Risk Manager

Eccoci AB

Are you a sharp analytical thinker who thrives on navigating complexities in large-scale projects? We are looking for a proactive and experienced Project Risk & Opportunity (ROP) Manager to join our team. In this vital role, you will be the driving force behind identifying, analyzing, and monitoring risks, opportunities, and threats throughout the entire lifecycle of our projects. You will ensure that cutting-edge risk management strategies are seamlessly integrated into our project planning, execution, and reporting processes, helping us safeguard project delivery and maximize opportunities. Key Responsibilities Lead the identification, assessment, and monitoring of project risks, opportunities, and threats (ROP). Integrate quantitative and qualitative risk management strategies into project schedules, budgets, and execution plans. Conduct Quantitative Risk Analysis (QRA) to model potential project outcomes. Develop and maintain risk registers and provide clear, data-driven insights and reports to stakeholders and management. Collaborate closely with project managers and engineering teams to mitigate threats and capitalize on opportunities. Requirements and Skills Education: Bachelor’s degree in Engineering, Project Management, Business, or a related field. Experience: Minimum 5 years of proven experience in project risk management or similar roles within complex project environments. Standards: Strong familiarity with international risk management standards (e.g., PMI, ISO 31000, AACEI). Tools: Hands-on experience with QRA tools (such as Primavera Risk Analysis, @Risk, or Safran Risk). Software: High proficiency in Excel, Power BI, and specialized risk management platforms (e.g., ARM, Safran, etc.). Soft Skills: Exceptional analytical, communication, and problem-solving skills with a strategic mindset. Languages: Fluent in English (written and spoken). Certification: Hold a PMI-RMP (Risk Management Professional) or equivalent certification (highly desirable).

Capital on Tap

We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.  1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!  🏡🏢This is a Hybrid role, with a minimum of 3 days a week in our London office. Risk & Compliance at Capital on Tap The Risk & Compliance team is the second line of defence at Capital on Tap, working at the intersection of regulation, product and business growth. As our Risk Manager, you'll lead the design and delivery of our risk management framework, working closely with the UK Compliance Director and Risk Owners across the Leadership Team. The Role This is a senior leadership role for someone who is energised by building forward-looking risk frameworks that inform decisions, not activity registers that sit on a shelf. The ideal candidate will have significant expertise in enterprise risk management within FCA-regulated firms, technical fluency, and take a pragmatic, problem-solving and risk-based approach. What You’ll Be Doing * Strategic Risk Leadership: Serve as the primary second-line risk lead, providing senior leadership with a forward-looking, decision-useful view of risk as the business scales. * Framework Ownership: Own and refresh the Enterprise Risk Management Framework ensuring the three lines of defence design fits a growing FinTech. * Risk Taxonomy & RCSAs: Re-baseline the Risk Taxonomy with Risk Owners to reflect the current business, and work collaboratively with them to refresh risk assessments and risk appetites. * KRIs & Risk Reporting: Work with Risk Owners to build live KRI dashboards and support reporting to the Risk Committee. * Risk Systems & Data: Responsible for transitioning to a GRC platform. * Stress Testing & Wind-Down: Lead the annual wind-down plan refresh aligned to FCA WDPG and the CASS 10A resolution pack. * Governance Support: Support Risk Committee Charter and Terms of Reference refresh. * Independent Assurance: Partner with Internal Audit and third party assurance providers to shape an independent assurance plan aligned to where the residual risks actually sit. * Business Enablement: Provide thoughtful, business-minded second line challenge to product launches, partner-bank changes and AI implementations. * Risk Culture: Support the risk culture across the business by engaging Risk Owners on impact classification and risk-owned RCSAs, embedding risk thinking into business-as-usual decisions. We’re Looking For * Deep Regulatory Expertise: Comprehensive working knowledge of FCA SYSC 4, 6 and 7, the EMD/PSD regime, FCA WDPG and CASS 10A, with the ability to interpret complex requirements and provide pragmatic business guidance. * Framework Design Experience: Hands-on experience designing or refreshing an Enterprise Risk Management Framework: taxonomy, appetite, KRIs, RCSA methodology and Risk Committee reporting. * FinTech / Payments Background: Proven experience in an FCA-regulated firm in the EMI, payments, banking or FinTech space, with an understanding of partner-bank concentration risk in card and payments models. * Forward-Looking Reporting: Track record of building effective risk reporting. * Stress Testing & Wind-Down: Practical experience embedding stress testing, reverse stress testing and wind-down planning at firm level. * Senior Stakeholder Influence: Confident providing independent challenge at Director and C-suite level, building constructive relationships while holding the second line. * Urgency & Business Focus: Demonstrated ability to work at pace in fast-moving environments, with the appetite to build at speed - the framework exists, it needs maturing fast as the business scales. * Strong Written Communication: Excellent written communication for papers, Risk Committee briefings and Board notes, with the ability to translate technical risk into business decisions. Nice to Have * GRC Platform Experience: Experience evaluating or implementing a GRC platform. * AI & Operational Resilience: Exposure to AI risk management and operational resilience under FCA expectations. * Professional Qualifications: A recognised risk qualification such as IRM (Institute of Risk Management), FRM (GARP), PRMIA or equivalent. Big 4 or consulting background in financial services risk also welcome. Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits: 🏥 Private Healthcare including dental and opticians services through Vitality ✈️ Worldwide travel insurance through Vitality ❤️ Access to a women's health platform via Hertility 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical) 👛 Salary Sacrifice Pension Scheme up to 7% match 🏖️ 28 days holiday (plus bank holidays) 📖 Annual Learning and Wellbeing Budget 👪 Enhanced Parental Leave 🚲 Cycle to Work Scheme 🚂 Season Ticket Loan 💬 6 free therapy sessions per year 🐶 Dog Friendly Offices 🍫 Free drinks and snacks in our offices Check out more of our benefits, values and mission here. Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Trading 212

