AML Specialist - Screening

LHV Bank

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023. The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment. Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards.  Customers can conveniently access these services through the LHV App, enabling secure account opening and management. We are looking for an AML Specialist to join LHV Bank’s transaction monitoring team. If you have a strong interest in financial crime prevention, transaction monitoring, and regulatory compliance, and you bring experience in detecting and analysing suspicious activities, this role could be the perfect fit for you. YOUR DUTIES AND RESPONSIBILITIES: * Analyse financial transactions of financial intermediation clients to detect and prevent financial crime on an international scale. * Conduct background research and gain an in-depth understanding of various business sectors while working with a diverse client base and transaction parties. * Contribute to the development of new transaction monitoring rules and the improvement of daily processes. SKILLS AND EXPERIENCE: * Previous experience in anti-money laundering (AML) or a strong interest in financial crime prevention and international financial markets. If lacking direct AML experience, the ability to demonstrate strong logical thinking, analytical skills, and a quick learning ability. * Proactive, resourceful, responsible, and committed to continuous skill development. * Strong command of English, as the role involves working in an international team alongside UK-based colleagues. * Experience in financial technology (FinTech) or an understanding of the payments industry is beneficial. * Knowledge of virtual asset wallets and payment services is a plus. * A university degree in law or economics (or ongoing studies in these fields) is advantageous. LET’S SEE WHAT WE OFFER YOU: * Exiting challenges providing great opportunities for personal and professional growth. * Personal development through internal and external training. * A dynamic, innovation-driven environment where your ideas will shape the future of Banking. * Health Insurance. This is not really the end of our offer list. You’ll find out about the rest when you apply. Some of our benefits (only applicable to UK based roles not Internship programmes)  * Competitive salary &lots of opportunities to learn, grow and progress professionally. * Open and inclusive culture.   * Hybrid working. * Fantastic offices and great working environment. * Vitality Health Plan (includes private health insurance, travel insurance, gym discounts)  * Health cash Plan (Medicash health plan Level 3) * 6% employer pension contribution. * Life assurance – 4 x salary. * Income protection insurance – 75%   * 28 days holiday plus 3 additional days, & further days for various key life events as well as the opportunity to sell up to 5 days per calendar year. * Swap public/bank holidays each year for alternative days that align with your personal, cultural, or religious observances.  * Enhanced family friendly and family forming policies. * Access to a wide range of retail discounts.  * Team Socials.

Lunar

Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Making money simpler, smarter, and more rewarding for a million of registered users across the Nordics. Fully licensed and founded in 2015, with offices in Copenhagen, Aarhus and Stockholm. We move fast, we build with purpose, and we're just getting started. As our new FCP Onboarding Specialist you'll join the Financial Crime Prevention team based in Copenhagen, working to make sure every private customer starts their Lunar journey the right way — compliantly, quickly, and with care. What will you do? * Assess and process consumer onboarding applications end-to-end, ensuring high-quality, compliant customer intake across every case you touch. * Conduct KYC and sanctions screening in line with applicable compliance requirements, verifying documentation and maintaining full data accuracy in our internal systems. * Handle customer contact via email, messages, and phone — making the onboarding experience feel smooth and professional from the very first interaction. * Collaborate closely with the broader FCP team to identify risks early and contribute to a culture of continuous improvement. * Help drive the team's performance — pushing for records in both volume and quality, without cutting corners on compliance. What are we looking for in you? * 2+ years of experience in KYC, AML, or customer onboarding — ideally from a financial institution or regulated fintech. * Fluency in Danish and English, both written and spoken. * A structured way of working and a solid understanding of risk — you notice the details others miss. * Comfortable working with autonomy in a fast-paced environment, balancing speed with quality. * A team-first mindset — you're motivated by collective wins and hold yourself to a high standard. What you get (aka. Benefits and perks) * We're a team that builds together, thinks together, and moves together. Showing up is part of how we work. * State of the art equipment. The newest computer, monitor, mouse, and keyboard. We want you to do your best work without anything slowing you down. * Pension, health insurance, and enhanced parental leave. From your financial future to your family moments. We've got you covered. Are you ready to join the journey? Apply now and let’s find out more! While you hold on tight for us to get back to you, curious to see what we’re up to? Follow us on LinkedIn for business announcements and releases 📢, check out our Instagram for an inside scoop on what it’s like to work here 📸, and visit our blog for the latest tech and product insights! 📱🫰 Depending on the regulations in the country you will be employed, we will ask to see or obtain information about your criminal record.

