Fraud Operations Team Lead

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM As a leading player in the internet economy, Stripe has a responsibility to protect itself, our users, end customers, and the broader financial ecosystem from harm. Fraud Operations proactively reduces fraud, making it difficult and unprofitable for fraudsters to carry out attacks through Stripe. We build scalable, high-judgement investigation and review operations while minimizing user friction. We work across products, customer segments, and markets and serve as a core pillar of the Stripe risk strategy. WHAT YOU'LL DO Stripe is hiring a people leader to run our Fraud Operations Center in Bangalore. You'll lead leaders and senior operators responsible for core fraud investigations and complex, high-impact investigations. You'll be accountable for operational excellence across fraud review workflows—setting the operating cadence, defining and evolving team metrics, strengthening quality and consistency of decision-making, and scaling processes through tooling and vendor partnerships. This role is both strategic and hands-on: you'll stay close to day-to-day fraud workflows, regularly reviewing cases and serving as an escalation point and decision-making resource for the team. RESPONSIBILITIES * Lead the Bangalore Fraud Operations Center by managing team leads and senior associates, setting clear expectations, coaching performance, and building a high-judgement culture rooted in strong decisioning and customer empathy * Own core fraud investigations and complex investigations, including escalations and time-sensitive incident response in partnership with global Fraud and Risk stakeholders * Establish and run the operating system for the org, including goal setting, team cadences, SOPs, change management, queue health, SLAs, QA programs, calibration, and readiness for new products and markets * Define, develop, and represent key operational and risk metrics for the Bangalore center (through dashboards and recurring readouts), translating data into actions and priorities * Drive process development and continuous improvement through root cause analysis, defect reduction, policy adherence, and consistency across reviewers and teams * Partner with other Risk teams to evolve fraud tooling and workflows (manual and automated actioning), including safe rollout and measurement of changes * Support outsourcing relevant workflows by identifying transition candidates, designing and standardizing processes for handoff, and supporting training as needed * Own staffing models, capacity planning, scheduling, hiring plans, onboarding, and training strategy to meet business needs while maintaining a high bar for quality and user experience * Maintain close 'floor' engagement by regularly diving into cases, reviewing decisions, supporting frontline judgment, and ensuring feedback loops translate into measurable improvements * Partner with recruiting to define role profiles and interview loops, drive bar-raising hiring decisions, and build a diverse team * Own career development and succession planning, team health and engagement * Build a great culture, a destination workplace, fostering our values, serving as a beacon of the Stripe user-centric philosophy and culture of transparency, empathy, inclusion, and empowerment WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * Experience leading cross-functional initiatives and driving change through ambiguity, including new workflows for new products, markets, or emerging fraud patterns * Experience leading fraud, risk, trust and safety, or investigations operations in a high-scale environment, including managing managers and team leads * An ability to partner effectively with internal globally distributed stakeholders and lead internal teams and vendors * Proven ability to define and operationalize metrics (e.g., accuracy and quality, SLAs, throughput, loss outcomes, appeals and rework, user friction) and use data to drive priorities * Comfort working across detection systems and manual and automated actioning systems, with the ability to translate operational needs into product and engineering requirements * Strong operational background, including new process launches, service delivery, and building operating models * Excellent written and verbal communication skills, including presenting in operational reviews and representing the team in high-pressure escalations in English * Skill and credibility doing the core work of a user-facing team with a high bar for quality, and a willingness to lead by example * 7+ years of direct people management experience, including performance management, coaching, and mentoring * Experience with payments, risk, compliance, or financial industry operations PREFERRED QUALIFICATIONS * Demonstrated ability to run an operations center, including capacity planning, scheduling, queue management, performance management, and quality programs * Strong fraud domain depth across investigation workflows, risk vectors, and decision frameworks, with the ability to independently review cases and guide frontline judgment * Experience scaling or transforming fraud review operations through process redesign, tooling improvements, and vendor partnerships * Experience with payments risk (CNP and card testing, ATO, merchant fraud, transaction fraud) and familiarity with how upstream detection and downstream enforcement interact * Strong analytics proficiency (building and owning dashboards, querying data directly) and comfort partnering deeply with data science and engineering * Experience operating in a global, follow-the-sun model and partnering across time zones

