CTO - Medoma

We are looking for a CTO to join our leadership team at ALM Partners! You will co-own ALM Partners' technology direction together with product and technology teams, ensuring alignment with our long-term business success. You will focus on enabling us through technology, rather than owning business or product decisions. You will act as a strategic sparring partner to the leadership team and business units, helping translate technological developments into actionable direction and strengthening proactive, future-oriented decision-making. Your scope spans AI enablement, cloud infrastructure, internal IT, product-development support, technology partnerships and external technology positioning, so you will carry both CTO and CIO responsibilities. A central part of your mandate is to lead ALM Partners' company-wide AI strategy and responsible adoption of AI technologies. You will help us identify where AI can improve expert work, client value, scalability and operational efficiency, while ensuring secure and controlled implementation in a regulated financial-sector environment. This is a high-impact C-level role with meaningful ownership. You are expected to use that ownership to shape how technology drives our next phase of growth and how ALM Partners is positioned as an AI-enabled advisory and RegTech company in the Nordic financial sector. Location: Finland or Sweden. Must be able to travel to Helsinki twice a month. You'll be driving Internal ICT and enablement (CIO scope) Own and develop internal ICT capabilities and governance Ensure a scalable, secure and efficient technology environment Drive AI enablement across the company and establish responsible AI adoption principles Enable business units in technology-related execution Own technology principles, policies, architecture guardrails and the security approach AI strategy and responsible technology adoption Lead ALM Partners' company-wide AI strategy and practical roadmap Move AI from experimentation to repeatable, value-creating use cases Support secure, ethical and controlled use of AI tools, data and automation Ensure AI adoption supports the expectations of regulated financial-sector clients External technology positioning (CTO scope) Build active dialogue with clients, prospects and technology providers Develop understanding of technology adoption in the financial sector Define ALM Partners technology direction slightly ahead of the market Support client work through new technology opportunities Contribute to ALM Partners' external technology thought leadership through client discussions, events and selected market-facing content Strategic sparring and leadership support Act as a technology sparring partner for business units Support the leadership team and board in technology, AI, cloud, security and architecture topics Translate technology trends into business-relevant insights Strategic partnerships and ecosystems Build relationships with key technology providers, such as Microsoft, AWS, Google and selected AI providers Identify commercial and development collaboration opportunities Build selected relationships with startups, universities, research communities and innovation ecosystems where they support ALM Partners growth and client value What success looks like A clear, shared understanding of where the company stands in relation to the technology and AI landscape A well-articulated technology and AI focus: where to invest, what to deprioritize, and why Reduced reactivity and stronger anticipation of market, technology, security and regulatory developments Practical AI use cases that improve expert work, client value and operational scalability Stronger external credibility in discussions on secure, modern and AI-enabled technology solutions in the financial sector What we're looking for Strong leadership and people management capabilities, including the ability to lead through others, operate in a matrix-like environment and drive change Strong architectural capability and judgement, with the ability to guide business and product teams in making technology choices that support a modern, scalable, secure and AI-capable architecture Deep understanding of technology landscapes, such as Microsoft environments, product development, cloud, data platforms, AI and information security Experience and/or capability to work successfully in regulated, high-security or high-trust environments, such as financial services, telecom, security, critical infrastructure or similar Ability to understand technology implications in highly regulated financial-services environments and translate them into practical business guidance Proven ability to influence strategic technology decisions at senior level Strong communication skills and the ability to engage and challenge senior stakeholders Ability to represent ALM Partners externally in discussions with clients, prospects and partners, bringing a clear point of view on secure, modern and AI-enabled technology solutions in the financial sector A high level of ownership and drive - this role requires someone who proactively shapes direction, not follows it Ability to thrive and build clarity in a changing environment - a must in a growing scaleup organization Excellent English skills Nice to have Previous C-level or leadership team experience Banking, finance, RegTech, risk management or regulatory-reporting experience Experience in international and/or scaleup organizations Familiarity with Nordic markets Finnish or Swedish language skills Established network in the Microsoft, cloud, AI, cyber-security or financial-technology ecosystem What we offer A key leadership role in a growing, profitable and stable company, largely owned by its employees, operating in an expanding market A chance to shape ALM Partners technology direction, AI adoption and external technology positioning during our next phase of growth Supportive work culture with a strong sense of community Comprehensive benefits, including occupational health and dental care, sports, culture and lunch benefits, as well as extensive insurance coverage Continuous learning, such as access to Coursera, support for certifications and professional development Hybrid working environment, offering flexibility and trust in how and where you work Compensation The overall compensation level and structuring for this senior leadership role will be further discussed at the beginning of the recruitment process. Apply now. We review applications continuously and will get back to you as soon as possible.

