Staff Engineer - Financial Products

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.   Staff Engineer - Customer Onboarding As a Staff Engineer for Onboarding, you will lead the evolution of the Adyen merchant journey into a seamless, high-velocity activation layer. You are an Applied AI Specialist who views onboarding as an Intelligent Extraction and Reasoning problem, using LLMs to interpret merchant documents and automate complex KYC/Risk mapping. You will design the architecture that turns complex regulatory and business requirements into a zero-friction activation experience for merchants.   What you'll do * Drive Activation Velocity: Lead the architecture for our global onboarding systems. You will build the logic that orchestrates the merchant lifecycle minimizing time-to-value without compromising stability. * Bridge Policy & Code: Act as the technical architect where business logic meets regulatory requirements. You will architect an onboarding concierge that uses real-time reasoning to ask only the necessary questions, proactively resolving compliance blockers through natural dialogue. * Product Strategy: Proactively shape the strategic roadmap in partnership with the Director of Engineering, other Staff Engineers, and Product teams. You will move beyond simply shipping features to deliver innovative solutions that drive merchant success and accelerated activation by proactively addressing and resolving systemic bottlenecks. * Global Standardization: Mentor engineers to drive technical standards that ensure the user journey is compliant and performant across all regions, balancing local regulatory needs with a global core architecture.   WHO YOU ARE * * * * Systems Architect: You think in terms of merchant journeys and system bottlenecks. You have a track record of building resilient, distributed systems. * Compliance-Minded: You have a deep understanding of security-by-design, specifically as it relates to KYC, identity verification, and regulated data handling. * Full-Stack Powerhouse: Deeply proficient in Java and experienced in building high-concurrency API architectures. * Applied AI Experience: You have experience (or a deep technical interest) in building production-grade interfaces powered by LLMs, including harnesses, policy enforcement, evals, RAG architectures and secure data handling. * Entrepreneurial & Autonomous: You can navigate a large, global organization to align diverse teams (Risk, Operations, Product) on a unified technical vision for onboarding. This role's annual base salary range is $235–$317k, plus RSUs. To learn more about our compensation philosophy, please click here.   Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!   What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status. All your information will be kept confidential according to EEO guidelines. You must be work authorized in the United States without the need for new visa sponsorship. The company can support visa transfers but will not sponsor individuals for H-1B CAP applications.

Adyen

This is Adyen Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.  For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster. Staff Engineer - Financial Products In this role, you will be a technical leader and trusted advisor, shaping the architecture, design, and execution of critical systems that power Adyen’s global financial products. You’ll work closely with engineering teams, product partners, and cross-functional stakeholders to solve complex technical challenges, drive technical excellence, and ensure our solutions scale with the needs of our global business. Your expertise will guide the direction of our technology stack, influence best practices, and help set the technical vision for the organization. You thrive in a fast-paced, global environment and are passionate about building robust, scalable systems that deliver real value to Adyen’s customers. You’re not afraid to challenge the status quo, advocate for innovation, and mentor others to raise the bar across the engineering organization. This is a pivotal moment to shape the future of Financial Products at Adyen, and your impact will be felt across the company and beyond. What you'll do * Scale and expand our foundation that supports the needs of all Adyen products; * Provide architectural and design leadership to build a strong foundation for our Financial Products offering; * Design and build new rails as Adyen expands their financial products; * Mentor engineers to uphold high standards of and technical excellence; * Drive a culture of continuous innovation by challenging the status quo and introducing transformative ideas. WHO YOU ARE * Must have: * 2+ years of experience in the financial industry, preferably in the banking or fintech sector; * 10+ years of hands-on development experience in a modern engineering environment; * Technical leadership experience, including mentoring engineers and leading an engineering strategy; * Hands-on experience designing and building large scale distributed systems; * Strong background and hands-on experience coding with Java; * Platform mindset. Able to generalize complex processes and create simple and flexible services to support multiple products; * Proactive relationship-builder with strong communication skills and the ability to work closely with diverse stakeholders across cultures; * Self-starter who can identify problems and figure out solutions     This role's annual base salary range is $258–$367k, plus RSUs. To learn more about our compensation philosophy, please click here.   Our Diversity, Equity and Inclusion commitments  Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.  Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!   What’s next? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status. All your information will be kept confidential according to EEO guidelines. You must be work authorized in the United States without the need for new visa sponsorship. The company can support visa transfers but will not sponsor individuals for H-1B CAP applications.   SAN FRANCISCO  Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. This role is based out of our San Francisco office. We are an office-first company and value in-person collaboration; we do not offer remote only roles

