Compliance Officer (Luxembourg)

Vivid

ABOUT THE ROLE Vivid Money S.A. (as a part of the Vivid Money Group) is our electronic money institution which is registered and licensed in Luxembourg. We provide payment services both in the B2B and B2C segments. We operate from our Luxembourg headquarters under our own EMI license. YOUR MISSION * Contribute to the planning and execution of the annual Compliance Monitoring Plan and related QA activities. * Conduct internal compliance reviews and support remediation actions. * Track and report on identified deficiencies and the implementation of corrective measures. * Draft and maintain internal policies, procedures, and working instructions in line with CSSF expectations. * Prepare regulatory reports and ensure timely submissions to the CSSF, FIU, and law enforcement. * Draft and coordinate formal responses to regulatory inquiries and external requests. * Support the oversight of outsourced compliance operations in line with CSSF Circular 22/806. * Design and deliver AML/CTF and compliance training programs for relevant staff. * Maintain compliance logs and contribute to board and management reporting. YOUR PROFILE * The candidate needs to be based in Luxembourg (CSSF requirement). * At least 3 years of relevant work experience in a similar role within Compliance or Internal/External audit. * Proven practical experience in AML processes. * Knowledge of the regulatory framework governing Luxembourg's financial sector. * Comfortable integrating AI tools into day-to-day compliance work to accelerate research, drafting, and analysis – while applying sound judgment to validate outputs for accuracy, data confidentiality, and regulatory appropriateness. * Self-motivated with strong organizational skills. * Self-starter, excellent communication and interpersonal skills required. * Proficiency in researching, understanding, analyzing, and presenting information. * Ability to thrive under pressure and take a proactive approach to work. * Excellent written and verbal communication skills in English. Proficiency in any other European language(s) would be considered an advantage. Nice to have: * A bachelor's and/or master’s degree in law. * Previous experience in a European Fintech or Luxembourg EMI. WHY JOIN VIVID? * Competitive salary package. * Participation in our Employee Stock Option Programme. * Flexible working hours and hybrid working model. * Opportunity to participate in setting and scaling up a new and innovative company. * 28 days of paid annual leave. COMPENSATION RANGE Final compensation is determined individually, based on your experience, skills and the scope of the role, assessed against objective, gender-neutral criteria. ABOUT VIVID At Vivid, we're on a mission to change how businesses and individuals manage their money across Europe. For businesses, we build tools that actually make a difference: multi-IBAN accounts, high-yield savings, business cashback, team cards, and accounting integrations that save real time — all in one place. And for individuals, we offer a simple way to manage and grow your wealth: access to global stocks, ETFs and 150+ cryptocurrencies, cashback, and personalised financial insights. Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we're dedicated to empowering our customers to make this a reality. Founded in 2019 in Berlin by Alexander Emeshev and Artem Iamanov, Vivid has quickly grown into one of Germany's top financial platforms for SMEs and private accounts. Since then, we've expanded rapidly across Europe, earning the trust of over 500,000 customers — and with over €200 million raised and a valuation of €775 million, we're just getting started. We're building Vivid as an AI-native organization — across every function, from product to compliance to operations. Automation handles a growing share of day-to-day execution. For us, this means our teams can focus on architecture, strategy, and high-impact decision-making. This changes how we work: less manual execution, more ownership in building systems that scale. We want to help define what AI-native looks like in a regulated financial environment — and we're looking for people who want to build that future with us.

Coinbase

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase. As a Senior Compliance Associate for Coinbase Luxembourg S.A., you'll serve as a strategic advisor and key second-line defender within the Luxembourg Compliance team. This team owns the compliance framework that keeps Coinbase aligned with regulatory obligations  across one of our most critical European entities. You'll lead framework development, regulatory advisory, and CCO support, ensuring our compliance posture scales with the business and meets the expectations of Luxembourg regulators. What you'll do: * Lead the drafting, maintenance, and updating of local compliance policies and frameworks, ensuring alignment with EU/Luxembourg regulatory requirements and group-level standards. * Own the Compliance Monitoring Plan and execute thematic reviews across key regulatory obligations, partnering with the Central Compliance Testing & Assurance team to ensure second-line coverage and consistent methodology. * Drive regulatory engagement support by preparing materials for inspections, regulatory queries, and governance bodies, and coordinating annual regulatory reports (e.g., AML Risk Assessment, RC Report, Annual Compliance Summary Report). * Execute consumer protection monitoring across conflict of interest, transparency, and disclosure requirements, and support Compliance by Design reviews for new products and services. * Support the coordination and handling of regulatory reporting obligations and liaise with data teams, and relevant stakeholders for timely reporting. Support the Chief Compliance Officer in overseeing effective AML/CFT implementation, regulatory horizon scanning, and impact assessments for emerging laws and regulations. Required Skills and Experience: * 5-7+ years of compliance experience within an EU-regulated financial institution (e-money institution, payment institution, bank, or MiFID II-regulated entity), with progressive responsibility across multiple compliance disciplines. * Demonstrated working knowledge of EU financial regulations including MiCA, PSD2, AMLD, MiFID II, DORA, and GDPR, with experience applying them to policy drafting, monitoring plans, and regulatory reporting. * Proven track record of preparing materials for and supporting direct engagement with regulators, auditors, and internal governance bodies. * Experience leading compliance monitoring/testing programs and conducting thematic reviews with documented findings and remediation tracking. * Fluency in English required; proficiency in French is a strong advantage for engaging with Luxembourg regulators and local stakeholders. * Familiarity with crypto assets and crypto-related regulatory frameworks (e.g., MiCA implementation) is preferred. * Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality. Position ID: P76022 Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision). Annual base salary range (excluding equity and bonus): €109.400—€109.400 EUR * Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period. * Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws. * US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation. * Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial. * Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

