Finance Associate (CDI)

iBanFirst

WHO ARE WE? iBanFirst is a fast-growing European fintech that is revolutionizing international payments for SMEs. Founded in 2016, our platform empowers Small & Medium Multinationals (SMMs) to regain control over their payment operations: currency conversion (FX), international transactions, and foreign exchange risk management across 140 countries — quickly, transparently, and securely. We make life easier for SMEs through an advanced technology platform (automation, APIs, AI…) combined with dedicated expertise, offering the best of both worlds: the agility of a SaaS solution and the reliability of a trusted partner.  By simplifying complexity, iBanFirst helps thousands of bold companies seize global business opportunities with peace of mind — delivering simplicity, transparency, and security.    KEY FIGURES  * 350+ employees across 15 offices in 12 European countries * 30+ nationalities represented, average age: 32 * 10,000 corporate clients trust us * €80M in revenue in 2025, with a target of around €100M in 2026 * Profitable for more than two years * Ranked for 6 consecutive years in the Financial Times FT1000, among the fastest-growing European companies * An NPS of 87.5 — an exceptional score in our industry that reflects enthusiastic client feedback on the simplicity, speed, and quality of our service   A STRONG CULTURE BUILT AROUND 4 CORE VALUES  * Team First : The complexity of our industry demands collective intelligence. We prioritize cooperation, transparency, and knowledge sharing. Success is a team effort, and decisions are made together. * Tenacity : We’re transforming a challenging and highly regulated market. It requires endurance, fast learning, and resilience — qualities rooted in our entrepreneurial DNA. * Transformation : Innovation is not a buzzword; it’s a necessity in a constantly shifting and strategic sector. We innovate with intent: every technical, product, or organizational improvement is designed for real impact. * Trust : Trust is the foundation of everything we build — with our clients and, above all, internally. It’s driven by ownership, autonomy, and a shared commitment to transparency, rigor, and reliability.   WHY JOIN US?  * We operate at the heart of a strategic and fast-evolving sector: international payments for SMEs — a complex, high-potential market. * We’re driven by a meaningful mission: helping bold “Small & Medium Multinationals” succeed globally. * Our platform integrates cutting-edge technologies (AI, automation…), making it an ideal playground to test, learn, and innovate continuously. * You’ll join an agile environment where your expertise has tangible impact, working alongside talent from top financial institutions. * iBanFirst is profitable and backed by long-term investors: * Xavier Niel and Bpifrance, historical shareholders, have supported and trusted us from the beginning * In 2021, the entry of Marlin Equity Partners marked a new chapter in our international ambitions Joining iBanFirst means joining a profitable, international, fast-growing tech company. It’s also a chance to learn, grow, and contribute directly to a shared ambition: simplifying international finance for SMEs.      THE ROLE  RECRUITMENT CONTEXT  This is a newly created position driven by iBanFirst's continued growth and the increasing complexity of our financial crime risk environment. As transaction volumes scale across new markets and products, we need a dedicated manager to lead our first line of defense teams on Financial Crime (Transaction Monitoring, Fraud detection, Regulatory Ops) and structure the quality and operational controls that underpin them.  We are open to candidates coming from various backgrounds (management/strategy consulting, operations/compliance professionals) who are looking to step into a thigh impact operational role. The financial crime domain can be learned — we are hiring for how you think, how you build, how you leverage technology (analytics, AI) and how you lead.    MANAGER & TEAM  You will report directly to Julien Molez, Chief Operations Officer. You will manage three teams which are at different levels of maturity:a team of 5 people: a  Transaction Monitoring Fraud management and Regulatory Operations. Your team is the first line of defense against money laundering, fraud, and financial crime — operating at the intersection of operational rigor, regulatory compliance, and technology.    WHAT WILL YOU DO?  