Adyen

THIS IS ADYEN Adyen is the financial technology platform of choice for leading businesses, providing payments, data, and financial products in a single solution for global customers like Meta, Uber, and H&M. At Adyen, everything we do is engineered for ambition. We create an environment with opportunities for our people to succeed, backed by a culture that encourages ownership and provides the support to truly own your career. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team, delivering innovative and ethical solutions that help businesses achieve their ambitions faster. ABOUT THE ROLE  We are seeking a highly skilled and enthusiastic Staff Software Engineer with a strong background in building reliable, scalable, and low latency systems and hands-on experience in Machine Learning (ML) applications. In this role, you will play a critical part in designing, building, and scaling systems that leverage ML to solve real-world business challenges. You are someone who is curious about new technologies, eager to learn, and passionate about using technology as a practical tool to drive meaningful business impact. You enjoy solving complex problems and thrive in environments where innovation, continuous learning, and collaboration are key. THE OPPORTUNITY  Adyen is building out its capabilities in data-driven risk management to combat financial crime and fraud across its platform. We operate at a massive global scale, enabling businesses around the world to accept payments, issue cards, and embed financial products, helping millions of business owners around the globe do business with less friction. While we have foundational elements in place, we have recently shifted our strategy to take a more holistic approach to proactively detect and mitigate financial crime and fraud.  KEY RESPONSIBILITIES * Design and develop robust, scalable software systems that integrate Machine Learning models into production environments. * Collaborate closely with product managers, data scientists, and business stakeholders to understand business problems and translate them into technical solutions. * Evaluate new technologies, frameworks, and tools, and drive their adoption where appropriate to solve real business challenges. * Mentor and guide junior engineers and peers through technical leadership and knowledge sharing. * Advocate for best practices in software engineering, and system architecture. * Continuously learn and stay up-to-date with advancements in software engineering, infrastructure, and AI technologies. * Lead technical design discussions and contribute to the strategic direction of the technology roadmap. * Close cross functional collaboration with different, non-technical functions like Account Management, Compliance, Operations etc. REQUIREMENTS * At least 10-12 years of extensive industry hands-on experience in Software Engineering and building data intensive applications, including system design, architecture, and development.  * Experience with building scalable, reliable, and low latency systems. * Strong programming skills in Java. (Python is a plus) * Experience in incident management. * Experience working with and using SQL and NoSQL databases like Postgres and Cassandra. * Knowledge of streaming & queuing frameworks.  * Deep curiosity and drive to continually learn new technologies and techniques. * Familiarity with data engineering concepts, big data tools (like Spark), and distributed data architectures. * Passion for applying technology to solve real business problems in a pragmatic and impactful way. * A good product sense and the ability to understand how research can translate into valuable applications. * Excellent communication skills and a collaborative mindset. WHY ADYEN? This is an exceptional opportunity to join a solid, established company with a startup mindset, characterized by small teams, direct communication, and work on important challenges. You’ll have direct access to massive global datasets (e.g., payments, identity data) and the ability to see your work have an immediate impact at scale. We offer an environment of ownership and speed, where a focused research team can make a significant difference. You will be at the forefront of bridging AI and fintech, shaping how these two critical areas intersect. We are looking for individuals who are eager to stay connected to the edge of innovation while ensuring we deliver practical value to our global platform.  ABOUT THE TEAM We work in the financial Crime and Fraud department. As a financial institute, we provide products to store and move finances. This comes at a risk. Fraudsters and criminals can misuse our platform to do financial crime like money laundering, and fraud like taking funds that do not belong to them. We need to be one step ahead of the fraudsters and we are also liable to report any detection of financial crime. We leverage our huge amount of data to identify actors using our platform, mitigate crime and catch fraud cases without creating friction for our genuine customers. In order to do this in a scalable and reliable manner, we have teams dedicated to figuring out the customer behind any event that goes through Adyen, do risk assessment, and make good judgement in real time as well as after the event has taken place. Day to day we work with Java, Postgres, Cassandra, Kafka, RabbitMQ, Big Data Platform, Machine Learning to equip ourselves with the right tools.  OUR DIVERSITY, EQUITY AND INCLUSION COMMITMENTS Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen. Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application! WHAT’S NEXT? Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility. This role is based out of our Amsterdam office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.