrid We believe the best work happens when we're together, fostering creativity, collaboration, and connection. That's why we’ve adopted a hybrid approach, with teams in the office around four days a week. If you require accommodations or flexibility, please discuss this with the hiring team during the interview process. WPP is an equal opportunity employer and considers applicants for all positions without discrimination or regard to particular characteristics. We are committed to fostering a culture of respect in which everyone feels they belong and has the same opportunities to progress in their careers. PLEASE READ OUR PRIVACY NOTICE (HTTPS://WWW.WPP.COM/EN/CAREERS/WPP-PRIVACY-POLICY-FOR-RECRUITMENT) FOR MORE INFORMATION ON HOW WE PROCESS THE INFORMATION YOU PROVIDE.
Why Valtech? We’re the experience innovation company - a trusted partner to the world’s most recognized brands. To our people we offer growth opportunities, a values-driven culture, international careers and the chance to shape the future of experience. THE OPPORTUNITY At Valtech, you’ll find an environment designed for continuous learning, meaningful impact, and professional growth. Whether you're pioneering new digital solutions, challenging conventional thinking or building the next generation of customer experiences, your work will help transform industries. We are proud of: * The work we do and the innovation we drive * Our values of share, care and dare * A workplace culture that fosters creativity, diversity and autonomy * Our borderless, global framework, which enables seamless collaboration The role We are looking for an experienced Senior Data Engineer to design, build, and optimize modern, cloud-based data platforms that power analytics, AI, and data products across the organization. Beyond technical delivery, we're looking for someone genuinely curious about the business problems behind the data — someone who can apply common sense thinking, detailed analysis, and experience-based recommendations to help derive and shape business requirements, not just implement them as given. You will work on scalable batch, streaming, and near-real-time pipelines, enabling high-quality, curated datasets while ensuring robust data governance, security, and observability across the data ecosystem. You will also play a key role in supporting AI and GenAI systems, enabling pipelines for machine learning, causal modeling, and LLM-powered applications such as RAG and agent-based systems. Our preferred platforms are Microsoft Azure / Fabric (primary), GCP, AWS, Databricks, and Snowflake, with Azure experience being highly transferable to Fabric. You will collaborate closely with data scientists, ML engineers, and platform teams to ensure the data foundation supports production-grade, decision-oriented AI systems. Role responsibilities Build & Data Platform Engineering Design and implement scalable data platforms and pipelines across cloud environments (Azure/Fabric, AWS, GCP, Databricks, Snowflake). This includes developing reliable batch, streaming, and near-real-time pipelines using technologies such as Spark and Delta Lake, and building ingestion, transformation, and curation workflows for both structured and unstructured data. You will implement modern data architectures including lakehouse patterns and medallion layering (bronze, silver, gold), ensuring systems are reusable, scalable, and aligned with enterprise needs. Enable AI, GenAI & Data Products Deliver high-quality datasets that support analytics, machine learning, causal modeling, and optimization systems. You will enable data pipelines for GenAI use cases (including LLMs, RAG pipelines, and vector-based data flows), as well as agent-based architectures and intelligent workflows, ensuring that data is model-ready and production-grade. Data Modeling, Orchestration & Automation Design scalable logical and physical data models for analytical and operational use cases, ensuring consistency across domains. Orchestrate workflows using tools such as Airflow, dbt, Lakeflow, or equivalents, with strong focus on automation, reliability, and maintainability of end-to-end pipelines. Architecture, Governance & Observability Apply modern architecture patterns including event-driven and streaming architectures, and ensure adherence to best practices in data governance, lineage, quality, and access control (RBAC/ABAC). Establish strong data observability, including monitoring of data freshness, pipeline reliability, and SLA adherence, ensuring systems remain trustworthy and production-ready. Data Serving, Integration & Optimization Enable data serving layers (APIs, feature inputs, analytical endpoints) to support downstream systems, including ML and AI platforms. Continuously monitor and optimize pipelines and infrastructure for performance, scalability, and cost efficiency. Requirements Discovery & Business Partnership Bring genuine curiosity to every engagement — ask the right questions to understand not just what stakeholders are asking for, but why. Apply common sense thinking, detailed analysis, and experience-based recommendations to help derive and refine business requirements, surfacing gaps or better alternatives where they exist rather than simply executing a brief as written. Collaboration Work closely with data scientists, ML engineers, analysts, and business stakeholders to translate requirements into robust data solutions. Support adoption of data products and contribute to best practices across the data and AI ecosystem. Must have qualifications Technical skills Strong hands-on experience with Apache Spark and Delta Lake, and strong programming skills in Python and SQL. Proven experience building batch and streaming data pipelines and production-grade data platforms, with solid understanding of data modeling, data quality, and governance principles. Cloud & Platforms (Key Requirement) Experience with one or more major cloud platforms, with preference for Microsoft Azure / Fabric, as well as AWS or GCP. Familiarity with modern data platforms such as Databricks and Snowflake is expected. Architecture & Systems Thinking Experience with lakehouse architectures and distributed data systems, and strong understanding of scalability, reliability, and performance considerations in data pipelines. Mindset Naturally curious, with strong problem-solving skills focused on scalability and reliability, and a collaborative approach to working in cross-functional teams. Comfortable applying common sense thinking, detailed analysis, and experience-based recommendations to help derive and challenge business requirements rather than taking them at face value. Experience in Agile or consulting environments is beneficial. Nice to have qualifications Experience with GenAI and AI data systems (e.g., RAG pipelines, vector databases, LLM data preparation), as well as CI/CD for data pipelines and infrastructure-as-code tools such as Terraform, ARM, or CloudFormation. Additional exposure to streaming technologies (e.g., Kafka), Spark optimization, or advanced analytics and ML workloads (including causal or experimentation platforms) is valuable. Experience building data products or large-scale analytics platforms is also beneficial. Commitment to reaching all kinds of people We design experiences that work for all kinds of people - and that starts with our own teams. At Valtech, we’re intentional about building an inclusive culture where everyone feels supported to grow, thrive and achieve their goals. No matter your background, you belong here. Explore our Diversity & Inclusion site to see how we’re creating a more equitable Valtech for all. THE BENEFITS This is a position based in Portugal. Beyond a competitive compensation package, we offer: * Flexibility, with remote and hybrid work options (country-dependent) * Career advancement, with international mobility and professional development programs * Learning and development, with access to cutting-edge tools, training and industry experts Our benefits are tailored to each location. Your Talent Partner will provide full details during the hiring process. YOUR APPLICATION PROCESS Once you apply, our Talent Acquisition team will review your application. Your CV should cover key information on relevant experiences and expertise. We do not require information such as age, gender, marital status, or a headshot in your application. We review all candidates based on skills, experience, and potential. ⚠️ Beware of recruitment fraud! We are committed to inclusion and accessibility. If you need reasonable accommodations during the interview process, please either indicate it in your application or let your Talent Partner know. ABOUT VALTECH Valtech is the experience innovation company that exists to unlock a better way to experience the world. By blending crafts, categories, and cultures, we help brands unlock new value in an increasingly digital world. At the intersection of data, AI, creativity, and technology, we drive transformation for leading organizations, including L’Oréal, Mars, Audi, P&G, Volkswagen Dolby, and more. At Valtech, we don’t just talk about transformation. We make it happen. Our people are the heart of our success, and we foster a workplace where everyone has the support to thrive, grow and innovate. Are you ready to create what’s next? Join us.