AML Analyst ll

Teya

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you AML Transaction Monitoring Analyst As an Anti Money Laundering (AML) Transaction Monitoring Analyst you'll be responsible for reviewing and investigating transaction monitoring alerts to identify potentially suspicious activity and support Teya's commitment to preventing financial crime. Working as part of the AML Transaction Monitoring team, the role plays a critical part in ensuring Teya maintains compliance with AML regulations by conducting thorough investigations, documenting findings, and escalating cases where appropriate. You will be comfortable working in a fast-paced environment, thrive upon challenge, and be flexible to working extended hours subject to business needs. Key Objectives * Review and investigate transaction monitoring alerts in a timely manner, ensuring all cases are handled within agreed SLAs and to a high standard of quality. * Conduct detailed analysis of customer activity, transaction patterns, and associated data to determine whether alerts represent genuine suspicious activity or can be dispositioned as false positives. * Prepare clear, well-evidenced case narratives and escalate suspicious activity to the Team Lead or MLRO, supporting the drafting of Suspicious Activity Reports (SARs) where required. * Identify trends, typologies, and emerging financial crime risks through casework, and share insights with the Team Lead to support the continuous improvement of monitoring rules and detection strategies. * Collaborate with colleagues across Compliance, Operations, Customer Support, and Product teams to gather information, resolve queries, and contribute to the effective handling of cases. * Maintain accurate records of investigations and decisions in line with internal procedures and regulatory expectations. * Keep up to date with AML regulations, financial crime trends, and internal policies to ensure investigations reflect current standards and best practice. Job Requirements * A minimum of 2 years of experience in an AML transaction monitoring or financial crime investigation role, ideally within payments and card acquiring. * Working knowledge of UK and EU AML regulations and an understanding of how they apply to transaction monitoring activity. * Familiarity with card acquiring and/or e-money/banking products and the financial crime risks associated with them. * Strong analytical skills, with the ability to interpret transactional data, identify patterns, and draw well-reasoned conclusions. * Excellent written communication skills, with the ability to produce clear, concise, and well-evidenced case narratives. * Highly organised with strong attention to detail and the ability to manage a caseload effectively. * A collaborative team player with good interpersonal skills and a willingness to support colleagues. * Highly motivated and enthusiastic, thriving in a fast-paced environment with changing priorities. * Flexibility to work outside of standard business hours if required. Desirable * AML qualifications (e.g. ICA or ACAMS), or working towards certification. * Experience using transaction monitoring systems and case management tools. * Exposure to SAR drafting or supporting SAR submissions. Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