OUR MISSION IS TO ENABLE EVERYONE TO BUILD WEALTH We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Тoday, we serve over 6 million clients, with more than €30 billion in assets under management - a testament to the scale and trust we’ve built in just a few years. WHAT YOU’LL DO * Ensure the organisation’s approach to the treatment of risk is aligned with its Risk Management Framework, Risk Strategy and Risk Appetite. * Conduct Risk and Control Self-Assesments and prepare evidence of control framework adherence for senior management and Board. * Provide education and training to the rest of the Firm on their responsibilities to ensure adherence to risk requirements. * Oversee and challenge risk event/ incident management from initial reporting through to remediation and closure. * Demonstrating an understanding of liquidity risk management and stress testing. * Provide an overview and challenge of the trading risk to which the Firm is exposed. * Provide risk reports and updates on the Firm’s risk profile through risk governance. * Participate in the company's new product approval process, ensuring risks are identified early with mitigation strategies applied. * Report and track organisational Key Risk / Performance Indicators (KRIs/ KPIs) for evaluating risk management performance, strategy, processes, and controls. * Promote the view that risk management is a universal responsibility and acts as a risk champion across the organisation. WHAT YOU NEED TO HAVE * Knowledge of risk management principles and practices. * Strong analytical and strategic thinking abilities. * High attention to detail and risk assessment skills. * Effective communication capabilities. * Experience in financial management, particularly capital and liquidity management and/ or management and understanding of market and credit risk in a retail client base is desirable * Experience with risk reporting. * Ability to develop and implement risk mitigation strategies. * Experience with risk management software and tools. * Outsourcing/ Third Party Risk Management experience. WHAT WE OFFER: * Challenges that will help you grow and realize your potential fast. * Opportunity to make a significant impact - you will build innovative services used by millions of investors to build wealth. * Work with smart, spirited, helpful, high-performing colleagues with a common goal. * An environment where nothing is set in stone. * Appreciation for your talent and ideas. * Generous remuneration package Are you ready to accelerate your career with us? We'd love to hear from you! We process applicant data confidentially and in accordance with applicable data protection laws. We may use AI-powered tools to help review applications, but all hiring decisions are made by our human recruitment team. Where required by law, we rely on your consent to use these tools. You may withdraw this consent or exercise your data protection rights at any time by contacting us.