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. ABOUT THE TEAM At Stripe, our Mexico City office is a vibrant hub at the forefront of our mission to reshape the financial landscape for businesses worldwide. Our team prioritizes collaboration, innovation, and excellence. As a member of the Mexico City team, you'll be part of a mission-driven community dedicated to enhancing the global economy and increasing the GDP of the internet. We strive for excellence by creating with craft and beauty, while having fun and celebrating our successes together. We cultivate a culture of collaboration, inclusivity and support where every team member’s voice matters. Our commitment shines through as we handle over a million support cases each year, empowering our users not just to solve problems but to achieve their goals WHAT YOU’LL DO As a Risk/Fraud Operations Team Lead, you will operate in a player-coach capacity, directly leading a team of Operations Associates while maintaining hands-on involvement in complex casework. You will be accountable for driving operational excellence, developing talent, and delivering strategic initiatives that shape the future of our Risk Operations function. Responsibilities * Lead, coach, and develop a team of Operations Associates through regular 1:1s, performance conversations, and structured goal-setting aligned with organizational priorities * Monitor and report on team performance against KPIs, managing capacity, scheduling, and workload distribution across queues and channels * Dedicate approximately 40% of your time to core casework, including handling complex, high-risk escalations and conducting quality reviews * Serve as a subject matter expert in Risk and Fraud Operations, guiding thorough investigations to protect Stripe's business, brand, and mission * Lead root cause analyses on complex operational challenges, leveraging data to identify trends, surface gaps, and drive actionable improvements * Develop sustainable solutions to systemic issues and present data-backed recommendations to leadership * Build and maintain strong cross-functional relationships across the Risk vertical, representing your team's priorities in strategic forums * Support recruitment, hiring, and onboarding initiatives while fostering an inclusive, high-performing team culture * Advocate for meaningful product and process improvements that deliver lasting operational impact * Champion company-building initiatives, mentor future leaders, and consistently model Stripe's core principles in all decision-making Who you are We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements * 6+ years of experience in Fraud Operations, Fraud Strategy, or Financial Crime Operations * Proven experience coaching and leading operations teams with a track record of managing and improving performance * Experience mentoring others and delivering constructive, growth-oriented feedback * Strong ability to use data to drive operational decisions and deliver weekly and monthly business metrics and reporting * Demonstrated subject matter expertise in Risk Operations * Ability to work cross-functionally to deliver results and build strong partnerships * Exemplary planning, prioritization, and time management skills * Excellent written and verbal communication skills * Fluency in both English and Spanish Preferred qualifications * Deep knowledge of risk reviews, policy/compliance operations, and fraud detection tools * Experience managing risk events and identifying at-risk scenarios within operational systems * Experience leading or contributing to cross-departmental or transformational initiatives * Familiarity with operational tools such as Jira and incident management workflows

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM As Stripe’s user base and global footprint grow dramatically, especially as crypto and stablecoins fundamentally change the way money is transferred, Stripe acquired Bridge to leverage its stablecoin infrastructure for global payments. Stablecoins facilitate faster, cheaper, and more efficient transactions than traditional methods, which creates unique compliance challenges.  The Bridge Operations strategy provides operational leverage and expands Stripe’s portfolio of operational capabilities to support the scaled needs in this rapidly evolving space. In this role, you develop a deep understanding of Stripe’s user verifications and compliance policies, systems, controls and design mechanisms to deliver process improvements and enhanced customer experience.  This role will be part of the Risk Operations organization in Bridge Operations that is accountable for monitoring, investigating, and reporting suspicious activity indicative of money laundering and other financial crimes. WHAT YOU’LL DO In this role, you will act in a player-coach capacity and are accountable for supporting Risk/Partner Risk Operations associates.  This team will investigate accounts to identify risks to Stripe business related to fraud and user policy requirements. You will set clear goals and provide guidance and mentorship to ensure individual and team success. To be a fit, you will have a coaching mindset, proven ability to communicate at different levels, a track record of driving operational performance, and a passion for inspiring a team to deliver outstanding results. RESPONSIBILITIES * Guide your team in performing reviews to protect and advance Bridge’s business, brand and mission, by deploying industry-leading supportability solutions that instill user and partner trust in Stripe. * Support and coach your team in conducting thorough investigations of merchant accounts to facilitate progressive and sustainable business growth. * Ongoing management of the operational performance of your team to deliver KPIs and report to key stakeholders. * Help scale our operations and improve user experience by identifying process improvements. * Manage capacity and scheduling, dividing and assigning work between team members. * Ensure your team has all the skills and resources needed to be successful in their role. * Set clear goals and expectations for individual and team performance. * Foster a culture of continuous improvement to refine team processes and procedures. * Support recruitment and hiring initiatives. * Coach and mentor individuals to meet career goals via structured development conversations. * Provide continuous performance feedback and facilitate periodic formal performance reviews. * Drive and own initiatives that make the team a warm and welcoming place to work. * Keep the team engaged and motivated towards their work. WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * A minimum of 3+ years of management experience, ideally within Financial Crimes or Support Operations.  * Experience coaching/leading operations teams and managing performance. * Experience mentoring others and are able to constructively provide feedback to others. * Experience in delivering weekly and monthly business metrics and reporting. * Proven ability to be a subject matter expert in Risk Operations. * Ability to work cross functionally to deliver best results and promote partnership. * Excellent written and verbal communication skills in both English and Spanish * Exemplary planning and time management skills. PREFERRED QUALIFICATIONS * Experience in new process launches and continuous improvement initiatives.  * Experience managing risk events in the system, and identify the at-risk scenario.