
Capital on Tap · Porto
We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and sm...
We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose,
and small business owners often couldn't access what they needed. We set out to fix that.
Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused
spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and
financial products that make running a small business easier.
1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're
profitable. We’ve done a pretty good job so far, but we’re just getting started!
📍 Porto Matosinhos | 🏢 2 Days in the Office | €40,000 - €50,000
QA at Capital On Tap 🚀
Our QA team thrives on a culture of shared success, where every voice helps shape the quality of our products. Rather than working
in isolation, we are fully integrated into diverse product squads, ensuring that everyone is a valued technical partner. The team
is currently driving an "automation-first" testing strategy. It’s a collaborative, supportive environment where we prioritise
learning from each other and ensuring that everyone has the opportunity to thrive and grow.
What You'll Be Doing 🗃️
product quality.
Our Values & Culture 🌞
We’re Looking For 🔎
testing.
xUnit/NUnit) and REST API testing.
initiative.
Even if you don’t have all of the necessary skills, we still encourage you to apply.
Interview Process 🤝
Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space
where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade
machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🚘 Octopus EV Salary Sacrifice Scheme
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices
Check out more of our benefits, values and mission here.
Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to
you within 3 working days (during busy periods this could take up to 5 working days.)
We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 📍 Porto Matosinhos | 🏢 2 Days in the Office | €50,000 - €65,000 QA at Capital On Tap 🌞 Our QA team thrives on a culture of shared success, where every voice helps shape the quality of our products. Rather than working in isolation, we are fully integrated into diverse product squads, ensuring that everyone is a valued technical partner. The team is currently driving an "automation-first" testing strategy. It’s a collaborative, supportive environment where we prioritise learning from each other and ensuring that everyone has the opportunity to thrive and grow. What You'll Be Doing 🗃️ * Own manual and automated testing across the SDLC, working closely with Software Engineers and Product Managers to ensure product quality. * Contribute to and expand automated test coverage within an agile team. * Drive continuous improvement through POCs, refining QA processes, tools, and best practices. * Investigate user-reported issues, perform hands-on technical testing, and create, manage, and track bug reports. * Develop deep product and domain knowledge, supporting engineers and promoting shared responsibility for quality. * Effectively prioritise work, manage risks, and escalate issues in a fast-paced environment. Our Values & Culture 🌞 * Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly. * Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage. * Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard. * Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done. * Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback. We’re Looking For 🔎 * QA experience across web/mobile applications, covering functional, regression, performance, exploratory, manual, and automated testing. * Understanding of end-to-end impact, risk, dependencies, and pragmatic bug prioritisation to inform QA strategy. * Hands-on experience with test automation tools and frameworks (e.g. Selenium, Appium, Postman, RestSharp, xUnit/NUnit) and REST API testing. * Proficiency in C# (or similar OOP languages) and JavaScript/TypeScript, with solid SQL Server querying and scripting skills. * Experience working in CI/CD environments, implementing continuous testing practices across multiple teams. * Highly detail-oriented, methodical, and proactive, with a strong bias for problem-solving, exploratory testing, and taking initiative. Even if you don’t have all of the necessary skills, we still encourage you to apply. Interview Process 🤝 * First stage: 30-minute intro, CV review, and values with Talent Partner * Second stage: 45-minute “Tech Chat” with Team Manager * Final stage: 60-minute Code Pairing + 30-minute Stakeholder Interview with Engineering & Product Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks Check out our benefits: 🏥 Private Healthcare through AdvanceCare 🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical) 🚘 Paid Car Parking 🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend) 📖 Annual Learning and Wellbeing Budget 💬 6 free therapy sessions per year 🍫 Free drinks and snacks in our offices Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 📍 Porto Matosinhos | 🏢 2 Days in the Office | €65,000 - €75,000 QUALITY ENGINEERING AT CAPITAL ON TAP 🚀 Quality Engineering is embedded across our mission teams, partnering with Engineering, Product, and UX to champion quality at every stage of the software lifecycle. We build quality in from the start - not bolt it on at the end. The Lead Automation Engineer is a critical, hands-on role embedded within a Mission team. Reporting functionally to your mission team’s Lead, you will be the quality champion for your specific feature set. You will leverage standardised automation tooling to maximise test coverage, accelerate delivery velocity, and maintain the highest quality standards for our products. What You'll Be Doing 🗃️ Mission Team Quality Ownership & Strategy * Define and own the comprehensive testing strategy for your domain (e.g., payments, banking, onboarding), ensuring end-to-end quality and compliance in partnership with the QA Team Lead. * Act as the primary contributor for automation; design, develop, and maintain robust automated tests (API, UI, Mobile). * Champion a "Shift-Left" mindset, working with Product Owners and Developers from the refinement stage to ensure quality is engineered in from the start. * Directly manage the mission team’s automation targets and use data-driven insights (MTTD/MTTR, defect escape rates) to predict high-risk areas. Technical Leadership & Tooling Adoption 🧰 * Serve as the mission team's expert on central automation frameworks, driving consistent adoption of CI/CD processes and quality gates. * Identify team-specific gaps and collaborate with the central Tooling Team to develop custom helpers or data generators that enhance the core framework. * Ensure automated test suites are fully integrated into CI/CD pipelines to enable rapid, reliable deployment and a "fail