As iBanFirst expands across European markets, the financial crime risk landscape grows in complexity. We are looking for an analytically sharp, structured, and operationally driven leader to supervise our TM Financial Crime Operations function, steer it with rigor and precision, embed it in a robust and recognized quality framework, and drive highest level of efficiency through data and automation.  Team Management & Operations  * Lead and develop the different teams in the scope: set priorities, manage performance, and build a culture of accountability and continuous improvement.  * Oversee their daily operations: alert review, case investigation, SAR filing, and escalation processes.  * Manage capacity and workload allocation to maintain SLAs and maintain backlogs at constant low levels.  Fraud & Financial Crime  * Own the fraud detection and prevention framework: typologies, detection rules, investigation workflows, and outcomes tracking  * Stay current on financial crime trends and adapt the team's detection approach accordingly  Controls & Quality Framework  * Design and implement a quality insurance framework for each team, specific to each of them but consistent across domains.  * Define and track KPIs: detection rates, false positive ratios, case resolution times, SAR quality.  * Conduct regular calibration sessions and quality reviews to maintain consistent, high standards across the teams.  Analytics & Automation  * Use data to assess the performance of each value chains. For example, on the transaction monitoring side : rules effectiveness, reduce noise, and improve alert prioritization  * Work with Product and Engineering teams to constantly improve underlying systems and integrate automation into workflows  * Identify opportunities to leverage AI and machine learning to enhance detection and reduce manual effort  Regulatory & Reporting  * Ensure compliance with Belgian and EU AML/CFT obligations (LCB-FT, EU AML directives)  * Produce clear, insight-driven reporting for senior leadership: what the data says, what it means, and what action it warrants  * Lead or support regulatory audits and inspections related to TM and fraud  * Be the key go-to person for C-Levels for these topics and lead the associated governance meetings.    TASK BREAKDOWN  40% — Team management & operational oversight: Day-to-day leadership of the different teams, alert review quality, escalation management, and capacity planning  20% — Framework building: Quality controls, KPIs, fraud typologies, policies and procedures  30% — Analytics & automation: Rule performance analysis, detection improvement, collaboration with Product/Engineering  10% — Reporting & regulatory: Senior management reporting, audit support    ROLE OBJECTIVES  First 3 months  * Ramp up on iBanFirst's transaction monitoring systems, financial crime risk exposure, and regulatory environment  * Build trust with the team and assess individual strengths and development needs  * Map existing processes and identify the top 3 priority areas for improvement  First 6 months  * Deliver the first version of the quality assurance framework  * Define and baseline key operational KPIs  * Launch at least one automation or efficiency initiative  First 12 months  * Own the fraud framework end-to-end and present it to senior leadership  * Demonstrate measurable improvement in alert quality, team efficiency, or detection rates  * Build a 12-month roadmap for the function aligned with iBanFirst's growth plans    WHAT DO YOU BRING?  EXPERIENCE:  * 5-10 years of experience in similar positions at recognized financial institutions or in management consulting, strategy consulting, or a similar structured analytical environment (Big 4, MBB, Tier 2 strategy firms)  * Experience in financial services, fintech, or a regulated industry project context is a strong plus  * First exposure to compliance, risk, or financial crime topics (through client work, due diligence, or regulatory projects) is valued   SKILLS:  * Natural leadership and recognized management experience  * Exceptional structuring and problem-solving skills: you break complex issues into clear frameworks and actionable plans  * Strong data and analytics capabilities: comfortable with quantitative analysis, building dashboards, and deriving insights from operational data  * Proven ability to design processes and quality frameworks from scratch  * Natural project management instincts: you sequence work, track delivery, and hold people accountable  * High proficiency on AI and automation concepts and enthusiasm to apply them in an operational context  * Fluent in French and English, confident communicating with senior stakeholders  NICE TO HAVE:  * Hands-on experience