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WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM The Issuing team owns the Stripe card issuing product end to end from the APIs and backend services that power spend cards, debit cards, and charge cards, to the dashboard and embedded components that businesses use to manage their card programs. We build the infrastructure and interfaces that let platforms and businesses instantly create, distribute, and control payment cards at scale, and we're responsible for the full cardholder lifecycle across commercial and consumer issuing. We're at an inflection point. Issuing is expanding into new geographies, new card categories (stablecoin, healthcare, consumer credit), and deeper partnerships with major platforms. This is a high-impact, high-visibility role at the intersection of financial infrastructure, developer-facing APIs, and end-user product experience, and it requires someone who can lead technically across a complex, fast-moving domain. WHAT YOU'LL DO * Define and drive the technical strategy for Issuing, including multi-year architecture decisions across backend services, APIs, and user-facing surfaces. * Own end-to-end technical solutions for critical systems, authorization flows, spending controls, cardholder management, and card program configuration, ensuring they are reliable, scalable, and operationally sound. * Identify and lead infrastructure investments that unlock new issuing models, including geographic expansion, new card program types, and platform-level extensibility. * Collaborate closely with product managers, design, and cross-functional partners across Issuing, Authorization, Clearing and Settlement, and Balances to drive cross-cutting initiatives from design through launch. * Make principled build-vs-reuse decisions and produce clear technical roadmaps that balance near-term delivery with long-term platform health. * Advise engineering and product leadership on technical trade-offs and their downstream implications for the business. * Drive engineering standards, tooling improvements, and operational rigor across the team. * Mentor and grow senior engineers, investing in their technical development and helping build the next generation of technical leaders on the team. RESPONSIBILITIES * Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests. * Debug and solve critical production issues across services and multiple levels of the stack. Mentor engineers to help them grow. * Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes. * Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues. WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 10+ years of industry software engineering experience, with demonstrated impact at a staff or equivalent scope (leading initiatives across multiple teams or systems). * Proven track record designing and shipping large-scale user-facing products with distributed backend systems that are both highly available and financially correct. * Experience leading cross-functional engineering projects end-to-end — from requirements through architecture, delivery, and post-launch iteration. * Strong API design instincts and the ability to build simple, developer-friendly interfaces over inherently complex financial and regulatory requirements. * Ability to influence technical direction and align multiple teams without direct authority, with excellent written and verbal communication across engineers, product, and leadership. * High ownership mindset—comfortable with ambiguity, able to define the problem and the plan, not just execute a predefined spec. * Clear, precise communication on complex technical topics for both technical and non-technical audiences. PREFERRED QUALIFICATIONS * Experience building or operating real-time transaction processing systems with strict latency and correctness requirements (authorizations, payments, ledgering, settlement). * Familiarity with card network protocols, BIN sponsorship models, or issuing bank integrations (Visa, Mastercard, or equivalent). * Experience in regulated financial services—compliance-aware system design, audit trails, financial controls, or KYC or KYB flows. * Background in embedded finance, card-as-a-service, or Banking-as-a-Service platforms. Experience with high-volume event-driven architectures and the reliability and consistency tradeoffs they introduce. * Track record of mentoring senior engineers and contributing meaningfully to engineering hiring and culture.
Note: if you are an intern or new grad applicant, please do not apply using this link and visit our jobs page for those specific postings. WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE ORGANIZATION Money as a Service (MaaS) oversees a diverse portfolio of Stripe's core products and platforms. These offerings facilitate the global movement and management of funds for users. The teams that fall under the MaaS umbrella include: Accounts and Connect, Money Movement and Storage (MMS), Crypto and Banking as a Service (BaaS). Together, these teams work to ensure Stripe users have the robust financial infrastructure and tools they need to power their businesses on a global scale. Team Matching: exact team matching for one of the sub-teams will begin during final stages. Please note we may also consider you for different orgs based on your experience, location, etc. More information on our team matching process can be found here. WHAT YOU’LL DO We’re looking for Full Stack engineers who are interested in building software services and platforms that impact thousands of employees and millions of Stripe users, regardless of whether they’re an end user, developer, or partner. RESPONSIBILITIES * Build end-to-end experiences for Connect that make it as easy as possible to participate in the Internet economy and receive money online. Some of Stripe’s largest users are platforms that connect senders of payments with receivers of payments. Lyft connects riders to drivers, Kickstarter connects backers to projects, and Squarespace connects shoppers to online stores. All of them participate in doing business online, and all of them use Connect. * Make it easy for Connect platforms to scale their business through leveraging the full power of Stripe’s products via the dashboard, adding to their business models and product functionality while reducing integration lift and complexity. * Build great product experiences (integrate with Instant Payouts, Issuing, Capital, Terminal, etc) into all of Connect’s dashboard surfaces. WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 2-12+ years of industry software engineering experience (does not include internships or co-ops). * You enjoy data modeling challenges and have a high bar for keeping your solutions expressive yet simple to use. * Excellent written and verbal communication. * Enjoy being a generalist working on both the frontend, backend, and anything it takes to solve problems and delight users both internally and externally. * Thrive in a collaborative environment involving different stakeholders and subject matter experts. * Take pride in working on projects to successful completion involving a wide variety of technologies and systems. * Can stitch together many different services and processes together even if you have not worked with them before. * Can put yourself in the shoes of your users and be a steward of crafting great experiences. * Enjoy working with a diverse group of people with different expertise. * Uphold best practices in engineering, security, and design. PREFERRED QUALIFICATIONS * Experience working in high-growth teams similar to Stripe. * Experience building financial systems or tools for financial experts.