fast" mechanism. * Coordinate complex technical testing, including microservices, security (OWASP ZAP), and performance testing. Collaboration, Coaching & AI Innovation 🤖 * Coach and upskill developers and junior QA engineers on automation best practices and test design patterns. * Champion the use of AI tools (Claude, GitHub Copilot) for complex tasks like architecture exploration, incident investigation, and test generation. * Leverage component testing, service virtualization, and contract testing to reduce dependencies and enable independent team testing. * Define test data strategies and environment requirements to support both automated and exploratory testing. Our Values & Culture 🌞 * Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly. * Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage. * Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard. * Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done. * Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback. We’re Looking For 🔎 * Experience: 5+ years in QA Automation/SDET roles with proven success leading quality within an Agile team. * Programming: Strong proficiency in modern languages essential for automation, specifically C# or JavaScript/TypeScript. * Fintech Expertise: Experience testing complex financial systems (card issuing, transaction processing, or credit risk). * Automation Mastery: Hands-on experience with tools for UI (Playwright, Cypress) and API (REST Assured, Other API testing frameworks). * Cloud & CI/CD: Familiarity with Azure, Git, and integrating automated testing into deployment workflows. * Leadership: Ability to influence without authority, encouraging developers and POs to prioritise automation and quality. Even if you don’t have all of the necessary skills, we still encourage you to apply. Interview Process 🤝 * First stage: 30-minute intro, CV review, and values with Talent Partner * Second stage: 45-minute “Tech Chat” with Team Manager * Final stage: 60-minute Code Pairing + 30-minute Stakeholder Interview with Engineering & Product Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks Check out our benefits: 🏥 Private Healthcare through AdvanceCare 🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical) 🚘 Paid Car Parking 🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend) 📖 Annual Learning and Wellbeing Budget 💬 6 free therapy sessions per year 🍫 Free drinks and snacks in our offices Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 📍 Porto Matosinhos | 🏢 2 Days in the Office | €65,000 - €75,000 QUALITY ENGINEERING AT CAPITAL ON TAP 🚀 Quality Engineering is embedded across our mission teams, partnering with Engineering, Product, and UX to champion quality at every stage of the software lifecycle. We build quality in from the start - not bolt it on at the end. As QA Team Lead, you will shape how we think about quality, grow the capability of the people around you, and help us ship faster with confidence. You will be expected to drive AI tool adoption across the team and embed intelligent tooling into everyday engineering practice. What You'll Be Doing 🗃️ People, Coaching & Knowledge Sharing * Coach the team on best practices and domain knowledge to ensure they are self-sufficient. * Transform junior members into independent experts capable of leading their own initiatives. * Establish a “Self-Serve First” culture and document answers so the team does not rely on the Lead’s memory. * Deliver performance conversations with compassion - separate the work from the person and focus on the mechanism of failure rather than blame. Influence & Stakeholder Alignment * Partner with Dev and UX to govern the feature lifecycle and ensure the team has the context to act independently. * Represent QA in company-wide working groups and influence the wider engineering roadmap and priorities. * Push back constructively on unrealistic demands before they become debt the team must manage alone. * Align quality standards with business priorities so the team can play the game effectively from the sidelines. Ownership & Impact * Ensure the team can deliver sprint goals and resolve incidents without the Lead’s direct involvement. * Author and maintain mission-level Quality OKRs; use data to drive continuous improvement. * Treat unreleased or untested work as a liability; maintain an urgency mindset to ship frequently. * Decisively manage underperformance and pursue a better fit when a role does not match an employee’s strengths. AI Enablement & Innovation 🤖 * Champion the use of Claude and GitHub Copilot across the QA team for test generation, data creation, and root-cause analysis. * Evaluate and adopt emerging AI tools that reduce toil and improve signal quality in testing pipelines. * Establish clear guidelines for responsible AI use in testing: prompt engineering standards and review gates. * Partner with Platform Engineering to integrate AI-assisted tooling into CI/CD pipelines. Our Values & Culture 🌞 * Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly. * Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage. * Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard. * Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done. * Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback. We’re Looking For 🔎 * Proven experience in a QA leadership role, ideally within a fast-paced tech or fintech environment. * Strong knowledge of test automation strategies, tools (e.g. xUnit, RestSharp, Cypress), and agile methodologies. * Experience testing RESTful APIs and microservice architectures. * Hands-on experience with AI coding assistants (Claude, GitHub Copilot) and a track record of driving AI adoption. * Experience designing and enforcing responsible AI usage guidelines within a QA or engineering context. * Experience integrating automated testing into CI/CD pipelines and deployment workflows. * Data-driven approach to decision-making; comfort with agile metrics and Quality OKRs. Even if you don’t have all of the necessary skills, we still encourage you to apply. Interview Process 🤝 * First stage: 30-minute intro, CV review, and values with Talent Partner * Second stage: 45-minute “Tech Chat” with Team Manager * Final stage: 60-minute Code Pairing + 30-minute Stakeholder Interview with Engineering & Product Diversity & Inclusion 🌈 We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks Check out our benefits: 🏥 Private Healthcare through AdvanceCare 🎁 Anniversary Rewards (€280, €570, €860, 4-week fully paid sabbatical) 🚘 Paid Car Parking 🏖️ 36 days holiday (inclusive of public holidays with public holidays carried over if they fall on a weekend) 📖 Annual Learning and Wellbeing Budget 💬 6 free therapy sessions per year 🍫 Free drinks and snacks in our offices Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)