with a transaction monitoring platform (ComplyAdvantage, Actimize, Napier, or equivalent)  * Familiarity with the French or Belgian regulatory environment: NBB, CTIF, ACPR, Tracfin, LCB-FT  WHAT MAKES YOU STAND OUT:  * You have led a transformation or process redesign project end-to-end  * You are energized by the idea of owning something operational, not just advising on it and transforming and optimizing it with technology  * You are curious about financial crime and see it as a high-stakes, intellectually demanding domain    WHAT DO WE OFFER? * Permanent contract (CDI)  * Office location: Paris  * Hybrid work policy: 2 days remote per week  * Competitive salary: €75,000 – €110,000 gross annual, depending on experience  * Benefits: * Swile meal card * Axa health insurance * Commuter benefits * RTT (extra paid days off) * Gymlib subsciption * Paid parental leave * Participate in company-wide events, including team offsites, company parties, and regular social activities.   RECRUITMENT PROCESS  1. Screening call with Malorie Petitjean (Talent Acquisition Specialist)— 30 min, remote. General fit, motivation, salary expectations, availability. 2. In-depth interview with Julien Molez (COO)— 1 hour, in-person. Operational experience, leadership approach, team fit.  3. Case study— Take-home exercise on an operational design or process improvement scenario. Presented during complementary 1h session with COO.  4. Final interview with Sonia Boudier (Deputy CEO) — 45 min, in-person. Leadership validation, strategic vision, long-term fit.          ____________________________ #LI-MP1 #LI-onsite / #LI-hybrid / #LI-remote

Bitstack

ABOUT BITSTACK It all started with an idea in 2021. Initially built to democratize Bitcoin in France, Bitstack has gone from a simple product that invests spare change in bitcoin, to a crypto-native bank bringing a better way to save, spend, and grow money to our 300K+ users. We want to rebuild finance from the ground up to empower people to achieve financial freedom by participating in a more open and inclusive financial system. We’re a small, ambitious team of operators. We believe in moving fast, sweating the details, and creating products people truly love. At Bitstack, you’ll have the opportunity to shape not just our products, but the culture and practices of our entire organization. Bitstack is backed by YC, leading VCs like 13books Capital, Stillmark, Serena, and many more. We are building a product our users love and we are just getting started! THE ROLE We are seeking a dynamic and versatile Founder's Associate to work directly with the company's CEO, providing critical support across a variety of projects and functions. As a Founder's Associate, you'll help optimize the CEO's time and resources, working on tasks that span across operations, product development, fundraising, marketing, and strategy. This is a hands-on CEO Right-Hand role where you'll blend ownership with execution. You'll work closely with the CEO to support our growing company, strengthen our processes, and make Bitstack a stellar company. This is an exciting opportunity to gain hands-on experience and impact across all aspects of a fast-growing startup. This is a 6-month full-time internship starting in September 2026, based in Paris with a flexible hybrid setup. You’ll work closely with the founders and leadership team, so regular time in the office will be important for collaboration and learning. The internship will be carried out under a French convention de stage. WHAT YOU'LL BE DOING * Act as a strategic partner to the CEO to drive key cross-functional initiatives and ensure organizational alignment. * Prepare and manage recurring investor and board reports (financial metrics, KPIs, product updates, and hiring progress). * Maintain and update the investor CRM; ensure timely communication and follow-ups. * Support preparation and coordination of board meetings, investor updates, and leadership offsites. * Lead or support cross-departmental projects that enhance growth, operations, or internal processes. * Collaborate with Finance and Operations on performance tracking, budgeting, and headcount reporting. * Build and optimize internal systems for OKR tracking and operational visibility. * Provide data-driven insights to support decision-making and strategic planning. * Partner with Marketing and Product teams to help execute growth and user engagement initiatives. * Manage project timelines, documentation, and follow-ups for strategic and operational priorities. WHAT WE'RE LOOKING FOR * You have 6 months to 1 year of relevant