Product Manager

At SumUp, our mission with the Lending product is to empower merchants worldwide by providing loans that help their businesses thrive. To support that mission, we're looking for a Product Manager to join our Lending tribe, embedded in the Servicing squad - the team at the heart of how users repay their Cash Advances.  In this role, you will own the day-to-day of the Servicing squad, working hands-on with software engineers, Product Managers, and business and operations stakeholders to drive the squad forward. You will collaborate closely with cross-functional stakeholders across the Lending tribe to shape priorities and balance a dynamic backlog across regulatory, operational, and user-facing work.  WHAT YOU’LL DO * Collaborate with stakeholders to align on priorities and translate needs into clear product requirements for the squad. * Contribute to the tribe product strategy and roadmap, ensuring alignment with overall goals. * Manage aspects of the end-to-end product lifecycle, making prioritisation decisions, while leading team rituals. * Document and communicate product initiatives to ensure clarity, alignment, and shared understanding across engineering, business, and operations teams. * Monitor and analyse product performance using data and analytics, identifying areas for improvement, and iterating on existing features.  YOU’LL BE GREAT FOR THIS ROLE IF * You have 3+ years of experience in Product Management, with a track record of leading cross-functional teams to deliver products end-to-end. * You have excellent communication skills and can break down complex or messy topics into structured, concise narratives.  * You are fluent in SQL or another data querying language, with the ability to use data to inform prioritisation and measure impact.  * You have experience working in fintech, credit products, or similarly regulated, detail-oriented environments. * You are comfortable managing competing priorities in a fast-paced, dynamic environment. * You are fluent in English, written and verbal.  WHY YOU SHOULD JOIN SUMUP 🌎 Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our Barcelona office. This involves an office-first setup 🌈 Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced 🚀 Enrolment onto our Virtual Stock Option programme: you will own a stake in SumUp’s future success 📚 A dedicated annual L&D budget of €2000 for your individual development, which you can be used to attend conferences and/or advancing your career through further education 🏖 Generous time off: enjoy 23 days of paid leave plus public holidays and special leave days 🥗 Subsidised restaurant tickets (Edenred) and office breakfast on Mondays 🌴 Break4me: 1-month sabbatical after 3 years of service 🔗 Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team 📍 Get a feel for life at our Barcelona office: Watch here ABOUT SUMUP Be empowered to do more that matters. At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships. Our commitment to small businesses is reflected in our diverse team of over 3,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset. Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth. Our differences make us unique and strong as we strive to create an environment where everyone belongs and feels supported, no matter how they identify.  SumUp is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We don't make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited. Explore career opportunities with us and join a team driven by collaboration, innovation, and a shared vision of creating a world where everyone can build a thriving business. Discover more about our vibrant and inclusive work culture and how we work on our careers website, and follow our journey on LinkedIn, Instagram and TikTok. JOB APPLICATION TIP We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp. Job Application Tip We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.

The way companies innovate is broken. The systems built to create and protect ideas can’t keep up with the pace of change. Today, 90% of S&P 500 company value is intangible (e.g., in intellectual property) - yet R&D and IP teams spend half their time buried in manual work, sifting through patents and paperwork instead of pushing the frontier forward. The tools of creating and protecting are stuck in the past. We’re here to fix that. Ankar is building the R&D tools for the AI era and defining what applied research will look like in the next 20 years. We’re building infrastructure and product experiences our customers rely on every day. You’ll translate messy, ambiguous problems into clean, dependable software—and you’ll do it at the cutting-edge of AI. We’re at an inflection point: * We’ve raised >$24M to date from Tier-1 VCs like Atomico, Index Ventures, Norrsken, Daphni, and angels like the Founder of Hugging Face, CEO from Datadog, and Leaders from DeepMind and OpenAI. * We’re already working with the world’s most innovative companies including Fortune 500 company L’Oréal and global law firm Vorys * Expanding our world-class team with alumni from Palantir, Amazon, and BCG to tackle the $1T+ innovation market. We’re just getting started. What you’ll be doing Build world-class product. Design, build, and maintain scalable, reliable systems and user-facing product experiences that customers depend on. * Translate messy problems into dependable software. Work from first principles to turn ambiguous requirements into clear, maintainable, production-ready solutions. * Ship fast and iterate constantly. Deliver quickly, learn from real feedback, and refine the product week by week with direct access to customers. * Own the mission end-to-end. Take full ownership of new product work from design to implementation, release, feedback and iteration. * Drive clarity, velocity, and long-term quality. Establish patterns, improve feedback practices, and help shape product direction as Ankar’s mission evolves. * Partner deeply with engineers and customers. Collaborate closely with engineering, design, and customer-facing teams to ensure what we build is useful, usable, and impactful. Qualifications: * 4+ years of experience leading the end-to-end delivery of customer-facing products. * Experience owning projects independently, including problem discovery, scoping, execution, rollout, and iteration based on feedback and data. * Strong analytical and systems thinking: ability to reason across design and engineering constraints, and strive for maintainable product solutions. * Ability to communicate clearly with both technical and non-technical stakeholders, driving alignment across teams. * Strong product intuition and experience partnering closely with engineering and design to define user workflows and ship high-quality experiences. * Experience in fast-moving startups or high-ownership environments, with a bias toward action and measurable outcomes. Culture at Ankar: Culture at Ankar is how we think, build, and operate. We’re building a generational company that redefines how the world’s best R&D teams create and protect ideas. * Contrarian - we think from first principles: We think deeply, question assumptions, and build from first principles. The best ideas come from clarity and rigour. * Creative - we build with taste: We’re building the R&D tools for the AI era and shaping what applied research looks like over the next 20 years. We care about precision, quality, and systems that last. * Competitiveness - we play to win: We move with urgency and set a very high bar for ourselves and each other. Every win raises the bar. Every challenge sharpens us. This role is not for you if... * You need a highly structured environment, a predefined playbook, regular working hours, or a schedule that never requires travel. We operate with high autonomy and ownership, expect our team to go above and beyond, be obsessed with our mission and thrive in ambiguity rather than wait for direction. * You prefer long planning cycles and certainty before acting. We move quickly, ship often, and adapt based on customer feedback and new information. * You want to manage the work rather than do the work. We're builders first, and everyone is expected to contribute directly to creating exceptional products. * You take it personally when ideas are challenged, priorities shift, or work gets redirected. We care more about finding the right answer than defending a particular one.   What we put behind our people Building at the frontier takes exceptional people. We invest accordingly. * Health Insurance : Full private health & dental coverage for you and your dependents. * Pension: Flexible pension scheme with up to 5% employer matching on qualifying earnings. * Food on us: Team lunches twice a week, plus dinner when working late in the office. * Cycle to work: Green Commute initiative scheme (up to £3k) to help you get a new bike tax-free. * Way we work: We combine deep, in-person collaboration (3 days/week in our Shoreditch office) with flexibility and trust. What matters is ownership, impact, and results, not where you work from. * Visa sponsorship: Yes