Avoid insecure employment: How Solvency Check works on Bytajobb.se
When looking for a job, it is easy to focus entirely on the work tasks, friendly colleagues, free coffee, and the salary payslip. But in turbulent economic times, there is another factor that is at least as important: The employer's financial health.
Starting a new job always involves a risk. You may be leaving a secure position where you have a notice period and employment protection, to start at a new company with a six-month probationary period. If the new company suddenly falls into crisis, you are the first one to be let go.
To help you make a safe choice, we at Bytajobb.se have built Soliditetskollen (Solvency Check) – a tool that retrieves financial data directly from the Swedish Companies Registration Office (Bolagsverket) and displays it directly in the job ad.
What is solvency and why does it matter?
Simply put, a company's solvency (soliditet) shows how solvent and long-term stable the company is. It is a percentage measure of how large a share of the company's total assets is financed with equity (the owners' own money) rather than debt (loans, credits, accounts payable).
- High solvency (e.g., above 40%): Means the company has a large financial buffer. If the company makes a loss for a year or two, they can easily survive without having to lay off staff or face bankruptcy. They own their own assets to a large extent.
- Low solvency (e.g., below 15%): Means the company has large debts relative to its assets. They are highly sensitive to reduced sales or increased costs. A bad quarter could force them into immediate cost-cutting or, in the worst case, bankruptcy.
Alarming bankruptcy figures in Sweden
In recent years, bankruptcies in Sweden have increased sharply. During 2024 and 2025, the number of bankruptcies rose to historically high levels, with an increase of over 14% in certain sectors (particularly construction, retail, and parts of the IT sector).
Joining a growth company that lives entirely on venture capital or carries heavy debt can be exciting, but it involves a large risk to your personal security.
How to interpret the Solvency Check directly in the job ad
When you read an ad on Bytajobb.se, you see a small shield symbol with the company's latest reported solvency figure. Here is how to interpret the colors and levels:
- 🟢 Above 35% (Very secure): The company is in a very good financial position. They stand firm even if the market sways. This is a stable harbor for your career.
- 🟡 15% – 35% (Normal/Stable): Normal solvency for most Swedish limited companies (aktiebolag). The company has a healthy balance and is considered financially sound under normal circumstances.
- 🔴 Below 15% (Warning/Risk): The company has a low financial buffer. This may be because it is a newly started growth company investing heavily (which is normal for startups!), but if it is an established company, you should ask critical questions during the job interview.
Soliditetskollen (Testa en arbetsgivare)
Sök på valfritt företag nedan för att simulera en kredit- och soliditetskontroll (AAA-betyg). Vi granskar bolagets ekonomi så att du kan undvika osäkra arbetsgivare.
Three questions to ask in the interview if solvency is low
If you are called to an interview at a company with low solvency, you don't have to rule them out immediately. But you should use the interview to get a clearer picture. Ask these three questions to the recruiter or manager:
- "I see on Bytajobb.se that your latest solvency was X %. What does your financial plan look like for the coming year to strengthen the buffer?"
- "Are your current projects and growth externally financed through loans/venture capital, or does the business support itself on its own cash flow?"
- "What does your personnel strategy look like if the market situation should deteriorate further during the year?"
A professional employer will appreciate your diligence. Showing that you keep track of their finances demonstrates that you are strategic, business-minded, and genuinely interested in the company's long-term journey.
Summary: Make secure career choices
By combining our Travel Time Search (so you save time in everyday life) with the Solvency Check (so you sleep well at night), Bytajobb.se gives you the best conditions for making a smart and secure career choice.
Look for the green shield next time you search for a job with us!