experience in VC / fintech startup ; * You are hands-on and have a “get things done” attitude ; * You have excellent communication and stakeholder management skills and can act as the bridge between different departments ; * Hands-on, proactive, and comfortable switching between finance, product, and admin topics ; * You are highly organized with exceptional project management skills to keep investor outreach and other high-priority activities on track ; * You like to take initiative and find new creative solutions to problems with expertise in balancing and articulating trade-offs ; * You are humble, open to challenge, and like to help others grow with the ability to effectively influence and communicate cross-functionally ; * You’re always looking to learn and are excited about talking to users, partners, and everything around the company ; * Excellent communication in French and English. BONUS POINTS : * You are passionate about Bitcoin & personal finance. * You have previously worked in the FinTech sector. WHY YOU’LL LOVE WORKING HERE * You’ll play a central role in building the people and culture foundations of a fast-growing startup. * You’ll have ownership, autonomy, and the chance to shape how we scale our company. * You’ll work closely with a small, passionate team that values trust, transparency, and impact. * You’ll join Bitstack at a defining moment: we're scaling fast, new office, and a culture that’s evolving with purpose. INTERVIEW PROCESS 1. Intro Call (30 min) An initial conversation with our current Founder’s Associate Intern to get to know you better and share more details about the role, the team, and how we work at Bitstack. 2. Take Home Task & Task Review Call (60 min) You’ll receive a practical task to complete in your own time. Once submitted, we’ll schedule a review call to walk through your solution together and explore your thought process in more detail. 3. Behavioural Interview (60 min) A conversation with the CEO centered on your experiences, decision-making, and collaboration style. We’ll discuss real-world scenarios to understand how you navigate technical challenges, teamwork, and stakeholder interactions. 4. Offer PERKS & BENEFITS 🌎 Work from our office in Paris (Bourse) with up to 2 days remote per week 🕑 Flexible working hours 🍉 Swile meal vouchers DIVERSITY & INCLUSION We hire talented and passionate people from all kinds of backgrounds, we don’t care about your age or where you studied. If you’re excited about the role but your past experience doesn’t match every bullet point in the job description, we still encourage you to apply. What matters most is that you’re a builder at heart, you share our values, and you’re enthusiastic about our mission. #LI-TT1

Finary

LA MISSION DE FINARY Chez Finary, notre mission est de rendre le pouvoir aux épargnants. Nous construisons une plateforme tout-en-un qui donne aux nouvelles générations d’investisseurs les moyens d’atteindre leurs objectifs. Finary permet à ses utilisateurs de suivre leurs actifs, de gérer leur budget, d’investir leur argent et d’en apprendre davantage sur la finance. Si vous cherchez une équipe ambitieuse qui révolutionne une industrie vieillissante, contactez-nous ! Notre fondateur Mounir a lancé Finary en 2021. Depuis, Finary a franchi de grandes étapes en atteignant 1 million d'utilisateurs. Nous attachons une véritable importance à l’expérience utilisateur, à la performance et à la transparence. Nous lançons des produits de pointe avec une touche de plaisir. Vous rejoindrez une équipe gagnante, apprendrez énormément, gagnerez un salaire qui peut changer une vie et travaillerez avec des talents d’exception. POURQUOI MAINTENANT ? Nous avons annoncé en septembre 2025 une levée de fonds de série B de 25M€, soutenue par des investisseurs de premier plan, dont PayPal Ventures, Hedosophia, Y Combinator et Speedinvest. Nous sommes également soutenus par des fondateurs de classe mondiale tels que Steve Anavi et Alexandre Prot (fondateurs de Qonto), Matthieu Rouif (Photoroom), Eric Demuth (CEO de Bitpanda), Axel Weber (ancien président de l’UBS et de la Banque centrale allemande) et Harsh Sinha (CTO chez Wise). En mars 2026, Finary a par ailleurs obtenu l'agrément d’Entreprise d’Investissement auprès de l'ACPR. Et depuis juillet 2026, nous sommes l'un des très rares acteurs français à détenir à la fois un agrément d'Entreprise d'Investissement et un agrément MiCA, délivrés par l'AMF. Il n’a jamais été aussi excitant de rejoindre Finary ! CE QUE NOUS OFFRONS Chez Finary, vous rejoindrez une équipe de performeurs animés par l’excellence, l’ambition