Principal Product Designer - Banking

Allica Bank

About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.   Department Description Our vision is to reimagine Relationship Banking for established SMEs, through the very best people, products and digital tools. Allica’s Relationship Management team was formed in 2022 and continues to grow at pace, providing established SME customers with expert human relationships alongside modern banking technology. The team supports customers with lending, current accounts, savings, asset finance and working capital facilities, while building deep local relationships with SME customers, trusted professional advisers and business communities. The Regional Lead opportunity is one of four new dedicated leadership roles, and will be instrumental in driving the next phase of growth in our Direct to Customer channel.   Role Description The Regional Lead will be accountable for the strategy, leadership, performance and risk outcomes of a defined Direct Relationship Management region, leading a team of Relationship Managers (portfolio Relationship Managers and Business Development focused Hunters) to deliver against the business plan and regional OKRs, contributing to outstanding customer outcomes and the overall success of the D2C channel. This is a dedicated senior leadership role within the D2C channel and will combine clear commercial accountability with performance management and coaching, local go-to-market strategy, risk oversight and cross-team collaboration. The successful candidate will use data, market insight and local knowledge to identify opportunities and performance issues, agree strategic and tactical actions to ensure the region consistently delivers strong customer, commercial, colleague and risk outcomes. The Regional Lead will play an active role in shaping the wider D2C channel, working closely with the Head of Relationship Management and other senior stakeholders to further develop the channel, recommend improvements, share best practice and support execution of channel and bank-wide initiatives.   Principal Accountabilities * Lead, develop and performance manage a high-performing regional team of Relationship Managers, creating a strong and meaningful operating rhythm, clear objectives and a culture of accountability, pace and continuous improvement. * Own delivery of the region’s commercial plan to deliver against all agreed commercial targets. * Prepare and present clear performance updates, regional plans and recommendations to the Head of Relationship Management and other senior stakeholders, demonstrating strong judgement, data-led decision making and ownership of outcomes. * Use regional performance data, pipeline insight, CRM activity and local market knowledge to drive timely actions to maximise regional performance. * Provide hands-on leadership, coaching and support to colleagues across the region, including regular one-to-ones, pipeline reviews, performance interventions, development planning and sharing of best practice. * Lead the development and execution of the region’s local business development strategy, ensuring Relationship Managers and Hunters build strong local networks with established SMEs, accountants, solicitors, business groups and other trusted professional advisers in the non-paid channel. * Drive Allica’s ambition to be Most Recommended Bank for ESMEs’s in the region, supporting customer, prospect and adviser relationships where appropriate and ensuring the Bank is known locally for speed, expertise, professionalism and outstanding service. * Be accountable for risk performance within the region, ensuring all required risk and control activities are completed to the required standard and in line with Allica’s risk appetite and policies. * Support the continued development of the D2C operating model, actively seeking opportunities to grow and recommend scalable ways of working as the channel grows. * It is expected that you will lead, nurture and coach your team, role modelling Allica’s culture and values at all times, and ensuring these are consistently reflected in the way your team operates. * Work closely with internal teams and stakeholders to ensure a seamless customer and colleague experience and to maximise opportunities across the Bank.   Personal Attributes & Experience * A proven senior commercial leader with experience leading, developing and performance managing high-performing relationship management, business development or sales teams, in a regional leadership environment or similar. * Strong understanding of SME banking and commercial lending, including relationship-led origination in non-paid channels, credit assessment, facility structuring, portfolio management and ongoing risk management. * Demonstrable track record of exceeding commercial objectives while maintaining high standards of customer service, risk management, conduct and colleague engagement. * Evidence of strong career progression and outperformance, with a clear track record of going beyond the core role to improve teams, processes, customer outcomes or business performance. * A practical, hands-on and resilient leader who is comfortable operating at pace, getting into the detail, solving problems, making decisions and taking ownership of outcomes. * Ability to design and execute local business development strategies that are strongly aligned to commercial goals, customer need and Allica’s risk appetite. * Excellent forecasting, CRM and reporting skills, with the ability to translate MI into focused action, coaching priorities and practical improvements. * Strong people leadership capability, including the ability to hire, coach, develop, challenge and retain talented colleagues, and to create a high-performance environment where people know what is expected and are supported to