Head of Fraud and Risk Oversight

Head of Fraud and Risk Oversight

OpenPayd

Who are we?    At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.​ The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.   A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.

Head of Enterprise & Operational Risk

Teya

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you Your Mission You will sit in the second line, reporting to the Chief Risk Officer, with broad exposure to ExCo, Board and senior leadership across the group. This is an L2 leadership role — you will set the enterprise and operational risk agenda and operate as a credible peer to the most senior leaders in the business. You will redesign and embed Teya's enterprise and operational risk management approach so that it is fit for purpose today and scalable for a more complex, multi-entity, increasingly regulated future. You will turn risk management into something clear, practical and decision-useful. Responsibilities * Redesign the ERMF and translate it into clear risk appetite statements, KRIs, ownership structures and core controls * Drive adoption across L1 and L2 leadership, ensuring the framework is embedded in how the business runs — not treated as a paper exercise * Build the control framework, incident management approach and GRC toolset from the ground up * Create consolidated monthly risk MI for ExCo and the Board, joining up enterprise, operational and Compliance reporting into one coherent view * Lead operational risk scenario analysis for capital assessment (Pillar 2) purposes * Own second line oversight of fraud and cyber risk, working closely with the first line and MLRO * Provide credible challenge to senior stakeholders while remaining pragmatic and commercially grounded Requirements You have done this before. You have built or materially redesigned enterprise and operational risk frameworks in a complex, highly regulated environment — and you know how to get from principles to operating reality. You simplify without losing rigour, and you win credibility by being sharp, practical and commercially aware.   * Significant enterprise and operational risk experience in regulated financial services * A track record of designing or redesigning an ERMF and embedding it with senior stakeholders * Strong experience defining risk appetite, KRIs, ownership structures and governance that actually work * Deep expertise building controls frameworks, testing approaches and deficiency management * Experience with incident management frameworks, GRC tooling decisions and Board-level risk reporting * Operational risk scenario analysis and Pillar 2 capital assessment experience * Second line oversight of fraud risk, and strong cross-functional stakeholder skills * Experience in high-growth fintech or across multiple jurisdictions is a plus The Perks * Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps. * Cycle-to-Work Scheme. * Health and Life Insurance. * Pension Scheme. * 25 days of Annual Leave (+ Bank Holidays). * Possibility to travel to different offices around Europe. * Office snacks every day. * Friendly, comfortable and informal office environment in Central London. * Flexible working hours, as long it suits both you and your team. Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

Investigations, Law Enforcement and Engagement Lead

Stripe

WHO WE ARE ABOUT STRIPE Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. ABOUT THE TEAM The Investigations team is part of Stripe's Global Financial Crimes Compliance and Risk Oversight ("FinCRO") function and is responsible for conducting investigations across a range of financial crime risk areas which include significant fraud, money laundering, and insider risk investigations. We operate at the intersection of financial crime intelligence, complex investigations, and supportability — and we work closely with law enforcement, NGOs, and industry coalitions to strengthen defenses against the actors threatening the integrity of the financial system. WHAT YOU'LL DO Reporting directly to the Head of Investigations, you'll be responsible for the design and execution of FinCRO Investigations' global engagement strategy with law enforcement and industry working groups in support of developing strategic partnerships and facilitating the pursuit of threat actors with local authorities around the world. As a key function of this role, you'll serve as Stripe's primary liaison to law enforcement for financial crime matters — coordinating complex joint investigations and facilitating case referrals and escalations that drive enforcement outcomes. In this role, you'll also ensure that the benefits of these engagement efforts are integrated into the overall Investigations program, ensuring that intelligence, threat trends, and regulatory and law enforcement insights are ingested and delivered to investigative teams across the organization for training purposes and program enhancements. You'll also provide oversight over the operational processes that directly connect into this role to ensure the end-to-end referral, intake, and escalation framework is designed and operating effectively. RESPONSIBILITIES * Design and execute FinCRO Investigations' global engagement strategy with law enforcement agencies and industry working groups * Actively participate in strategic partnership engagement opportunities around the world to facilitate information sharing on risk trends  * Serve as Stripe's primary liaison to law enforcement for financial crime matters * Coordinate complex joint investigations and facilitate case referrals and escalations that drive enforcement outcomes * Ensure intelligence, threat trends, and regulatory and law enforcement insights are disseminated to investigative teams across the organization for training purposes, lead generation, and program enhancements WHO YOU ARE We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. MINIMUM REQUIREMENTS * 7+ years of experience in law enforcement or with a National Financial Intelligence Unit (FIU) with a demonstrated track record of working with international partners in both the public and private sectors * 3+ years of experience working on cross-border financial crime investigations and public-private partnership initiatives * Deep knowledge of anti-money laundering regulatory frameworks and legal process associated with formal law enforcement requests * Strong stakeholder management skills, including effective communications and dynamic problem solving * Excellent research and writing skills, including in detailed reports and high-level executive briefings * Ability to work efficiently and independently in a fast-paced environment PREFERRED QUALIFICATIONS * Additional experience at a fintech, payments company, or large financial institution with global law enforcement and regulatory exposure * Experience with virtual asset and cryptocurrency investigations and familiarity with blockchain tracing tools * CAMS, CFE, or comparable professional certification