Motor Pricing Actuary

Wakam

🧰 WHO WE ARE Wakam is a B2B2C insurance company that creates white-label insurance solutions via its Play&Plug® technology platform for more than 80 partners. We provide most of our insurance products through APIs and host white-label insurance solutions via our Play&Plug technology platform. With a footprint spanning 32 countries, Wakam is the European leader in digital and embedded insurance. Strongly committed to social responsibility, Wakam is a mission-driven company dedicated to enabling transparent and impactful insurance. ---------------------------------------------------------------------------------------------------------------------------------- 🚀 ABOUT THE TEAM The Underwriting team at Wakam lies at the core of strategic decision-making and risk analysis. Our mission? To develop pricing strategies and risk frameworks that ensure profitable, sustainable, and competitive insurance solutions for our partners. We blend actuarial science, data analytics, and innovation to build cutting-edge products across Europe — from Motor and Home to Pet, A&H, and Extended Warranty. We partner closely with MGAs, reinsurers, and internal teams to bring our vision to life. ---------------------------------------------------------------------------------------------------------------------------------- 🎯 YOUR MISSION As a Pricing Actuary / Pricing Lead you will play a pivotal role in delivering Wakam’s UK pricing across products including Motor, Home, Pet, and SME insurance. You will lead the development and implementation of data-driven pricing frameworks, ensuring alignment with business objectives, market dynamics, and regulatory expectations. This role combines strategic thinking, hands-on technical delivery, and strong stakeholder management—internally and externally. ---------------------------------------------------------------------------------------------------------------------------------- ✏️ YOUR RESPONSIBILITIES PRICING STRATEGY You execute pricing strategies to deliver profitable growth and market competitiveness. You collaborate with distribution partners (including MGAs) to understand market needs, refine pricing models, and design tailored solutions. You carry out statistical risk modelling, define target profitability and pricing criteria, and implement pricing models—often via APIs through Wakam’s platform or in coordination with partners. PORTFOLIO MANAGEMENT & ANALYTICS You develop management information and run ad-hoc analyses to support key decisions. You monitor and optimise portfolio performance, contribute to improved forecasting, and conduct regular reviews of pricing structures, profitability, and customer segmentation—taking into account competitor pricing, claims trends, and regulatory updates. TECHNICAL PRICING You design, implement, and enhance pricing models using actuarial and statistical methods. You monitor model performance and recalibrate when needed, and you investigate innovative technical solutions to complex business problems. You also perform peer reviews of MGA pricing proposals to ensure technical robustness and consistency. STAKEHOLDER & PARTNER MANAGEMENT You collaborate with MGAs and internal teams to support pricing decisions, product design, and portfolio management. You present results internally and to distributors, communicate complex pricing topics to non-technical audiences, and ensure pricing strategies remain compliant with applicable UK regulatory requirements. ---------------------------------------------------------------------------------------------------------------------------------- 🧠 WHAT YOU BRING ESSENTIAL * Experience in pricing roles within the UK insurance market, covering Motor, Home and/or SME. * Strong understanding of UK market dynamics and the regulatory framework. * Demonstrable proficiency in actuarial techniques and pricing modelling. * Experience with P&C pricing tools (e.g., AKUR8, RADAR, EARNIX or equivalent). * Strong programming skills in SQL and/or Python. * Experience with machine learning approaches and data visualisation tools (e.g., Power BI, Tableau). * Proven track record of leading pricing projects and/or teams. * Excellent communication skills and ability to influence stakeholders at all