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Satispay

Please note that this opportunity requires relocation to our Barcelona office. About us Satispay began by rethinking the simple act of a payment to remove the friction from our daily routines. But we didn't stop there. Today, we are building a complete financial platform designed to empower people and concretely improve their lives. By giving our 6 million users a clear, open path to pay, save, and invest, we are evolving into the definitive destination for every financial need.   What you'll be doing As our Chargeback Specialist, you’ll be the person who manages and resolves complex disputes and chargebacks, ensuring efficient, timely, and fair resolutions while protecting customer trust and our financial integrity. Here's what your day-to-day will look like: * Handle Complex Disputes and Chargebacks – Managing the full lifecycle for high-priority or complex cases: from intake and investigation to evidence compilation, response drafting, and escalation. * Perform Deep-Dive Analysis – Analyzing dispute and chargeback data to spot root causes, emerging patterns, and process gaps to drive prevention and recovery steps. * Contribute to Process Optimisation – Actively identifying and proposing improvements to workflows, SLAs, and quality checks to increase win rates and reduce manual effort. * Ensure Compliance – Maintaining expert-level knowledge of applicable regulations and industry best practices related to chargebacks and consumer protection. * Cross-functional Collaboration – Partnering with FinCrime, Customer Support, Legal, and Product to provide expert input to prevent chargebacks upstream. * Tools & Reporting – Expertly using and refining internal tools and reporting to monitor performance, quality, and risk metrics.   Who we're looking for We need a problem-solver who loves teamwork and gets things done. If you're curious and ready for real ownership, you'll fit in! Does this sound like you? * Experience – You have 3+ years of experience in chargeback management, payment operations, or risk operations within fintech, e-commerce, or financial services. * Dispute Resolution Expertise – Proven understanding of dispute categories, evidencing standards, and resolution pathways across different payment rails. * Regulatory Knowledge – Strong knowledge of EU regulations and consumer protection. * Data Analytics – Advanced analytical skills with the ability to interpret data, identify trends, and drive data-informed decisions. * Operational Excellence – High attention to detail, strong organisation, and the ability to work independently in a fast-paced environment. * Communication Skills – Excellent ability to explain complex technical topics clearly to both technical and non-technical audiences.   CareAbout: how we support your impact We move fast, and evolution never stops. It's a fun ride, but it can be challenging. To make sure our people truly thrive, we're committed to making their lives easier, both in the office and out in the world. That's why we created CareAbout: * ❤️ Health (Private insurance for you and your family, psychological support with Serenis, mental health workshops) * 💰 Financial resources (Stock Option Plan, Meal vouchers, Relocation support if you’re moving countries) * ⚙️ Growth and development (Professional development programs, Internal mobility, Language courses with Preply) * 🌱 Flexibility (Unlimited PTO, Hybrid working policy*, Flexible working hours) * 👨‍👩‍👧 Family (Enhanced parental leave, Additional leave for child sickness) *We embrace three days per week in-office (Tuesday and Thursday + 1 of your choice), with the option to request extra remote time.   Equal Opportunity Employer At Satispay, we're proud to be an equal opportunity employer. We celebrate diversity and inclusion, welcoming individuals of all backgrounds. This opportunity is open to everyone, regardless - for instance - of race, colour, religion, sex, gender identity, sexual orientation, and national origin. Join us in a workplace where everyone belongs!   Learn more about us Our values and pillars aren't just fancy words on a page - they really shape everything we do. Explore them here. #LI-VR1 #LI-HYBRID By submitting this application, I acknowledge that I have read and understood the content of the Privacy Policy

