Credit Specialist

Octopus Energy

Chi siamo  Il sistema energetico funziona meglio quando le persone possono farne parte. In Octopus Energy lo facciamo già ogni giorno: rendiamo l'energia più equa, pulita e accessibile grazie alla tecnologia. Presenti in Italia dal 2022, siamo partiti da Ascoli Piceno, dove abbiamo la nostra sede. Oggi abbiamo superato un milione di utenze, con un team di oltre 300 persone tra Ascoli Piceno, Milano e Roma, e più di 250 milioni di euro investiti nel Paese. Una crescita nata da un modo diverso di fare energia: più semplice, più umano, più tecnologico. Come lavoriamo  Non siamo una compagnia tradizionale e non vogliamo diventarlo. Non ci piacciono la burocrazia, le procedure inutili o i reparti che si scaricano i problemi a vicenda. Quando un cliente ha bisogno di aiuto, vogliamo che trovi persone capaci di ascoltare, prendersi la responsabilità e risolvere. Questo approccio ci ha portati a essere valutati 4,9/5 su Trustpilot, a vincere la classifica Altroconsumo e a ricevere il premio "Miglior Servizio Clienti" del Corriere della Sera. La tecnologia al servizio di tutti Qui la tecnologia non è riservata a pochi esperti: è uno strumento che aiuta tutti a lavorare meglio. Non serve essere un mago del computer, ma serve curiosità. Usiamo dati, automazione e intelligenza artificiale per togliere complessità, capire meglio i problemi e dedicare più energia a ciò che conta: migliorare il modo in cui le persone vivono l’energia. Cosa troverai in Octopus Octopus è un posto per chi vuole portare energia e buon senso. I problemi non arrivano sempre ordinati, le risposte non sono sempre già scritte e spesso c’è da costruire mentre si corre. Ma non sarai solo: lavorerai con persone curiose, generose e concrete, che si aiutano a vicenda e vogliono lasciare le cose meglio di come le hanno trovate. Stiamo già migliorando il modo in cui l’energia funziona per le persone: se vuoi prenderti responsabilità e contribuire a questo cambiamento, qui il tuo lavoro può avere un impatto vero.   Sei una persona che sa gestire situazioni delicate con empatia e precisione? Stiamo cercando un/una Specialista nella gestione dei crediti per aiutarci a supportare i nostri clienti e trovare il giusto equilibrio nei pagamenti. 

Teya

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you The Role As we expand our financing proposition in Hungary, we are looking for a Credit Specialist who can engage eligible merchants, explain financing options clearly, and support them through the journey from first contact to handover and approval. This is a sales-focused, customer-facing role for someone who is confident on the phone, motivated by commercial targets, and experienced in selling business financing or loan products. You should be comfortable understanding merchant needs, matching them to the right funding solution, and moving opportunities forward with pace and ownership. What you will do Contact eligible customers for Teya financing * Proactively contact merchants eligible for Teya financing, explain available financing options and key terms, and understand their business needs and funding requirements Qualify and hand over financing leads * Assess customer interest and eligibility, collect and validate the necessary information and documentation, and hand over qualified leads to financing partners in a timely manner Support clients through the risk and approval process * Guide customers through documentation and risk checks, coordinate with internal teams and external partners when needed, and keep merchants informed throughout the application process Provide excellent customer support * Answer financing-related inquiries, manage customer expectations, escalate complex cases, and maintain accurate records in internal systems Learn, grow, and support the team * Develop expertise in financing products and processes, contribute to knowledge sharing and process improvements, and support financing campaigns and other team initiatives Your story * 2+ years of proven experience in a sales role focused on financing, lending, or loan products * University degree in Finance, Economics or similar field * Confidence in speaking with customers by phone and moving commercial conversations forward * A strong sales mindset, with the ability to identify customer needs, build interest, and convert qualified opportunities * Ability to explain financial products and key conditions in a clear, simple, and credible way * Good judgement when qualifying leads and handling sensitive customer conversations * High attention to detail and discipline in keeping systems and documentation up to date * Ability to work across internal teams and external partners in a structured and responsive way * A proactive, hands-on attitude and willingness to learn fast in a growing environment * Excellent communication skills in Hungarian and English The Perks * Szép Card (gross 450.000 HUF yearly) * All You Can Move Sport Pass (XL) * Private health insurance * 3 extra mental health days yearly * Free monthly public transport passes or garage space at the office * Office snacks every day * Friendly, comfortable, and informal office environment in the heart of Buda * Possibility to work in an international environment with colleagues all around the world Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

Liberis

Some key info for you about Liberis:  🌱 We were founded in 2007 💰 We have provided over $3bn of funding to small businesses so far 🚀 We have been named in CNBC & Statista Top 150 UK Fintechs for 2025 🌍 We're a global team, with a dynamic presence in 6 key locations around the world 🧠 We're a thriving community of over 290 innovative minds 👩🏾 🤝 👨🏼 We're a vibrant melting pot, celebrating over 27 nationalities in our team 🏢 Our team brings experience from over 740 previous companies, from startups to global giants 🎯 We have just been named as one of FinTech’s Finest 50 by Welcome to the Jungle 💪 We’re proud to be an accredited Real Living Wage employer, ensuring everyone is paid fairly for the great work they do!   The team: Play a critical role in the newly formed Credit & Commercial Strategy team by bringing together Pricing, Decisioning & AI/ML Credit Modelling and leveraging a world-class, data-led Credit approach to deliver exceptional outcomes for SMEs and partners. Working between the Credit craft and Platform Families, this is a keystone role to drive Liberis’ growth.   The role: Own credit and commercial strategy within your platform family: translating the GM's commercial priorities into clear credit and commercial questions; bring Liberis' credit and commercial frameworks (e.g. return hurdles, pricing models, segmentation) into family-level decisions, and flag where family priorities require new thinking or central support; subject matter expert able to clearly explain complex concepts + educate the team to build literacy Own commercial and credit initiatives and elements end-to-end: for example, with an "Auto-Flex" proposition, how should funded amounts and initial prices be set? How do limits and prices evolve dynamically as repayment data comes in?; in a tactical performance push, identify ways to hit and exceed performance targets• Collaborate across the cross-functional family - product, engineering, underwriting, commercial – to ensure credit and commercial strategy is a first-class input into roadmap and go-to-market decisions, not a late-stage constraint Commission and co-build new models and decisioning approaches with the Credit and Commercial Strategy craft, translating family-specific needs into model requirements and validating outputs in context   What we think you’ll need: * Strong grounding in unit economics, credit, pricing and commercial modelling - enough to apply Liberis' frameworks to new product and partner contexts and know the right questions to ask of central model-builders * Comfortable operating in a matrix: reporting into a GM and aligned to a family's priorities, while working closely with the Credit and Commercial Strategy craft * Cross-functional collaborator - able to work across product, engineering, risk, and commercial within the family and bring those perspectives together around a coherent credit and commercial approach * At ease with ambiguity and new product design - many of the problems this role tackles won't have existing playbooks, and you'll need to build the approach from first principles * Clear communicator: able to translate complex credit and commercial concepts into practical guidance for product teams, commercial leads, and GMs who aren't credit specialists Our hybrid approach Working together in person helps us move faster, collaborate better, and build a great Liberis culture. Our hybrid working policy requires team members to be in the office at least 3 days a week. At Liberis, we embrace flexibility as a core part of our culture, while also valuing the importance of the time our teams spend together in the office. #LI-FC1