levels. * Strong commercial acumen and strategic thinking. DESIRABLE * Actuarial qualification (FIA/FFA) or progress toward qualification (ideal but not required). * Experience working with MGAs or within a B2B2C insurance model. ---------------------------------------------------------------------------------------------------------------------------------- ✨ WHO YOU ARE You combine rigour and analytical excellence with pragmatic execution. You are solutions-oriented, intellectually curious, and comfortable challenging the status quo when needed. You thrive in a fast-paced, international environment and communicate clearly across a wide range of stakeholders. You take ownership of outcomes, act with high integrity, and bring resilience and positive energy to your work. ---------------------------------------------------------------------------------------------------------------------------------- ✨ 🤖 AI & DIGITAL MINDSET You are comfortable with modern data tooling and automation, and you enjoy building repeatable, auditable analysis workflows. You’re curious about advanced analytics and AI when they add measurable value (segmentation, monitoring, decision support), while maintaining high standards for traceability, explainability, and governance. ---------------------------------------------------------------------------------------------------------------------------------- 🌟 WHY JOIN WAKAM? You’ll join a leading European embedded insurer where pricing has direct impact and visibility. You’ll work on diverse UK products, collaborate with a broad ecosystem (including MGAs), and help build scalable, data-driven pricing frameworks in a regulated context. ---------------------------------------------------------------------------------------------------------------------------------- 🏆 HIRING PROCESS We aim for a fast and insightful process: 1. Introductory HR Interview with our Talent Acquisition Partner. 2. Manager Interview with our Pricing Lead. 3. Technical Interview with the Team. 4. Culture Fit Interview in our London office with the Head of People and our Chief Underwriting.  ---------------------------------------------------------------------------------------------------------------------------------- 👉 Ready to build the future of pricing at Wakam? Apply now and become part of our journey to redefine embedded insurance across Europe. => Welcome @Wakam 🙌 AI-Assisted Interview Process Policy | Notion More About Us  Check out our website to learn about the 11 cultural markers that make Wakam truly special! If you're adventurous, impact-driven, and ready to shape the future of insurance, we'd love to meet you!   💫 What Makes Us Unique:  • True remote work flexibility with our Wakam From Anywhere (WFA) program - yes, we even have a teammate working from a sailboat! ⛵ • Flat hierarchical system promoting direct impact and autonomy 🚀 • Monthly Free.day: dedicated time for personal growth and skills development 📚 • Lunch voucher with Swile card • A meaningful company: we became a Mission-driven company in March 2021 • Work alongside passionate experts:  who will share their knowledge and help you develop and grow in your career.    At Wakam, our "Free to Impact" culture is built on four essential pillars that shape everything we do :   🗣️ Communication & Knowledge Management • Foster transparent collaboration across our flat organizational structure • Share knowledge freely in our highly collaborative environment • Contribute to our collective intelligence through open dialogue   🔍 Curiosity • Embrace our monthly Free.day for learning and skills sponsorship • Think big and challenge conventional insurance norms • Stay eager to learn and explore new possibilities   🔄 Continuous Improvement • Take initiative to transform the insurance industry • Turn challenges into opportunities for innovation • Constantly evolve our ways of working   🎯 Outcome Oriented • Focus on impact rather than hierarchy • Drive results through clear objectives and autonomy • Transform bold ideas into concrete solutions   At Wakam, we are committed to fostering an inclusive environment where diversity is celebrated. If you require any reasonable adjustments during the recruitment process, please feel free to reach out to your recruiter.