WhiteTech

At WhiteTech, we empower businesses in the financial ecosystem with cutting-edge white-label and SAAS solutions. Our comprehensive suite of tools is tailored for EMI, PSP, e-commerce, and open banking platforms. With WhiteTech, clients gain access to a platform designed for flexibility, scalability, and seamless integration. Our mission is to help businesses unlock their full potential in a rapidly evolving financial landscape. Whether scaling your PSP, enhancing your EMI services, or diving into open banking, WhiteTech is your partner for innovation and growth. We are a remote-first technology company and welcome applications from candidates across Europe, including the EEA, the UK, Switzerland, and other non-EEA European countries such as Ukraine, Moldova, Georgia, Armenia, Montenegro, Turkey, and the Western Balkans. We also consider applicants from different locations who can work within Central European Time (CET). At WhiteTech, we empower businesses in the financial ecosystem with cutting-edge white-label and SAAS solutions. Our comprehensive suite of tools is tailored for EMI, PSP, e-commerce, and open banking platforms. With WhiteTech, clients gain access to a platform designed for flexibility, scalability, and seamless integration. Our mission is to help businesses unlock their full potential in a rapidly evolving financial landscape. Whether scaling your PSP, enhancing your EMI services, or diving into open banking, WhiteTech is your partner for innovation and growth. We are a remote-first technology company and welcome applications from candidates across Europe, including the EEA, the UK, Switzerland, and other non-EEA European countries such as Ukraine, Moldova, Georgia, Armenia, Montenegro, Turkey, and the Western Balkans. We also consider applicants from different locations who can work within Central European Time (CET). We are looking for a specialist with deep expertise in SEON (Fraud / Risk) who can operate at the intersection of product, analytics, and quality assurance. This role goes beyond simply working with an antifraud tool - it requires understanding SEON as a core component of the product’s risk decisioning framework. This position is ideal for a candidate who is equally comfortable navigating business processes, system logic, and quality assurance, and who can contribute to antifraud solutions across the entire lifecycle. KEY RESPONSIBILITIES Working with SEON as a core antifraud solution: * Develop a deep understanding of SEON capabilities: signals, scoring, rules, device intelligence, and data enrichment * Contribute to the design and evolution of antifraud solutions * Ensure correct integration and effective use of SEON within the product ANALYSIS, DESIGN, AND PROCESS DEFINITION * Gather, structure, and document business and system requirements * Define and document end-to-end flows, including: * onboarding / signup * authentication / login * payment and payout flows * KYC / KYB / verification processes * sensitive user actions * Break down antifraud logic into: * risk signals * rules and scoring models * decision flows * manual review and case management processes QUALITY ASSURANCE AND TESTING * Validate antifraud logic and scenarios * Test SEON integrations (APIs, webhooks, data flows) * Verify: * scoring accuracy * rule execution * handling of edge cases * Participate in regression and integration testing * Analyze and troubleshoot defects within fraud-related flows PRODUCT OWNERSHIP CONTRIBUTION * Contribute to the antifraud and risk strategy * Balance risk control with user experience * Prioritize initiatives within the fraud/risk domain * Work with key metrics (fraud rate, false positives, approval rate) * Collaborate with cross-functional stakeholders (product, risk, compliance, engineering) INTEGRATIONS AND SYSTEM ARCHITECTURE * Define and oversee integrations with: * SEON * KYC / AML providers * payment systems * other third-party services * Understand and work with: * API contracts * event-driven architectures * data flows ANALYSIS AND OPTIMIZATION * Identify weaknesses in fraud and risk processes * Propose improvements to decision-making logic * Optimize rules and scoring models * Reduce fraud risk while maintaining conversion rates WHAT WILL BE KEY IN THIS ROLE We expect the candidate to: * Have a deep understanding of SEON as a product, not just its API * Understand the full lifecycle of antifraud solutions * Operate effectively across product, analytics, and QA domains * Think системно and manage end-to-end processes * Make independent decisions within the fraud/risk domain * Clearly distinguish between “integrating a provider” and “owning antifraud system effectiveness” REQUIREMENTS * Experience as a QA Engineer, Business Analyst, or Product Owner in fintech, payments, iGaming, or fraud/risk domains * Hands-on experience with SEON (or similar antifraud solutions) * Understanding of: * fraud prevention and risk scoring * API integrations * payment or onboarding business processes * Experience with tools such as Jira, Confluence, or similar NICE TO HAVE * * Experience with KYC / AML providers * Understanding of the payment lifecycle * Experience working with analytics and performance metrics * Technical background OUR RECRUITMENT PROCESS TYPICALLY FOLLOWS THESE STAGES: 1. Application screening 2. Interview Stages (2-3 weeks): * Prescreening call (40 min) * Technical Interview (60 min) * Soft Skills Interview (40 min) 3. Job Offer We offer: * Competitive compensation package (commensurate with your experience) * 19 business days of flexible Paid Time Off (PTO) * Fully remote work with flexible hours (within the CET time zone) from any location of your choice * Values-driven culture with a friendly and supportive work environment * Opportunity to regularly participate in conferences and community events as both a participant and contributor * Matrix organizational structure designed to streamline communication, remove barriers, and promote efficiency Embrace the opportunity to develop your skills in a cutting-edge fintech environment. Please apply now to be part of our dynamic team and make a tangible impact on the future of payments! Let’s build something great together! We offer:  * Competitive compensation package (commensurate with your experience) * 19 business days of flexible Paid Time Off (PTO) * Fully remote work with flexible hours (within the CET time zone) from any location of your choice * Values-driven culture with a friendly and supportive work environment * Opportunity to regularly participate in conferences and community events as both a participant and contributor * Matrix organizational structure designed to streamline communication, remove barriers, and promote efficiency Embrace the opportunity to develop your skills in a cutting-edge fintech environment. Please apply now to be part of our dynamic team and make a tangible impact on the future of payments! Let’s build something great together!