Credit Analyst (Germany)

Sway Sourcing Sweden AB

Om uppdraget 🚀 Vi söker en senior Credit Risk Analyst till ett uppdrag inom bank. Du blir en nyckelperson i att analysera och följa upp finansiella risker i en global portfölj, med fokus på att identifiera trender och förbättra riskhanteringsprocesser. Uppdraget innebär nära samarbete med olika funktioner och ger möjlighet att påverka strategier kopplat till risk, tillväxt och effektivitet. Dina arbetsuppgifter 🧩 Analysera kreditrisktrender inom konsumentportföljer globalt Granska individuella kreditbeslut och ta fram insikter för underwriting-strategier Arbeta med SQL och Python för att granska och validera riskmodeller och beslutslogik Förbättra och automatisera återkommande riskuppföljning Genomföra djupanalyser inom bl.a. motpartsrisk, FX-risk, ränterisk och likviditetsrisk Samarbeta tvärfunktionellt med risk- och affärsteam Omvandla komplex data till konkreta förbättringsåtgärder Förväntade leveranser 📦 Datadrivna analyser av kreditrisk och finansiella risker Identifierade risktrender och förbättringsförslag Validering av riskstrategier och modeller Automatiserade processer för riskuppföljning Beslutsunderlag som balanserar risk och tillväxt Din profil 🎯 Kandidatexamen inom finans, ekonomi, matematik, data science eller liknande Minst 4–5 års erfarenhet inom risk management, kreditrisk, treasury eller konsult/audit inom finans God förståelse för finansiella risker i finansiella institutioner Meriterande färdigheter ⭐ Stark SQL-kompetens och vana att arbeta med stora datamängder Erfarenhet av Python i analys- eller riskarbete Erfarenhet av automatiserade beslutsmotorer eller kreditmodeller Erfarenhet från bank eller finansiella tjänster Personliga egenskaper 🤝 Analytisk och datadriven Självständig och initiativtagande Kommunikativ med förmåga att förenkla komplex information Nyfiken och lösningsorienterad Övrig information 📍 Plats: Stockholm (2–3 dagar/vecka på kontor) Omfattning: Heltid Start: Inom 1 månad / ASAP Period: 4–6 månader (stor chans till förlängning) Språk: Engelska (flytande) Sway Sourcing är en innovativ rekryteringspartner som specialiserar sig på att matcha rätt talang med rätt företag – snabbt och effektivt. Vårt huvudfokus ligger inom Ekonomi, Administration, HR, Marknad och IT, men vi har även den breda expertis och flexibilitet som krävs för att leverera skräddarsydda rekryteringslösningar inom alla branscher. Trots att vi är en relativt ny aktör har vi redan byggt förtroende hos många av Sveriges största företag och arbetar både nationellt och internationellt. Med baser i Sverige och Spanien erbjuder vi en unik kombination av lokal expertis och global räckvidd. Vårt starka nätverk och djupa branschinsikter gör oss till en självklar partner för företag som vill ligga steget före i sin rekrytering.

Bridgepoint AB

About Us We are one of the world's leading private asset growth investors, specialising in private equity, infrastructure and private credit. With $98bn of assets under management and a strong local presence in Europe, North America and Asia, we combine global scale with local market and sector expertise, consistently delivering strong returns through cycles. Bridgepoint's private equity business focuses on investing in middle-market businesses via three distinct fund strategies: · Middle Market, implemented via Bridgepoint’s flagship buyout fund, which focuses on investing in market-leading businesses typically valued between €250 million and €1 billion; · Lower Middle Market, implemented via Bridgepoint Development Capital, which focuses on investing in cap companies valued up to £200 million; · Small Cap, implemented via Bridgepoint Growth, which focuses on companies using digital technologies to achieve transformational growth in their end-markets, typically seeking equity investment of between £5 million and £20 million. Credit, implemented via Bridgepoint Credit, is our private credit platform that invests across the capital structure and risk-reward spectrum through three complementary strategies: · Syndicated Debt, which targets investments in high-quality companies across the broadly syndicated loan and high-yield markets; · Direct Lending, which covers growth capital, acquisitions and refinancings; and · Credit Opportunities, which provides credit for complex situations and creative solutions. Our infrastructure strategy is implemented through ECP, one of the largest private infrastructure managers focused on North American, middle-market energy transition opportunities. ECP's flagship infrastructure funds focus on making value-add, predominantly control investments across electricity and sustainability infrastructure. These sectors include opportunities within wind, solar, storage, natural gas power generation carbon capture, renewable fuels, energy efficiency, digital, hydrogen, recycling waste management, beneficial re-use and waste-to-energy. Bridgepoint Growth are a team of 9 based across London and Stockholm, investing in business of between £5 million and £20 million. They are looking for an Analyst / Associate to join their Stockholm team. Key Responsibilities · Appraising potential investment opportunities, executing upon diligence programmes and supporting the structuring of deals. · Building, iterating and auditing financial models. · Developing and presenting relevant sections of investment papers to Bridgepoint’s investment committee. · Managing a broad array of stakeholders (e.g., corporate finance advisers, diligence providers etc.) across process milestones; and · Working closely with investee company management teams in the development and implementation of the value enhancement plan. Key Individual Attributes · At least 2 - 4 years of work experience with reputable strategy consulting firms, investment banks (in the mergers & acquisitions or leveraged finance departments), transaction services firms or other leading organisations (including technology led ones). · Excellent academics including a degree at Bachelor or Master’s level. · A credible and engaging presentational style, coupled with the confidence (tempered by self- awareness) to be effective in relationship building with vendors / management teams and advisers. · A high level of numeracy and technical proficiency, combined with the commercial awareness to put the numbers into their strategic context. · A demonstrable interest in investing as opposed to advising, coupled with a genuine interest in understanding underlying market and business dynamics. · Remains flexible and demonstrates ability to prioritise work. · Remains composed under pressure. · Ability to look at information and situations in a fresh light. · Exhibits high energy and drive. · Exhibits a natural curiosity coupled with a “getting things done” attitude.

Klarna Bank AB

Senior Analyst What you will do As a Senior Analyst at Klarna, you provide analytical and business expertise to ensure we deliver value to customers, Klarna, and our investors. You act as a bridge between models, operations, products, and business decisions, building strategies that connect them across the organization. You play an important part in taking Klarna to the next level, working across sales lifecycle areas, financial planning, and stakeholder communication. You bring a "Swiss army knife" mindset, ready to move between problems and provide data-driven guidance wherever it is needed. Who you are - A degree from a university in a numerate subject, such as Economics, Science, Engineering, or Business - At least 5 years of analytical experience in retail banking, e-commerce, or payments, with knowledge of consumer lending in western countries preferred - Strong general knowledge of the sales lifecycle, with deep expertise in one area such as credit risk, product/UX, marketing analytics, accounting, pricing, or data - Experience supporting sales and marketing efforts, such as merchant sales strategies or campaign impact analysis - Financial analytics experience, including business planning, budgeting, forecasting, and KPI tracking - Strong communication skills, with the ability to engage external stakeholders; merchant-facing experience is a plus - Working proficiency and communication skills in verbal and written English Awesome to have - Strong attention to detail and experience using structured approaches to problem solving - Understanding of regional risk policies and risk profiles, with the ability to suggest or build merchant-specific policy adjustments - Significant drive and ambition - Strong conceptual ability - Familiarity with data extraction and manipulation, and programming languages such as SQL, R, Python, MatLab, Java, or C# Please include a CV in English Curious to learn more about Klarna and what it's like to work here? Explore our career site: https://www.klarna.com/careers/