
Capi Money · London
Capi is building the financial infrastructure for emerging markets trade. Backed by $18M+ from top-tier investors like Creandum, Y Combinator, General Catalyst...
Capi is building the financial infrastructure for emerging markets trade.
Backed by $18M+ from top-tier investors like Creandum, Y Combinator, General Catalyst, and angels from Revolut, Checkout, Stripe,
and Remitly, we’re building the financial infrastructure that emerging markets deserve.
Our mission is to grow GDP in emerging markets by making the global financial system fairer and more accessible. We’re tackling
global trade, making it easier for importers to pay their international suppliers. Our platform enables businesses to expand
rapidly, create jobs, and be engines of prosperity for their countries.
Our team is made up of approx 100 people across 10 countries; we are a group of a highly-ambitious, get-it-done people, who like
to work hard on something that has a tangible impact in the world. And we’re looking for more people to join our team!
Take a look through Capi’s mission & values.
You'll join a small, high-performing team of engineers and product leaders shaping how we scale our platform and our impact.
From your first day, you will have the opportunity to work closely with the founding team based across London & Paris to shape the
product vision and all parts of our technical architecture. As we scale our products and deepen our presence across emerging
markets, this is a role that builds technology to solve customer problems.
To do that, you must have empathy and curiosity to get to the root cause of the issue and the creativity to build a solution that
balances impact, effort, and delight.
Leadership Excellence
along with you, not from authority.
Engineering to align with broader architectural strategy.
you.
and developer experience.
Delivery Excellence
and iteration.
that the team can execute against.
Operational Excellence
well-understood and resilient to failure.
documentation.
hygiene.
Technical Excellence
times.
engineers around you.
Culture
Communicate internally and externally about new features, be it collecting feedback pre-implementation or explaining them on
launch.
Our tech stack: Typescript, React, NextJS, NodeJS, Express, PostgreSQL
long-term impact of what we ship.
technologies.
product development process, and a high degree of ambiguity.
and non-technical team members and customers.
1. Screen interview with our Tech Recruiter Gracie (30 mins) - Learn about the Capi story and mission. Whilst ensuring we are
aligned as an exciting opportunity for what you're looking for
2. Technical challenge with one of our Principal Engineers (1 hr) - Demonstrate your abilities in a whiteboard-style interview
with one of our senior team members. We like to keep this as natural as possible, as if you were joining us tomorrow. This
interview is to assess your skills, interests, and potential to see the impact you could make. While also ensuring Capi can
support your growth
3. Deep dive (1 hr) - Meet the hiring manager and explore your relevant experience and our upcoming projects
4. Founder chat (30 mins) - Meet the founders to learn about Capi's growth plans, mission, and revenue targets. This is also your
opportunity to ask any final questions to make sure our journey is right for you.
5. References
6. Offer!
This is a full-time position with a competitive salary, share options, and benefits.
We would be looking to hire for this role by June 2026, but are happy to align with notice periods as required.
Take a look at what it is like to work at Capi Money across all of our international offices.
Capi is an equal opportunity employer and welcomes candidates from diverse backgrounds. We’re all about building a diverse,
inclusive team at Capi. Whoever you are, we’d love to hear from you. If there’s anything you need to make the interview process
easier—whether it’s accessibility support, a different format, or just a heads-up about what to expect—just let us know, we’re
happy to help.