We're looking for someone who leads and sets technical direction in equal measure. Someone who can make hard calls, navigate business trade-offs, and still walk into a room and have a genuinely useful conversation about architecture, credit decisioning, or how AI is changing the way great engineering teams work.That combination is rare. That's why we're writing this. Few companies at this stage have this much cool stuff ahead of them.The foundation is built. The real expansion starts now. We've already helped a lot of people in debt take back control of their finances. But we're moving to a much larger scale, extending the journey toward lasting financial stability and wellbeing for more people across Europe. We're profitable. We're regulated as a kreditmarknadsbolag, a licence that lets us operate across the entire EU. Germany is growing fast and Sweden and Finland is strong markets. Our 2030 ambition is to be a pan-European company. That future is genuinely exciting and not fully written yet. The team is small and intentionally so. We're not trying to build a massive organisation. We'd rather have fewer people who want to do the exceptional and sometimes the unthinkable. People who trust each other, move fast and care about doing things properly. That's the culture we've built and it's something we're protective of. AI is a big part of how we work. Not just as a strategy, but something that's lived and breathed across engineering, analytics, operations and product development. We're building internal tooling on frontier models and we believe the way strong product and engineering organisations operate is changing quickly. This role requires someone who genuinely believes that too. What the role actually is You'll own the full technology function. That means setting direction, building the team, making trade-offs between speed and quality, and being a real contributor in leadership discussions about the business, not just the technical ones. This role is inherently cross-functional. The CTO's scope isn't tech alone, it's how technology creates value across every part of the business. How engineering decisions shape customer behaviour and the product experience. How technical choices affect our ability to expand, comply, and compete. We don't really think of "the business" and "tech" as separate conversations. You'll be close to the work. Not because we expect you to write production code every day, but because we think good technical leadership requires genuine proximity. Something that's just lived and breathed, not performed. You must be the kind of person who finds that energising rather than beneath them. The problems ahead of us are not just engineering problems. They're business problems, AI problems, regulatory problems and organisational problems at the same time. Credit decisioning across markets. Payments infrastructure. Scaling internationally. Multilingual AI systems. Understanding how customers actually behave and interact with financial products. Building a team that stays strong as we grow. You'll need to hold all of that. What we think matters You've been here before. You've sat in a leadership team, made decisions that affected the whole business and have managed other leaders. You've scaled an organisation from scrappy to structured, without losing what made it good. If your experience is primarily hands-on engineering management, this probably isn't the right next step. You've scaled a modern B2C product company in fintech, lending, payments or another regulated financial environment where product, risk and engineering constantly influence each other. You understand the business well enough to have a real opinion in any room, not just the technical ones. You lead well. Not in a "strong leader" the LinkedIn way. People actually want to work for you and with you. You make decisions, give direction, and create clarity without creating politics. You understand systems, trade-offs and leverage. You're comfortable making difficult calls with incomplete information and you don't need the picture to be fully clear before you act. You care about impact. Not just shipping things but actually moving the needle for customers and the business. You know what good looks like and it bothers you when things aren't and you don't really know how to turn that off. That's just how you're wired. And you're genuinely excited by AI. Not just following the discourse, but actually building with it, thinking about it, and probably annoying people at dinner parties with it. You're the person who can't stop thinking about what it changes. For products, for engineering teams, for financial services, and probably for a lot of other things too. Technically, we work with TypeScript, Python, Go, GraphQL, React Native, Kubernetes, BigQuery and GCP. The stack matters less than the judgment you bring to it. This role is based in Stockholm. We're at a stage where leadership needs to be embedded, close to the teams and part of how the culture develops. That's not negotiable, but we think if this role is right for you, it won't feel like a compromise. We offer a competitive salary and meaningful equity. This is real skin in the game, we're profitable and growing, and we want you to feel that. If this sounds like the kind of problem you want to work on, we'd like to hear from you.