succeed. * Excellent interpersonal, communication and influencing skills, with the credibility to represent Allica with customers, prospects, advisers, colleagues and stakeholders. * A strong external market perspective, including an understanding of local SME communities, professional adviser networks, competitor activity and wider macro issues impacting SMEs * Strong alignment to Allica’s values, with the judgement, integrity and energy to lead by example and help build the next phase of the Direct Relationship Management channel. #LI-Remote #LI-AD1 Working at Allica Bank At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind: * Full onboarding support and continued development opportunities * Options for flexible working * Regular social activities * Pension contributions * Discretionary bonus scheme * Private health cover * Life assurance * Family friendly policies including enhanced Maternity & Paternity leave Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you! Flexible working We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate. Diversity We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Allica Bank

About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. This opportunity sits within Kriya, which recently became part of Allica Bank and is now entering an exciting new chapter. As a leading fintech lender helping SMEs access fast, flexible funding solutions, Kriya combines entrepreneurial energy with the scale, backing, and ambition of the wider Allica group. This role will play an important part in shaping Kriya’s next phase of growth. Role Description We're standing up a new growth function to scale our existing SME lending products and launch the next generation of them. This is a foundational hire: you'll help shape how growth works at Kriya-Allica from day one, built AI-native and experiment-led from the ground up. You'll find the highest-impact growth bets across the business and prove them out — fast. You'll use AI tools to build prototypes, landing pages, automations and lightweight integrations, run experiments end-to-end, and turn what works into clear recommendations for product and GTM. This is a hands-on role for someone who'd rather ship a scrappy test on Monday than write a strategy doc for Friday. Principal Accountabilities * Find the bets. Map our funnels, spot the constraints, and propose where to focus across acquisition, activation, retention and monetisation. * Form sharp hypotheses. Each one with a clear mechanism, target segment, expected impact and success metric. * Build and ship the test. Use AI tools (e.g. Claude Code, Codex, Cursor, v0, Lovable, etc.) plus no-code (Webflow, Make, Retool, Zapier) to produce working prototypes, landing pages, onboarding flows, email sequences, internal tools, or whatever the experiment needs. Wire in the instrumentation to measure it. * Read the results honestly. Set up the tracking, run the analysis, document the learning — even when the answer is "this didn't work." * Double down on what scales. When something works, let’s do more of it and productionalise it so that we can reap ROI and grow revenues and profitability * Build the muscle. Maintain a public experiment backlog and reusable playbooks so the whole company gets sharper over time. Recent examples of what this looks like * An automated lead-scoring brain that surfaces the highest-intent SMEs for the Kriya-Allica team to work actively, so sales effort goes where it converts. * AI-powered initial customer contact that auto-generates indicative quotes and collects supporting documents, compressing days of back-and-forth into minutes. * AI credit underwriting agents that risk-assess applications and accelerate the path from application to decision. * CRM reactivation campaigns that keep Kriya-Allica front of mind for the tens of thousands of companies already in our database. Personal Attributes & Experience * 3+ years in growth, product, analytics or operator roles where you owned outcomes, not just outputs. * A track record of designing and running experiments that moved revenue, CAC, LTV or conversion — and the analytical confidence to interpret them properly (funnels, cohorts, basic stats, knowing when a result is real). * Hands-on fluency with AI tools for building, not just writing. You can go from idea to clickable prototype to instrumented test without waiting on engineering. * Comfort stitching together no-code, APIs, webhooks and lightweight backends to make experiments work end-to-end. * High ownership and a strong commercial instinct — you connect every test back to revenue, positioning or unit economics. Working at Allica Bank At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers. Our employees are at the heart of everything we do, so our benefits are designed with you in mind: * Full onboarding support and continued development opportunities * Options for flexible working * Regular social activities * Pension contributions * Discretionary bonus scheme * Private health cover * Life assurance * Family friendly policies including enhanced Maternity & Paternity leave Don’t tick every box? Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you! Flexible working We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate. Diversity We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Smarkets