et une mission commune : réinventer la finance personnelle. Nous avançons vite, visons haut et valorisons avant tout la responsabilité individuelle. Notre culture est exigeante, transparente et profondément collaborative. Ce n’est pas pour tout le monde - mais si vous voulez repousser vos limites chaque jour avec des coéquipiers tout aussi déterminés, vous êtes au bon endroit. Découvrez nos valeurs ici. CE À QUOI VOUS POUVEZ VOUS ATTENDRE * Une équipe performante - Travaillez avec des talents d’exception dans toutes les disciplines, dans un environnement qui vous pousse à vous dépasser et à progresser rapidement. * Responsabilisation - Vous aurez de la liberté, des responsabilités et notre confiance dès le premier jour. Nous recrutons pour le talent, puis nous laissons la place pour agir. * Un impact concret - Construisez un modèle de gestion de patrimoine qui aide les gens à prendre en main leur avenir financier, un sujet qui concerne tout le monde. * Une rémunération compétitive - Un package aligné sur votre expérience et votre impact. À PROPOS DU POSTE Finary One construit la gestion privée digitale de référence pour une nouvelle génération d’investisseurs exigeants. Notre plateforme combine une vision consolidée du patrimoine, un accompagnement humain de qualité et l’accès à des solutions d’investissement performantes (assurance-vie, comptes-titres, produits structurés, etc.). Nous augmentons cette expérience grâce à l’intelligence artificielle, afin de décupler la pertinence et l’efficacité de nos Wealth Advisors et d’offrir à chaque client un conseil plus précis, plus réactif et profondément personnalisé. Avec déjà plus de 80M€ d’actifs sous gestion, nous accompagnons un nombre croissant de clients disposant d’un patrimoine significatif (à partir de 500k€ d’actifs investissables), avec un fort potentiel de croissance. En tant qu’Associate Wealth Advisor, votre rôle sera d’accompagner ces clients dans leurs décisions d’investissement et projets de vie. Vous rejoindrez une équipe une équipe en plein développement (Wealth Advisors, Ingénieur Patrimonial, équipes Tech et Opérations) pilotée par Corentin, Head of Advisory, et Marine, General Manager chez Finary One. Cette équipe délivre un service d’excellence, reconnu pour sa capacité à obtenir des distinctions, à susciter l’intérêt des médias et, avant tout, à garantir la satisfaction de nos clients. VOS MISSIONS PRINCIPALES * Gérer et développer un portefeuille de clients HNWI dans leurs décisions d’investissement * Convertir des leads entrants en apportant un conseil clair, pédagogique et personnalisé * Participer au développement de l’activité commerciale en contribuant à la prospection, au suivi des leads et à l’identification de nouvelles opportunités * Contribuer à la construction et à l’amélioration continue de notre offre Finary One * Contribuer à la qualité de l’expérience client, en garantissant réactivité, rigueur et clarté * Collaborer étroitement avec les équipes internes (ingénierie patrimoniale, gestion, compliance, produit etc) * Assurer la conformité et la qualité du conseil délivré Au quotidien, vous jouerez un rôle central dans la démocratisation d’un conseil patrimonial de qualité, accessible à une nouvelle génération d’investisseurs. VOTRE RÉUSSITE SE MESURERA À TRAVERS * Les encours générés et le taux de conversion des leads entrants * Le nombre de clients accompagnés et leur niveau de satisfaction * Votre contribution à l’amélioration des process et de l’expérience client * Votre progression vers plus d’autonomie commerciale et technique VOTRE PROFIL CORRESPOND PARTICULIÈREMENT À NOS ATTENTES SI VOUS : * Avez 2 à 5 ans d’expérience en gestion de patrimoine, banque privée ou fintech * Disposez de solides bases en investissement et allocation d’actifs * Êtes à l’aise dans une relation client exigeante, avec une forte dimension pédagogique * Avez le goût du détail, de la rigueur et du travail bien fait * Adhérez aux innovations technologiques dans le domaine du Wealth Management * Êtes vous-même investisseur: vous mettez votre argent là où sont vos convictions * Avez d’excellentes compétences orales et écrites * Êtes basé à Paris et francophone natif (tous deux obligatoires) * Avez un niveau d'anglais professionnel DES ATOUTS SUPPLÉMENTAIRES SERAIENT : * Expérience en environnement startup ou scale-up * Pratique d’un sport à un niveau compétitif * Présence active sur les réseaux sociaux HOW TO APPLY? Tell us why you want to join Finary. Share with us what excites you about our mission and how you will contribute. Make your first impression count.