Financial Crime QA Analyst

About us: Velocity is revolutionising the global financial landscape by unifying fiat and digital assets through regulated stablecoin technology. We are tackling some of the most significant inefficiencies in global payments - from the limitations of SWIFT to the cost and delays of cross-border transactions. Founded by Eric Queathem, with decades of experience scaling and leading payments businesses, Velocity combines deep expertise in regulated financial systems with a fast-growing team of around 25 people across London and Warsaw. Our platform enables businesses to manage payments, treasury functions, and liquidity in real time, operating 24/7/365. We remove friction in global payouts, cross-border settlements, and treasury operations - seamlessly integrating stablecoin-powered speed with the reliability of traditional finance. Backed by robust partnerships, including strategic collaborations with Fireblocks and other leading technology providers, we are building trusted infrastructure for scalable global growth. In May 2025, we announced a $10m pre-seed round led by Activant Capital, with participation from Fuel Ventures, Triton Capital, Fabric Ventures, Commerce Ventures, Digital Space Ventures, and Preface Ventures - alongside strategic shareholders from Stripe, Worldpay, Visa, Circle, PayPal, and Google. Key responsibilities * Lead institutional and corporate KYC and EDD reviews, including complex ownership structures, UBO analysis, and risk assessments. * Own ongoing due diligence, periodic reviews, and trigger-based refresh processes. * Oversee and perform monitoring of crypto and fiat transactions to identify, investigate, and escalate suspicious activity. * Manage alert handling, investigations, and escalation workflows in line with Velocity’s risk appetite and regulatory obligations. * Support the development and optimisation of transaction monitoring rules, thresholds, and investigative processes in partnership with Compliance. * Draft, maintain, and own financial crime operational procedures and SOPs. * Support Compliance with regulatory change implementation, audits, and internal reviews. What we are looking for: * 5+ years’ experience in financial crime, AML/KYC, transaction monitoring, or related operational roles. * Strong experience across both crypto and fiat monitoring, including hands-on investigative work. * Experience with industry leading tools such as Chainalysis, SumSub and Notabene. * Proven ability to draft, own, and operationalise procedures and SOPs. * Experience partnering closely with Compliance teams in a regulated environment. * Strong understanding of UK and international AML / financial crime regulatory expectations. * Excellent written and verbal communication skills, with the ability to document clear, practical processes. * Organised, detail-oriented, and comfortable operating in a fast-growing environment. Why Join? * Work on a groundbreaking, forward-thinking solution: Be part of a team leveraging cutting-edge technologies to transform the global financial landscape. * Mission-driven environment with purpose: At Velocity, we prioritize security, and user empowerment, ensuring our solutions are built with integrity and designed to make a difference. * Learn from industry heavyweights: The founding team consists of seasoned operators with a proven track record in the industry, providing invaluable mentorship and guidance as we grow. * Backed by top-tier venture capital: Velocity is supported by premier investors, providing the resources and backing necessary to scale rapidly and execute on our ambitious vision. * Shape the future of global finance: Join an innovative team working on a revolutionary solution that is changing the long-term trajectory of financial operations. * Be part of a company with long-term vision: With a strong regulatory-first approach and a focus on sustainable, scalable growth, Velocity is poised for long-term success. Compensation & Benefits: * Shared ownership Everyone owns a share of the company - no exceptions. * Offices We’re a dispersed team but one that likes spending time together. We have an office in London, and we aim to work together there the majority of the time. We also believe in working with the best talent wherever it is in the world, so we also have great people who work remotely but join us f2f as much as possible. * Equipment It is important to have the best tools for the job. We will provide you with a high end Macbook and will update them regularly. We use all the best modern tools - and if you find an even more efficient way of doing something, we’ll adopt it. * Health and Wellbeing: Paid sick leave for physical and mental health. Depending on your location, private health cover, and extras like dental coverage. * Pension: Enrollment in our pension scheme. Velocity contributes the equivalent of 3% of your base salary. * Holiday: Everyone gets 25 days of holiday, plus bank holidays and your birthday off – or opt out of bank holidays and take 33 days whenever you like.

The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive. We’re looking for a Financial Crime Analyst (Hybrid) If you’re curious, analytical and enjoy getting into the detail, this could be the role for you. You’ll dive into suspicious activity, help protect small businesses from fraud and financial crime, and play a key part in keeping our processes sharp and secure. The role * Investigate potential fraud and AML cases. Analysing complex indicators such as CIFAS alerts, facial biometric anomalies, device-based red flags, and signs of document tampering * Screen PEP, sanction, and adverse media matches efficiently and accurately * Take ownership of customer verification on a case-by-case basis, independently determining the necessary information required to reduce fraud and money laundering risks * Identify bottlenecks and drive process improvements to continuously optimise team efficiency * Partner closely with our Account Managers, Credit Analysts and Broker teams to balance robust fraud prevention standards with a fast, seamless service * Work alongside advanced AI-driven detection engines. Demonstrating a strong balance between data-driven machine learning insights and human investigative intuition. The requirements We look for people who are smart, humble, motivated and who are always looking to improve. * 1+ years of experience within a financial crime related role * A solid foundational knowledge of fraud and financial crime * A confident communicator who is comfortable delivering constructive, candid feedback * Thrives in a fast-paced environment with a resilient, enthusiastic approach to regular change * Comfortable navigating ambiguity and making sound decisions based on limited data or guidance * A pragmatic, risk-based approach to case investigations * An analytical mindset paired with a practical, execution-focused style of problem-solving * Demonstrates curiosity to use and learn more about AI tools. You’ll already be comfortable using AI tools in practical ways to help solve problems, increase productivity and improve quality of work * Data analytics skills are an advantage The salary We expect to pay from £30,000 - £35,000 in Leeds and £35,000 - £40,000 in London for this role. But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, the best idea wins. We model our culture on independent thinking, challenging untested logic, and evidence-based decisions. We prioritise learning and growth, and give people the autonomy to develop in the direction that makes them most effective. We're a tech company and believe in the power of AI to help us work faster and better. We provide the infrastructure where every iwocan always has access to the best models and where those models have access to all of our data. We will help our people to learn how to use and grow with the new tools available to them. The offices We put a lot of effort into making iwoca a great place to work: * Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. * Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions. The benefits * Flexible working hours. * Medical insurance from Vitality, including discounted gym membership. * A private GP service (separate from Vitality) for you, your partner, and your dependents. * 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. * A one-month, fully paid sabbatical after four years. * Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. * 3% Pension contributions on total earnings. * An employee equity incentive scheme. * Generous parental leave and a nursery tax benefit scheme to help you save money. * Electric car scheme and cycle to work scheme. * Two company retreats a year: we’ve been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: * A learning and development budget for everyone. * Company-wide talks with internal and external speakers. * Access to learning platforms like Treehouse. Useful links: * iwoca benefits & policies