M-KOPA

IN-STORE PROMOTER MANAGER / FIELD SALES MANAGER | M-KOPA | WESTERN CAPE You've built retail teams that hit targets. You've developed people who went on to outperform expectations. By most measures, you're doing well — respected by your team, trusted by leadership, delivering results that look good on paper. But when was the last time your team's work changed someone's entire economic trajectory? That's not a rhetorical flourish. It's the actual question that separates this role from most others you'd be weighing up right now. What M-KOPA is, and why it matters here M-KOPA has just crossed 7 million customers across Africa — up from 5 million not long ago — unlocking $2 billion in credit for people who couldn't access traditional financing. 86% of those customers report a meaningful improvement in their quality of life. 70% use our products to generate income. 55% are accessing digital financial services for the very first time. We're a certified B Corporation with 2,300+ employees, 35,000 agents, and proven operations spanning South Africa, Ghana, Uganda, and beyond. We've assembled 2 million smartphones in Kenya. We've financed over 4,000 e-motorbikes, saving riders $5.62 every single day. And we're moving deliberately toward 10 million customers. Retail is where that journey becomes real for most customers — and this role sits right at the centre of it. Why this role exists now If you've seen M-KOPA advertising multiple roles recently, that's not coincidence. The infrastructure that got us from 5 million to 7 million customers is not the infrastructure that gets us to 10 million. We're systematically building the leadership layer for our next growth phase — and this role is a deliberate part of that. In-store is where financial inclusion stops being a strategy and becomes a human moment. The person standing at the point of sale, helping a first-time customer understand what financing they can access — that's your team. Building the systems that make that moment simple, dignified, and repeatable across Johannesburg and Cape Town is the work. What makes this different Here's the honest contrast. In most retail management roles, you optimise existing processes, manage to KPIs that others have set, and measure your success in revenue. That's not a criticism — it's just what most roles are. This one isn't. Here, you'll build the playbook for how financial inclusion happens in retail across Africa. You'll shape regional strategy directly, not inherit someone else's. You'll partner with major retailers as an equal — not as a vendor chasing shelf space. And you'll measure success in growth targets and lives changed simultaneously, because at M-KOPA those two things are the same metric. Every customer your team converts isn't just a sale. It's someone gaining access to digital banking, education, remote work opportunities, and economic mobility they didn't have before. That context changes how your team shows up — and it changes how you lead them. What you'll actually be doing Day to day, this role moves across several dimensions at once. You'll lead and develop brand ambassador teams across two major metros, building the coaching systems and performance structures that make consistent execution possible. You'll analyse data to identify what's working and systematise it — turning field insights into strategy, not just reports. You'll manage relationships with major retail partners, ensuring in-store experiences reflect both brand standards and the nuanced customer conversations that financial services require. And you'll build career pathways for promoter talent — because the people doing this work well deserve to grow within it. The scope is broad. The autonomy is real. And the pace is high. What you bring * Extensive progressive experience leading retail or field sales teams, with a demonstrable record of exceeding performance targets while actively developing the people around you. * Proven ability to translate data into actionable strategy — you spot patterns before they show up in aggregated reports, and you turn those insights into decisions that move outcomes. * Established expertise in South African retail partnerships, with deep working knowledge of in-store dynamics, retailer relationships, and what makes a customer experience convert. You're not someone who needs the playbook to already exist. You're someone who writes it, tests it, and refines it — and you've done that before in environments that didn't always give you perfect conditions. The reality check This is demanding work. You'll hold team development, retailer partnerships, performance metrics, and regional strategy in the air simultaneously — and the pace won't slow down to let you catch up. Systems are still being built. Ambiguity is part of the job description. You'll need a high tolerance for change and a genuine appetite for figuring things out without a full map. What you'll get in return: your ideas get tested quickly, your impact is visible at a scale most retail leadership roles never reach, and your trajectory is tied directly to a business growing from 7 million toward 10 million customers. You'll work alongside people from 20+ nationalities solving problems that don't have obvious answers yet. If that sounds like exactly the kind of challenge you've been ready for, you're probably the person we're looking for. Ready to build the playbook for financial inclusion in retail? If you weren't actively looking but find yourself thinking this is different enough to explore — that's the signal. Let's have the conversation. WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.  M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.