Policy Expert

Policy Expert – Risk Pricing Manager - Home 🚀Are you ready to transform the insurance industry?  Policy Expert is a forward-thinking business that loves to get things done. Leveraging proprietary technology and smart data, we offer reliable products and a wow customer experience.  Having achieved rapid growth since being founded in 2011, we’ve won over 1.5 million customers in Home, Motor and Pet insurance and have been ranked the UK’s No.1-rated home insurer by Review Centre since 2013. 🏆  Hear from our team about what it's like working at Policy Expert ✨  About Pricing:  The Home Risk Pricing Team is responsible for developing the most accurate and comprehensive view of customer risk. Our goal is to consistently improve this through the use of advanced statistics & machine learning, rich datasets and a cloud-native infrastructure.  About the Risk Pricing team:  We're seeking bright, ambitious individuals eager to make a meaningful impact and accelerate their growth. You'll be supported by experienced leaders who are deeply committed to your development and success.  As a lean, hands-on team, we offer a unique opportunity to take on responsibility early, drive real change, and grow alongside the business.  Your day to day:  * Model Development  Lead and mentor the Risk Modelling team in the design, development, and validation of advanced risk models using a range of modelling techniques, including GLMs and GBMs, within Emblem and Python. Ensure models are robust, interpretable, and aligned with business objectives and regulatory standards.  * Monitoring  Establish and oversee a comprehensive model monitoring framework to track performance, identify underperforming models, and implement timely corrective actions to maintain model accuracy and reliability.  * Research & Development  Drive innovation within the Risk Pricing function by researching and integrating new data sources, exploring emerging modelling methodologies, and applying cutting-edge analytical techniques to enhance model performance and competitive advantage.  * Collaboration Across Teams  Collaborate cross-functionally with Underwriting, Fraud, Risk & Reserving, Technology, and Home Retail Pricing teams to translate analytical insights into actionable business strategies and deliver impactful, measurable outcomes.  * Stakeholder Communication  Communicate complex modelling outcomes effectively to key stakeholders across Retail, Finance, and Underwriting. Present insights clearly and persuasively to ensure the value and implications of risk pricing are understood, trusted, and leveraged across the business.  Who are you:  * Experience in UK General Insurance (Motor and/or Home), with a solid understanding of pricing principles and regulatory governance.  * Familiarity with pricing / modelling software: e.g. Emblem, Radar, Earnix etc  * Hands-on experience with statistical modelling (e.g. GLMs, GBMs, clustering) applied to risk pricing  * Data proficiency: SQL, Experience handling large, complex datasets  * Strong communication skills, with the ability to present technical insights to non-technical stakeholders.  * Demonstrated ability to manage and prioritise multiple projects in a fast-paced environment.  * Experienced in leading, developing, and motivating high-performing analytical teams. Skilled at setting clear objectives, providing technical guidance, and fostering a collaborative culture that promotes learning, innovation, and delivery excellence.  Nice-to-have  * Programming proficiency: Python, R  * Familiarity with Data Modelling and creation of data pipelines  * Familiarity of developing and implementing Risk Models end-to-end  * Experience with cloud platforms (e.g. AWS/GCP/Azure)   Benefits:  📍 This role will be based in our London office in a 50/50 Hybrid mode.  💸 Generous Pension contribution scheme  🏥 Private medical & Dental cover  📚 Learning budget of £1,000 a year + Study leave (with encouragement to use it)  😁 Enhanced maternity & paternity   🚉 Travel season ticket loan  🎟️ Access to a wide selection of London O2 events and use of a Private Lounge  🌈 Employee Wellbeing Programme    What We Stand for and Next Steps “We pride ourselves on being an equal opportunity employer. We treat all applications equally and recruit based solely on an individual’s skills, knowledge, and experience. The quality and growing diversity of our team is a testament to this commitment”   At Policy Expert, we are committed to fostering an inclusive and supportive environment for all candidates. If you require any reasonable adjustments during the interview process to accommodate your needs, please do not hesitate to let us know. We are dedicated to ensuring every candidate has an equal opportunity to succeed and will work with you to provide the necessary support.    We aim to be in touch within 14 working days of your application – you will be notified if successful or unsuccessful. Please be encouraged to apply even if you do not meet all the requirements.  Useful links:   Glassdoor | Trust Pilot | Best Companies

Lendable

ABOUT LENDABLE Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: * One of the UK’s newest unicorns with a team of just over 700 people * Among the fastest-growing tech companies in the UK * Profitable since 2017 * Backed by top investors including Balderton Capital and Goldman Sachs * Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. JOIN US IF YOU WANT TO 1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting ABOUT THE ROLE We’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return. You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives. You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. TEAM'S OBJECTIVES: Autolend is building high performing portfolios, with bold growth targets and a commitment to responsible lending. Your core responsibilities include: * Optimising our pricing strategy, how much to lend and at what interest rate. * Improving our conversion funnel, responding to qualitative feedback as well as data insights. * Building a product that our customers and partners love. HOW YOU'LL IMPACT THOSE OBJECTIVES * Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns * Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy * Seek out novel strategies and commercial approaches we can take advantage of * Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market * Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance * Monitor and assess the success of implemented strategies and continuously identify areas for improvement. WHAT YOU'LL NEED TO SUCCEED * Daily coding experience, with proficiency in Python and SQL ideally * Proven experience in credit risk or commercial strategy roles, ideally within consumer lending. * A strategic mindset and the ability to translate complex data into clear, actionable decisions. * A focus on delivering results that align with both commercial and customer needs. * A collaborative, open approach and a willingness to challenge your own assumptions * Experience working in marketing / growth roles is a plus, but not required! INTERVIEW PROCESS We’re not corporate, so we try our best to get things moving as quickly as possible. * An initial phone conversation with a member of our team. * Onsite interviews, including a practical case study and team conversations. * A final discussion with a member of our executive leadership (C-suite). LIFE AT LENDABLE * Winning team: the opportunity to scale up one of the world’s most successful fintech companies * Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites * Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls * Health coverage: support for your physical and mental wellbeing, including private health cover * Retirement & savings: long-term financial wellbeing through retirement savings plans * Employee referral programme: earn a competitive bonus when you refer successful new team members * Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations * Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our blog!