Smarkets: Predicting the Future of Betting Smarkets runs one of the world’s most sophisticated prediction markets, handling over £29 billion in volume since 2010 and engaging 200,000+ traders globally. We’re a technology company that happens to revolutionise betting - from sports to political markets, to delivering the sharpest prices and the fairest odds. At the heart of our success are our people. We create a high-performance environment where exceptional talent can thrive, blending deep business experience with a commercial mindset to drive strategic growth. If you’re ready to help shape the future of prediction markets with cutting-edge technology and a customer-first philosophy, Smarkets is where you belong. About The Role We're hiring a Principal Product Designer to join Smarkets. It's a role with real weight and real freedom behind it: you'll help set the Smarkets products direction and build their core experience from the ground up. Roadmaps don't get handed down here, and specs don't arrive carved in stone. We want someone who's at their best in open, undefined territory — a designer who treats a blank space as an invitation rather than a void to be feared, and who brings structure, insight and a sense of craft to genuinely hard problems. You'll work hand in hand with the leadership, product, and engineering teams, owning design end to end: getting to know our users, shaping the narratives the product tells, and shipping precise, carefully considered interfaces. What you will do: * Design autonomously. You’ll define and drive design work from scratch - identifying what needs to be done while raising the quality bar. You’ll be working closely with execs, product, engineering. * Simple interfaces. Designing products that solve problems in a simple and elegant way while taking care of every small detail, from wire-framing to designing end-to-end flows and prototypes * Design for clarity and depth. Our product touches prediction and betting markets across many categories e.g. sports, politics, current events, technology etc. Your job is to make these powerful tools feel accessible, intuitive, and engaging. * Prototype quickly and test ideas. You’ll use tools like Figma, Cursor, and light code to explore concepts, validate assumptions, and refine interfaces based on real feedback. * Develop insights through research. You’ll talk to users, analyse behaviour, and extract meaningful patterns that inform product direction.Running guerrilla and customer testing workshops * Enhance our design system for both of our products. You’ll redefine the standards and systems that keep our products cohesive as they grow. * Act as a force-multiplier. You’ll raise the bar - not just through your own work, but by modeling great thinking, process, and collaboration across the company. About You * 6+ years designing consumer products, ideally at early-stage companies. * A portfolio demonstrating systemic thinking and attention to detail. * Expertise in iOS, Android, and web design. * Strong visual/interaction skills and fluency in Figma and AI-coding tools (Cursor, v0, etc.). * Clear, thoughtful communication — whether you’re sharing work, making a case, or putting together a presentation * Strong sense of ownership and ability to navigate ambiguity. * Strategic product thinking and the ability to articulate design logic. * Understanding of the technical implications of your design choices. * A focus on UX and an understanding of human behaviour * Clean visual aesthetic with a mastery of typography and grids. * Skills in typography and grids * Passion for complex problem-solving. * Bonus: Experience in fintech, crypto, or data-intensive products. * Bonus: Formal design education.   Our Values Our values are at the heart of everything we do - guiding how we work, collaborate, and innovate. They reflect what we expect of ourselves and each other to deliver the best results, while fostering a positive, high-performing environment: * Push to Win: We set ambitious goals and relentlessly pursue them, always striving for excellence. * Make Others Better: We lift each other up, share knowledge, and celebrate team success over individual achievement. * Give a Shit: We care deeply about our work, our users, and the impact we make. * Be a Pro: We take ownership, act with integrity, and consistently deliver to a high standard. * Bring the Energy: We bring positivity, curiosity, and enthusiasm to everything we do, inspiring those around us. Culture Fit: These values define how we succeed as a team. If this isn’t you, this may not be the right place. We hire people who thrive in a fast-paced, collaborative, and ambitious environment.   Perks & Benefits We offer a competitive salary and benefits package, alongside a dynamic, collaborative environment where your work truly makes an impact and your voice is heard. Our team is diverse, driven, and ambitious - united by a strong work ethic and a hunger to innovate and win. Our benefits are designed around Health, Wealth,and Development, supporting you both professionally and personally. These include: * Stock Options: Vest over 4 years - your success is our success. * Pension Scheme: Competitive plan via Aviva, with up to 6% matched contributions if you opt in. * Health Insurance: Comprehensive coverage to keep you and your family healthy. * Enhanced Parental Leave: Enhanced maternity and paternity leave to support you through life’s most important moments. * Stay Fuelled: Enjoy fresh, chef-made breakfast and lunch every day, plus a constant supply of fruit, snacks, tea, coffee and soft drinks — because great work starts with great food. * Cycle-to-Work Scheme: Support for sustainable commuting and staying active. * Learning & Development: £1,000 annual education budget for courses, conferences, books, or training. * Holiday: 25 days paid leave + bank holidays, with the option to carry over 5 days. * Flexible Working: Flexible Working: Hybrid model with 3 days in the office and 2 days from home to fit your lifestyle. * Team Energy: Regular socials, hackathons, and events — because collaboration and fun go hand-in-hand. Diversity & Inclusion We’re an equal opportunities employer and celebrate diversity in all its forms. If you need any adjustments during the recruitment process, please let us know — we’re happy to accommodate your needs.