TECH LEAD - FUNNEL PLATFORM Hybrid in London, United Kingdom We’re hiring a Tech Lead for our Funnel Platform Team. You will lead the evolution of the technology and infrastructure that powers our services, build and improve business-critical systems, and shape the technical vision. The company Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are. That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed. We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive. The Team The Platform team manages approximately 10 shared services including data integrations with external providers to facilitate decision making. The team works hand-in-hand with other teams to build and deliver a shared vision for the future of the platform. The Role The Tech Lead role combines individual contribution, line management, and ownership of the platform roadmap. You will lead a team of developers focused on the reliability of iwoca's shared infrastructure, driving technical strategy and translating our long-term vision into robust, maintainable systems. Your mission is "Making Change Easy" by overseeing shared services and infrastructure, ending conflicts between maintenance and delivery through dedicated ownership. This is a hands-on technical leadership role where you will take full ownership of the team's roadmap and provide direct line management to its engineers. The Tech Lead holds full responsibility for the team's strategic roadmap and manages 2-3 engineers. A balance of delivery, leadership, and influence: * Act as a hands-on contributor and lead by example in quality, testing, and performance. * Drive the technical strategy and execution for the Platform team, translating vision into well-designed, robust, and maintainable systems. Architectural ownership and impact: * Lead the development of software tooling for shared platform services. * Collaborate with stakeholders in the commercial funnel teams to build a shared roadmap. * Monitor existing services to proactively identify issues and implement architectural solutions to improve the overall system health. Team leadership and management: * Manage and mentor engineers, taking responsibility for their performance, coaching, and career development. * Define and champion engineering best practices within your team and across the wider engineering group. The requirements Essential: * Experience owning shared services or platform work that other engineering teams depend on - reliability, observability, and being the trusted reviewer for their contributions. * Experience building and shaping distributed systems in complex business domains. * Advanced proficiency in software development. * Confidence to work closely with partners from other disciplines to challenge assumptions and discover underlying problems. * Demonstrable leadership skills: you have mentored juniors and inspired teams to deliver cross-functional projects. You can balance hands-on coding with strategic planning. * You use AI (like Cursor, Claude Code or similar) in your daily flow—whether for work or for fun. You use it to blast through boilerplate and research, so you can focus on the hard parts: complex architecture, rigour, and high-stakes decision-making. Bonus: * A strong numerical or technical background, ideally with a degree in physics, engineering, maths, computer science or a related field. * Experience with Python, Django, or PostgreSQL. * Familiarity with data analytics or machine learning processes. * Experience with complex data architectures, including event-sourced data models. The salary We expect to pay from £90,000 - £120,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application.But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, the best idea wins. We model our culture on independent thinking, challenging untested logic, and evidence-based decisions. We prioritise learning and growth, and give people the autonomy to develop in the direction that makes them most effective. We're a tech company and believe in the power of AI to help us work faster and better. We provide the infrastructure where every iwocan always has access to the best models and where those models have access to all of our data. We will help our people to learn how to use and grow with the new tools available to them. The offices We put a lot of effort into making iwoca a great place to work: * Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. * Events and community-led groups, including running groups, padel, and monthly ping-pong and pool competitions. The benefits * Flexible working hours. * Medical insurance from Vitality, including discounted gym membership. * A private GP service (separate from Vitality) for you, your partner, and your dependents. * 25 days’ holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. * A one-month, fully paid sabbatical after four years. * Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. * 3% Pension contributions on total earnings. * An employee equity incentive scheme. * Generous parental leave and a nursery tax benefit scheme to help you save money. * Electric car scheme and cycle to work scheme. * Two company retreats a year: we’ve been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: * A learning and development budget for everyone. * Company-wide talks with internal and external speakers. * Access to learning platforms like Treehouse. Useful links: * iwoca benefits & policies * Interview welcome pack