M-KOPA

WE ARE LOOKING FOR A TELESALES REPRESENTATIVE - OUTBOUND TO JOIN OUR CUSTOMER RETENTION TEAM AND DRIVE SALES GROWTH BY CONNECTING EXISTING CUSTOMERS WITH M-KOPA'S LIFE-CHANGING PRODUCTS. This role offers the opportunity to be more than just a salesperson—you'll be the voice that introduces customers to opportunities they didn't know were possible. Every call you make connects an existing M-KOPA customer to products that could transform their life—a smartphone that opens up digital opportunities, a solar system that brings reliable light to their home, or a cash loan that helps their business grow. You'll achieve sales targets not through pressure, but through genuine connection and understanding. Working with a passionate Customer Retention team, your success directly supports our mission of making essential products and services accessible to underserved communities across Africa. ABOUT US We believe in empowering customers through affordable and accessible financial solutions. Our team values meaningful connections over transactional calls, customer loyalty over one-time sales, and sales techniques that genuinely help rather than manipulate. You'll develop deep product knowledge that allows you to match customer needs with real solutions, working in a dynamic environment where your empathy, communication skills, and sales excellence directly contribute to financial inclusion and innovation. At M-KOPA, our Telesales Outbound team isn't just making sales calls—we're building relationships that last, introducing products that upgrade lives, and driving the repeat business that proves we deliver on our promises. WHY THIS ROLE MATTERS: Most outbound sales jobs feel like you're bothering people. This one feels like you're helping them. You're calling existing M-KOPA customers—people who already trust the brand, who've already experienced our products, and who are genuinely interested in what else we can offer. You're not cold calling strangers about products they don't need. You're introducing upgrades, add-ons, and new offerings to people who are already part of the M-KOPA family. The conversations are warmer. The receptiveness is higher. The satisfaction of closing a sale comes with knowing you've genuinely helped someone access something valuable. IN THIS ROLE, YOU WOULD BE RESPONSIBLE FOR: Sales Excellence & Growth * Driving sales growth by proactively introducing and selling additional M-KOPA products to existing customers * Implementing effective sales techniques to achieve and exceed campaign conversion and sales goals * Identifying customer needs and matching them with products that genuinely solve problems or create opportunities * Meeting and surpassing daily, weekly, and monthly sales targets through disciplined execution Customer Engagement & Relationship Building * Building and maintaining strong relationships with customers to foster long-term loyalty * Handling inquiries, concerns, and objections professionally and promptly turning hesitation into confidence * Creating conversations that feel helpful rather than pushy, consultative rather than transactional * Following up with customers to ensure satisfaction and identify additional opportunities Quality Standards & Call Excellence * Maintaining high call quality benchmarks by delivering accurate and complete information to customers * Ensuring every interaction reflects M-KOPA's values and commitment to customer care * Adapting your approach based on customer personality, needs, and communication style Productivity Goals & Performance Management * Meeting expected talk time and call handling benchmarks while managing interactions efficiently * Achieving daily and weekly targets through consistent performance and smart time management * Balancing quality with quantity—ensuring every call is both efficient and effective Feedback & Reporting * Maintaining accurate records of customer interactions in CRM systems * Providing regular feedback to the Telesales Team Lead on campaign progress, customer insights, and improvement opportunities * Sharing learnings that help the entire team improve performance This is an outbound sales role based in our Customer Retention team. If successful, you would be reporting to the Telesales Team Lead. YOUR APPLICATION SHOULD DEMONSTRATE: Qualifications * Diploma or Bachelor's degree in a related field Experience * At least 2+ years in a corporate environment * Experience in the BPO or call center industry preferred * Proven track record of achieving and exceeding sales targets * Experience with outbound calling campaigns is an advantage Skills * Strong verbal and written communication skills—you know how to build rapport quickly and keep conversations engaging * Proficiency in MS Excel and CRM systems * Excellent presentation, coaching, and people skills * Result-oriented mindset with focus on achieving and exceeding sales targets through disciplined execution * High ethics and integrity in all customer interactions—you sell by helping, not by misleading * Active listening skills that help you understand customer needs beneath surface-level objections * Resilience and positive attitude—you bounce back from rejections and stay motivated * Time management skills to balance call volume with quality interactions * Persuasion skills that feel natural, not forced Personal Attributes * Passionate about sales, customer engagement, and achieving targets * Self-motivated with strong drive to succeed * Team player who celebrates collective wins * Curious about customer needs and motivated to find solutions * Comfortable with metrics and performance tracking * Adaptable to changing campaigns, products, and strategies WHAT SUCCESS LOOKS LIKE: In 3 months: You're confidently handling outbound calls, consistently meeting your call volume and sales targets, and receiving positive quality scores. In 6 months: You're exceeding targets regularly, building a reputation for strong customer relationships, and becoming a resource for newer team members. In 12 months: You're a top performer being considered for team lead opportunities, consistently ranking in the top tier, and contributing strategies that improve team performance. WHAT WE OFFER: * Competitive compensation with performance-based incentives tied directly to your sales success * Career growth opportunities in one of Africa's fastest-growing fintechs—many of our team leads and managers started in outbound roles * Comprehensive product training that makes you confident in every call * Supportive team environment with ongoing coaching and development * Modern workplace with the tools and systems you need to succeed * The satisfaction of knowing your work genuinely helps customers access life-changing products If the above is of interest to you, please apply. WHY M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com. Recognized four times by the Financial Times as one Africa's fastest growing companies (2022, 2023, 2024, 2025 and 2026) and by TIME100 Most influential companies in the world 2023 and 2024 , we've served over 7 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice M-KOPA is an equal opportunity and affirmative action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M-KOPA explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. M-KOPA shall ensure that its Employees are of legal working age and shall comply with local laws for youth employment or student work, such as internships or apprenticeships.  M-KOPA does not collect/charge any money as a pre-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other kind of money in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful M-KOPA undertakes pre-employment background checks as part of its recruitment process, these include; criminal records, identification verification, academic qualifications, employment dates and employer references.