IMC

We are looking for an AML/KYC Analyst to support AML/KYC activities across IMC's crypto counterparties and digital asset business. In this role, you'll help assess and manage AML/KYC risks associated with crypto markets, including high-risk counterparties, complex ownership structures, sanctions exposure and enhanced due diligence requirements. You'll contribute to risk-based counterparty assessments in a rapidly evolving regulatory landscape, combining strong analytical work with direct interaction with counterparties, trading teams and other internal stakeholders. This is an opportunity to play an important role in enabling IMC's digital asset business while helping to maintain a robust and effective AML/KYC framework. YOUR CORE RESPONSIBILITIES:  AML/KYC Counterparty Reviews * Perform customer due diligence (CDD) and periodic reviews for crypto counterparties * Conduct risk-based counterparty reviews with exposure to enhanced due diligence (EDD) requirements * Analyze complex ownership and control structures, including offshore and layered structures where relevant * Assess AML/CTF and sanctions risks associated with counterparties, products and jurisdictions * Manage escalations relating to high-risk counterparties and onboarding matters * Conduct independent AML/KYC risk assessments and determine appropriate risk classifications * Prepare high-risk cases and escalation memos for senior stakeholder approval Screening & Risk Analysis * Conduct adverse media and sanctions screening using relevant screening tools * Identify and assess AML/CTF and sanctions-related red flags associated with crypto counterparties and digital asset activities Stakeholder & Counterparty Engagement * Engage directly with counterparties regarding AML/KYC requirements and documentation requests * Work closely with Trading, Legal, Compliance and operational teams on onboarding and risk matters * Provide practical AML guidance to internal stakeholders on crypto-related risks and controls Governance & Regulatory Support * Support AML/KYC enhancement initiatives and control improvements * Assistance with AML/CTF policies, procedures and guidance materials * Assist with internal audits, regulatory reviews and remediation actions * Remain current on AML/CTF regulatory developments, sanctions frameworks and industry expectations relevant to digital assets Key deliverables * Timely and accurate completion of CDD analyses and periodic counterparty reviews * Effective handling of counterparty KYC requests and communications * Risk-based analysis of adverse media and sanctions screening alerts * Reliable and well-documented AML transaction monitoring YOUR SKILLS AND EXPERIENCE:  * 4+ years of AML/KYC/CDD experience within crypto, trading, banking, payment institutions or other regulated financial institutions * Strong understanding of enhanced due diligence (EDD) requirements and risk-based AML/KYC assessments * Prior familiarity with AML/CTF risks and typologies relevant to digital assets and crypto markets is preferred (but not mandatory) * Experience conducting independent risk assessments and exercising sound judgement * Familiarity with crypto transaction tracing and wallet screening tools is preferred * Knowledge of relevant AML/CTF legislation, including sanctions frameworks * Experience dealing with complex legal entity structures and institutional counterparties * CAMS certification preferred; crypto-related AML certifications are a plus * Strong analytical and investigative mindset * Ability to independently manage complex AML/KYC matters from onboarding through ongoing monitoring * Confident communicator, capable of interacting directly with counterparties and senior stakeholders * Pragmatic and risk-based approach to problem solving * Comfortable operating in a fast-paced and evolving regulatory environment * High level of ownership, accountability and attention to detail WHAT WE OFFER * A high-impact role in a small, expert team holding significant regulatory responsibility * A collaborative, high-performance culture that rewards ownership and initiative * Exposure to AML operations across multiple jurisdictions * Support to obtain CAMS certification if not already held About Us IMC is a global trading firm powered by a cutting-edge research environment and a world-class technology backbone. Since 1989, we’ve been a stabilizing force in financial markets, providing essential liquidity upon which market participants depend. Across our offices in the US, Europe, Asia Pacific, and India, our talented quant researchers, engineers, traders, and business operations professionals are united by our uniquely collaborative, high-performance culture, and our commitment to giving back. From entering dynamic new markets to embracing disruptive technologies, and from developing an innovative research environment to diversifying our trading strategies, we dare to continuously innovate and collaborate to succeed.

Coinbase

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase. As a Risk & Monitoring Analyst IV on the Operational Risk and Controls (ORC) team within Global Financial Crimes Operations (GFCO), you'll own quality assurance reviews of TMS investigations that support Coinbase's AML/CFT program. You'll strengthen consistency in case execution, surface procedural gaps, and partner across Operations, Compliance, Analytics, and Learning & Development to turn quality insights into measurable operational improvements. What you'll do: * Review TMS cases against established QA rubrics, including core sampling for regulatory filings (SARs) and risk-based sampling across priority compliance areas. * Lead calibration sessions, office hours, and structured analyst support to drive consistency and deepen understanding of complex procedural requirements. * Conduct root cause analysis on thematic quality issues and translate findings into actionable recommendations for process, training, and procedural updates. * Partner with second line of defense stakeholders and deliver timely, well-supported responses to review and audit findings. * Build and present weekly metrics, dashboards, and trend analyses that highlight risks, performance themes, and improvement opportunities to senior stakeholders. * Train new joiners, validate practice cases, and provide structured feedback to accelerate analyst readiness and quality performance. Required Skills and Experience: * 6+ years of experience in quality assurance, quality control, audit, or financial crime investigations within a regulated financial services environment. * Working knowledge of BSA/AML laws, regulations, and requirements, with demonstrated ability to apply risk-based judgment when reviewing complex investigations. * ACAMS certification or equivalent AML qualification. * Proven experience producing compliance metrics, dashboards, and performance reporting for operational and compliance stakeholders (proficiency in Google Sheets/Excel and Google Slides/PowerPoint). * Track record of presenting QA findings, root cause analyses, and procedural recommendations to senior compliance and operations leaders across multiple regions. * Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality. Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision). Annual base salary range (excluding equity and bonus): €67.000—€67.000 EUR * Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period. * Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws. * US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation. * Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial. * Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.