ABOUT WHEELY Wheely is redefining premium transportation across major cities in Europe, the US, and the Middle East. We blend cutting-edge technology with the craft of five-star chauffeuring to deliver an experience trusted by more than 100,000 active riders and 1,200 corporate accounts. We’re a profitable, fast-growing scale-up with $43M raised and over $100M in annual revenue. Having recently launched in New York City, we’re expanding rapidly across the US and EMEA. If you take pride in your craft and want to help shape the next chapter of our growth, we'd love to hear from you. We are looking for a skilled Technical Lead Manager to join one of our dynamic technical teams, such as Passenger, Billing, etc. RESPONSIBILITIES * Managing the team of ~10 developers on a day-to-day basis: participating in planning, project management, delivery, career development for DRs, hiring * Architect M- and L- sized features * Work closely with cross-functional teams (designers, testers, product managers) to gather requirements and discuss project goals * Participate in the analysis, design and evaluation of technical requirements together with the team * Write clean, scalable, and efficient code mainly in Go language * Review and give feedback on code written by peers to ensure consistency, readability, and efficiency * Write and maintain technical documentation, including software design documents and user guides REQUIREMENTS * 5+ years of experience developing scalable and reliable backend services * Proficiency with Go/Ruby/Python/C++/Java/Kotlin languages * In-depth knowledge of common databases and messaging systems like PostgreSQL/MongoDB/Redis/Kafka/RabbitMQ, etc. * Upper-Intermediate or higher English proficiency Our current stack: Go microservices, shrinking Ruby monolith, Node.js, MongoDB, PostgreSQL, RabbitMQ, Thrift, Redis, AWS, Terraform, K8s, Jenkins. WHAT WE OFFER * Office-based role in West London, four days a week with flexible start and finish times, plus one remote day of your choice * Salary: £130,000 – £160,000 * Employee stock options plan * Private medical and dental insurance * Life and critical illness cover * Latest-generation MacBook Pro and 4k display * Monthly credit towards Wheely journeys * Cycle to Work scheme * Professional development stipend * Relocation support, including visa sponsorship and allowance All of your personal information will be collected stored and processed in accordance with Wheely’s Candidate Privacy Notice
WHO WE ARE Enterprise teams still copy data between systems all day. Work gets stuck in emails, legacy UIs, and handoffs. That chaos is costly, slow, and risky. We're a fast-moving team on a mission to end it for good. Traction is strong and we're solving real problems for real customers—but to win, we need exceptional talent. We stay humble, do the work, and let results speak. WHAT WE ARE BUILDING We're building the AI operations platform for retail and CPG enterprises—a horizontal platform where AI agents execute end-to-end work across UIs and APIs with governance built in. Where copilots stop, Duvo finishes the job. Business users specify the outcome; agents plan, act, request approvals on exceptions, and learn with every run. We start with a retail wedge (category management, supply chain, finance ops) where ROI is obvious, then expand to adjacent functions and sectors. Velocity is our moat: ship fast, iterate faster, compound learning. THE ROLE You will own the technical direction and delivery of an initiative. You're an excellent product engineer who ships code alongside your team — expect to spend 50–60% of your time in code. This is not a management role. You write production code, review PRs, make architecture calls, and set the engineering standard your team rallies around. Your leadership is rooted in technical credibility and active presence in the codebase. You run 1:1s with engineers on your initiative — focused on the work: delivery, unblocking, and direction. You're involved in hiring because you define how your initiative is staffed: deciding who you need and joining interview loops. Your unit of ownership: the technical quality, velocity, and direction of your initiative. Where the line is: career growth, performance management, and the development of engineers sit with the Engineering Manager — not with the Tech Lead. Candidates should be clear on this distinction before applying. We're a growing product team scaling into multiple initiatives, each with a lead, engineers, a design engineer, and an AI-focused engineer. You'll lead one of these initiatives. WHAT WE'RE LOOKING FOR These are non-negotiables—the things we'll specifically evaluate you on: * Shipping and ownership. You've repeatedly taken ambiguous problems to production with measurable outcomes. You own features end-to-end: UI → API → data → deployment. * Technical leadership. You make architecture decisions, manage tech-debt tradeoffs, and set quality standards. Your team trusts your judgment because you're in the codebase with them. * AI/ML product literacy. You have hands-on experience building with LLMs, retrieval systems, or evaluation harnesses. You understand the primitives well enough to make sound build-vs-integrate decisions and catch failure modes. * Product judgment. You can define MVP scope, pick the right metric to move, and kill work that isn't delivering value. You connect technical choices to customer outcomes, not just technical elegance. * Initiative ownership. You define what your initiative needs — who to hire, how to structure the work, what to build and in what order — and you hold yourself accountable for delivery and outcomes. * Judgment under pressure. You'll decide build-vs-buy, choose between shipping fast and shipping right, and make architecture calls that affect the whole platform — often without complete information. YOU MIGHT ALSO * Have a strong sense for security and reliability in production AI systems. * Have excellent UI/UX taste and an eye for detail. * Be a full-stack generalist who thrives on new problems and ambiguity. * Have designed and operated distributed systems at scale. * Have deep applied LLM experience — evaluation design, prompt engineering, safety controls, and cost optimization in production. THIS IS NOT FOR YOU IF * You're looking for a people management role — see Engineering Manager. * You want to step back from hands-on engineering. OUR TECH STACK * TypeScript-first * React and Fastify * Postgres, GCP * Latest AI primitives HOW WE WORK * Initiative-driven. Organize around customer problems, not org charts. * Customer-obsessed. Features that don't move customer metrics get cut. * Iterative by default. Ship small, learn fast, fix forward. * AI-first leverage. If a tool can do it, a person shouldn't. * Direct feedback. Actionable feedback, given immediately. * Autonomy with accountability. Outcomes over process. WHAT WE OFFER * Unlimited AI budget. * Autonomy to do your best work. * A real AI product with real customers. * A sharp, motivated team that values ownership and candor. * Competitive compensation with a meaningful equity component. HOW WE HIRE 1. Hiring manager screen (online, 30 min). 2. Remote excercise (async, online, 1 hour) 3. Technical interview (online, ~1 hour). 4. On-site trial day (2 days), fully compensated.