Luxembourg National Data Service

WHO WE ARE Luxembourg National Data Service (LNDS) is a brand of PNED G.I.E. an organisation created by the Luxembourg Government, to implement Luxembourg’s strategies in research, innovation, and digitalisation. LNDS enables value creation from secondary use of data, for public and private partners and supports the sharing and re-use of public sector data, in a trustable manner. The LNDS service portfolio includes know-how, capabilities, tools, infrastructure, and data services. Through efficient & responsible use of data and improving the secondary use of data, LNDS will support the acceleration of economic, ecological, and societal transitions. www.lnds.lu | LNDS on LinkedIn PURPOSE OF THE JOB / PROJECT Ready to play a key role in shaping and improving innovative data solutions within a dynamic Agile environment? Join our team and contribute to impactful European-funded initiatives that drive innovation across key data domains. You will have the opportunity to work on strategic projects suchas SCAILED, which promotes the responsible adoption of AI in the biotech sector, EuropeAI, focused on developing sovereign and trustworthy Generative AI solutions for public administrations and PANDAI: AI-driven pandemic monitoring and response observatory. As a Data Steward, you will contribute to the design and development of new services and project-related tools, helping deliver high-quality solutions and strengthen LNDS's service capabilities within these subsidy-funded initiatives.  As a Data Steward, you will play a central role in the delivery, enhancement and scaling of LNDS’s Data Management (DM) and Data Stewardship (DS) services, which support responsible, systematic, and impactful data re-use across Luxembourg’s research and public sectors. Working closely with data providers, users, domain experts and LNDS partners, you will identify data stewardship needs,  translate requirements into service improvements, and contribute to the continuous evolution of LNDS’s service portfolio. You will help organisations establish effective data lifecycle management and preservation practices, facilitate access to sensitive data under relevant data-sharing frameworks, and promote the adoption of national and international standards and best practices. In collaboration with internal teams—including technology, information security, data science, data engineering, legal, and ELSI experts, and the Data Protection Officer—you will ensure compliant, efficient and high-quality service delivery. You will also contribute to knowledge development, training, community-building, and outreach activities, while gathering and translating requirements arising from LNDS mandates and project engagements into new service features and improvements. Through this role, you will help drive service quality, value creation, cross-functional collaboration and the scalable delivery of data stewardship capabilities across the Luxembourg data ecosystem. WHAT YOU WILL DO * Deliver LNDS DM/DS services including any other service that will emerge and evolve in the future. Offer service delivery via various methods including community engagement, helpdesk, and consultancy. * Maintain the DM/DS knowledge base and toolbox used during service development and delivery. * Assist prospective data users in placing access requests for protected data. Advise applicants on fulfilling access application forms and required documents. * Collaborate with the LNDS ELSI team to perform Data Protection Impact Assessments (DPIA) for data processing activities concerning sensitive data. * Contribute to efforts on inventorisation of research and public sector datasets by curating metadata on data custodians, provenance, and use restrictions. * Prepare and maintain project documentation, including Data Management Plans (DMPs) and other deliverables, such as FAIR implementation and data governance framework, required for European-funded projects. * Participate in European initiatives and projects related to data governance and Artificial Intelligence. * Contribute to and continuously improve community engagement activities, and establish a community events calendar  * Provide training on DM/DS best practices, tools, and related LNDS services. * Support the development of internal processes and guidelines to support relevant information security and data protection compliance and certifications. * Engage in (inter-)national projects related to DM/DS service development. WHO YOU ARE * MSc or PhD in natural science or technology, or social science with technical skills. * 2 to 5 years of experience, including relevant ones in the following areas: 1. Data stewardship 2. Data management 3. Community coordination, outreach and training. * Experience in one or several of the following topics: 1. Area-specific data management, such as research data management (RDM), data collaboratories, or data governance in the enterprise. 2. Ethically and legally compliant stewardship of sensitive data. 3. Community building and management. * Working knowledge in data lifecycle management and FAIR data principles (Findability, Accessibility, Interoperability, and Reuse) for data stewardship. * Good experience in writing (white papers, documentation, reports, policies) and creating content for the readership of national stakeholders and the public (online guides, tutorials). * Working knowledge of the GDPR and its relevance to data management and stewardship. * Working knowledge of one programming language (Python or R). * Working knowledge of basic website authoring (markdown, jinja, HTML). * Working knowledge of the Agile Methodology. * Excellent verbal communication skills in English. Knowledge of French will be a significant advantage. * Service and collaborative attitude. * Ability and willingness to interact closely with stakeholders. * Ability to handle multiple assignments while working independently and effectively under deadlines.